Due to consumers saving more when interest rates are raised, the aggregate supply for loanable funds trends upward.
Where do the loanable money come from?Savings are the source of the loanable funds available. The demand for loanable cash is based on borrowing. The actual rate of interest and the amount of loans made depend on how the supply or savings and indeed the demand for borrowing interact.
What boosts the availability of loanable funds?Amount Saved: Demand deposits rise as customers cut back on overall consumption and start saving more of their money. As a result, banks will be able to loan out more reserves, increasing the amount of loanable money available.
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Look for _____ in research information showing preferential treatment or consideration regardless of legitimate reasoning.
credibility
relevance
bias
additional sources
Answer:
bias
Explanation:
bias is the true anwer
Commercial hotels are usually in downtown or _____________ districts.
Answer:
buisness
Explanation:
Say that Australia has a working population of 11,565,470 people, and that the average salary is $26,450 annually. How much tax revenue would Australia generate each year by instituting a 31. 4% income tax? a. $81,528,467,671 b. $90,224,333,274 c. $96,054,697,991 d. $209,851,983,509 Please select the best answer from the choices provided A B C D.
Answer:
c
Explanation:
3. Question 3 Fill in the blank: Working for companies _____ means you'll work on a project-by-project basis, but not as a full-time employee.
Answer:
on a contract
Explanation:
An employee can be defined as an individual who is employed by an employer of labor to perform specific tasks, duties or functions in an organization.
Basically, an employee is saddled with the responsibility of providing specific services to the organization or company where he is currently employed while being paid a certain amount of money hourly, daily, weekly, or monthly depending on the contractual agreement between the two parties (employer and employee).
Any employee working for companies on a contract simply means or implies that, he or she work on a project-by-project basis rather than as a full-time employee.
For instance, a freelancer is someone who offers or provides his or her service to other employer of labor (business organization) without entering into a long-term contractual agreement.
How can an employee best help to maintain a positive work environment?
ОА.
Avoid interacting with other staff members.
OB.
Focus on the good things.
O C.
Socialize every evening with other staff members.
OD.
Maintain good relations with the management.
Answer:
it is (C)
Explanation:
Write a report on a trend in business that you’ve observed, and highlight at least the main finding. For example, from the rising cost of textbooks to the online approach to course content, textbooks are a significant issue for students.
Answer:
Over the last two years, small businesses have taken to the electronic space as a means of expanding their businesses.
This e-commerce trend experienced an upward spike during the C-19 Pandemic. As businesses were forced to operate remotely, necessity which is the mother of invention, started to thinking of ways to restructure their businesses to operate more electronically using a wide array of online tools and technology.
In a recent survey, 10 out of 50 businesses said they were not reverting back to their former model of operations as they had realised that it was completely unnecessary.
Top reasons given are:
Given the shedding of operation load and streamlining to basic functions whilst retaining the quality of product and or service, they also shed a lot of costs which increased their bottomline;emote service deliveries enabled them to get into more territories that they couldn't access prior to the C-19 pandemic. Thus leading to an expansion of clientele/market share.
.Which of the following pronouncements were issued by the Accounting Principles Board?
a. Accounting Research Bulletins
b. APB Opinions
c. APB Statements of Position
d. Statements of Financial Accounting Concepts
The Accounting Principles Board (APB) issued APB Opinions, which were pronouncements on accounting principles and practices. They did not issue Accounting Research Bulletins, APB Statements of Position, or Statements of Financial Accounting Concepts.
The Accounting Principles Board (APB) was a predecessor to the Financial Accounting Standards Board (FASB) and was responsible for establishing accounting principles and issuing pronouncements. Among the options provided, APB Opinions were indeed issued by the APB. APB Opinions were authoritative statements that provided guidance on specific accounting topics, aiming to establish consistent practices within the accounting profession.
However, the APB did not issue Accounting Research Bulletins. Accounting Research Bulletins were issued by the Committee on Accounting Procedure (CAP), which was the predecessor to the APB. CAP issued 51 Accounting Research Bulletins before being replaced by the APB.
Similarly, the APB did not issue APB Statements of Position or Statements of Financial Accounting Concepts. Statements of Position (SOPs) were introduced by the FASB after the APB was dissolved, and they represent positions taken by the FASB Emerging Issues Task Force. Statements of Financial Accounting Concepts (SFACs) were also introduced by the FASB and represent a conceptual framework for accounting principles.
The APB issued APB Opinions, but not Accounting Research Bulletins, APB Statements of Position, or Statements of Financial Accounting Concepts.
