The correct option is D. The two major aspects of the evaluation phase of the strategic marketing process are identifying deviations from goals and acting on the deviations.
Advertising and marketing is the method of exploring, creating, and handing over fees to satisfy the wishes of a target market in terms of goods and offerings; doubtlessly which includes the selection of an audience; selection of positive attributes or subject matters to emphasize in advertising and marketing; operation of advertising and marketing campaigns; attendance at exchange shows and public activities; design of merchandise and packaging appealing to buyers; defining the phrases of sale, including rate, reductions, warranty, and go back policy; product placement in media or with people believed to influence the shopping for habits of others; agreements with shops, wholesale distributors, or resellers; and tries to create recognition of, loyalty to, and high-quality emotions approximately a logo.
Advertising and marketing are normally achieved via the vendor, commonly a store or producer. every so often the task is shrunk to a committed advertising firm or advertising enterprise. more rarely, a trade association or government agency (such as the rural marketing service) advertises on behalf of an entire industry or locality, regularly a selected sort of food (e.g. were given Milk?), meals from a particular vicinity, or a city or location as a tourism destination.
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FILL IN THE BLANK. Complete the following sentence. A(n) ___ is a request by an account holder to the bank not to pay a specific payment
A(n) stop payment order is a request by an account holder to the bank not to pay a specific payment. This order can be placed for various reasons, such as a lost or stolen check, a payment made in error, or a dispute with a merchant. Stop payment orders are typically valid for a limited period, such as six months, and may incur a fee from the bank.'
It is important for account holders to act quickly when requesting a stop payment order, as the bank may require certain information such as the check number, amount, and payee. It is also important to note that a stop payment order does not guarantee that the payment will be stopped, as the bank may not be able to intercept the payment in time. Therefore, account holders should also take other measures to ensure that the payment is not processed, such as contacting the recipient directly.
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What are some physical cues I should look for when carding guests?
Select all that apply and then click Submit.
• Height
• Weight
• Age
• Bone structure
• Gender
• Eye color
Answer:
Our accredited state alcohol training certification courses and food handlers courses help provide best practices and training tips for you to meet state, local, business, and professional needs. Our focus is to help you serve your patrons safely and be a successful bartender or server. Get your alcohol training certification online quickly with our training courses. Choose from the state-level seller-server course, Responsible Alcohol Manager course, Master Bartender course, Food Handler courses, and food manager certification. For bartender training, we have a two-for-one deal with our The Ultimate Guide To Bartending e-book and our Master Bartender course. Together, these provide the best seriously in-depth yet easy-to-follow book and course combination available on your iPhone, Android phone, tablet, or computer. We cover topics in our bartender courses about how to become a bartender, how old you need to be to become a bartender, how much is a bartending license, and how to get your bartender license. For reference, we have a web page dedicated to some helpful bartender career statistics in the US. For general information on obtaining a bartending license (not specific to any state), see our Ultimate Guide to Getting a Bartending License.
The Most Reputable and Recommended Alcohol Training Certification Happy bartender making a cocktail ServingAlcohol. offers the best option to accomplish your online certification. We go beyond the basics of alcohol awareness and carding techniques to deliver everything you need to know as an alcohol seller-server in your state. Over the past 35 years, we have become the most widely respected authority in responsible alcohol training by state and local officials. Our alcohol server certification program prepares alcohol sellers to sell and serve alcoholic drinks on and off-premises responsibly. We offer a wide host of state courses and bundles (combined with food safety handling courses) to suit your employment needs and business operations.
Pls Mark As Brainliest If The Answer Is Correct
Age is a physical cue I should look for when carding guests. Thus option C is correct.
What are physical cues?Use physical clues like examples, eye contact, facial emotions, and hand-over-hand touch. Other cues can be signs, a church bells, or dimmer lights.
