Unemployment insurance is an example of a program that guarantees benefits to the recipients is an entitlement program.
What is the significance of unemployment insurance?The significance of this insurance is payments made under the US unemployment insurance program are meant to help unemployed Americans who are not at fault for their situation temporarily by covering their financial needs.
Medicare, Social Security, unemployment insurance, and welfare programs are among the federal government's entitlement spending. According to federal law, certain non-citizens and citizens alike are entitled to certain benefits.
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List at least one discretionary expense listed on the bank statement or check register
Answer:
overdraft fees
not 100% sure, but hope that helps
A friend of yours has E-mailed their English paper to you so that you can proofread it. Explain the tools you would use to add your comments, and describe why this would be beneficial to your friend.
Answer:
you would have to use evidence from a different resource/source and let them know what resources you have used to answer the question from the english paper
Explanation:
thx make me brainliest :)
Fill in the gaps using second conditional. /2
If she (know) __________ the answer, she would win the prize.
If I (be) ___________ a rich man, I would buy a Mercedes Benz.
They would stay longer, if they (has) _________ more time.
If I (understand) __________ what the teacher said, I could tell you.
plz tell hurry
Answer:
knew
were
had
understood
Jeannine and Ryan, have both been working full-time jobs for many years. They are about to adopt three siblings and are trying to decide if they are both going to keep working. What disadvantage will they likely experience if they choose a single income option?
A.
They will have higher costs for childcare.
B.
They will have a greater amount of financial income.
C.
They will have less time to spend with their new baby.
D.
They will have less disposable income.
Answer: D
Explanation:
Answer: They will have less disposable income.
The size standard for small business used in the textbook would exclude firms that?
The size standard for small business used in the textbook would exclude firms that exceed a certain threshold in terms of their annual revenue, number of employees, or other relevant criteria.
The specific size standard for small business can vary depending on the context and the industry. In general, the purpose of setting a size standard is to distinguish small businesses from larger enterprises. The threshold is typically determined based on factors such as industry norms, average company size, and the intended benefits and support provided to small businesses.
Exceeding the size standard would mean that a firm has grown beyond the specified criteria and is considered larger in terms of its scale or operations. This may result in the firm being classified as a medium or large enterprise rather than a small business.
The exclusion of firms that exceed the size standard for small business is intended to ensure that resources, benefits, and support programs are targeted towards enterprises that are relatively smaller and may require assistance in various areas such as access to financing, government contracts, or regulatory considerations.
By limiting the definition of small business to a specific size standard, policymakers and researchers can focus their efforts on understanding the unique challenges and opportunities faced by smaller enterprises and develop policies tailored to their needs.
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How much is an annual interest percentage rate if he unpay balance is less than $500?
The annual interest percentage rate (APR) for an unpaid balance under $500 would depend on the terms and conditions set by the lending institution or credit card issuer.
To answer your question, we need more information about the specific interest rate policy or the financial institution involved. The annual interest percentage rate (APR) for an unpaid balance under $500 would depend on various factors, such as the type of credit account, the creditworthiness of the borrower, and the lender's policies.
For example, credit cards may have different APRs for unpaid balances, and they may also have promotional offers or introductory rates that can affect the interest charged. Some lenders may also offer lower interest rates to borrowers with good credit scores or other qualifications. Therefore, without more information about the specific loan or credit account, it is difficult to provide an accurate answer to this question.
The answer is general as the question is incomplete. Next, please provide more details or context to help me provide you with an accurate answer.
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A document that explains why a business goal is beneficial and details how resources and funds will be allocated to meet the goal is known as a business: ______
A business plan is the document that outlines why a business goal is beneficial as well as details of how resources/funds will be allocated to meet the goal.
A business plan is like a map for a business.
Usually, a business plan formally outlines the goals of the company and shows the tasks and financial measures that must be performed and adopted to reach accomplish those big goals.
In other word, the business plan is a tool of organization, direction and communication and serves as basis to develop a financial plan.
In conclusion, the correct answer is a business plan.
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Hammers, screwdrivers, drills, and saws are _____ a construction worker uses.