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Cigarettes have a long history of being used as money in prisons. however, far fewer people smoke now than used to. this has diminished the ability of cigarettes to perform which function of money?
The diminished ability of cigarettes to perform the function of money in prisons due to fewer people smoking now is related to the function of money as a store of value. As cigarettes have a limited shelf life, their value as a store of value decreases when fewer people smoke and demand decreases.
Money serves three functions: a medium of exchange, a unit of account, and a store of value. In prisons, cigarettes have traditionally been used as a medium of exchange, allowing prisoners to trade them for goods and services.
However, as fewer people smoke now, the demand for cigarettes has decreased, which reduces their value as a store of value. Cigarettes have a limited shelf life, and as their value decreases over time, they become less effective as a means of storing value. This diminishes their ability to perform the function of money in prisons.
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Lorenzo Company applies overhead to jobs on the basis of direct materials cost. At year-end, the Work in Process Inventory account shows the following Work in Process Inventory Debit Credit Beginning 0 Direct materials used 1,400,000Direct labor used 280,000Overhead 588.000 2,182,000 Cont of goods manufactured Ending 86,000 1. Determine the predetermined overhead rate used (based on direct materials cost), 2. Only one job remains in work in process inventory ot year-end. Its direct materials cost is $35,000. How much direct labor cost and applied overhead are assigned to this job?
The direct labor cost assigned to this job is $36,300 and the applied overhead is $14,700.
1. To determine the predetermined overhead rate used based on direct materials cost, divide the overhead by the direct materials used:
Predetermined overhead rate = Overhead / Direct materials used
Predetermined overhead rate = 588,000 / 1,400,000
Predetermined overhead rate = 0.42 or 42%
2. Since the direct materials cost for the job remaining in work in process inventory at year-end is $35,000, we can calculate the applied overhead and direct labor cost for this job:
Applied overhead = Direct materials cost * Predetermined overhead rate
Applied overhead = 35,000 * 0.42
Applied overhead = 14,700
Now, we need to find the total cost of the job, which is the sum of direct materials, direct labor and applied overhead. We know the total cost of the job is 86,000 (the ending work in process inventory), and we already have the direct materials and applied overhead:
Total cost = Direct materials cost + Direct labor cost + Applied overhead
86,000 = 35,000 + Direct labor cost + 14,700
Solve for the direct labor cost:
Direct labor cost = 86,000 - 35,000 - 14,700
Direct labor cost = 36,300
So, the direct labor cost assigned to this job is $36,300 and the applied overhead is $14,700.
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Genna and four others are establishing a business to create monogrammed items of personal clothing to sell to the general public. Genna is concerned about entering into business with others and possibly being liable for their actions, so she convinces the others that they should incorporate. After doing some basic research on how to incorporate a business, Genna starts preparing the articles of incorporation. At a minimum, Genna must make sure that the articles of incorporation include:
A. the name of the corporation and the name and address of each incorporator.
B. the name of the corporation, the number of shares of stock the corporation is authorized to issue, the name and street address of the initial registered agent of the corporation and his or her registered office, and the name and address of each incorporator.
C. the name of the corporation, the name and street address of the initial registered agent of the corporation and his or her registered office, and the name and address of each incorporator.
D. the name of the corporation, the number of shares of stock the corporation is authorized to issue, and the name and address of each incorporator.
Kelly lives in Arkansas and works in the data division of Acxiom Corporation. Acxiom has its headquarters in Conway, Arkansas. Acxiom is incorporated in Delaware, however, because of the corporate-friendly laws in that state. Kelly works in a(n):
A. domestic corporation, because Acxiom’s headquarters is in the same state where Kelly works.
B. alien corporation because Acxiom is incorporated in a different state than the division where Kelly works.
C. foreign corporation because Acxiom is incorporated in a different state than the division where Kelly works.
D. close corporation because Kelly works in a division of Acxiom located close to where she lives.
At a minimum, Genna must make sure that the articles of incorporation include:
C. the name of the corporation, the number of shares of stock the corporation is authorized to issue, the name and street address of the initial registered agent of the corporation and his or her registered office, and the name and address of each incorporator.Kelly works in a(n):
C. foreign corporation because Acxiom is incorporated in a different state than the division where Kelly works.What is a Corporation?This refers to a legal entity that is authorised to act as a single entity even though it might have many owners for a particular purpose.
Therefore, we can note that Kelly works in a foreign corporation as it cannot be considered an alien corporation because it is in a different state.
