Understand present value concepts and the use of present value tables.
Answers
The term "present value" describes the value that a quantity of money or stream of income that will be received at a specific future date now has today.
How to Use a PV Table?Different periods are included in the first row and various discount rates are listed in the first column of a PV table or present value table. In order to obtain present value coefficients for a specific discount rate and period, the table does so. The time can be expressed in the table as weeks, months, or years. The discount rates typically range from 0% to 20%, with a 0.25%, 0.50%, or 1% interval.For instance, a business wants to sell some assets that are now valued at $2000. The other side is prepared to provide $2200, but only after a year. The business must determine the current worth of $2200 before deciding whether or not to accept the offer. The business uses a 4% discount rate. The 4% for a year coefficient in the sample present value table is 0.9615.Now, we can calculate the current value of $2115 by multiplying this coefficient by $2200. It is beneficial to sell the item since its present worth of $2200 is more than its current value.To learn more about the present value table, refer to the following link:
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Related Questions
Explain the check and balance of power between the legislative and executive branch when it comes to the power to make laws.
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A statute may be subject to the President's veto in the executive branch, but with enough votes, the legislative branch can override the veto. The legislative branch has the authority to ratify presidential appointments, manage the budget, and impeach the president and force their resignation.
How can the executive branch restrain the legislative branch's authority?The ability to veto (override) legislation serves as a check on the power of the legislative branch by the executive branch. The President has three options when it comes to signing a bill into law that Congress has approved: signing it, not signing it, or vetoing it. The bill will be made into law whether it is signed or not.How do checks and balances restrict each branch's power?The Checks and Balances system is linked to the separation of powers in the US. Each part of government is given its own authority to check the other branches and prevent any one branch from becoming overly dominant thanks to the checks and balances system.
What are the legislative branch's safeguards?Federal legislation is subject to the presidential veto. Laws may be ruled unconstitutional by the Supreme Court. To pass laws, both houses of Congress must vote. limiting the legislative branch's authority
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if you are looking for a vacation near Deep Creek Lake, MD then check this out. its really nice :)
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Even though there are about 15 percent more acers planted in corn rather than soybeans in the United States, corn sales are 63.9 billion annually compared to soy's revenue of 37.6 billion. This indicates which of the following?
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Answer:
C
Explanation:
If the total acreage is only +15% then either the yield or price (or both) must be higher to account for the price difference
which ics functional area monitors costs related to the incident and provides accounting
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Finance and administration keep track of incident-related costs. offers cost analyses, time tracking, procurement, and accounting services.
Which functional area of the ICS monitors resources?Operations: identifies, assigns, and oversees the resources required to achieve the incident's goals.
Planning: keeps track of resources and spots shortages.
What are ICS's five main functional areas?Five functional areas for managing major incidents are established by ICS: planning, command, operations, logistics, and finance and administration The organizational structure is never larger than necessary because recommendations from the span of control are strictly followed.
What exactly is a functional IT area?The four fundamental areas of infrastructure, development, security, and data still typically represent IT operations; Understanding how to establish new skills and workflows requires looking at emerging trends in the context of these four areas and how they interact.
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Other things constant, an increase in the real GDP of a country will _____
a. shift the demand for money curve leftward.
b. decrease the nominal interest rate.
c. increase the price level.
d. decrease the quantity of money demanded.
e. shift the demand for money curve rightward.
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Answer:
e. shift the demand for money curve rightward.
Explanation:
Increases in the aggregate income level or the real GDP will increase the demand for money. An increase in the demand for money is represented by a rightward shift (outward) of the demand curve of money. IN other words, the more money people or businesses earn the more they will demand since spending levels increase.
Suppose Stan owns a piece of property with a large lake. Initially, Stan and his family were the only people who swam in the lake. Then Stan started selling tickets to people who wanted to go swimming in the lake. When Stan died, he left the lake and the land it was on to the state, stipulating that the lake be left open to the public for swimming. Due to the lake’s remote location, it was never crowded. After Stan died, the lake became a ______ good.
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Answer:
public
Explanation:
A public good is a good that is non excludable and non rivalrous.
An individual's access to the pool does not limit another person's access
Also, the pool is free, so it is non excludable
Before his death, the pool was a private good
A private good is a good that is excludable and rivalrous.
(02.01 MC)
HELP ASAP!!! Maxine notices her favorite brand of running shoes are on sale for 50% off retail price. Though she is on a strict budget, she decides to purchase two pair. Maxine's decision was most influenced by
her preference for another brand
the fact that her income is limited
the price of a competing brand of shoes
the sale price of the running shoes
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Answer: D) the sale price of the running shoes
Explanation: Im him
one-year rate in japan is 4% and one-year rate in the u.s. is 2%. the current exchange rate is 110 yen per dollar. if you can enter into a forward exchange rate of 120 yen per dollar, what would be your arbitrage profit per 100 units of the borrowed currency? assume that you can borrow and lend at the given interest rates.
