To restore public confidence in the banking system, wilson supported the establishment of a Federal Reserve system.
Wilson campaigned for the Federal Reserve Act of 1913 in response to the call for reform, which established twelve regional reserve banks under the jurisdiction of the Federal Reserve Board, a new federal organization whose members were chosen by the president. The nation's money supply and interest rates may be modified under this new federal structure. The amount of money in circulation would increase or decrease in accordance with the business cycle because it was permitted to create currency based on both government assets and "commercial paper" (loans given to firms by banks).
The Federal Reserve was also given the authority to modify the interest rates, or the discount rate, charged to its member banks for funds placed in the branch reserve banks, which would indirectly regulate the interest rates that banks charged their borrowers. The new approach may also establish a reserve fund for times of economic crisis by determining the amount of money banks would need to maintain as an offset against deposits (the reserve requirement). The most significant domestic accomplishment of the Wilson administration was undoubtedly the passage of this law, which still serves as the basis for controlling the country's banks, credit, and money supply. It was achieved through significant compromise between agrarian and financial interests.
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A data ________ is a large-scale electronic repository of data that contains and organizes all of an organization's data in one place.
A data warehouse is a large-scale electronic repository of data that contains and organizes all of an organization's data in one place.
A data warehouse is a central repository of information that can be analyzed to make decisions more informed .
Data flows into the data warehouse from transactional systems or relational databases, and other sources.
Business analysts or the data engineers or data scientists, and decision makers generally access the data through business intelligence (BI) tools or SQL clients, and other analytics applications.
Data warehouses power different reports as well as dashboards, and analytics tools by storing data efficiently to minimize the input and output of data and deliver query results quickly to hundreds and thousands of users concurrently.
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What should be the “tone” of an informal thank you letter?
Answer:
In the case of writing an informal thank you letter, the best way to show the gratitude that you want to express is through a cordial, warm and close tone, using informal but polite words that convey precisely the feeling of gratitude of the writer. Thus, distant or cold words should not be used, but rather words that bring the writer and the reader closer together.
ANSWER ASAP PLEASE Which statement describes a way to use credit responsibly?
paying attention to the APR
and not the
APY
paying only the minimum payment each month
opening several different credit accounts
o understanding the account's interest rate
Answer:
understanding the interest rate
Explanation:
i took the test
answers nvestors expect the market rate of return this year to be 14.00%. the expected rate of return on a stock with a beta of 1.8 is currently 25.20%. if the market return this year turns out to be 12.70%, how would you revise your expectation of the rate of return on the stock? (do not round intermediate calculations. round your answer to 1 decimal place.)
The expected rate of return on the stock with a beta of 1.8 would be revised to 23.2%.
What is rate of return?
Rate of return is a measure of the profitability of an investment. It is typically expressed as a percentage and calculated by dividing the amount of money earned from an investment by the initial investment amount. Rate of return is used to measure the performance of investments over a period of time. It is also used to compare the performance of different investments. A higher rate of return is generally considered better than a lower rate of return, as it indicates a higher level of profitability from the investment.
The expected rate of return on a stock with a beta of 1.8 is calculated by multiplying the stock's beta (1.8) by the expected market rate of return (14.00%), which yields 25.20%.
If the market rate of return this year turns out to be 12.70%, we need to recalculate our expected rate of return on the stock. We do this by multiplying the stock's beta (1.8) by the actual market rate of return (12.70%), which yields 23.2%.
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Blackmon Brothers law firm used 165 legal pads over the last three weeks (15 days). It takes them three days to get more, and they want to keep two day's worth as a safety stock. How low can their stock get before they need to order more?
Answer:
55 legal pads.
Explanation:
The level at which Blackmon Brothers should order more legal pads is the re-order point.
The calculate re-order point, we require
Average daily usage
Delivery lead time
Safety stock is needed.
For Blackmon, Average daily usage will be 165 divided by 15 days
=165/15
=11 legal pads per day.
Lead time is 3 days
Formula for getting the re-order point
= (average daily usage x delivery time) + requires safety stock
For Black man
= (11 x 3)+ (11 x 2)
=33 + 22
=55 legal pads.
They should re-order when they have a balance of 55 legal pads.
Select the correct answer from each drop-down menu.
is a writer’s early attempt at writing a full message. It is rough and can’t be
until it is revised and edited.
DRAFT is a writer's early attempt at writing a full message. It is rough and can't be PUBLISHED until it is revised and edited.
