Two-factor authentication utilizes B. A multistep process of authentication.
Two-factor authentication is a security process that requires two distinct forms of authentication to verify a user's identity. Examples of two-factor authentication include using a combination of something the user knows (like a password) and something the user has (like a cell phone or other device). It also includes using biometric data, such as fingerprint or voice recognition, in combination with something the user knows.
Using two of the three factors—something you know (like a passcode), something you have (like a key), and something you are—two-factor authentication verifies your identity (like a fingerprint). Now, recall your house key and garage door code (knowledge factor) (possession factor).
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Mary is deciding whether to book the cheaper flight home from college after her final exams, but she's unsure when her last exam will be. She thinks there is only a %10 chance that the exam will be scheduled after the last day she can get a seat on the cheaper flight. If it is and she has to cancel the flight, she will lose $150. If she can take the cheaper flight, she will save $50. a) If she books the cheaper flight, what can she expect to gain, on average? b) What is the standard deviation?
Answer:
(a) Expected gain = 30
(b) Standard deviation = 66.03
Explanation:
From the question, we are given the following:
Probability of loss = 10%
Loss amount = $150
Probability of Saving = 100% - Probability of loss = 100% - 10% = 90%
Saving amount = $50
Therefore, we proceed as follows:
a) If she books the cheaper flight, what can she expect to gain, on average?
This can be calculated as follows:
Expected gain = (Probability of loss * (-Loss amount)) + (Probability of Saving * Saving amount) = (10% * (-150)) + (90% * 50) = -15 + 45 = 30
b) What is the standard deviation?
Standard deviation can be described as a measure of the amount of variation a set of values. This can be calculated from the variance as follows:
Variance = (Probability of loss * (-Loss amount - Expected gain)^2) + (Probability of Saving * (Saving amount - Expected gain)^2) = (10% * (-150 - 50)^2) + (90% * (50 - 30)^2) = (10% * (-200)^2) + (90% * (20)^2) = (10% * 40,000) + (90% * 400) = 4,000 + 360 = 4,360
Standard deviation = Variance^0.5 = 4,360^0.5 = 66.03
how will you explain a yellow colour to someone who has never seen before??
Answer:
it is a bright color close to orang but lighter with a tint of white added to orange to make a bright floresent color
Explanation:
Answer:
well, I will explain it like this Yellow is the warm sun while a cool breeze blows on your face. Yellow is exciting without being loud or angry.
Explanation:
Hope this is helpful! Stay safe and God Bless you:)
Use this data to create a graph below.
Follow these steps to create a graph.
• Draw a coordinate system with an x- and y-axis.
• Examine the data to be graphed (in the table). Determine an appropriate title for each axis.
• Determine appropriate labels for each axis.
• Graph the data.
• Connect each point to create a curve.
Based on the data given and the unemployment rates, the appropriate graph for the data is shown attached.
What goes into the graph?The title of the graph will be Unemployment Rate in the United States, 1955 to 2015. This would capture the all the years that the unemployment rate is being discussed on.
The y axis will be the axis where the unemployment rates will be listed so the best title would be "unemployment rates". This would allow for the graph to be properly drawn.
The x axis will be for the years and will run from 1950 to 2020 so that anyone looking at the graph will be able to see all the years that are being discussed and their relevant unemployment rates.
When the graph points are then connected, the shape would show a fluctuation but then a general fall after 1985.
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3. Which aspect of professionalism do you feel that you are weakest at? Explain why you think so. Describe at least one thing you could do to improve at it. (1-3 sentences. 2.0 points)
There are several aspects of professionalism that an individual is able to hone, such as communication skills for example.
How to develop communication skills?Communication can be improved through self-confidence and listening skills. It is essential to establish the plan when communicating an important message, with attention to the effectiveness of the channel and the clarity and objectivity of the communication.
Therefore, communication is an essential skill of professionalism that must be developed through openness to experience and dedication.
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If a capitalist country were to focus on taking care of underprivileged citizens and bridging the income gap, it would be best described as which economy?
A. communist
B. mixed
C. socialist
D. state
E. command
Answer:
C?
Explanation:
I Don't really know so please don't be mad
If a capitalist country were to focus on taking care of underprivileged citizens and bridging the income gap, it would be best described as a socialist economy. The correct option is C.