State rules and regulations differ when it to requesting IDs, and the FDA also establishes a minimum carding age. Congress enacted laws in December 2019 that set the frisking age at under 30 and increased the legal drinking age from 18 to 21 for all tobacco and vapor products.
While some establishments set its carding practices at a specified age level, others require employees to card ALL clients. In a few years, it's conceivable that all IDs will be scanned prior to the purchase of a time-of-life commodity. Therefore, option C is the correct option.
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Wally’s world sold $24,000 of merchandise to chase liquidators on december 23rd, terms fob destination. This shipment is still in transit on december 31st, year-end for wally’s world. Will wally’s world record revenue for this transaction on its current year-end december 31st income statement?.
No, until the goods arrive at the customer, no income is recorded for things shipped FOB destination. Up until it reaches Chevy, Wally shouldn't record any revenue associated with these transactions.
What is FOB destination?The ownership of these commodities does not change until they arrive at their destination, according to the shipping term FOB destination. The vendor has not fulfilled their performance obligations up until that point, hence no income has been tallied. There are two variations between FOB shipping point and FOB destination: who pays for shipment and the time at which ownership of the goods passes from the seller to the customer. FOB shipment point: Once the product ships, the buyer becomes the owner and pays for shipping. Seller pays for shipping and retains ownership of the goods until delivery. For instance, "FOB [name of originating port]" in international shipping refers to the seller (consignor) being in charge of the expense of the products' transit to the port of shipment as well as their loading.Learn more about FOB destination here:
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For both articles, what can you tell me about the values of Harvard and Entrepreneur?
The article referenced is "If you want to be an entrepreneur, don't go to Harvard.
What are the values of the Harvard Graduate viz a- viz that of the Entrepreneur?Regardless of the size of the organization, "Core Values" should be prioritized. Values direct the path of business, influencing strategy and decision making. Essentially, basic principles serve as the foundation around which we develop our firm. Core Values provides several advantages to the firm.
Students at Harvard have access to classes, research institutions, and faculty mentors from around the university. It's the ideal location to explore your favorite and yet-to-be-discovered academic interests, with world-renowned teachers, cutting-edge resources, and personalized training.
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firms will only adopt more automated methods of production when
Answer when the argument gets too long
Explanation:
discuss three consequences of
unemployment on the individuals
Answer:
it compells an individual to suffer form various problems like financial hardship and poverty, debt, homelessness and housing stress, family tensions ,etc.
Explanation:
hope it may help you
Being unemployed is a highly stressful situation, so it may cause stress-related health issues such as headaches, high blood pressure, diabetes, heart disease.
There ya go. :)
common approaches to pricing are oriented around which four elements?
Profit, Competition, Cost and Demand are the element which the approaches for pricing fixing are oriented around.
Pricing refers to the process of determining the value that a producer will receive in the exchange of services and goods produced with final consumers or middle men.
The aim of generating profit is one of the element considered for price fixing.Competition levels with other companies in the industry will influence price fixing because consumers pocket have to be considered.Level of Cost incurred during production of the goods and services also play a great role in price fixing.Demand from the market also influence price setting on a product.Read more on this here
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What your body language can tell someone is an example of
implied communication
implicit communication
explicit communication
Answer:
implicit communication
Explanation:
Body language is the use of physical behaviors to communicate, as opposed to the use of words. Implicit communication uses gestures, facial expressions, body language, and postures to get messages across. Therefore, implicit communication uses body language to communicate.
While implicit communication uses body language and gestures, explicit communication uses words to communicate. Messages from implicit communication may be unclear and subject to interpretation.
What are three elements of negligence?
Actual Harm
Breach of duty
State of mind
Duty of care
Proximate cause
Motive
Answer:
actual harm
breach of duty
duty to act
In a monopolistic competitive market, which of the following factors probably does not give rise to product difterentiation? Select one: a. packaging of the product b. brand names c. loyalty of customers to a particular producer d. quality difference e. all of the above give rise to product differentiation Clear my choicePrevious question
A monopolistic contest is a market that arrangements with numerous makers and with different items in assortments and benefits them to the clients at a sensible rate.