-tasks
-skills
-tools
-qualifications
Answer:
are a - tool - construction workers use
Marty is collaborating with collegues to plan a surprise party for their boss. Marty does not add an ideas to the party but chooses to just go with the flow. Marty leaves the meeting feeling angry and feels like his coworkers don't care about his ideas. What communication style is Marty using?
a
passive
b
aggressive
c
passive-aggressive
d
assertive
Answer:
a passive
Explanation:
Passive behavior is when an individual decides not to act or react but follow what others want. In passive, an individual does not express their feeling or thoughts. They remain inactive and allows others to take control. behavior
Marty attended the meeting but decided not to make any contributions. By deciding to follow the flow, he exhibited passive behavior. Marty felt angry because he failed to express his honest feelings, thoughts, and beliefs. He violated his rights to speak and be heard.
given an actual demand this period of 64, a forecast value for this period of 61, and an alpha of 0.5, what is the exponential smoothing forecast for next period? a. 61.5 b. 62.5 c. 63.5 d. 102.5 e. 103.0
Exponential Function: A mathematical function with the form f (x) = ax, where "x" is a variable and "a" is a constant that serves as the function's basis and must, at all times, be greater than zero, is referred to as an exponential function.
The exponential curve is influenced by both the exponential function and the value of x. An essential mathematical function is the exponential function. Exponential Smoothing claims:
Alpha = Ft+1 Dt + (alpha - 1) Ft
Dt = 64 Ft = 61 alpha = 0.5 in this case.
Forecast for the following period is therefore Ft+1 = 0.5*64 + 0.5*61.
So, Ft+1 = 62.5
The solution is option 'B'.
The set of all whole real numbers R will be the exponential function's domain, while the set of all positive real numbers is said to be the exponential function's range. The point (0, 1) always lies on the graph of an exponential function, and it must be kept in mind that exponential functions increase.
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finance is the business function that involves managing.T/F
Answer:
Its true! Hope it helps :)
btw sorry if i got it wrong, I searched it up.
Finance is a business function that involves the management of investments, assets, liabilities, and financial planning. It's crucial for making sound economic decisions. Therefore, the statement is true.
Explanation:The statement is true. Finance is indeed a business function that involves managing resources. Central to finance is the management of resources such as investments, assets, and liabilities, as well as financial planning and decision-making. This includes tasks like forecasting revenue and expenditures, risk assessments, and strategizing organizational financial goals. Understanding finance will allow one to make better economic judgements and decisions.
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Congress passes a bill calling for a 5% tax decrease. The president then signs it
a.) the government's monetary policy
b.) government's open. market regulations
c.) the government's tight money policy
d.) the government's fiscal policy
Answer:
d.) the government's fiscal policy
Explanation:
Fiscal policy is the actions of a government to alter spending and taxation to influence economic direction. This implies that fiscal policy tools are the level of government spending and taxation.
Reducing taxes and government spending increases the money supply in the market. The government will consider these actions during recessions to stimulate economic growth. Increasing taxes and decreasing spending reduces money circulation in the economy, thereby regulating economic growth.
different products will stay in each stage of the product life-cycle for varying amounts of time.
The product life cycle refers to the stages that a product goes through from its introduction to the market until its eventual decline. Different products will spend varying amounts of time in each stage of the product life cycle.
Explanation:
Introduction stage: This is the first stage of the product life cycle, where a new product is introduced to the market. During this stage, sales are typically low as the product is being introduced and awareness is being built. Companies invest heavily in marketing and promotional activities to create product awareness and attract early adopters.
Growth stage: If the product gains market acceptance and demand increases, it enters the growth stage. Sales and revenue start to grow rapidly as the product gains popularity. During this stage, competitors may enter the market, and companies focus on expanding their market share by investing in marketing, distribution, and product improvement.
Maturity stage: As the market becomes saturated and competition intensifies, the product enters the maturity stage. Sales growth slows down, and the market becomes more stable. Companies focus on maintaining their market position, maximizing profitability, and differentiating their product from competitors. Price competition may become more prevalent during this stage.