How do socialists explain inequality?The competitive and egotistical characteristics of capitalism are to blame for the disparity that exists in society. Socialists disagree that people are born with equal abilities, but they do think that because everyone contributes to society, they should all be paid equally.
Socialist principles include free access to products and services, production for use rather than profit, equal distribution of wealth and material resources among all people, and the end of market competition.
Thus, the ideal selection is option C.
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An economic model is useful only if it: ______________
a. yields accurate predictions.
b. contains no positive statements.
c. captures all the complexities of reality.
d. has both macro- and microeconomic applications.
Answer:
b. contains no positive statements.
An economic model is useful only if it contains no positive statements. Hence, option B is correct.
What is an economic model?An economic model is a condensed description of reality that produces testable hypotheses about how the economy will behave. An key element of an economic model is that it is necessarily subjective in construction because there are no objective assessments of economic results.
Visual models, mathematical models, empirical models, and simulation models are the four types of models used in economic analysis.
Supply and demand is one of the most well-known and traditional examples of an economic model. According to the idea, a product's price will go down as supply increases and vice versa. Additionally, it states that a product's price will rise if demand for it rises, and vice versa.
Thus, option B is correct.
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The annual demand for number of items at a business is 10,400. The ordering/setup-costsat the business is 23.8 and the annualized hold ng cost per items is 1.7. Calculate the excess costa store operator would pay ifshe were to order in amount of 1000 every time instead-of at the EOQlevel (you will -have to calculate the EQQ leve and then the inventory costs-for both scenarios). Beord your answer by subtracting the inventorycost for ordering atthe EOQ amount from the inventory cost for ordering 1000 items every time. Please:round your answer to 2-decimals
Thus, the store operator would pay an excess cost of $172.34 when ordering 1,000 items every time instead of at the EOQ level.
To calculate the excess cost, we first need to determine the Economic Order Quantity (EOQ) and then compare the inventory costs at EOQ and ordering 1,000 items each time.
1. Calculate EOQ:
EOQ = √(2DS / H)
where D = annual demand, S = ordering cost, and H = holding cost per item per year
EOQ = √(2 × 10,400 × 23.8 / 1.7) ≈ 617.99 ≈ 618 items
2. Inventory costs at EOQ level:
Total ordering cost = (D / EOQ) × S
Total ordering cost = (10,400 / 618) × 23.8 ≈ $400.65
Total holding cost = (EOQ / 2) × H
Total holding cost = (618 / 2) × 1.7 ≈ $524.53
Total inventory cost at EOQ = Ordering cost + Holding cost
Total inventory cost at EOQ = $400.65 + $524.53 ≈ $925.18
3. Inventory costs when ordering 1,000 items each time:
Number of orders per year = D / Order quantity
Number of orders per year = 10,400 / 1,000 ≈ 10.4 orders/year
Total ordering cost = Number of orders × S
Total ordering cost = 10.4 × 23.8 ≈ $247.52
Average inventory = Order quantity / 2
Average inventory = 1,000 / 2 = 500 items
Total holding cost = Average inventory × H
Total holding cost = 500 × 1.7 ≈ $850
Total inventory cost when ordering 1,000 items = Ordering cost + Holding cost
Total inventory cost when ordering 1,000 items = $247.52 + $850 ≈ $1,097.52
4. Calculate the excess cost:
Excess cost = Inventory cost for ordering 1,000 items - Inventory cost at EOQ
Excess cost = $1,097.52 - $925.18 ≈ $172.34
The store operator would pay an excess cost of $172.34 when ordering 1,000 items every time instead of at the EOQ level.
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Which of the following is an example of human resources planning?
A. An employee complains to his manager that he is being asked to
work too many hours.
B. An HR manager talks with department managers to determine
which workers are needed,
C. Two workers disagree with each other about the sufficiency of the
benefits the HR department offers,
D. A CEO talks with the HR manager about the value of the company
and decides that it needs to grow.
SUBMIT
Answer:
B. An HR manager talks with department managers to determine which workers are needed,
Which of the following best describes systematic inequality? A. deep-seated disparity in the distribution of wealth the gap between advanced and developing countries in terms of access to modern technology B. the social process of making unimportant or powerless certain groups within society C. the extraction of profits from the resources and labor of others in an unjust way
Answer: A. deep-seated disparity in the distribution of wealth
Explanation:
Systematic inequality arises when there is a deep-seated difference in how wealth is distributed in an economy system. When looking at it from a global point of view, it is shown with the disparity in income between the first and third world countries.