The ideal contest is the market that arrangements with numerous makers that sell homogenous or indistinguishable items in the market at various costs.
The right response is D .quality difference
Choice D. quality difference are right since this component of the ideal contest makes it not the same as the monopolistic rivalry. The ideal contest has a similar item all through yet the monopolistic rivalry manages the various product offerings.
Choices A, B, C, and E are off-base since they indicate different highlights of the market and the setting is about the monopolistic and the ideal rivalry.
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Identify the examples of backgrounds. Check all that apply.
Sabir was raised in a Muslim family.
Michael wants to earn a college degree.
Irene is planning to become a Carpenter.
Jean has parents who have strong political views.
George wants to learn how to style hair.
Bao grew up participating in Chinese cultural activities.
Answer: The answers are: Sabir was raised in a Muslim family, Jean has parents who have strong political views, and Bao grew up participating in Chinese cultural activities.
Hope this helps :)
How to use CV's with Producer/Consumer problem
In the Producer/Consumer problem, the producer thread produces data items and adds them to a shared buffer, while the consumer thread consumes these data items from the buffer. To ensure that the consumer thread only consumes data items that have been produced by the producer thread, a CV can be used to signal when new data is available in the buffer.
Specifically, the producer thread can use a CV to signal the consumer thread whenever it adds a new data item to the buffer. The consumer thread can then wait on the CV until it receives a signal, indicating that new data is available for consumption. Once the consumer thread has received a signal, it can safely access the data item in the buffer and consume it.
Overall, the use of CV's in the Producer/Consumer problem helps to ensure that the producer and consumer threads operate in a synchronized manner, avoiding potential race conditions and other synchronization issues. By using CV's to signal when new data is available for consumption, the producer and consumer threads can work together to efficiently and effectively process the shared data
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__________ showed that people learn to behave in certain ways because of reinforcement. A. John B. Watson B. B. F. Skinner C. William James D. Sigmund Freud Please select the best answer from the choices provided
Answer:
The answer is B.F. Skinner.
Explanation:
B.F. Skinner showed that people learn to behave in certain ways because of reinforcement. He is considered the father of this theory. Conversely, Sigmund Freud proposed classical conditioning.
B. F. Skinner howed that people learn to behave in certain ways because of reinforcement. According to research by B.F. Skinner, reinforcement is the reason why people learn particular behaviours. He is regarded as the originator of this theory. Sigmund Freud, on the other hand, advocated classical conditioning. Hence, option B is correct.
What is BF Skinner most famous for?BF Skinner, The foundation of B.F. Skinner's theory, is the idea that learning is a result of altering overt behaviour. A person's response to external circumstances leads to changes in behaviour.
The effect of American psychologist B. F. Skinner on behaviourism is well acknowledged. Free will is essentially only an illusion, according to Skinner, who referred to his own philosophy as "radical behaviourism.
Thus, option B is correct.
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When can an organization share phi with others, according to professional judgment rights?.
An organization can share phi with others, according to professional judgment rights if HIPAA Privacy Rule specifically permits it.
What is HIPAA?The Health Insurance Portability and Accountability Act serves as the federal law that required the creation of national standards.
This standard help to protect sensitive patient health information from unauthorized access.
Therefore, information can only be shared if HIPAA Privacy Rule specifically permits it.
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You purchased 1000 shares of CSCO common stock on margin at $19 per share Assume the initial margin is 50%, and the maintenance margin is 30%. a. What is the amount of loan you take from yout broker? b. What is the margin if the stock price climbs up to $25 per share? c. Below what stock price level would you get a margin call?
a. The broker lent $9500 for 1000 $19000 CSCO common shares. b. When the price of the stock hits $25, the spread is 58.33%. c. If the stock price goes below $15.63, you would get a margin call.
a. Your broker loaned $9500.The broker loan amount formula is Loan = Stock cost – Initial margin percentage = 50%
Initial margin = 50% × Stock price1000 CSCO common shares cost $19000.
