The process of admitting international postgraduate students at the university.:
To register, students must first fill out an online form. Online applications are recorded in an information system that is accessible to all staff members involved in the admissions process. After the student submits the online form, a PDF document is generated and the student is asked to download it, sign it, and send it by post along with the required documents, which include:
• certified copies of previous degrees and academic transcripts,
• English test results,
• Curriculum Vitae,
• two letters of reference.
When these documents are received by the admissions office, the clerk checks the completeness of the documents. If any documents are missing, an email will be sent to the student. Students must send lost documents by post. Assuming the application is complete, the admissions office sends a certified copy of the degree to the academic recognition institution, which checks the degree and provides an assessment of validity and equivalence in terms of local educational standards. The agency requires that all documents be sent there by post, and all documents are certified copies of the originals. The agency sends back its assessments to the university by post as well. Assuming the degree verification is successful, the results of the English language test are then checked online by an officer at the admissions office. If the validity of the English test results cannot be verified, the application is rejected (notification of such refusal is sent by email). Once all certain student documents have been validated, the admissions office forwards these documents by internal mail to the relevant academic committee which is responsible for deciding whether to offer admission or not. The committee makes decisions based on academic degrees and transcripts, CVs, and letters of reference. The Committee meets every three months to examine all applications that are ready for academic assessment at the time of the meeting.
At the end of the committee meeting, the committee chairperson notifies the admissions office of the selection results. This notification includes a list of accepted and rejected candidates. A few days later, the admissions office notifies each candidate of the results via email. In addition, successful candidates are sent a confirmation letter by post.
Related issues:
Process owners are concerned about the costs of the process and the fact that good candidates lose out to competing universities during the admissions process. Concretely, the data states that 30% of students who received the offer rejected it, and of that number, 30% of them rejected the offer because they received an offer from a competing university. Interviews as well as data from applicant surveys reveal that one of the problems facing universities is that students have to wait too long to find out the results of their applications. It often happens that by the time a student is admitted, the student has decided to go to another university instead.
Task:
1. Apply the redesign heuristic from appendix A (in Marlon Dumas' book) to solve the problem above.
2. Draw the results of the BPMN to-be model.
3. Describe the impact of your proposed change in relation to the Devil's Quadrangle performance dimension. Consider the university admission process described in Exercise 1.1 (page 5) and the corresponding issues documented in Exercise 6.4 (page 232). a Apply the redesign heuristics from Appendix A in order to address the issues documented in Exercise 6.4. b Capture the resulting to-be model in BPMN. c Explain the impact of the changes you propose in terms of the performance dimensions of the Devil's Quadrangle.

Answers

Answer 1

For applying the redesign heuristic from appendix A: Identify the performance dimension;  Identify the possible reasons for the problem; Generate redesign ideas; and  Evaluate and select the redesign ideas.

(2) BPMN to-be model:

Use Business Process Model and Notation (BPMN) tools or software to create the to-be model based on the redesign ideas generated in step 1.

(3) Impact of the proposed change on the Devil's Quadrangle performance dimensions:

a) Effectiveness: The proposed changes aim to improve the effectiveness of the admission process by reducing the number of good candidates lost to competing universities. Streamlining the application process, automating document validation, and expediting degree verification contribute to a more efficient and timely assessment of applications, increasing the chances of admitting top candidates.

b) Efficiency: The changes can also enhance efficiency by eliminating manual document handling processes and reducing the waiting time for admission results. This allows for faster processing of applications and reduces the overall duration of the admission process.

c) Flexibility: Although not explicitly mentioned in the exercise, introducing online platforms and automation can enhance the flexibility of the admission process. Online document submission and verification systems allow applicants to submit their materials from anywhere, at any time, increasing convenience and accessibility.

d) Satisfaction: By reducing waiting times and improving communication with applicants, the proposed changes can enhance applicant satisfaction. Applicants will receive timely notifications and have a shorter waiting period, resulting in a more positive experience with the admission process.

