The answer is $31,888. The present interest value of $40,000 to be received in two years, at 12 compounded annually, is $40,000 × Present value factor of $1 to be received in two years, at 12% compounded annually is
= $40,000 × 0.79719 = $31,888
Compound interest, also known as interest on principal and interest, is the practice of adding interest to the principal amount of a loan or deposit. It occurs when interest is reinvested, or added to the loaned capital rather than paid out, or when the borrower is required to pay it, so that interest is generated the next period on the principal amount plus any accumulated interest. In finance and economics, compound interest is common.
The present value of $40,000 to be received in two years, at 12% compounded annually, is _____ (rounded to nearest dollar). Use the following table, if needed.
Present Value of $1 at Compound Interest
Periods
5% 6% 7% 10% 12%
1 0.952380.943400.934580.909090.89286
2 0.907030.890000.873440.826450.79719
3 0.863840.839620.816300.751320.71178
4 0.822700.792090.762900.683010.63552
5 0.783530.747260.712990.620920.56743
6 0.746220.704960.666340.564470.50663
7 0.710680.665060.622750.513160.45235
8 0.676840.627410.582010.466510.40388
9 0.644610.591900.543930.424100.36061
10 0.613910.558400.508350.385540.32197
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What is the next step to take after marketing research is conducted and results collected?
Making a research design is the following phase in the process of marketing research.
What is marketing research?Marketing research is the process of collecting and analyzing data to inform business decisions. It helps companies gain a better understanding of their target audience and make informed decisions about product development, pricing, and promotion. Marketing research can be conducted through a variety of methods such as surveys, focus groups, observation, and secondary research. The goal is to gather data that is relevant, accurate, and valuable in making business decisions. The results of marketing research are used to inform a company's marketing strategy, identify new opportunities, and measure the success of their marketing efforts. Effective marketing research helps companies make informed decisions, reduce risk, and increase their chances of success.
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a bank has set aside almost 3 s a loan loss reserve. the resulting loss of income is $26,750,000. this is an example of what kind of risk?
Answer:
\(5.363 \\ 5911 + \times \)
dyggtig ghucf
\(x4.53..1 \2 {22.}^{2} [22. = ]{?} \)
if the supply and demand curves for a product both decrease, then equilibrium
If the provide and demand curves for a product each decrease, we can say that equilibrium: a) quantity and equilibrium fee need to each decline. b) volume have to decline, but equilibrium charge may also both rise, fall, or stay unchanged.
What happens to equilibrium when grant and demand both decrease?If each demand and provide decrease, there will be a limit in the equilibrium output, however the effect on fee can't be determined.
A reduce in demand will purpose the equilibrium price to fall; extent supplied will decrease. An enlarge in supply, all other matters unchanged, will motive the equilibrium price to fall; extent demanded will increase. A reduce in provide will purpose the equilibrium fee to rise; quantity demanded will decrease.
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https://brainly.com/question/1222851#SPJ4accountant is required to comply with the provisions of statements on standards for accounting and review services for the preparation of financial statements when providing these services i. drafting financial statement notes ii. maintaining depreciation schedules
Accounting standards ensure that financial statements from more than one group are similar.
Because all entities follow the same policies, accounting standards make the monetary statements credible and allow for more monetary decisions primarily based on correct and regular facts.
Financial statements want to mirror certain fundamental functions: fair presentation, going problem, accrual foundation, materiality and aggregation, and no offsetting.
Economic statements should be organized at least yearly, need to include comparative facts from the preceding duration, and ought to be consistent.
Directors put together economic statements; audit committees display the integrity of financial records. five. Auditors audit the financial statements and carry out different approaches on different components of the yearly file. 6.
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4. To promote diversity, companies actively seek and promote individuals in all of the following areas
except
1. educational levels.
2.ages
3. Races
4. National origins
Answer:
1.
Explanation:
Educational levels cannot be diversified depending on the position, many require a minimum level of education to properly conduct job functions.
How many different federal taxes are listed?
Answer:
There are two types of taxes namely, direct taxes and indirect taxes.