Systematic inequality on a global scale can largely be attributed to colonialism as most first world nations colonized the rest of the world and took a lot of their resources when doing so. Even today, they engage in neo-colonialist practices that continue to increase the wealth disparity.
Do you intend to make specific contributions to the support of the beneficiary named in this form i-134?.
Form I-134 is used whilst a U.S. citizen or green card holder is of the same opinion to emerge as an economic sponsor of a traveler visa or a K1 and K2 visa.
Who is the beneficiary in I-134?The beneficiary is the foreigner who uses it for an immigration grant. A beneficiary may also report Form I- 134 on behalf of himself or herself
For example, in 2021, a sponsor withinside the U.S. mainland could want to have profits (or assets) of at least $33,125 to cover a petitioner who lives by himself and is sponsoring one immigrant and children (that is, a complete of 4 people)
Thus, Yes, if required a person can make contributions for the support of a beneficiary unless they fulfill the minimum income eligibility criteria given by the Govt.
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What is the typical way that interest groups try to influence policy making in the judicial branch?
Interest groups operate in a variety of ways to influence courts. Interest groups often submit amicus curiae briefs (friends of the court) to discuss specific issues.
Interest groups need a lot of money to successfully lobby. Washington DC. is one of the most expensive cities in America, so just setting up an office there can be very expensive. Stakeholders also cover food, travel and other operating costs, which can be substantial. Money alone does not allow interest groups to have influence, but lack of money usually paralyzes them. Lobbyists must also have a good reputation. For example, lobbyists who lie to legislators may be shunned or lose customers. Honesty is therefore in the lobbyist's best interest.
Interest groups influence government using one of his two strategies, the inside game and the outside game. Inside games refer to attempts to persuade government officials through direct contact with insiders. Another term for inside games is lobbying. Washington is filled with thousands of lobbyists covering every imaginable issue and perspective. Lobbyists typically work for interest groups, corporations, or law firms that specialize in professional lobbying.
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On May 12, 2022, Hudson Merchandise sold merchandise on account to Guzman Housewares for $6,897, terms 3/10, n/30. If Guzman returns merchandise with a sale price of $318 on May 15, 2022, what amount will Hudson record in their Cash account if Guzman pays in full on May 20, 2022
The amount that Hudson will record in their Cash account if Guzman pays in full on May 20, 2022 is $6381.63.
Using this formula
Cash account =[(Merchandise on account - Merchandise sale price)× (1-Discount rate)]
Where:
Merchandise on account=$6,897
Merchandise sale price=$318
Discount rate=3%
Let plug in the formula
Cash account=[($6,897 - $318)×(1-0.03)]
Cash account=$6,579× 0.97
Cash account= $6.381.63
Inconclusion the amount that Hudson will record in their Cash account if Guzman pays in full on May 20, 2022 is $6381.63.
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for a brand manager, which of the four social media networks discussed in the text is preferable for explaining the benefits of a complex product?
Strategies for complex product : A Four-Step Process
Identifying your goals is the first step.
Customer research is the next step.
Utilizing the appropriate content management system is step three.
Decide how your content should be presented.
Who manages a brand?
A brand manager is a person whose job it is to build the brand of a company's product.
Product branding, or the branding of a product, is crucial because it helps consumers and target markets become aware of a product and makes it possible for customers to understand what the firm has to offer based on its product branding.
Because Y.o.u.T.u.b.e enables users to generate their own content and advertise their product among others, it is the greatest social network to employ if the brand manager wants to convey to consumers the advantages of utilising a difficult product.
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Some of anderson’s plans will take over one year to complete. Based on what you know about planning, these types of plans are most likely.
The type of plans are known as long term planning.
What is planning?It should be noted that planning simply means the strategies that are put in place in order to achieve a goal.
In this case, the type of plans are known as long term planning. This is because they're above a year.
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An examination of your balance sheet reveals that your cash balance has declined by $20,000 per month for the last 4 months. The current cash balance is $18090. How many months until your cash runs out if the rate of decline remains the same?