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Related Questions

Select the correct answer from each drop-down menu. in 2005, country a exported steel worth $5 billion to country b. steel producers in country b alleged that country a was steel into country b because country a’s selling price was 20% lower than the normal value. when the claims were proved valid, country b imposed of 20% on steel imports from country a.

Answers

DUMPING: A predatory pricing practice in which a foreign nation exports its commodities to another nation and sells them there for less than the local market rate.

Are there really 257 country on earth?

Today, there are 195 nations in the world. This number includes the Vatican See and also the State of Palestine, two non-member observer nations, together with the 193 United Nations member states.

What constitutes country a ?

In geopolitics and global politics, a nation appears to be a physical place. The dictionary describes it as "the land of either a nonviable fetus, abode, or citizenship; a governmental nation or state or its territory."

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As a result, country B imposed a 20% tariff on steel imports from country A.

What is a dumping?

Dumping is the act of selling a product in a foreign market at a price lower than the price charged in the domestic market or below the production cost. It is considered as an unfair trade practice.

What are the measures to counter dumping?

Measures to counter dumping include imposing tariffs on the imported goods, which raises their price and makes them less competitive with domestic products. Another measure is the imposition of anti-dumping duties on the imported goods. Additionally, some countries also negotiate agreements with the exporting countries to limit the volume or value of their exports to the importing country. Some countries also use countervailing duties to counter the effects of subsidies provided to the exporting country's industries.

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Which part of the business plan identifies plans for pricing policies? a. Self-analysisb. Trading area analysisc. Proposed marketing pland. Product description

Answers

Proposed marketing plan identifies plans for pricing policies. so the right choice is C.

The products and pricing area of your marketing strategy outlines the services and goods you provide to the market along with your approach to pricing for each.

Pricing conveys a clear message to your market, so it must be in line with your strategy, brand, and the value you're offering.

Businesses utilise a marketing plan as a strategic road map to plan, carry out, and monitor their marketing strategy over a specific time frame.

Different marketing tactics for diverse marketing teams across the organisation working toward the same business goals can be included in marketing plans.

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The Texas budget includes over 200 dedicated funds to support specific public policy areas. Plus, billions of federal dollars sent to Texas must be used for specific purposes like Medicaid, CHIP, and Title 1 schools. How do these factors affect the ability of state legislators to deal with economic crises when they arise

Answers

Question 2 of 10
FBLA-PBL state chapters usually have a number of elected.
represent the state's various regions.
OA. Treasurers
OB. Presidents
OC. Secretaries
OD. Vice Presidents
who
SUBMIT

Answers

FBLA-PBL state chapters usually have a number of elected, treasurers who represent the state's various regions. Thus, option A is correct.

What is FBLA-PBL?

FBLA-PBL stands for Future Business Leaders of America-Phi Beta Lambda, whose main goal is to develop some business opportunities and strengthen the basis of kids and give them opportunities for growth and development.

FBLA-PBL state chapters are an organized body that typically represents and bring the name forward for the person that can be elected to be the treasurer, where they plan and execute a trip and select the worthy candidates. Therefore, option A is the correct option.

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Answer:

D. Vice Presidents

Hope this helps :)

1: List three policy making groups of the Federal Reserve?
2: which banks are members of the fed?
3: the fed is owned by?

Answers

Answer:1- the board of governors, the federal reserve bank also know

as ( Reserve bank), And the federal open market committee

2- Approximately 38 percent of the 8,039 commercial banks in the United States are members of the Federal Reserve System.

3- The Federal Reserve System is not "owned" by anyone. The Federal Reserve was created in 1913 by the Federal Reserve Act to serve as the nation's central bank.

Explanation:

idk answer might Be wrong

3. Describe the ways in which the state intervened in the economy to impact South Korea’s
economic growth between 1963 and 1997? Why is this considered justified when markets
were less developed during the initial, catch up stages of development?
4. What trajectory did South Korea’s export-led industrialization strategy follow? What were
some of the incentives the government provided?