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Your arbitrage profit per 100 units of the borrowed currency makes a riskless profit of 0.02 dollars.
The first thing to do is figure out what the correct forward rate should be.
The forward rate should be (110×1.04)/1.02 = 112.15 yen/dollar.
Thus you want to exchange yen for dollars at 110 rather than the implied 112.15.
If you start with no money then you need to borrow 1 dollar at 2% exchange them into 110 yen and invest the yen at 4%.
The yen will grow to be 110×1.04 = 114.4
so you enter into a forward exchange agreement to exchange
114.4 yen into dollars at an exchange rate of 110.
This will yield 1.04 dollars.
You need to repay your dollar borrowing which will cost 1.02 dollars.
Thus you make a riskless profit of 0.02 dollars.
In economics and finance, arbitrage is the exercise of taking benefit of a distinction in fees in two or greater markets; placing an aggregate of matching offers to capitalize on the difference, the profit being the distinction among the market expenses at which the unit is traded.
Whilst used by lecturers, an arbitrage is a transaction that includes no bad cash going with the flow at any probabilistic or temporal country and tremendous cash going with the flow in at least one kingdom; in easy phrases, it's far the opportunity of threat-free earnings after transaction charges. As an example, an arbitrage possibility is present whilst there may be the opportunity to instantly purchase something for an extremely low fee and sell it for a better price.
Arbitrage is the simultaneous buying and sale of equal or comparable assets in unique markets in order to take advantage of tiny differences in the asset's listed rate. It exploits short-lived versions inside the rate of the same or similar economic units in different markets or in special forms.
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An electrical contractor's records during the last five weeks indicate the number of job requests: week: 1 2 3 4 5 requests: 20 22 18 21 22 predict the number of requests for week 6 using each of these methods:
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(a) Naïve = 22 (since it predicts that the fundamentals of future will be the same as today. So it will be 22 in 5 weeks, and 22 is also anticipated in 6 weeks. 4 year moving average (b) Week F 4-year relocation.
What does a contractor in electrical work do?Electrical system installation, upkeep, and repair are the responsibility of electrical contractors. This covers both high-voltage systems, like those found in power plants and other sizable industrial facilities, as well as low-voltage systems, like those found in public areas or commercial establishments.
What four types of electricians are there?When pursuing a career as an electrician, there are four specialty areas to select from. These jobs include home wiremen, installer technicians, indoor wiremen, and exterior lineman.
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Question 1 master help!
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Explain,using PED,why a company might introduce a policy of raising travel fares at peak times and lowering travel fares at non peak time ?
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Using Price Elasticity of demand or (PED) a company might introduce a policy of raising travel fares at peak times because :-
Understanding the 'elasticity of demand' that is pertinent in this situation. Applying price elasticity of demand demonstrates the relationship between the impact of raising fares during busy periods and changes in total revenue, as well as the impact of reducing fares during less busy periods and changes in total revenue.
The quantity demanded of a good or service divided by the percentage change in price is the price elasticity of demand. The percentage change in quantity supplied divided by the percentage change in price represents the price elasticity of supply.To learn more about Price Elasticity of demand, click the links
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Your cousin has just graduated from college and is starting her search for an apartment to rent. What are three steps you think she should take during her search?
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When a person lives in a house or apartment of another person or the tenant on a contract basis is called rent.
The three steps that she should take during the rental apartment search is:
She should first know her location and the area very well. The location of the apartment matters for safety as well as convenient purposes. Secondly, she should know her budget well. Budgeting is very important as she is just a graduate and should filter the search accordingly.Lastly, the information about the owner or tenant must be known as it will help in the lease issues and will keep away from illegal problems.In these ways, she could search for the apartment.
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Which business letter feature is found at the top of the page?
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Good luck hope this helps
:)))
Header
Hard copy business letters feature a header that includes the sender’s name, phone number, address and email address, which may be left or right justified or centered at the top of the page. This is followed by the date the letter was sent, which in turn is followed by the “inside address.”
What is the meaning of “place” in the 4 Ps of marketing?
A. where a company is situated
B. the site of a company’s warehouse
C. the location from which a customer can purchase products
D. the location where the purchased product is kept
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Answer:
C. the location from which a customer can purchase products
Explanation:
In the marketing mix, place describes the venue or the selling location. Place defines where to sell the products and how customers will get the purchased items.
Place describes the ideal locations for converting potential customers to actual paying customers. It answers the question, ''where will sales be conducted ?'' In a store, a specialized retail center, a supermarket, online, or all.
Answer:
D. the location where the purchased product is kept
Explanation:
Is competition good for business?
Is it good for consumers?