It would take approximately 1 month until the cash runs out if the rate of decline remains the same.
To determine the number of months until the cash runs out, we can use the given information;
Rate of decline: $20,000 per month
Current cash balance: $18,090
Let's assume that the cash balance reaches zero after 'n' months.
The decline in cash balance follows a linear pattern, with a decrease of $20,000 per month. This can be represented as;
Cash balance = Initial cash balance - Rate of decline x Number of months
Using the given data;
0 = $18,090 - $20,000 x n
Now we can solve for 'n', the number of months;
$20,000 x n = $18,090
n = $18,090 / $20,000
n ≈ 0.9045
Since 'n' represents the number of months, we round up to the nearest whole month to account for partial months. Therefore, it would take approximately 1 month (rounded up from 0.9045 months) until the cash runs out if the rate of decline remains the same.
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distinguish between products tax and production tax
Answer:
Some examples of production taxes are land revenues, stamps and registration fees and tax on profession. Product taxes are paid on the actual volume of production. It is paid per unit of product. For example, excise duty, service tax, sales tax etc.
which are drawbacks of using the markowitz model to solve for optimal risky portfolios? multiple select question. the model does not provide any guidance as to investor risk aversion. when there are many assets, the model requires a huge number of estimates to fill the covariance matrix. the model does not provide guidance for forecasting the security risk premiums. the model uses the full available information on the covariance of assets.
Since Markowitz model uses mean-variance and does not guide investors about risk aversion, the correct answers are- (b) and (c).
The drawbacks are-
The model doesn't provide guidance for forecasting the security risk premiumWhen there are many assets, the model requires a huge number of estimates to fill the covariance matrixPortfolio diversification is the primary priority of the Markowitz model of shortlisting. Stocks are classified into both high-risk and low-risk investment.
Based on the Markowitz portfolio model, diversification can assist in lowering risks. The model guarantees the concurrent maximizing of overall portfolio returns. Two categories of stocks are provided to investors: low-risk, low-return stocks and high-risk.
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in the citric acid cycle what is converted to what? acetyl-coa, nad , fad, and gdp to co2, nadh, fadh2, and gtp
The reaction involved is Acetyl CoA + 3NAD+ + FAD + GDP + Pi +2H2O 2CO2 + 3NADH + FADH2 + GTP + 2H+ + CoA . Therefore it involves all these elements.
The 10 chain reactions that make up the citric acid cycle are monitored by 8 different enzymes. The mitochondria are the site of all reactions in the citric acid cycle.
What is the citric acid cycle?The Krebs cycle also called the TCA cycle (tricarboxylic acid cycle) or the citric acid cycle (CAC), is a series of chemical reactions that release stored energy by oxidizing acetyl-CoA derived from carbohydrates, fats, and proteins. Instead of fermenting, organisms that respire use the Krebs cycle to produce energy, whether through anaerobic or aerobic respiration. The cycle also provides precursors of some amino acids and NADH, a reducing agent that is used in a variety of other reactions. It was likely one of the earliest elements of metabolism and may have come about abiogenically given its central role in many biochemical pathways.
Although the citric acid cycle is referred to as a "cycle," there are at least three other segments that can be followed
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Brenda is setting up a slide show that viewers will browse at a kiosk. To
make sure they can progress through the slide show, which of the
following settings can she use? Select all the options that apply.
Brenda can use the following settings to ensure viewers can progress through the slide show:
Automatic timings
Manual timings with a mouse click or key press
To ensure that viewers can progress through the slide show, Brenda can use the automatic timings option, which advances the slides based on a preset time interval.
She can also use manual timings, which require viewers to click a mouse button or press a key to advance to the next slide. This gives viewers control over the pace of the slide show and ensures that they are able to view each slide before moving on to the next.
Other options, such as loop continuously or kiosk mode, may also be helpful in certain situations, but they do not directly address the issue of ensuring viewers can progress through the slide show.
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A supermarket building was purchased for $567,000. The down payment was 12%. The balance was financed at 7.97% for 25 years. Find the montly payment is
The monthly payment for the supermarket building is approximately $3,667.63. To find the monthly payment for a supermarket building, the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]
we will need to make use of the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]
where P = the principal,
r = the interest rate per month, and
n = the total number of months.