Answers

3. South Korea has demonstrated how state intervention could lead to economic growth. The state intervened in the economy in a number of ways. Firstly, the government has played a significant role in funding and promoting research and development in specific sectors through its development policies.

Secondly, the government has been instrumental in implementing reforms that have facilitated the growth of the private sector. Thirdly, the government has encouraged investment from foreign companies. Fourthly, the government has controlled the domestic economy by keeping inflation low, controlling currency values, and limiting the amount of foreign debt. Fifthly, the government has offered tax incentives, low-interest loans, and other financial support to businesses to encourage them to develop in specific sectors.  

This is considered justified when markets were less developed during the initial, catch-up stages of development because markets were not strong enough to generate the necessary investment, innovation, and growth on their own. The state had to intervene to help build the foundations for the growth of the private sector.

4. South Korea's export-led industrialization strategy followed a unique trajectory. The country began by focusing on labour-intensive industries such as textiles and light manufacturing. As its economy developed, it shifted towards more capital-intensive industries such as steel, petrochemicals, and heavy machinery. It then moved to high-technology industries such as electronics, semiconductors, and biotechnology. This evolution was driven by the government's policies of investment in education, research, and development, and incentives for businesses to focus on the export market. Some of the incentives provided by the government include infrastructure development, tax incentives, low-interest loans, and export credit insurance. This strategy has been instrumental in South Korea's economic growth and has transformed the country from one of the world's poorest nations to a global economic powerhouse.

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Which of the following is a reason that companies adopt a common global strategy? A) Differences in traditional practices among countries B) Varying sales practices among countries C) Significant differences in consumer tastes among countries D) Political demands by host countries E) Competitive pressures to reduce costs

Answers

The reason that companies adopt a common global strategy is often due to competitive pressures to reduce costs.

This involves creating a standardized approach to operations and marketing that can be implemented across all countries where the company operates, regardless of differences in traditional practices, sales practices, consumer tastes, or political demands by host countries.

By implementing a common global strategy, companies can achieve greater efficiency and economies of scale, while also maintaining consistency and brand recognition across all markets.

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The breadth and depth covered in each of the domains makes the __________ one of the most difficult-to-attain certifications on the market.

Answers

The breadth and depth covered in each of the domains make the ISEP one of the most difficult-to-attain certifications on the market.

In case you're an ISEP alternate pupil, you'll pay your house university's training, housing and meal fees, and an additional rate for required ISEP insurance. If you're an ISEP Direct student, your application rate will encompass tuition and coverage, and may additionally include housing and meals.

The international pupil alternate software, or ISEP, is currently the biggest examination of an overseas alternate community in the international. Member establishments proportion their campuses and deliver college students get right of entry to hundreds of academic packages in greater than 50 nations.

A pupil trade application is a study software in which students pursue training at one of the worldwide institutions for six months to 365 days. An alternate program is different from the standard have a look at overseas programs.

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Ess Information Management (BIM) I

Which object tells Word that a formula is being entered into a cell?

O equations

O arguments

O equal sign

O formula mask

Answers

Answer:

O equal sign

Explanation:

The equal sign in the Excel spreadsheet application notifies the program that a formula is about to be entered. For example, to perform a summation by typing into a cell, failing to put the equal sign before sum {= sum} would result in an error.  Notice this difference in the attachment.

Ess Information Management (BIM) IWhich object tells Word that a formula is being entered into a cell?O
Ess Information Management (BIM) IWhich object tells Word that a formula is being entered into a cell?O

In a two sentences,
explain how identity theft
can impact a person's life.

Answers

Answer:

The identity theif opens different accounts and buys whatever they want and you pay for it. Your job perspective can be ruined by this.

Answer:

It can affect there business or family

Explanation:

It can impact a persons life because this can lead to consequences that may affect a persons career or even family.