Explanation:
12 specific taxes, four within each main category—earn: individual income taxes, corporate income taxes, payroll taxes, and capital gains taxes; buy: sales taxes, gross receipts taxes, value-added taxes, and excise taxes; and own: property taxes, tangible personal property taxes, estate and inheritance taxes, and wealth taxes.
Answer:
2!
Explanation:
direct taxes and indirect taxes! hope this helps! plz mark as brainliest!
What can give working people information about their fields, including conferences and leadership opportunities in those fields?
an extracurricular activity
a career and technical student organization
a professional organization
a cocurricular activity
Answer:
a professional organization
Explanation:
A professional organization is formed to promote the growth of the profession and advance the interest of people working in that profession.
A professional organization is also known as a professional association. It facilitates communication and connection among its professionals. It supports innovations and creativity that help develop and grow the profession. Through their regular meeting, members of a profession share information on the trending issues, opportunities, and challenges affecting the profession.
Answer:
C
Explanation:
a marketing plan and operating budget are two components of
a.a long range planning
b. a business plan
c. short range planning
d. a staff planning
If a country's economic growth rate is 4 percent a year, approximately how many years will it take to double its Real GDP
Answer:
17.5years
Explanation:
The rule of 70 is used to determine how long it would take for a number to double depending on its growth rate. This is calculated with the formula;
70/Annual rate of return(in percentage)
Since we have determined the annual growth rate of the country to be 4 percent a year, we can approximately determine how many years it ill take to double its real GDP with the formula;
70/4
= 17.5years
A stock currently sells for $49. the dividend yield is 3.8 percent and the dividend growth rate is 5.1 percent. what is the amount of the dividend that was just paid?
The amount of the dividend that was just paid is $91.23
Given,
Current price of stock - $49
Dividend yield - 3.8 percent
Dividend growth rate - 5.1 percent
In order to get the amount of the dividend to be paid in one year, we calculate it using the below given formula-
Dividend yield = Dividend for next period × Current price
= $49 × 3.8%
= $49 × 1.862
= $91.23
Therefore, the amount of the dividend that was just paid is $91.23
In order to share profits with a company's stockholders, dividends are used to make payments. Dividends can be either distributed quarterly, or may be paid out as cash or in the form of reinvestment in additional stock.
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Juice wrld is the best <3
Rip juice wrld:(( 999
Answer:
Juice Wrld was an excellent artist. He spoke to many with his songs and reached those who could connect to him and his struggles through his music, personally his music is catchy and sounds good. He has a unique voice and his lyrics are relatable. he will always be in our hearts we will always remember him and his songs
You need a new computer, and you will need a loan in order to buy one. Which lender is most likely to charge you the highest interest rate on your loan?
A. finance company
B. savings and loan association
C. credit union
D. savings bank
Savings and loan association is the lender is most likely to charge you the highest interest rate on your loan. Hence, option B is correct.
What is the main purpose of a savings and loan association?Building Societies or Savings and Loan Associations perform the same fundamental duties by gathering funds from the general public and using those savings to fund mortgage loans for residential real estate.
The S&L crisis may have caused the banking sector to collapse with the greatest degree since the Great Depression. By 1989, more than 1,000 S&Ls had failed nationwide, thus destroying one of the most reliable sources of house mortgages.
In that they provide many of the same services, including banking and mortgage financing, savings and loan associations function similarly to banks and credit unions. Savings and loan organizations, however, prioritize savings and mortgages more.
Thus, option B is correct.
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Marketing and distribution system of Sole proprietorship
Answer:
Direct selling;
Selling through intermediaries;
Dual distribution; and.
Reverse channels.
Explanation:
Head Time is a local salon that requires all its stylists to graduate from a recognized hairstyling institute and pass the state licensing examination prior to joining work. Due to strict customer service requirements and potential lawsuits resulting from inadequate knowledge regarding the use and care of certain chemicals and solutions, this business can clearly justify its hiring criteria ________.