What is a writer?A writer can be defined as a person who writes about something if can be regarding a book or a beginning. Also, it can be a person's optimation as the lesson hobby that he or she incorporates. It can be related to the person's life or something that they think about.
A draft is one tells that what is author intending to tell or speak. It will not be published as it is a rough key a confirmation that is to be subjected and attitude before the writing of printing.
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elaborate the meaning of induction and explain its purpose
your company is planning to construct a nuclear power plant in oregon . why is stakeholder analysis important as precondition of the decision whether or not to follow through with such a plan ? Conduct a stakeholder anallysis for aplanned upgrade to successful software product. Who are the key stakesholders? futher, how could they infulence your project.. it for project management class college
I believe it is a significant endeavor that will affect a lot of people. Therefore, completing a stakeholder analysis is a technique to determine exactly what is at risk and who is affected.
The process of evaluating a system and proposed modifications to it in relation to pertinent and interested parties is known as a stakeholder analysis (stakeholders). This data is used to determine how a project plan, policy, program, or other activity should take account of those stakeholders' interests. Stakeholder management includes stakeholder analysis as a crucial component. An issue's stakeholder analysis entails assessing and balancing all of the competing demands made on a firm by each party with a claim on it in order to determine the firm's responsibility in a given situation. The consideration of all affected parties is guaranteed by a stakeholder analysis, which does not exclude the interests of some stakeholders from superseding those of other affected stakeholders.
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Question 1 of 3
The bank limits deposits to $200 per day. Ash has $300
to deposit. What should she do?
Select a response.
A Make multiple deposits over a few days
B Not agree to the Terms and Conditions
According to the information provided, Ash should make several deposits spread out over a few days. Thus option A is correct.
Ash can divide the deposit into two separate transactions because the bank only allows deposits of $200 per day and she has $300 to deposit. She is permitted to deposit $200 on the first day and the final $100 on the second day.
She will be able to successfully complete her deposit and stay inside the bank's deposit cap with this method. The correct response is, "Make several deposits over a few days."
Therefore, option A is appropriate.
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The fixed costs of a business are $300,000 per
year and variable costs are $2.00 per unit. The
business sells 200,000 units per year at a selling
price of $5.00. The profit made per year is:
O $300,000
O $1,000,000
O $600,000
O $1,500,000
Answer:
$300,000
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Fiat money Select one: a. has no intrinsic value. b. is any close substitute for currency such as checkable deposits. c. is a medium of exchange but not a unit of account. d. is backed by gold.
Answer:
is a medium of exchange but not a unit of account
A telemarketing company set a series of sales goals for its employees. Every time employees reach one of the goals, they receive a bonus. Which type of reward is this
Based on the information given the type of reward is: Continuous reward.
What is Continuous reward?Continuous reward can be defined as the type of reward a person or an individual get each time or every time they perform well.
Based on the given scenario the type of reward given to the employee by the company is called continuous reward because the employee are given bonus each time they reach one of the company goals.
Inconclusion the type of reward is: Continuous reward.
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$7.9 million, 9%, 10-year bonds are issued at less than face value. Interest will be paid semi- annually. When calculating the market price of the bond, the present value of O $711000 received for 10 periods must be calculated. O $355500 received for 20 periods must be calculated. O $711000 received for 20 periods must be calculated. O $355500 received for 10 periods must be calculated
$355 500 received over 20 periods have a present value of about $4,421,250.27.
To calculate the market price of the bond, we need to determine the present value of the future cash flows associated with the bond.
In this case, the bond has a face value of $7.9 million, a coupon rate of 9%, and a maturity of 10 years with semi-annual interest payments.
To calculate the present value of $711,000 received for 10 periods (semi-annually), we can use the present value formula:
PV = C × (1 - (1 + r)^-n) / r
Where PV is the present value, C is the cash flow per period, r is the interest rate per period, and n is the number of periods.
Using the given information:
C = $711,000
r = 9% / 2 = 0.045 (since interest is paid semi-annually, we divide the annual interest rate by 2)
n = 10 periods
PV = $711,000 × (1 - (1 + 0.045)^-10) / 0.045 ≈ $4,677,624.84
Therefore, the present value of $711,000 received for 10 periods is approximately $4,677,624.84.
Similarly, to calculate the present value of $355,500 received for 20 periods (semi-annually), we use the same formula:
C = $355,500
r = 9% / 2 = 0.045
n = 20 periods
PV = $355,500 × (1 - (1 + 0.045)^-20) / 0.045 ≈ $4,421,250.27
Therefore, the present value of $355,500 received for 20 periods is approximately $4,421,250.27.