Loan = Stock cost – Initial margin
$19000 - $9500 = $9500 loan.
Your broker lent you $9500.
b. When the stock price reaches $25, the margin is 58.33%. 1000 CSCO common shares at $25 each are worth $25000. The formula for margin percentage:
Margin percentage = (Total investment - Loan amount) / Total investment × 100.
Margin % = ($25000 - $9500)/$25000 × 100
Margin: 58.33%
Thus, the margin at $25 is 58.33%.
c. Margin calls occur below $15.63. 30% maintenance margin, and 30% of stock market value, should be your minimum equity. Thus, loans should not exceed 70% of the stock market value. We need to compute your loan amount to determine your margin call stock price:
The total cost of stocks minus initial margin = $19000 - $9500 = $9500.
Stocks lose value if their price drops below a certain level. Stocks drop to X.
Percentage of debt balance:
Loan balance percentage = Loan / Stock market value × 100Loan balance percentage = $9500/X × 100
The question states that loans should not exceed 70% of stock market value.
Thus, the equation is: Loan balance < 70% Loan balance percentage = $9500/X × 10070% = 70 / 100
So, $9500 / X × 100 ≤ 70$9500 / 70 = X / 100.$135.71 ≤ X
You would receive a margin call if the stock price drops below $15.63.
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During the month, merchandise is sold for $24,000 cash and for $34,200 on account. the cost of merchandise sold is $41,300. What is the amount of gross profit? a.$24,000 b.$16,900 c.$58,200 d.$41,300
The amount of gross profit is $16900.
Gross income is the profit a commercial enterprise makes after subtracting all the fees which are associated with manufacturing and selling its services or products. you can calculate gross profit by using deducting the cost of products bought out of your overall sales.
Gross profit offers perception into how efficient a company is at coping with its production charges, consisting of hard work and supplies, to supply income from the sale of its goods and services. The gross profit for a enterprise is calculated by using subtracting the value of products bought for the accounting period from its overall revenue.
explanation:
merchandise is sold for = $24,000
merchandise is sold for cash = $34,200
The amount of gross profit is = $58200 - $ 41300 = $16900
= $16900
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Is region of the world where a country is located associated with a country's GDP? Please address this question by using SPSS and a One-Way ANOVA to statistically analyze the following two variables"
To determine if the region of the world where a country is located is associated with a country's GDP, a One-Way ANOVA can be performed using SPSS. This statistical analysis will allow us to assess if there are significant differences in GDP among different regions.
To conduct the analysis, we need two variables: "Region of the World" and "GDP." The "Region of the World" variable should consist of categorical data indicating the region where each country is located (e.g., Americas, Europe, Asia). The "GDP" variable should contain numerical data representing the GDP values for each country.
Using SPSS, we can perform a One-Way ANOVA test, which will assess whether there are significant differences in GDP means across the different regions. The ANOVA test will generate an F-statistic and associated p-value. If the p-value is below a predetermined significance level (e.g., 0.05), we can conclude that the region of the world is associated with the country's GDP.
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5. Summarize the importance of identifying weaknesses
and motivation for attacks early in the development or
implementation process in ecommerce
Customers and organisations can benefit from a safer and more secure ecommerce environment via early detection of holes and attack motivation.
Cyber-attacks must be avoided by spotting vulnerabilities and attack motive early on in the development or implementation phase in e-commerce. It enables the development of strong security controls to guard against the intrusion of sensitive data, preventing data breaches, monetary losses, and reputational damage. Additionally, it enables companies to anticipate threats before they materialise and to act rapidly to reduce risks. Businesses can protect themselves from potential risks by implementing steps like two-factor authentication and regular backups by understanding the motive behind attacks.