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Answer:
yes and yes
Explanation:
Spending money to train and develop employees is a means of fostering.
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Answer:
normative commitment
Explanation:
A contractionary monetary policy combined with an expansionary fiscal policy will:.
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If fiscal policy is expansionary and monetary policy is contractionary, interest rates will almost certainly rise because both measures serve to raise interest rates.
What do the terms Monetary Policy and Fiscal Policy mean?The Monetary policy regulates the amount of money available in an economy as well as the channels by which new money is provided. A central bank's goal in controlling the money supply is to impact macroeconomic factors such as inflation, consumption rate, economic growth, and general liquidity.
Fiscal policy is the process through which a government modifies its spending levels and tax rates in order to monitor and impact the economy of a country. It is a monetary policy strategy in which a central bank controls a country's money supply. These two policies, in various combinations, are used to direct a country's economic goals.
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On March 1st, Jared buys Matthew's car for $10,000 and they agree that Jared will pay Matthew the full amount by June 1st. Jared begins making payments to Matthew, but on May 1st, Jared still owes Matthew $5000. On May 1st, Jared sells Sarah his motorcycle for $5000. Jared and Sarah agree that Sarah will not pay Jared $5000, but Sarah will instead pay Matthew the $5000 Jared still owes him. Matthew agrees to receive the $5000 from Sarah. After making this agreement, Jared changes his mind and tells Sarah to pay him on May 1st and not Matthew. Can Jared do this
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Answer: No, an assignment for consideration is irrevocable
Explanation:
The above scenario explains an assignment. An assignment simply occurs when an individual who is regarded as the assignor, transfers benefits to another person who is the assignee.
With regards to the situation in the question, it is not possible for Jared to change his mind and tells Sarah to pay him on May 1st and not Matthew. This is because this is an assignment for consideration which in this situation is irrevocable. The assignment will be deemed ineffective if the assignor doesn't receive consideration for the agreement.
What does it mean to use diverse marketing strategies?
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Answer:
Diversity refers to the fact that there are various ethnic or cultural groups within society. By using diverse marketing strategies, you appreciate this societal makeup with all of its different talents, needs, interests, and skills. It also means tolerating different preferences and ways of life — even in religious or sexual orientation.
Explanation:
Which of the following might experience a factor of failure related to expansion?
A. A hair salon that hires new employees immediately after it opens
B. A restaurant that doesn't have a website
C. A shoe store located near another popular shoe store
D. A grocery store with employees who miss company meetings
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Answer:
a
Explanation:
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What was the primary reason for establishing catholic missions in spanish texas?.
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The main goals of the catholic mission were to gain dominance over the area and propagate Christianity.
The Catholic missions were established with the intention of progressively integrating native Indians into Spanish culture. The frequently nomadic tribes are also reduced to or gathered into a settlement, converted to Christianity, and taught agricultural and craft skills. As a result, it was up to the priests to instruct the Indians on how the Spanish desired them to conduct themselves as Christians.
In order to prepare the Indians for absorption into Spanish civilization, the priests guided them through their daily routines. The mission was to be secularized once these objectives were achieved. The local bishop was to take control of the church and appoint "secular" clergy to run it. The land was to be turned over to the Christianized Indians.
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Bank telers need a community college degree.
A. True
B. False
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anaab dancewear sells all of its merchandise online, which results in 100 percent of its customers paying for their purchases with a credit card. on average, the credit card companies pay anaab for all credit sales in 5.2 days. anaab pays it suppliers, on average, 29.7 days after purchasing new inventory, and is able to sell the inventory, on average, 22.6 days after acquiring it. given this information, what is the length of its cash cycle?
Answers
The length of its cash cycle is 1.9 days.
Anaab dancewear sells all of its merchandise online, which results in 100 percent of its customers paying for their purchases with a credit card. On average, the credit card companies pay Anaab for all credit sales in 5.2 days. Anaab pays its suppliers, on average, 29.7 days after purchasing new inventory, and is able to sell the inventory, on average, 22.6 days after acquiring it.
Given this information, the length of its cash cycle is 8.1 days. The cash cycle is defined as the duration between cash outflows and inflows of an organization. To put it another way, it's the length of time it takes for a company to turn inventory into cash. A cash cycle is made up of three components: Inventory period: The length of time it takes to purchase inventory and sell it.
Accounts receivable period: The length of time it takes to convert accounts receivable into cash.
Accounts payable period: The length of time it takes to pay your suppliers for inventory.
Using the information provided, the cash cycle of Anaab dancewear can be computed as follows:
Cash cycle = Inventory period + Accounts receivable period - Accounts payable period
Inventory period = 22.6 days
Accounts receivable period = 5.2 days
Accounts payable period = 29.7 days
Now, substituting the given values in the above formula, Cash cycle = 22.6 + 5.2 - 29.7
Cash cycle = - 1.9 days
Since the result is negative, it indicates that Anaab dancewear does not have a positive cash cycle. So we take the absolute value of the result to obtain the length of the cash cycle.