Decline stage: Eventually, the product reaches the decline stage, where sales start to decline. This can occur due to changing consumer preferences, technological advancements, or the emergence of new products. Companies may choose to discontinue the product or revitalize it through product modifications, rebranding, or targeting new markets.
The duration of each stage in the product life cycle varies depending on factors such as market conditions, competition, product innovation, and consumer behavior. Some products may experience a relatively short life cycle, while others can remain in a particular stage for an extended period. Understanding the product life cycle helps businesses make strategic decisions regarding marketing, product development, and resource allocation.
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Annual professional tournaments operated by professional tours that are held throughout the world between the months of january and november are called _______.
Cups are the name given to yearly professional competitions run by professional tours that take place between the months of January and November all around the world.
What do cups mean?These competitive competitions are referred to as cups. They are essentially world championship competitions, and the term comes from the fact that the champion receives a big cup-shaped trophy. These competitions can be found in practically every discipline, and they are usually always held annually, barring unforeseen circumstances (2020). Popular competitions include the Motocross World Championship Cup, Formula One World Cup, and UEFA Champions League Cup. These cups are presented at various athletic occasions.
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Cashews, Inc. issued $100,000, 6% bonds at face value on January 1. The bonds pay interest semiannually on June 30 and December 31. For the year ended December 31, the amount of interest paid equals ______ and is reported on the statement of cash flows as a(n) ______ activity. Multiple choice question.
What components of GDP (if any) would each of the following transactions affect? Explain.
a. Uncle Henry buys a new refrigerator from a domestic manufacturer.
b. Aunt Jane buys a new house from a local builder. C. The Jackson family buys an old Victorian house from the Walker family.
d. You pay a hairdresser for a haircut.
e. Ford sells a Mustang from its inventory to the Martinez family.
f. Ford manufactures a Focus and sells it to Avis, the car rental company.
g. California hires workers to repave Highway 101.
h. The federal government sends your grandmother a Social Security check.
i. Your parents buy a bottle of French wine.
j. Honda expands its factory in Ohio
The components of GDP, or Gross Domestic Product, are consumption (C), investment (I), government spending (G), and net exports (NX).
Let's analyze each transaction and determine how they would affect these components:
a. Uncle Henry buys a new refrigerator from a domestic manufacturer.
- This transaction would affect the consumption component (C) of GDP. It represents personal consumption expenditure because Uncle Henry is purchasing a durable good, which is a type of consumer spending.
b. Aunt Jane buys a new house from a local builder.
- This transaction would also affect the consumption component (C) of GDP. However, it would be counted as an investment (I) rather than personal consumption expenditure because buying a house is considered a long-term investment.
c. The Jackson family buys an old Victorian house from the Walker family.
- This transaction does not directly affect GDP. The purchase of existing homes is not included in GDP calculations because it doesn't create new production.
d. You pay a hairdresser for a haircut.
- This transaction would affect the consumption component (C) of GDP. It represents personal consumption expenditure because you are paying for a service.
e. Ford sells a Mustang from its inventory to the Martinez family.
- This transaction would affect the consumption component (C) of GDP. It represents personal consumption expenditure as the Martinez family is purchasing a durable good.
f. Ford manufactures a Focus and sells it to Avis, the car rental company.
- This transaction would affect the investment component (I) of GDP. It represents business investment as Avis is purchasing a vehicle for their rental fleet.
g. California hires workers to repave Highway 101.
- This transaction would affect the government spending component (G) of GDP. It represents government expenditure on infrastructure.
h. The federal government sends your grandmother a Social Security check.
- This transaction would also affect the government spending component (G) of GDP. It represents government transfer payments, which are not included in GDP calculations as they do not reflect current production.
i. Your parents buy a bottle of French wine.
- This transaction would affect the consumption component (C) of GDP. It represents personal consumption expenditure as your parents are purchasing a consumer good.
j. Honda expands its factory in Ohio.
- This transaction would affect the investment component (I) of GDP. It represents business investment as Honda is investing in expanding their production capacity.
To summarize:
- Transactions a, d, e, and i affect the consumption component (C) of GDP.
- Transactions b and j affect the investment component (I) of GDP.