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T/F Needs are created when the actual state of a customer declines
False.
Needs are not created when the actual state of a customer declines. Needs arise when there is a perceived discrepancy between a customer's current state (actual state) and their desired state (desired state). This discrepancy can be due to various factors, such as a lack or absence of something necessary or desired.
The decline of a customer's actual state may result in a problem or a gap between the current situation and the desired situation, which can generate a need. However, needs can also arise from other factors, such as new desires, aspirations, or changing circumstances. The creation or emergence of needs is not solely dependent on the decline of the actual state, but rather the perception of a gap between the current and desired states.
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on january 1, 2022, woodstock, inc. purchased a machine costing $40,000. woodstock also paid $1,000 for transportation and installation. the expected useful life of the machine is 6 years and the residual value is $5,000. how much is the annual depreciation expense assuming use of the straight-line depreciation method?
a. $6,100.
b. $6,000.
c. $5,950.
d. $5,750.
The annual depreciation expense assuming the use of the straight-line depreciation method is $6,000. Option B.
Calculation:
Annual depreciation under SLM:
= (Asset cost-Salvage value) + Useful life of the asset
= ($40,000+$1,000 - $5,000)/6
= $36,000/6
= $6,000
Residual value, also called residual value, is the estimated value of an item of property, plant, and equipment at the end of the lease term or useful life. In a leasing situation, the lessor uses the residual value as one of the primary ways to determine how much the lessee will pay in regular lease payments. Residual value is one of the components of a lease calculation or transaction.
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how companies collude in South Africa
Collusion among companies in South Africa is an illicit practice of working together, often in secret, to increase their profits at the expense of consumers. Collusion typically takes the form of price fixing, where businesses agree to set prices at an artificially high level, or bid rigging, where companies agree to submit inflated bids for contracts.
Companies can collude in various ways in South Africa. First, firms can engage in cartel agreements, where they agree on pricing and output. This results in reduced competition and higher prices. Second, firms can engage in bid rigging, where they collude to manipulate the tendering process. This results in inflated contract prices and reduced competition. Third, firms can engage in market sharing, where they agree to divide up the market among themselves. This results in reduced competition, increased prices, and less choice for consumers.
Collusion is illegal in South Africa under the Competition Act 89 of 1998. The Act aims to promote competition in the South African market and prevent anti-competitive behavior. Companies that are found guilty of collusion can face hefty fines and legal action. Additionally, individuals who are found guilty of collusion can be imprisoned for up to 10 years.
In conclusion, collusion among companies in South Africa is a serious problem that reduces competition and harms consumers. It is important for companies to compete fairly and abide by the Competition Act to ensure a level playing field for all businesses and a fair deal for consumers.
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Brenda and Louise are twin sisters who each married 20 years ago. Brenda and her husband run a small piano tuning business. They have had a small, loyal customer base, and their modest but adequate income has not changed over time. Louise and her husband each work for a corporation, and their incomes have steadily increased over the last 20 years allowing them to increase their standard of living. Assuming that Brenda and Louise began their married lives equally happy, and based on their income histories alone, what would you predict about the subjective well-being of Brenda and Louise today
Answer: Probably, still happy
Explanation:
People measure success differently, and what makes an individual happy may not be applicable to another, some person's gain satisfaction in doing their own business, while some prefer working for other people. This is why there isn't any specific measure for people's success. Concerning Brenda and Louise, there is a great possibility that they are happy in their various endeavors, having chosen a particular career part and stuck to it for years. This doesn't mean they won't have challenges but means they are happy where they are.
Reconsider the power supply manufacturing process in Exercise 3-44. Suppose we wanted to improve the process. Can shifting the mean reduce the number of nonconforming units produced? How much would the process variability need to be reduced in order to have all but one out of 1000 units conform to the specifications?
Shifting the mean can reduce the number of nonconforming units produced. The process variability needs to be reduced by 0.020 V.