Answer:
educational
Explanation:
is personally responsible for all partnership debts. has no say over a firm's daily operations. faces double taxation whereas a limited partner does not. has a maximum loss equal to his or her equity investment. receives a salary in lieu of a portion of the profits.
Answer:
is personally responsible for all partnership debts
Explanation:
COMPLETE QUESTION
A general partner:
is personally responsible for all partnership debts. has no say over a firm's daily operations. faces double taxation whereas a limited partner does not. has a maximum loss equal to his or her equity investment. receives a salary in lieu of a portion of the profits.
EXPLANATION
A general partner can be regarded as a person that joins with another person or join with more than one other person to form a business. A general partner is responsible for the actions that is been taken in the business, He or she is liable personally for all the debts as well as obligations in the business and can bind the business legally. It should be noted that A general partner is personally responsible for all partnership debts.
What would the total cost per unit be for us to engage in foreign direct investment dr tasty?
Answer:$2.97
Explanation:
don’t know just got it right
Assume that the manager of a local discount store hires you as a consultant to assess the store's available space. What suggestions would you
make In order to use the space most productively?
The suggestions I would make In order to use the space most productively as a consultant is to advice them not to be storing any fault item from the factory in their store but return them immediately, and also to make sure then go for products that can seel fast in the market.
What is productivity?Productivity serves as the effectiveness of productive effort, which is been put in by the firm and it can be measured in terms of the rate of output per unit of input.
If the store can make use of the advice, then the space will be enough to run their business effectively.
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Select the correct answer. Which sales channel is the most effective for a business that has a small scale of operations? a A. telemarketing B. hiring agents C. flea markets D. franchising E. multilevel marketing
Answer:
franchising marketing
what is double entry in financial accounting
Answer:
method of recording transactions where for every business transaction, an entry is recorded in at least two accounts as a debit or credit. In a double-entry system, the amounts recorded as debits must be equal to the amounts recorded as credits.
Any point inside a production possibilities curve is:_____.
A. better than points on the production possibilities curve.
B. allocatively efficient but technologically inefficient.
C. associated with inefficient use or unemployment of some resources.
D. associated with movements along the production possibilities curve.
E. associated with constant opportunity costs.
Answer:
c
Explanation:
The following hypothetical production possibilities tables are for China and the United States. Assume that before specialization and trade the optimal product mix for China is alternative B and for the United States is alternative U. China Production Possibilities Product: A - B - C - D - E - F Apparel: 120,000 - 96,000 - 72,000 - 48,000 - 24,0000 Chemicals(tons): 0 - 24 - 48 - 72 - 96 - 120 U. S. Production Possibilities Product: R - S - T - U - V - W Apparel: 40,000 - 32,000 - 24,000 - 16,0000 - 8,0000 Chemicals(tons): 0 - 16 - 32 - 48 - 64 - 80a. Are comparative-cost conditions such that the two countries should specialize?
Yes / No.
If so, what product should each produce?
China should produce chemicals or apparel.
The United States should produce chemicals or apparel?
b. What is the total gain in apparel and chemical output that would result from such specialization?
Apparel: units.
Chemicals: tons
Having the Production Possibilities China should create clothing, while the United States should produce chemicals, there will be a gain of 6000 in apparel and 2 in chemicals overall.
To know about Production Possibilities we need to know about its curve,the production possibility curve illustrates the cost to society of selecting one of two items. When an economic system operates at the frontier of manufacturing potential, which is the extreme edge of this curve, it may have the highest quality of life possible since it is employing the best use of its resources to provide as much as possible. The PPF illustrates that a rise in output for one commodity can only happen when output for the associated commodity falls. While deciding on the ideal product mix for their company, managers can utilise the PPF as a tool for decision-making.
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market street offers a full refund on products and wants customers to bring back products if dissatisfied. market street's liberal returns policy builds stronger relationships with its customers. this is an example of the process. a. customer relationship management (CRM) b. supplier-relationship management c. manufacturing flow management d. returns.
Market Street's full refund policy and focus on customer satisfaction is an example of customer relationship management (CRM).