McGown Corp has the following information: Beginning Inventory (1/1) Ending Inventory (12/31) Raw Materials Inventory $ 20,000 $ 30,000 Work in Process Inventory $ 15,000 $ 18,000 Finished Goods Inventory $ 30,000 $ 20,000 Additional information for the year is as follows: Raw materials purchases $ 100,000 Direct labor $ 75,000 Manufacturing overhead applied $ 80,000 Indirect materials $ 0 Compute the direct materials used in production.

Answers

The direct materials used in production is $90,000.

What is direct materials?

In accounting, a direct material refers to materials that are used during the manufacturing of a product,

Direct material used = Raw materials purchases + Beginning raw material inventory - Ending raw material inventory

Direct material used = $100,000 + $20,000 - $30,000

Direct material used = $90,000

In conclusion, the direct materials used in production is $90,000.

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In addition to saving money, what are some other ways you can show financial responsibility?

Answers

Answer:

you could start a savings a acount or a 401k plan to help with future problems or you could save for a new car.

Explanation:

Stabilize your income. If you're a young person, get a job.
Set financial goals. Take a few minutes to set some money goals.
Educate yourself. Financial savvy is not something you're born with.
Make a budget.
Save money.
Learn about employment benefits.
Establish a credit profile.
Avoid expensive debt.

What does indigenous technology mean?​

Answers

Answer: I hope this is helpful mark brainlist if right then no if wrong

Explanation:

Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.

1 , what are the agent of socialization

Answers

Answer:

Agents of socialization, or institutions that can impress social norms upon an individual, include the family, religion, peer groups, economic systems, legal systems, penal systems, language, and the media.

Explanation:

Which is the best description of Economics?
a. the study of how people make decisions when dealing with scarcity
b. the study of money in the financial system (banking system)
c. the study of how people have purchased and sold things throughout history
d. the study of how you should invest your money in the stock market

Answers

The study of how people make decisions when dealing with scarcity is the best description of Economics. Hence, option A is correct.

What is scarcity of resources?

Limited resources paired with seemingly limitless human desires are referred to as scarcity of resources. Natural resources are few, and as the population grows, so do people's requirements and wants. However, there aren't enough resources to meet everyone's needs.

Because resources are distributed inequitably among people, people must prioritize their most important needs in order to make the most of the resources they do have.

Thus, option A is correct.

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Which of the following terms describes doing things in a way that dies not deplete natural resources or damage the environment

Answers

Answer:

B. sustainability

Explanation:

Here are the options to this question

A. efficiency

B. sustainability

C. reliability

D. renewable

Sustainability involves the proper use of resources found in the environment to ensure that they last or are available for future generations.

Methods of ensuring environmental sustainability :

1. recycling

2. reducing the use of non renewable resources and using more renewable resources

3. reducing the amount of pollution

Answer:

sustainability

Explanation:

edge 22

Island Novelties, Inc., of Palau makes two products, Hawaiian Fantasy and Tahitian Joy. Present revenue, cost, and sales data for the two products follow. Fixed expenses total 475,800 per year. The Republic of Palau uses the U.S. dollar as its currency.
(b) The company has developed a new product to be called Samoan Delight. Assume that the company could sell 10,000 units at 45 each. The variable expenses would be 36 each. The company's fixed expenses would not change. (i). Prepare another contribution format income statement, including sales of the Samoan Delight (sales of the other two products would not change). (ii). Compute the company's new break-even point in dollars and the new margin of safety in both dollars and percent.

Answers

Break-even point in dollar sales = fixed expense/contribution margin ratio

Break even point in dollar sales =  475800 /49% = $971020

the margin of safety             = actual sales - break-even sales

margin of safety    = 1250000 - 971020 = $278980

The margin of safety percentage = margin of safety/actual sales

Margin of safety percentage =  278980 / 1250000 = 22.32%.