The power supply manufacturing process produces power supplies with an output voltage that is approximately normally distributed, with a mean of 5.1 V and a standard deviation of 0.03 V. The manufacturing process is controlled, meaning it produces the same amount of variation over time, and the units meet specifications if the voltage is between 5.04 V and 5.16 V. Suppose we wanted to improve the power supply manufacturing process. Shifting the mean can reduce the number of nonconforming units produced. If the mean is shifted to the center of the tolerance range, it can minimize the chances of producing nonconforming units. Thus, shifting the mean is an effective way of improving the power supply manufacturing process.
How much the process variability needs to be reduced to have all but one out of 1,000 units conform to the specifications? We can use Chebyshev's theorem to calculate the percentage of units conforming to the specification. The theorem states that at least 1 - 1/k^2 of the data must be within k standard deviations of the mean. We can use the inequality (5.16 - 5.1) / (k * 0.03) ≥ 1 to solve for k. This inequality sets the range of voltage for a specific value of k, as the range from 5.10 + k(0.03) to 5.10 - k(0.03). We have 1 out of 1000 units nonconforming. The percentage of units conforming to the specifications is (999/1000) * 100 = 99.9%. This percentage corresponds to 1/k^2. We can solve the equation (5.16 - 5.1) / (k * 0.03) ≥ 1 for k to find the range of voltage for this percentage. The value of k is 3.53.
This means that the range of voltage for 99.9% of the units is between 5.01 V and 5.19 V. To determine how much the process variability needs to be reduced to have all but one out of 1000 units conform to the specifications, we can use the following equation:(upper specification limit - lower specification limit) / (k * standard deviation) = 1 - 1 / n Here's a discussion of how to apply the formula: We know that the upper specification limit is 5.16 V and the lower specification limit is 5.04 V. We also know that k = 3.53 and n = 1000. Thus, we can plug in these values into the formula as follows:(5.16 - 5.04) / (3.53 * 0.03) = 1 - 1 / 1000. We can then simplify the equation to find the standard deviation that would produce all but one out of 1000 units conforming to the specifications as follows: Standard deviation = (5.16 - 5.04) / (3.53 * (1 - 1 / 1000) * 0.03)Standard deviation = 0.010 V Therefore, the process variability needs to be reduced by 0.020 V.
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when treasury stock is sold for less than its cost, the entry should include a debit to:_________
When treasury stock is sold for less than its cost, the entry should include a debit to retained earnings.
Treasury stock is a shareholders' equity counter asset that lowers total equity and is displayed on the balance indicated in the equity area. Treasury shares can be accounted for using either the cost approach or the par value technique.
When reserve stock is traded for less than its cost, residual earnings should be decreased by a debit. The process through which a company buys back some of the equity that was previously sold to investors is known as repurchasing treasury stock. If they sell this stock for less than what they purchased for it, it diminishes stockholder wealth.
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According to the video, which terms best describe the role of General and Operations Managers? Check all that apply. documented power responsibility clerical risk pressure systematic
Answer: Power
Responsibility
Risk
And pressure
Explanation:
According to the video, as the power, responsibility, risk, pressure best describe the role of general and operations managers. Thus, option (b), (c), (e), (f) is correct.
What is manager?A manager is a professional who takes a leadership role in an organization and manages a team of employees. A manager is a person who manages a team of employees in an organization. A manager builds a bridge between the employees and the top-level management.
According to the video, was the different in the role of the general and operations managers. The first role is the power to direct the employees. The responsibility was the new project and the current work as the manage. The risk was the opportunity as the used on the profit as per the loss. The pressure of the work on the completing to the before the deadline.
As a result, the video, as the power, responsibility, risk, pressure best describe the role of General and Operations Managers. Therefore, option (b), (c), (e), (f) is correct.
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2. If changes happen during September or October, which expenses will you be able to change most easily? Give an example of how you could make a change. (5 points)
The correct answer to this open question is the following.