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Description of Transaction Type of Market Mr. and Mrs. Smith buy a new house in Walnut Creek, California. They paid the entire amount, $800,000, in cash.
Mr. and Mrs. Smith buy a new house in Walnut Creek, California. They paid the entire amount, $800,000, in cash, this will be traded in Financial asset markets.
What is Financial asset markets?A financial asset market is a place where a contractual right to a specific type of wealth can be purchased and sold. This is typically distinguished by the asset's liquidity, or how quickly it can be converted to cash, and includes financial assets such as savings and checking accounts, stocks and bonds, and mortgages.
One of the distinguishing characteristics of wealth traded on such a market is that it does not always have direct or linear ties to actual physical value, as in the case of land, jewellery, or art.
Trading environments for a financial asset market, such as a stock market or bond market, are prone to fluctuation due to a variety of seemingly unrelated market conditions.
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Complete question:
You are preparing to take an exam in your finance class, and you’ve been making flash cards on different markets and transactions. Indicate the markets in which each of the following transactions will be traded:
Description of Transaction Type of Market Mr. and Mrs. Smith buy a new house in Walnut Creek, California. They paid the entire amount, $800,000, in cash. Financial asset markets
one characteristic of most index funds is that such funds typically____
One characteristic of most index funds is that such funds typically track a specific market index, such as the S&P 500, rather than trying to beat it.
This approach aims to provide investors with broad market exposure and a diversified portfolio at a lower cost compared to actively managed funds. The goal of an index fund is to replicate the performance of the underlying index by investing in all or a representative sample of the securities that make up the index. This means that an index fund's returns will generally track the performance of the market index it is designed to replicate, minus any fees or expenses associated with the fund.
As a result, index funds tend to have lower fees than actively managed funds, and they are often considered to be a passive investment strategy.
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process
of dividing a large market into smaller groups
Answer:
Market segmentation
Explanation:
Market segmentation, the process of dividing a larger market into smaller pieces based on one or more meaningful, shared characteristics, is a way of life for almost all marketers in both consumer and business-to-business markets.
can you please mark me 'Brainliest'? thanks
What is the difference between a total and a subtotal?
Explanation:
SUB-TOTAL:
The total for a part of a list of numbers being summed.
TOTAL:
An amount obtained by addition of smaller amounts.
Answer:
subtotal is all the different parts being added together from different list.
total is the all items being added together plus tax.
Explanation:
Kate likes to draw and is quite good at it. She's also enjoyed photography classes and has a good eye. While she loves her artwork, she is looking for a stable career option. Which career should she choose and why?
Answer:
food
Explanation:
because
Answer:
peeee
Explanation:
peeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee
a consumer who is highly involved in a product purchase will typically go through which decision stages?
A consumer who is seriously thinking about a product purchase will typically go through all five stages.
What five steps comprise a consumer's decision to buy?Five Steps Consumers Must Take Before Making a Purchase
1. Identifying the problem is stage one.
2. Inputting information.
3. Evaluating Solutions.
4. The purchase step.
5. The Post-Purchase Phase.
Describe the post-purchase phase?In this sequential paradigm, the post-purchase phase is seen as the conclusion of the customer journey. The buyer evaluates their degree of satisfaction with the purchase at this stage and decides whether or not they will continue to support the brand in the future.
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commercial banks hold deposits and
What are the 3 significant types of insurance that are involved in Marine
insurance
Answer:
Liability Insurance.
Hull Insurance.
Freight Insurance.
Doug offers to sell a computer router to Eve, but it is stolen before Eve accepts. Doug:
a. is not required to obtain a similar item for Eve, because it could take an unreasonable period of time to obtain a replacement.
b. is not required to obtain a similar item for Eve, because the theft of the original router terminated the offer.
c. must obtain a similar item for Eve, if Eve offers to pay before delivery.
d. must obtain a similar item for Eve, if Doug tells Eve that he accepts the offer.
Answer:
The answer is B
Explanation:
Since its been stolen he can't offer her anything anymore based on that transaction
which of the following skill do employers in any field expect their empolyees to have
Answer:
The following skills employers expect from employee in recent times are (1) Communications skills (2)Fair knowledge of how to combine both technology and solutions together. (3)Critical thinking (4) emotional intelligence (5) Good writing skills (6) Flexibility and Agility (7) Sound knowledge in M.S words.