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many american firms that sold oil-refining technology to firms in the gulf now find themselves competing with these firms in the world oil market. this is an example of:
The situation described is an example of how globalization and technology transfer can lead to increased competition in the global marketplace. As American firms sold oil-refining technology to firms in the Gulf, they were enabling those firms to develop their own oil refining capacity and compete in the oil market.
This was beneficial for the Gulf firms as it reduced their dependence on foreign suppliers and gave them the ability to refine oil domestically. However, it also created new competitors for American firms in the global oil market. This trend is not limited to the oil industry; it is a broader phenomenon seen in many other sectors as well. As companies from developed countries transfer technology and know-how to firms in emerging economies, the latter can become more competitive in the global market. This can result in a shift of production and manufacturing away from developed countries towards emerging economies.
Overall, the situation underscores the importance of understanding the globalized nature of modern markets and the need for businesses to be agile and adaptive to changing market conditions. It also highlights the importance of developing and protecting intellectual property rights to ensure that technology transfer benefits are shared in a fair and equitable manner.
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__________ are subtle forms of promotion that encourage shopping in retailers' stores.
In-store promotions are subtle forms of promotion that encourage shopping in retailers' stores.
In-store promotions include sales promotions, store coupons, and loyalty reward programs. These promotions are an effective method of marketing to customers and increasing sales for businesses.
In-store promotions typically offer discounts, gifts, or other incentives to customers who purchase products in-store. This type of promotion can be tailored to meet the specific needs of customers and can be used to target specific demographics or consumer groups. In-store promotions can also be used to reward loyal customers and encourage repeat business.
Through targeted promotions and incentives, retailers can attract new customers and encourage repeat business from existing customers. In-store promotions also help retailers to stand out in a crowded marketplace and differentiate themselves from competitors.
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When Marie invests in a public company she owns ____________
a. return
b. shares of stock
c. mutual fund
Marie owns a Mutual fund whenever she invests in a public company. It's option C.
A mutual fund is a business that invests plutocrats from numerous investors in securities like stocks, bonds, and short-term debt.
The mutual fund's portfolio is its collection of effects. collective finances vend shares to investors.
Common means are one of the most well-given adventure opinions in the U.S. Benefits for fiscal backers incorporate high position portfolio the board, profit reinvestment, threat drop, accommodation, and fair estimating.
High freights, hamstrung taxation, poor trade prosecution, and the possibility of operation abuses are disadvantages. utmost of the time, collective finances are safe investments that investors use to diversify with minimum threat.
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You take your $1000 of inventory that you bought with cash and sell it for $4000. How are the 3 financial statements impacted?
When you sell your $1000 inventory for $4000, your financial statements are impacted in the following ways: income statement will show a revenue of $4000, balance sheet will show an increase in cash by $4000, cash flow statement will show an increase in cash from operating activities of $4000
1. Income Statement: Your income statement will show a revenue of $4000, which is the amount you received from selling the inventory. This will increase your gross profit by $3000 (Revenue - Cost of Goods Sold).
2. Balance Sheet: Your balance sheet will show an increase in cash by $4000, which is the amount you received from selling the inventory. Your inventory account will decrease by $1000, which is the cost of the inventory you sold. This will result in an increase in your retained earnings by $3000.
3. Cash Flow Statement: Your cash flow statement will show an increase in cash from operating activities of $4000, which is the amount you received from selling the inventory. There will be no impact on cash flows from investing or financing activities. Overall, selling your $1000 inventory for $4000 will increase your revenue, gross profit, cash, and retained earnings, while decreasing your inventory account.
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What is one way that cash flows from investing activities are the opposite of cash flows from financing activities?
A) Cash flows from investing activities frequently reflect cash flows related to the purchase of property, plant, and equipment, whereas cash flows from financing activities frequently reflect cash flows related to the sale of property, plant, and equipment.
B) Cash flows from investing activities frequently reflect cash flows related to the purchase of treasury stock, and cash flows from financing activities frequently reflect cash flows related to the sale of treasury stock.
C) Cash flows from investing activities frequently reflect cash flows related to the receipt of dividends and interest from purchased securities, whereas cash flows from financing activities frequently reflect cash flows related to the payment of dividends and interest to investors and creditors.