Cash cycle = | - 1.9 |
Cash cycle = 1.9 days
Therefore, the length of its cash cycle is 1.9 days.
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Jacob is looking to buy some car insurance and is reviewing different policies from several different agencies. The first policy he sees costs$750 for the upcoming year and is worth $10000 if he gets in a collision.After doing some research, he estimates that he has a 8% of getting in acar accident for that year. What is the expected value of buying this insurance policy
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The expected value of buying this insurance policy is $50.
The expected value of buying the insurance policy is the weighted average of probabilities of the cost of the insurance and the cover if Jacob gets into an accident.
If Jacob gets into an accident and is covered, his payout will be:
= benefit - cost
= 10,000 - 750
= $9,250
The probability of this happening is 8%.
If Jacob does not get into an accident he would lose the $750 he paid in insurance premiums. The probability of this happening is:
= 100% - 8%
= 92%
The expected value of the insurance is:
= (probability of accident * payout if there is an accident) + (probability of no accident * payout if there is no accident)
= (8% * 9,250) + (92% * -750)
= $50
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HELP NOW PLEASE
Someone who buys a song online and copies it for friends is violating
privacy rights.
ethical rights.
appropriate Internet use.
intellectual property rights.
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Answer:
intellectual property rights.
Explanation:
Intellectual property rights are the exclusive rights granted to a person for the use of their creation. The rights give a person a monopoly to profit from their invention or production for a specified duration. Intellectual property rights are granted through copyrights, trademarks, and patents.
Buying a song online and copying it to friends denies the musician revenues. Those friends will be get entertained through the efforts of the musician without paying.
1. Personal Characteristics Jack Ma possess (In accordance with the discussion in
the lesson, give at least three.)
2. Key takeaways you've got from him. (Use your own words, give at least three)
3. In your own words, explain how Jack Ma thinks compared to typical individual
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Answer:
knock knock.................................
5. Imagine you are buying a new guitar. Describe how you would make the purchase using the
research-based approach
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Answer:
What I would do is make sure it is a good quality item and see if it is worth my money after that I would go to the cashier and buy my product.
Explanation:
At the time of purchasing a new guitar, or any new thing, the purchase would be made by keeping a few things in mind, like the quality of the product, usage of the product, whether it is worth investing that amount or not, and many more.
What is a research-based approach?A research-based approach is one in which the search for any material, text, or anything done for exploring things that are relevant and important also carries interesting questions and challenges.
One can use a research-based approach in any segment, like learning new things, investing money, purchasing any asset, and many more.
Therefore, while purchasing a new guitar, quality, usage, and other things can be found with the help of a research-based approach.
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While showing a property to an unrepresented buyer, you owe the customer the duties of dealing honestly and fairly, accounting for all funds, and ______.
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This is also known as the three duties towards the customer DAD Dealing with Honesty. Accounting for all funds and Disclosing the material facts to the buyer.
Who is a buyer?A buyer is a customer who purchases the goods and or services of a company through which the company generates the revenue and earn profits. The buyer plays a key role in the development and running of a company.
The buyer should be allowed to have all the information about the product or service it is going to purchase, the buyer should be informed about the market rates and the demand of the goods as this is a material fact about the product.
Therefore it is a duty that a seller owes to the buyer to deal with honesty that is not charging high price if they are unaware of the price of the product.
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each year piney creek lodge hosts retreats for organizations. they encourage employers to bring their employees for single days, extended stays, or even full-weeks. which of maslow's needs is piney creek lodge helping employers to meet?
Answers
Love. Love needs include the need for love, friendship, affection. Some examples of love at work are office parties, corporate softball teams, management retreats.
Management is the art of getting things done through intermediaries. In this case, management can be interpreted as an activity carried out by a manager to direct subordinates or other people in completing work in order to achieve a goal.
The basic function of management science is as an element that must exist in management activities as a reference for someone who serves as a manager, or manager. This manager is tasked with ensuring that goals can be achieved, by planning, coordinating, and controlling.
In management science, there are 5 functions that influence each other. These functions include planning, organizing, placing or staffing, directing, and supervising. Without one of these functions, it is not impossible that management activities will end up not according to plan or purpose.
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Father Christmas is a retail store that sells a unique Santa made from fur, wool, and tapestry. Of 150 customers wish to buy a Santa from this store, and it sells 120 before running out of stock, what is its service level
Answers
Answer:
80%
Explanation:
Calculation for the service level
Using this formula
Service level=Sales/Numbers of customers
Let plug in the formula
Service level=120/150
Service level=0.8*100
Service level=80%
Therefore the service level will be 80%