Although the question does not provide any context, references, or give options, we can say that if changes happen during September or October, the expenses you will be able to change most easily are according with the provisions projected in the annual plan, the budget, compared with the monthly expenses.
That is why a company has to elaborate on a good financial plan and overseeing the projections and true sales of the marketing and sales plan. This is important to take the proper control of expenses and revenues. Depending on the volume of sales during September and October, you can decide what kind of changes or adjustments to make in the following months.
Answer:
I would be able to change the variable expenses most easily. Such as food, clothing, and discretionary spending.
I could make the change by
Budgeting in October:
food from spending -$70 back to -$60
cut clothes off since I bought some already from -$40 to $0
budget my discretionary spending from -$60 back to -$40
This would increase my savings to $230
How can a free good become an economic good?
A free good can become an economic good when its supply becomes limited or when there is an increase in demand for it.
What is a free good?A free good is a good that is available in abundance and can be obtained without any cost, such as air or sunlight. Since there is no cost associated with obtaining such goods, they do not have any market value and are not considered economic goods.
However, if the supply of a free good becomes limited or if there is an increase in demand for it, it can become an economic good. This is because people are willing to pay for a good that was once freely available but is now scarce or in demand.
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A free good can become an economic good if its availability declines, demand increases, or a mix of the two, causing the good to become scarce and thus increase in value, resulting in the acquisition of a price or cost.
Economic goods are goods that are made to meet the wants of the people. It has a certain price or cost, which is deducted to maintain consumption.
A free good is one that is not scarce and is accessible indefinitely. A free commodity has no opportunity cost to society and does not require scarce resources to be produced, so it has a zero marginal cost. A good that is made available at no cost, on the other hand, is not inherently a free good.
When the desire for a free good exceeds the supply, it becomes scarce and thus an economic good. For example, while air is a free good, it can become an economic good if it becomes polluted and limited.
Another example is water. Water is commonly thought to be a free good, but when it is processed, purified, piped, or dispersed in bottles, it consumes as a scarce resources and becomes an economic good.
When scarce resources are used to make a good, the producer incurs a cost known as the marginal cost; if the marginal cost is greater than zero, the good is an economic good.
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Explain the main Features of AS-20 ?
Answer:
As per AS 20, when bonus shares are issued during the year, it should be calculated in the weighted average from the beginning of reporting period irrespective of the issue date. Therefore, the bonus issue is treated as if it had occurred prior to the beginning of the year 2010, the earliest period reported
Explanation:
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The fact that a bank's assets tend to be long-term while its liabilities are short-term creates:
a. interest-rate risk.
b. credit risk.
c. lower risk for the bank, this is why they follow this strategy.
d. trading risk.
a. interest-rate risk. Bank's assets tend to be long-term while its liabilities are short-term creates.
What is assets?Assets are tangible or intangible resources that a person or business owns. Assets can be short-term or long-term investments and can be used to generate income or increase value. Examples of assets include cash, real estate, investments, inventory, equipment, vehicles, and intellectual property. They can be classified as current assets or non-current assets depending on their expected lifespan. Current assets are those that are expected to be realized within one year, while non-current assets are those that are expected to be owned for more than one year. Assets are important for businesses because they are used to generate revenue, pay expenses, and increase shareholder value. Additionally, assets provide liquidity, which allows businesses to generate cash flow and make investments.
Therefore the correct answer is A.
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What is an insurance premium?
A. The money paid each month to receive insurance coverage
B. The estimated cost of an insurance plan over 20 years
C. The maximum amount of money an insurance policy will pay out
D. The percentage of a bill that a customer must pay without
insurance
Answer:
Premium is an amount paid periodically to the insurer by the insured for covering his risk. Description: In an insurance contract, the risk is transferred from the insured to the insurer. For taking this risk, the insurer charges an amount called the premium.
Explanation:
a