D) Cash flows from investing activities frequently reflect cash flows related to cash the company has loaned to others, whereas cash flows from financing activities frequently reflect cash flows related to cash the company has borrowed from others.
The one way that cash flows from investing activities are the opposite of cash flows from financing activities is that D) Cash flows from investing activities frequently reflect cash flows related to cash the company has loaned to others, whereas cash flows from financing activities frequently reflect cash flows related to cash the company has borrowed from others.
What is cash flows ?The term cash flow serves as the net amount of cash and cash equivalents being transferred in and out of a company however the Cash received can be regarded as the inflows, while money spent represents outflows.
It should be noted that the Cash flows that can be gotten from the investing activities frequently reflect cash flows related to cash the company .
Therefore, option D is correct.
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PLZ HELP I AM TIMED!!!!!!
Kendra’s level of education is a high school diploma. Which careers could she work in? Check all that apply.
Planning Clerk
Production Worker
Mechanical Engineer
Hand Packer
Operating Workers
Industrial Engineering Technician
Answer:
b,d,e
Explanation:
these are correct
Production Workers, Hand Packers, and Operating Workers careers could work. Thus, option A is correct. b,d, and e.
What is education?Education is portrayed as a learning cycle for the individual to accomplish data and perception of the greater unequivocal things and express. Schooling influences the possibilities of work for individuals. A profoundly instructed individual is presumably prone to find a decent line of work.
In this instance as Kendra’s level of education is a high school diploma. This was to represent that the job and the project will be different. Also, there will be a specific low line of work that she can acquire to work on. This line of work will be Production Workers, Hand Packers, as well as Operating Workers.
Therefore, option b, d, and e is correct.
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There are 150 people in one group and 120 in another. What would a common factor of 150 and 120 tell you about the ituation?
The response to this query is 30. The components of 120 are 1, 2, 3, 4, 5, 6, 8, 10, 12, 15, 20, 24, 30, 40, 60,
and respectively 1, 2, 3, 5, 6, 10, 15, 25, 30, 50, 75, 150. Therefore, the greatest common factor between 120 and 150 is 30.
The least common multiple between 120 and 150 can be found in what way?
When primary elements are multiplied by their corresponding highest power, like in the case of 23 31 52 = 600, the LCM of 120 or 150 could be found. As a result, 600 is indeed the Lowest common factor of 120 & 150 using prime factorization.
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When can an organization share phi with others, according to professional judgment rights?.
An organization can share phi with others, according to professional judgment rights if HIPAA Privacy Rule specifically permits it.
What is HIPAA?The Health Insurance Portability and Accountability Act serves as the federal law that required the creation of national standards.
This standard help to protect sensitive patient health information from unauthorized access.
Therefore, information can only be shared if HIPAA Privacy Rule specifically permits it.
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In private equity, what does an analyst do?
What is statement of stockholders equity?
The statement of stockholders' equity is a financial docu-ment a company issues as part of its bal-ance sheet. It high-lights the changes in value to stockholders' or share-holders' equity, or owner-ship interest in a company, from the begin-ning of a given accounting period to the end of that pe-riod.
Typically, the state-ment of stockholders' equity measures changes from the begin-ning of the year through the end of the year. In its simplest form, share-holders' equity is deter-mined by calculating the difference bet-ween a company's total assets and total liabilities. The statement of share-holders' equity highlights the business activities that contri-bute to whether the value of share-holders' equity goes up or down.
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Early on in an amortized loan the interest portion of each payment is typically ______ than the principle portion. Towards the end of the loan term the interest portion of each payment is typically ______ than the principle portion. This is because the principle remaining _______ over the life of the loan. A) less / greater / increases B) greater / less / increases C) greater / less / decreases D) less / greater / decreases
Answer:
C
Explanation:
An amortized loan is a form of loan which the principle together with the accrued interest component is gradually written off over an agreed period of time at a specified rate.An equal amount is regularly paid over the extended period.
The interest component of an amortized loan is firstly settled before considering the principle amount , which makes the interest component to be higher that the principle at the initial stages. This process leads to a reduction in the volume of the principle balance with time . Moreover , as the principle reduces with time , the interest expenses also reduces , and it eventually gets to a point where the principle component of repayment becomes greater.