By offering a liberal returns policy, Market Street is not only building stronger relationships with its customers but also gathering valuable feedback on their products. This information can be used to improve product quality and make more informed business decisions. Effective CRM is crucial in today's competitive market, as it allows companies to personalize their interactions with customers and build brand loyalty. In this case, Market Street's returns policy is a key component of their CRM strategy and is likely contributing to their success in retaining and attracting customers.
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What is the definition of hangry my friend keeps saying it but i dont understand
Answer:
hangry is when you feel hungry and angry at the same time
Explanation:
basically, your angry because of the fact that your hungry
Cody Wyatt is considering whether to invest in a dump truck. Mr. Wyatt would hire a driver and use the truck to haul trash for customers. He wants to use present value techniques to evaluate the investment opportunity. List sources of potential cash inflows and cash outflows Mr. Wyatt could expect if he invests in the truck.
Cash inflows could include revenue generated from hauling trash, as well as any fees or charges for disposing of the trash.Cash outflows include the initial cost of purchasing dump truck, ongoing maintenance costs etc.
To evaluate the investment opportunity of investing in a dump truck, Cody Wyatt needs to consider both potential cash inflows and cash outflows. Additionally, Mr. Wyatt may be able to generate additional revenue by offering services such as rental of the truck or hauling materials other than trash.
It is important for Mr. Wyatt to estimate both the potential cash inflows and outflows associated with investing in a dump truck to determine whether the investment is financially viable. By using present value techniques, he can evaluate the potential returns and compare them to the costs associated with the investment. Ultimately, Mr. Wyatt will need to weigh the potential benefits against the potential costs to make an informed decision.
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In the "pay yourself first" budgeting strategy, what is the first thing you do with your money each month
Treat yourself to an item you've been wanting to buy
Put money into your savings account
Pay all of your bills
Take cash out to have in your wallet
Answer:
Put money in a savings account
Explanation:
While t’s critical to pay all your bills on time, planning for your future can’t always take the back seat. When you pay yourself first, you pay yourself (usually via automatic savings) before you do any other spending. In other words, you are prioritizing your long-term financial well-being.
You may not immediately see the benefit of paying yourself first, but don't get discouraged. If a financial emergency arises, this strategy can help you weather the storm. Ultimately, paying yourself first is about putting yourself first, which helps make sure you’re prepared for whatever’s yet to come.
a company is developing a new service that will be accessed using tcp on a static port. a solutions architect must ensure that the service is highly available, has redundancy across availability zones, and is accessible using the dns name my.service, which is publicly accessible. the service must use fixed address assignments so other companies can add the addresses to their allow lists.
To ensure high availability, redundancy across availability zones, and accessibility using the DNS name "my.service," the solutions architect can implement the following strategies:
Deploy the service in a load-balanced architecture across multiple availability zones. This ensures that even if one availability zone experiences issues, the service remains accessible and operational.
Configure Elastic Load Balancers (ELBs) or an Application Load Balancer (ALB) in front of the service. This distributes incoming TCP requests across multiple instances of the service, further enhancing availability and scalability.
Utilize an Auto Scaling group to automatically adjust the number of service instances based on demand. This allows for horizontal scaling, ensuring that the service can handle varying loads while maintaining high availability.
Set up a Route 53 DNS record with an Alias to the load balancer, using "my.service" as the DNS name. This makes the service easily accessible using the desired public DNS name.
By implementing these measures, the solutions architect can achieve high availability, redundancy, and accessibility for the new service while addressing the requirements of fixed address assignments for other companies.
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The demographic information will tell you where to find the customers.
T
True
or
F
False
Managing the risks from lone working
(a) Comment on the extent to which workers at Hapford Garage are at risk from lone working.
(20)
(b) What changes could the lead mechanics make to existing working practice to reduce the risks from lone working?
(a) Comment on the extent to which workers at Hapford Garage are at risk from lone working (20):
the Work: Evaluate the specific tasks and activities undertaken by workers when they are alone. Some tasks may carry higher risks than others, such as working with heavy machinery, hazardous substances, or in isolated areas.