Generally, to calculate the break-even point for your business, divide your fixed costs by your gross profit margin. This gives the company the amount it needs to reach breakeven. When it comes to stocks, if a trader buys a stock with his $200, and nine months later he drops from $250 and then he hits $200 again, it's gone bankrupt.

The breakeven point is the point where total costs equal total revenues. In other words, there is no loss and no profit for SMEs. This means that we have reached a stage of production where the cost of production equals the revenue of the product.

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to make sure people think about your brand in decision-making moments, what marketing objective should you use for your video campaign?

Answers

marketing goal should you choose for your video campaign Organizations need a video marketing plan to ensure that people think about their brand at decision-making times.

What exactly do we mean by decision-making?

Making decisions involves identifying a course of action, acquiring data, and weighing potential answers. By gathering pertinent data and outlining options, a walk decision-making process can assist you in making more careful, considered decisions.

Why is making decisions crucial?

Making decisions is crucial to achieving the corporate goals and objectives within the allotted time and money. It looks for the best option, makes good use of the available resources, and is well-liked by the workers. As a result, it is possible to accomplish organization goals or objectives in accordance with the desired outcome.

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an agent recommends that a customer purchase an unregistered non-exempt security. this is a violation of which section of the uniform securities act?

Answers

This is regarded as a forbidden action. Part I includes

anti-fraudIllegal activities

What is the Uniform Securities Act's purpose?

The Uniform Securities Act was created as a model law to serve as the framework for state-level securities regulation. The Uniform Securities Act was established to assist in the enforcement and regulation efforts of the Securities and Exchange Commission (SEC). One of its objectives is to stop state-level securities fraud.

What types of securities are within the unified securities act's purview?

Secured Exemption - Bank, government, nonprofit, and insurance contract securities are typical examples of exempt securities.

What is considered to be a person under the Uniform Securities Act?

The term "Persons" as used in the Uniform Securities Act includes partnerships, corporations, unincorporated businesses, and local governments.

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Quaker Oats has been around for over 100 years. The company’s marketers have continued to extend its market reach by adding new flavors and combining them with new products like Oatmeal Cookies, Oat Bars, and Quaker Oat & Yogurt Sandwich Biscuits. Quakers’ marketers have done a good job at:

Answers

Quaker Oats has been around for over 100 years Quakers’ marketers have done a good job at Not - controlling the oat product life cycle.

What is The importance of extending market reach?

An excellent strategy for raising brand awareness in your target audience is to extend your reach. Because it enables you to make wise marketing decisions and efficiently employ your resources.

In the given case, it is explained that Since more than 100 years ago, there have been Quaker Oats. By introducing new flavors and pairing them with fresh items, the company's marketers have continued to expand their market reach.

In the given case it is described that Quaker Oats continuously worked on introducing new products for the customer and did not focus on controlling the product life cycle.

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which of the following statements is a bottom-line statement

Answers

Answer:

The strong demand in Bigtown would make opening a new salon feasible

Explanation:

Answer:The strong demand in Bigtown would make opening a new salon feasible

Explanation:

Municipal Government bonds are currently offering an 11 percent real annual return to their investors. The inflation rate has been stable at 3.5 percent per year.

Calculate the exact yield to maturity that these municipal Government bonds offer to their buyers.

Answers

The exact yield to maturity that these municipal government bonds offer to their buyers is 11%. This means that investors can expect to earn an 11% return on their investment after accounting for both the real return and inflation.

To calculate the yield to maturity (YTM) of the municipal government bonds, we need to take into account the real annual return and the inflation rate. The YTM represents the total return an investor would receive if they hold the bond until maturity.
First, let's calculate the nominal annual return by adding the inflation rate to the real annual return:
Nominal annual return = Real annual return + Inflation rate
Nominal annual return = 11% + 3.5%
Nominal annual return = 14.5%
Next, we can calculate the yield to maturity by subtracting the inflation rate from the nominal annual return:
Yield to maturity = Nominal annual return - Inflation rate
Yield to maturity = 14.5% - 3.5%
Yield to maturity = 11%
Therefore, the exact yield to maturity that these municipal government bonds offer to their buyers is 11%. This means that investors can expect to earn an 11% return on their investment after accounting for both the real return and inflation.
It's important to note that yield to maturity calculations may vary depending on factors such as bond duration, coupon payments, and market conditions. This calculation assumes a simplified scenario with a fixed real return and inflation rate.