1) Sally and James' daughter just turned 5 and they have some money that they could set aside for
their daughter. They want to make sure she will have $12,500 for her 17th birthday so she could use
that
money
to
go on an overseas trip. If they found an account that would pay 3.9% annual interest,
How much do they have to put into the account now? *
Answer:
$7,898
Explanation:
The $12,500 is equivalent to the future value of the invested amount.
using the formula
where A is future amount,
Pi= principal or invested amount,
t = time 12 years ( the difference between 17 and 5 years)
r= is interest rate of 3.9% or 0.039 %
A = P(1 +rt)^n
$12,500= P(1 +0.039)^12
$12,500 = P(1.5827)
P=$12,500/1.5827
P= $7,897. 89
P=$7,898
TB MC Qu. 17-110 (Algo) Steel Company uses activity-based... Steel Company uses activity-based costing and reports the following for this year. Allocate overhead costs to a job that uses 40 machine hours and 30 direct labor hours. Multiple Choice$3,233. $2,950. $5,410. $3,447$5,270.
To allocate overhead costs to a job using activity-based costing, we need to calculate the cost allocation for each activity based on the budgeted cost and the budgeted activity usage. After calculation the overhead costs is $3.240. The correct option is C.
Overhead costs refer to the indirect expenses incurred by a business that are not directly tied to the production of a specific product or service. These costs are necessary for the overall functioning and support of the business operations but cannot be easily allocated to individual products or services.
Thus, the ideal selection is option C.
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The complete question might be:
TB MC Qu. 04-110 (Algo) Steel Company uses activity-based... Steel Company uses activity-based costing and reports the following for this year. Allocate overhead costs to a job that uses 40 machine hours and 40 direct labor hours. Activity Cutting Assembly Total Budgeted Cost $ 57,500 252,000 $ 309,500 Activity Cost Driver Machine hours (MH) Direct labor hours (DLH) Budgeted Activity Usage 2,300 machine hours 6,300 direct labor hours Multiple Choice O $2,600. O $3,000. $3.240. O O $2.860. 이 $2,260
A business owner who is acquiring a partner in order to obtain additional operating funds is performing which business activity?.
Fund - Financial analysis is the planning, upkeep, oversight, management, and reporting of the use of financial resources. It entails tasks related to raising money and applying it to the company's objectives.
What is fund?
A fund is a collection of funds set aside for a particular objective. A fund can be created for a variety of purposes, such as the construction of a new civic centre by the city government, the awarding of scholarships at a college, or the payment of customer claims by an insurance company. Funds are used by people, companies, and governments to save money. To cover unforeseen costs, people may create an emergency fund, also known as a rainy-day fund, or a trust fund to save money for a particular person. Money can be invested by both individuals and institutions in various funds with the intention of making money.
The financial analysis function encompasses all business operations involving the acquisition, use, investment, etc. of funds. A business owner who is taking on a partner to secure more operating capital is engaged in financial analysis.)
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easy career class question.
Answer business
hope this helps
An S corporation does not recognize a loss when distributing assets that are worth less than their basis. a) True b) False.
b) False. An S corporation does recognize a loss when distributing assets that are worth less than their basis.
When an S corporation distributes assets with a fair market value lower than their adjusted basis, it results in a loss for the corporation. This loss can be recognized and used to offset other income or gains of the S corporation, reducing its taxable income. It is important to note that shareholders of the S corporation may have limitations on deducting the loss on their personal tax returns. Loss refers to a financial outcome where the expenses or costs incurred by an individual, business, or entity exceed the revenue or income generated. It represents a negative result in terms of financial performance. Losses can occur in various contexts, such as in business operations, investments, or personal finances. In business, losses can result from factors such as low sales, high expenses, inefficient operations, or unfavorable market conditions. They can impact profitability and financial stability, and businesses often aim to minimize or mitigate losses through strategic planning, cost control, and risk management.
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What is innovation planning in SAFe?
Teams have the opportunity to innovate and improve their final product through Innovation & Planning (IP) iteration. The crew will use this break to rest, refuel, and identify potential areas for improvement.
What is SAF, or the Scaled Agile Framework?The Scaled Agile Framework is a collection of organizational and workflow principles for putting agile practices into effect at a large scale in a company. The framework is a body of information with structured instructions on duties and responsibilities, how to organize and manage the job, and ideals to uphold.
SAFe encourages delivery, alignment, and cooperation among numerous agile teams. Agile software development, lean product development, and systems thinking were the three main knowledge bases that it was built around.
SAFe offers a formal method for scaling agile as companies expand in size. The four SAFe configurations—Essential SAFe, Large Solution SAFe, Portfolio SAFe, and Full SAFe—can be used to handle different scales.
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