We will calculate the values of P, r, and n using the information provided in the problem statement:
Down payment = 12% of $567,000 = 0.12 × $567,000 = $68,040
Principal = $567,000 − $68,040 = $498,960
Interest rate per year = 7.97%
Number of years = 25Number of months = 25 × 12 = 300To convert the interest rate per year to the interest rate per month, we will divide by 12:
Interest rate per month = 7.97% ÷ 12 = 0.6642% Plugging in these values into the formula, we get:
Monthly payment = $498,960[0.006642(1+0.006642)^300/((1+0.006642)^300−1)]
Monthly payment = $3,667.63.
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Think of an example of a time that you experienced or that you heard about when consumer perception influenced demand. What were the effects of this perception?
One example of when consumer perception influenced demand is when the concept that Japanese made cars were more durable than Chinese cars.
What were the effects of this perception?This perception tended to increase the demand for not just Japanese cars but for Japanese products.
It is believed that Japanese are very strong on quality and excellent processes, hence the high quality of their products.
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Walmart is a big retailer that constantly reinvents itself and adapts to market changes. Based on your readings from Chapter 3 , pick 2 environmental forces and identify trends that might have affected company decisions in the past, or that might affect the company's -future. Hint:You are going to pick 2 out of 5 environmental forces (see Figure 3−2 on p. 75 in your textbook for a list of the 5 environmental forces) and then you are going to identify trends for each environmental force. Make sure you identify the trend and illustrate it with an example. Your response must be provided in full sentences, bullet points can be included but they must be followed by the proper explanation (in a full sentence).
Walmart is a huge retailer that continually reinvents itself and adapts to market changes. Walmart uses dynamic pricing, which allows the company to change its prices in real-time to respond to market changes.
In the past and future, there are two environmental forces that have influenced the company's decisions. They are as follows:
1. Social forces: Walmart had to deal with several social issues, such as workforce diversity, customers' values and beliefs, and customer satisfaction. Walmart adapts to market changes by embracing corporate social responsibility (CSR), which reflects customer values, beliefs, and environmental sustainability.
Trends: Corporate Social Responsibility (CSR) is becoming increasingly important in today's environment. Walmart, for example, is taking initiatives to improve sustainability, workforce diversity, and to support community development.
2. Competitive forces: Walmart is dealing with several competitors in the retail industry, such as Target, Amazon, and others. The competitive forces affect Walmart's marketing and pricing strategies.
Trend: E-commerce is a rapidly expanding industry that has a significant impact on Walmart's marketing and pricing strategies. Walmart has adapted to this trend by launching an online store that allows customers to purchase products from the comfort of their own homes.
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nwc requirements at the beginning of each year will be approximately 25 percent of the projected sales during the coming year. the tax rate is 21 percent and the required return on the project is 12 percent. (use sl depreciation table) what will the cash flows for this project be?
The project's annual cash flows can be calculated using the **net working capital (NWC) requirements**, projected sales, tax rate, and required return on the project.
To determine the cash flows, follow these steps:
1. Calculate the NWC requirements at the beginning of each year: Multiply the projected sales for the coming year by 25% (0.25).
2. Determine the annual depreciation using the **straight-line depreciation (SL) table**. Divide the initial cost of the project by the useful life in years.
3. Calculate the project's earnings before interest and taxes (EBIT) by subtracting the annual depreciation from the annual revenue generated by the project.
4. Compute the project's earnings after taxes (EAT) by applying the 21% tax rate to the EBIT.
5. Add back the annual depreciation to the EAT to obtain the project's operating cash flow.
6. Subtract the NWC requirements from the operating cash flow to obtain the project's annual cash flow.
By following these steps, you can calculate the cash flows for this project, taking into account the NWC requirements, tax rate, and required return on the project. This will provide the necessary information for further analysis, such as evaluating the project's net present value or internal rate of return.
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The frequency with which margin accounts are adjusted for gains and losses is:?QuarterlyDailyMonthlyWeekly
In the following question, among the given options, the statement is said to be "Monthly ". The frequency with which margin accounts are adjusted for gains and losses is "Monthly."