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Explain five steps in product design for a business

Answers

Explanation:

Five phases guide the new product development process for small businesses: idea generation, screening, concept development, product development and, finally, commercialization.

Active management necessarily implies very high portfolio turnover in an attempt to beat the Market Portfolio.
A. TRUE
B. FALSE

Answers

A. TRUE Active management refers to the practice of attempting to outperform the market by actively buying and selling securities in a portfolio. The goal is to generate returns that are higher than the market benchmark.

However, this approach requires high portfolio turnover, meaning that the manager frequently buys and sells securities in an attempt to stay ahead of market trends. As a result, active management typically incurs higher transaction costs and taxes than passive management, which seeks to replicate the returns of the market benchmark with a low-cost, low-turnover portfolio. Therefore, the statement "Active management necessarily implies very high portfolio turnover in an attempt to beat the Market Portfolio" is true.

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What are the three main economic goals of the federal government?

Answers

The objectives of economic policy. The federal government works to achieve three policy objectives in order to maintain a robust economy: stable pricing, full employment, and economic growth. The federal government has additional objectives to ensure sound economy policy in addition to these three policy goals.

The US federal governments used the federal budget to fund or finance its numerous expenses, such as paying the salaries of federal employees, purchasing military equipment, and distributing agricultural subsidies.

The federal government's fiscal year begins on October 1 and concludes on September 30 of the subsequent year.

Tax revenues provide funding for the federal government of the United States. The following are the taxes that are collected:

1. Family earnings

2. Customs fees

3. Tariff.

4. Business revenue

The government levies taxes on a variety of activities, such as: smoking cigarettes; drinking alcohol; and buying gasoline.

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If the price of hand calculators falls from $10 to $9 and, as a result, the quantity demanded increases from 100 to 125, then Multiple Choice demand is price inelastic. demand is unit elastic with respect to price. demand is price elastic. not enough information is given to make a statement about elasticity.

Answers

If the price of hand calculators falls from $10 to $9 and, as a result, the quantity demanded increases from 100 to 125, then "demand is price elastic".

What is elastic demand?

A demand that is elastic experiences a significant shift in quantity demanded as a result of a price adjustment.

When the amount sought changes little as a result of a price adjustment, the demand is said to be inelastic.

Some properties of price elastic demand are-

If the amount demanded of a product changes more than proportionally as its price rises or falls, it is said to be elastic. In contrast, a product is said to be inelastic if changes in price have minimal effect on changes in quantity demanded.There is a quantity effect that results in fewer units being sold when the price of an elastic good rises, which lowers revenue. The quantity demanded is less responsive to a change in price the lower the price elasticity of demand.

There are three main types of price elasticity of demand:

elastic, unit elastic, and inelastic

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Bil Tarnofsky makes the following statement: 'We must become more flexible if we are to meet our personnel needs and maximize efficiency. In the past, we simply hired as many full-time employees as we thought we needed. But this focus has caused us to lose many valuable employees. We should offer flextime and job sharing options to help us keep and attract talented employees. "Margaret Robin responds by saying "Alternatives to traditional job design approaches can lead to significant cost savings. Next year we are expected to have 500 more employees than our current facility allows, but my analysis reveals that 600 of our employees could telecommute. Therefore, we can avoid costly actions such as moving our offices or building extensions if these workers became telecommuters, job sharing can also reduce facility costs as well as payroll costs. Tamnofsky and Robin would be most likely to disagree about which of the following questions?
A. Would telecommuting likely lead to cost savings?
B. Does the organization have a moral obligation to offer flextime and job sharing options?
C. If offering a job sharing option would not reduce costs, should the organization still offer it?
D. Would the organization be better able to keep valuable employees if it offered flextime and job sharing options?
E. Are any other organizational structure decisions important for the future of the organization?