Explanation:
Solution
The required skill that employers expect their employees to have as at today is given below:
Communications skills:do the employee know how to influence and persuade others. Can they and do they want to do this. Fair knowledge of how to combine both technology and solutions together to function better that is, blending solutions to boost the ideas with speed.Flexibility and agility : can the employee flexible or are they difficult and too set in their ways? Are they so tough and opinionated that its takes hours to convince them.Writing skills: Do they have the ability to persuade and pitch especially in the use of emails.Sound knowledge of MS(Microsoft word) words: Do the employees have basic knowledge and use in MS applications as at today.Overall, pleasant and kind personEmotional intelligenceCritical thinking: Will the employees see issues based on facts or emotionsWhich types of annuities will generally provide the highest monthly income?
Generally, immediate annuities and fixed annuities with a lifetime income option tend to provide the highest monthly income. These types of annuities begin making regular payments soon after the initial investment and offer a fixed payout, ensuring a consistent income stream for the annuitant.
There are several types of annuities, each with their own unique features and benefits. However, in general, annuities that offer a fixed income stream will provide the highest monthly income. These types of annuities guarantee a set payment amount for a certain period of time or for the rest of your life. On the other hand, variable annuities offer the potential for higher returns but also come with more risk and uncertain monthly payments. Ultimately, the type of annuity that provides the highest monthly income will depend on your individual financial goals and needs. It's important to consult with a financial advisor to determine which annuity type is right for you.
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According to the fdic community banks have less than what in assets than most cases
According to the FDIC, community banks have less than $ 10 million in assets in most cases.
An asset refers to economic or financial bonds that can act as benefits and rewards in the future. A community bank refers to a banking institution that is locally owned and looked over. It is not an official banking system. The local community looks after the finance, transactions, and loans.
FDIC stands for Federal Deposit Insurance Corporation. It looks after the supply of insurance deposits and looks after the safety and security of the deposits. This institution works with two agencies- American depository institutions and the National Credit Union Administration.
According to the definitions created by FDIC, any bank containing less than $ 10 million in assets is known as a community bank.
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All economies are technically mixed.
A. True
B. False
Answer:
True
Explanation:
Every economy in the real world regardless of their common designation (such as capitalism, socialism, or communism) make use of both markets and governments and is technically a mixed economy. ... Governments force allocation through involuntary taxes, laws, restrictions, and regulations.
Answer:
yes
Explanation:
I just know it hope it helps bro
What are net benefits?
firms spend ________ on personal selling as they do on advertising.
Firms spend an equivalent amount on personal selling as they do on advertising. This is due to the fact that personal selling is an effective method for achieving sales success.
What is personal selling? Personal selling refers to the process of contacting potential customers through face-to-face communication in order to persuade them to buy the company's products. It is considered as the most effective means of communication for conveying a company's message and value proposition, as well as building strong customer relationships. Firms that make extensive use of personal selling must spend significant amounts of money to train their salespeople, provide them with equipment, and compensate them. Personal selling costs can account for up to half of a firm's total marketing budget. Furthermore, personal selling is frequently utilized in conjunction with other marketing communication methods such as advertising, direct marketing, public relations, and sales promotion. What is advertising? Advertising is a type of marketing communication that uses various media channels to persuade target audiences to buy a company's products or services. The goal of advertising is to develop a persuasive message and disseminate it to the target audience via media channels such as television, radio, print, and digital media. A firm must devote a significant portion of its marketing budget to advertising in order to raise awareness of its products and services among potential consumers. The company's message should be tailored to the target audience and conveyed in a manner that persuades them to purchase the product or service. Furthermore, advertising should be seen as an investment rather than a cost, since it may have a significant impact on sales and long-term brand building.
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Recognizing gains on derivative, financial instruments Togo Co. purchased merchandise from a vendor in England on November 20 for 500,000 British pounds. payment was due in British pounds on January 20. The spot rates to purchase one pound were as follows:Novermber 20 .....................................................................................$1,25November 31 ......................................................................................... 1.20January 20 .............................................................................................. 1.17How should the foreign currency transaction gain be reported on Toigo's financial statements at December 31? a. A gain of $40,000 as a separate component of stockholders' equity. b. A gain of $40,000 in the income statement. c. A gain of $25,000 as a separate component of stockholders' equity.d. A gain of $25,000 in the income statement.
The foreign currency transaction gain should be reported on Toigo's financial statements at December 31 as c. A gain of $25,000 as a separate component of stockholders' equity.
To determine the foreign currency transaction gain, we need to compare the exchange rate on the date of the transaction (November 20) with the exchange rate at the reporting date (December 31). In this case, the exchange rate on November 20 was $1.25 per pound, and on December 31, it is not provided in the information.