What is a margin account? A margin account is an account in which an investor is allowed to borrow money from a brokerage firm to purchase securities up to a certain level. The collateral for the loan is provided by the securities held in the investor's account. In this way, the investor borrows from the brokerage company to buy additional shares of stock. The primary advantage of trading in a margin account is that it allows you to maximize your buying potential. With less of your own money invested, you may generate a larger return on your investment.
It is, however, a high-risk investment method, and it is critical to carefully consider the risks involved before deciding to trade on margin. Maintenance margin requirements are usually determined by brokerage companies, but they are also subject to federal regulation. When the account value falls below the maintenance margin requirement, the investor must add money to the account or sell securities to cover the margin call. A margin account is subject to margin calls, which necessitate additional deposits of money or securities. A broker must issue a margin call if the value of the margin account falls below a specific point. If a margin call is not met within the required timeframe, the securities in the account may be sold by the brokerage company to cover the shortfall.
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what multiplication do you do to convert currency
Explanation:
you multiply by the exchange rate.
What is the agreements that the government made with companies instead of asking for bids?
The agreements that the government makes with companies instead of asking for bids is called as the sole-source contracts.
A sole-source contract is a type of government contract in which a particular company is chosen to provide goods or services without a competitive bidding process.
The Sole-source contracts may be used in situations where there is only one company capable of providing the required goods or services, or when a competitive bidding process would be impractical or not in the best interest of the government.
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What resource outlines documentation requirements for MTM services, participation guidelines and other critical program information for OutcomesMTM
Answer: Policy & Procedure Guide
Explanation:
It should be noted that the MTM services can be performed by licensed pharmacist who have completed an outcomesMTM training or the students who are sounder a licensed pharmacist supervision.
Policy & Procedure Guide outlines documentation requirements for MTM services, participation guidelines and other critical program information for OutcomesMTM.
Choose one of the following Entrepreneur on Fire podcasts episodes:
Tony Robbins Shares His Blueprint for Success
The Miracle Equation: How to Move Your Biggest Goals from Possible to Probably to Inevitable
Go After What You Want Before It’s Too Late
In the "Entrepreneur on Fire", the author host John Lee Dumas interviews renowned life and business strategist Tony Robbins.
What did I learn in the podcast?Throughout the podcast episode, Tony Robbins imparts a wealth of knowledge and wisdom. His blueprint for success encompasses various aspects, including mindset, strategy, and action. Here are the key lessons I learned:
He emphasizes the importance of developing a growth mindset and fostering a strong belief in oneself. He highlights the significance of managing our emotions and mastering our mental states to overcome challenges and achieve success.
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This information relates to Sheffield Corp. For the year 2017. Retained earnings, January 1, 2017 $88,440 Advertising expense 2,376 Dividends 7,920 Rent expense 13,728 Service revenue 76,560 Utilities expense 3,168 Salaries and wages expense 39,600
Answer:
Net Income $ 17688
Retained earnings, December 31, 2017 $ 98,208
Explanation:
Sheffield Corp.
Income Statement
For the year 2017
Service revenue 76,560
Advertising expense 2,376
Rent expense 13,728
Utilities expense 3,168
Salaries and wages expense 39,600
Total Expenses 58,872
Net Income $ 17688
To make an income statement the total expenses are deducted from total revenues.
Sheffield Corp.
For the year 2017
Statement Of Retained earnings
Retained earnings, January 1, 2017 $88,440
Add Net Income 17688
Less Dividends 7,920
Retained earnings, December 31, 2017 $ 98,208
Banks that offer their services exclusively through the web are called:
a. Online banks b. Modern banks c. Brick and mortar banks d. Retailer banks
Banks that offer their services exclusively through the web are called online banks.
What is the term used for banks that operate exclusively online?Banks that operate solely through digital platforms, without physical branch locations, are known as online banks.
These banks provide a wide range of financial services, including online account management, digital transactions, and customer support through internet-based platforms and mobile applications.
By leveraging technology, online banks offer convenient and accessible banking services to customers, allowing them to conduct transactions and manage their finances from anywhere with an internet connection.
Online banks have gained popularity in recent years due to their convenience, competitive interest rates, and lower fees compared to traditional brick and mortar banks.
They provide a streamlined banking experience, allowing customers to perform various banking activities without the need to visit a physical branch.
However, it's worth noting that some online banks may have partnerships with physical banks to facilitate certain services like cash deposits or withdrawals.
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