Answers

Answer:

C. If offering a job sharing option would not reduce costs, should the organization offer it?

Explanation:

The statement Bil Tarnofsky makes is focused on retaining talented employees and attract new talented employees, by offering flextime and job sharing options

The statement Margaret Robin responds with is the use of alternative job design, such as telecommuting could achieve higher cost savings from the need to accommodate the 500 more employees, by moving the offices and expanding the buildings, in the coming year

Tamnofsky and Robin would be most likely to disagree on the different focus of their statements which are; If offering a job sharing option would not reduce costs, should the organization offer it?

You want to use a three-factor return model to calculate the alpha that an investment manager generated. The portfolio has a market beta of 0.9, an inflation rate beta of 1.4, and a GDP growth rate beta of 1.2. The market risk premium is 5.6% per year, the inflation rate risk premium is 3.1% per year, and the GDP growth rate risk premium is 2.4% per year. The risk-free interest rate is 2.5% per year. What is the stock's annual expected return estimated by the model? 1) 12% 2) 13.5% 3) 14.7% 4) 15.6% 5) 14.2%

Answers

The stock's annual expected return estimated by the model is 14.76%, which is approximately 14.7%

To calculate the stock's annual expected return using the three-factor return model, use the formula:

Expected Return = Risk-Free Rate + (Market Beta * Market Risk Premium) + (Inflation Rate Beta * Inflation Rate Risk Premium) + (GDP Growth Rate Beta * GDP Growth Rate Risk Premium)

Given the following values:

Market Beta = 0.9

Inflation Rate Beta = 1.4

GDP Growth Rate Beta = 1.2

Market Risk Premium = 5.6%

Inflation Rate Risk Premium = 3.1%

GDP Growth Rate Risk Premium = 2.4%

Risk-Free Rate = 2.5%

Plug in the values into the formula:

Expected Return = 2.5% + (0.9 * 5.6%) + (1.4 * 3.1%) + (1.2 * 2.4%)

Expected Return = 2.5% + 5.04% + 4.34% + 2.88%

Expected Return = 14.76%

Therefore, the answer is option 3) 14.7%.

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Which condition is a result of open competition in a free market system?
A. Poor customer service
B. Government regulation
C. Higher prices
D. Higher quality goods

Answers

A result of open competition in a free market system is higher quality goods (option D).

What is the result of open competition?

Competition is when there are many producers operating in a particular industry. Competition is high in purely competitive markets and low in a monopoly. This is because in a pure competition, there are many producers while there is only one producer in a monopoly.

Due to the high level of competition in an industry, prices would be more likely to be low. This is because producers would want to attract more consumers by fairly pricing their goods. Also, producers would want to offer good customer service in order to retain consumers as there are many competing producers in the market. High quality goods are also a way to attract an retain customers.

A free market system is a market system where prices are set by the forces of demand and supply. There is no government regulation in this type of market.

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What are Vulnerable Road User Protection Laws?
A. Laws which punish drivers who injure or kill someone while driving carelessly.
B. Laws which educate VRUs on how to safely interact with others on the
roadway.
C. Laws which enforce proper road markings and barriers to protect VRUS.

Answers

The Vulnerable Road User Protection Laws are C. Laws which enforce proper road markings and barriers to protect VRUS.

What are Vulnerable Road User Protection Laws?

A Vulnerable Road User Law  are law that help to make the bridge between the legal gaps  of less and more severe offenses.

And this case , there could be provision of  additional charging options to local prosecutors, hence The Vulnerable Road User Protection Laws are C. Laws which enforce proper road markings and barriers to protect VRUS.

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