2. Location and Environment: Assess the physical surroundings and potential hazards present in the workplace. Factors like poor lighting, limited access to emergency assistance, or remote locations can increase the risks associated with lone working.
3. Communication and Emergency Response: Evaluate the availability and effectiveness of communication systems for lone workers. If workers do not have a reliable means to communicate or summon help in case of emergencies, the risk level may be higher.
4. Worker Competence and Training: Consider the level of training and competence of the workers. Proper training in risk assessment, emergency procedures, and self-defense can mitigate some of the risks associated with lone working.
5. History of Incidents: Analyze past incidents or near misses involving lone workers to identify patterns and assess the frequency and severity of risks faced by Hapford Garage workers.
Based on the information gathered, an assessment can be made regarding the extent of risk from lone working at Hapford Garage. This assessment will help determine the appropriate measures to be taken to mitigate those risks.
(b) What changes could the lead mechanics make to existing working practice to reduce the risks from lone working?
To reduce the risks from lone working at Hapford Garage, the lead mechanics can implement several changes to the existing working practices. Some potential measures include:
1. Risk Assessment: Conduct a comprehensive risk assessment specifically for lone working scenarios. Identify the potential hazards and develop appropriate control measures to mitigate those risks.
2. Communication Systems: Ensure that lone workers have reliable means of communication, such as mobile phones, two-way radios, or panic buttons. Establish regular check-ins or scheduled contact to monitor worker safety and well-being.
3. Emergency Procedures: Develop and communicate clear procedures for handling emergencies or critical incidents during lone working. Provide workers with training on emergency response protocols and ensure they understand how to access emergency service when needed.
4. Training and Competence: Provide thorough training to lone workers on the specific risks associated with their tasks and environment. Offer training on self-defense techniques, first aid, and any other relevant skills to enhance worker safety.
5. Supervision and Support: Implement a system for regular supervision and monitoring of lone workers. This can include periodic site visits, remote monitoring systems, or buddy systems where workers check on each other.
6. Personal Protective Equipment (PPE): Assess and provide appropriate personal protective equipment to lone workers based on their specific tasks and potential hazards. Ensure workers are trained on the proper use and maintenance of PPE.
7. Health and Well-being Support: Consider the well-being of lone workers and provide resources such as counseling services, stress management programs, and support networks to help address any psychological or emotional challenges associated with working alone.
By implementing these changes, the lead mechanics can significantly reduce the risks faced by lone workers at Hapford Garage and create a safer working environment. Regular review and updates of these practices should be conducted to ensure ongoing effectiveness and continuous improvement.
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What is promotional Mix? And how does it benefit the customers?:
Answer:
In marketing, the promotional mix describes a blend of promotional variables chosen by marketers to help a firm reach its goals. and it Improves communication with clients.
Explanation:
hope this helps
Answer:
The promotion mix is the blend of different methods and tools of communication you use in presenting your company, products or services to target customers. Effective promotion is a key component of the marketing mix, as it is the element that helps you attract customers, persuade them to buy, and generate loyalty.
A promotion mix is a key method for delivering a relevant promotion message via the most suitable channel for each segment. Improves communication with clients. Companies develop a promotion mix trying to speak their consumers' language. If prepared correctly, it helps build trust between the brand and its customers.
Explanation:
hope this helps i did my research
Megha is a taekwondo expert who starts her own martial arts training academy. She conducts taekwondo classes for women and teaches them the art of self-defense. Megha can be regarded as a(n)
As Megha, who is a taekwondo expert that starts her own martial arts training academy, also conducts taekwondo classes for women and teaches them the art of self-defense, then, Megha can be regarded as an entrepreneur.
Who is an entrepreneur?This refers to the individual that starts and runs a business with limited resources, planning and responsible for all the risks and rewards of their business venture. Their business idea often entails a new product or service rather than an existing business model.
Because of the features possessed by an entrepreneur, therefore, Megha can be regarded as an entrepreneur because of her taekwando classes.
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