Since the exchange rate on December 31 is not provided, we assume it to be the same as the exchange rate on January 20, which is $1.17 per pound. Therefore, there is a decrease in the exchange rate from $1.25 to $1.17, resulting in a gain for Toigo Co.
The gain would be calculated by taking the difference in exchange rates ($1.25 - $1.17 = $0.08) and multiplying it by the amount of British pounds involved (500,000 pounds). Thus, the gain would be $0.08 × 500,000 = $40,000. Since it is reported at December 31, it would be classified as a separate component of stockholders' equity. Therefore, the correct answer is c. A gain of $25,000 as a separate component of stockholders' equity.
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_______ is effective for sharing routine information
Information sharing is effective for sharing the routine information.
What is Information sharing?Information sharing describes the exchange of information between various businesses, individuals, and technological platforms. Widely dispersed networks, intranets, cross-platform interoperability, application porting, and IP protocol standardization have all dramatically accelerated the sharing of information globally. However, the majority of countries have laws that prohibit transmitting personal information without explicit authorization, regardless of how easy the data transfer itself may be. In the United States and Europe, it is against the law to share a person's personal information without that person's express agreement. Information sharing is expanding as more networks and organizations connect up and it becomes easier to share information online. There are numerous additional forms of information sharing that are not illegal.
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1) A contracting company in Bahrain formulated a draft of the document which is to be formulated as an official contract. Upon reviewing of the documents, the sub contracting company involved in the business found out that some terms and conditions are unilateral and unacceptable. They demanded a major modification; the contracting company added some major modifications without printing a new version and cross signed the documents, for the rest of the terms and conditions, since there were disputes and conflicts the contracting company called for a negotiation meeting. Evaluate with reference to the case if there will be a legal entitlement (10 marks) 2) With reference to a public sector tender, determine and apply laws related to tender cancellation and requirements of cancellation of tender. (Discuss in detail the applicable articles along with law number) 10 marks
The public sector organization to follow the provisions of the Tender Law when canceling a tender to avoid any legal challenges or disputes from bidders. The decision to cancel the tender must be based on valid reasons and must be approved by the Tender Board before it is officially announced.
In the given case, the contracting company made unilateral modifications to the document without printing a new version and cross-signed the documents.
The sub-contracting company found these modifications unacceptable and demanded major changes. While some modifications were made, there were still disputes and conflicts that led to a negotiation meeting being called. Legally, there may not be an entitlement for either party. When a contract is modified, all parties involved must agree to the modifications and sign the new version. In this case, the contracting company did not follow proper protocol by making changes without printing a new version, which could lead to issues in court if the case goes to litigation.
The fact that a negotiation meeting was called shows that both parties are attempting to come to a mutual agreement. If an agreement is reached during the negotiation meeting, the modifications can be properly documented and a new version of the contract can be printed and signed by all parties involved.
According to Bahrain's Tender Law No. (37) of 2002, tender cancellation is allowed under certain circumstances, such as if the tender was issued in violation of the law or if there is a material change in the scope of work. In such cases, the tender board may cancel the tender and notify all participating bidders in writing.
Article 22 of the law states that tender cancellation must be approved by the Tender Board and published in the Official Gazette.
Additionally, Article 23 of the law provides for the right of bidders to file a complaint against the cancellation of a tender within ten days of the announcement of the cancellation. The complaint should be filed with the Tender Board and should state the reasons for the complaint.
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Under the Uniform Commercial Code, a buyer must bring a lawsuit on a breached contract within _____ of when the breach occurred or when the buyer became aware of it.
Answer:
10 days.
Explanation:
A contract can be defined as an agreement between two or more parties (group of people) which gives rise to a mutual legal obligation or enforceable by law.
Uniform Commercial Code (UCC) is a set of comprehensive, codified, and modernized business laws that regulate commercial transactions and financial contracts across different state in the United States of America.
The U.C.C isn't a federal law, but a uniformly adopted state law with the sole aim and purpose to create uniformity of law across multiple court jurisdictions in the United States of America. It is called the backbone of American commerce because it has been adopted by all 50 states, in whole or in large part and thus, enhancing commercial transactions or business to thrive significantly.
Under the Uniform Commercial Code, a buyer must bring a lawsuit on a breached contract within 10 days of when the breach occurred or when the buyer became aware of it.
Would you consider an entrepreneur a consumer or producer? Explain your answer.