- Transaction g affects the government spending component (G) of GDP.
- Transactions c and h do not directly affect GDP.
Note: GDP calculations can be more complex in reality, but for the purpose of this explanation, we are focusing on the main components affected by the given transactions.
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b. what if we want a really good demolition derby: one where 10 of these cars compete but only one survives. about how big will the prize have to be now?
Determining the size of the prize for a demolition derby where only one car survives depends on various factors such as the scale of the event, the level of competition, and the target audience.
Typically, larger prizes attract more participants and generate greater excitement. To create a compelling incentive, the prize should be substantial enough to motivate participants to enter and compete fiercely. The specific amount of the prize would depend on the budget and resources available for the event.
Organizers may consider factors such as sponsorship contributions, ticket sales, and potential media coverage to determine an appropriate prize that will attract participants and create a memorable and thrilling demolition derby experience.
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What if we want a really good demolition derby: one where 10 of these cars compete but only one survives. about how big will the prize have to be now?
1. Management is the process of guiding the development, maintenance, and allocation of objectives.
Management can be defined as the process of planning, organizing, directing, and controlling resources (people, finances, materials, etc.) to achieve organizational goals and objectives.
Management involves various functions that help an organization to achieve its goals and objectives. These functions include planning, where managers set goals and objectives and develop strategies to achieve them. Organizing involves the allocation of resources to accomplish these objectives, while directing involves the communication and coordination of activities to achieve these objectives. Lastly, controlling involves monitoring and adjusting operations to ensure that objectives are met.
In addition to these core functions, management also involves decision-making, problem-solving, and leadership. Effective management requires a range of skills, such as communication, delegation, and team building, as well as knowledge of organizational behavior, economics, and other relevant fields.
Therefore, the accurate definition of management is the process of planning, organizing, directing, and controlling resources to achieve organizational goals and objectives.
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According to the balanced budget multiplier, an increase in government spending of $10,000 that is financed by an increase of $10,000 in taxes will have what effect on the economy when mpc is 0.80?
Answer:
Income will be increased by $10,000
Explanation:
i
Increase in GDP because of increase in government spending =govenment spending *spending multiplier
Mathematically;
spending multiplier=1/(1-MPC)
=1/(1-0.8)
=5
The increase in GDP because of increase in government spending =5*10000
=50000
The decrease in GDP because of increase in taxes=taxes*tax multiplier
tax multiplier=-MPC/(1-MPC)
=-0.8/(1-0.8)
=-4
The decrease in GDP because of increase in taxes=4*10000=40000
The total change in GDP=spending change -tax change
=50000-40000
=10000
Products can be classified as either business/industrial or consumer products. Describe and briefly explain what distinguishes business products from consumer products and why it is important to understand this distinction
Answer:
Business products and consumer products are two distinct categories of goods that are marketed and sold to different types of customers. The main difference between business products and consumer products is the intended use or purpose of the product and the customer base that they are marketed towards.
Business products, also known as industrial products, are goods that are used by other businesses or organizations in the production of their own products or services. Examples of business products include raw materials, machinery, office supplies, and specialized software. Business products are typically purchased in larger quantities and at a higher price point than consumer products.
Consumer products, on the other hand, are goods that are purchased by individuals for personal use or consumption. Examples of consumer products include clothing, food, electronics, and household appliances. Consumer products are typically sold in smaller quantities and at a lower price point than business products.
Understanding the distinction between business and consumer products is important for several reasons. Firstly, it helps businesses to understand their target market and develop effective marketing strategies. Secondly, it affects the distribution channels and sales processes used to reach customers. Finally, it can impact the pricing and profitability of products, as business products tend to have higher profit margins but a smaller customer base.
In summary, the main difference between business products and consumer products is their intended use and target market. Understanding this distinction is important for businesses to effectively market and sell their products.
Hope this helps!
Products can be classified as either business/industrial or consumer products. The following are the distinguishing features between business and consumer products and why it is important to understand this distinction Distinguishing features between business and consumer products Business products.
These are products that are used to produce other goods and services. They are primarily used in industrial or institutional settings and are purchased for resale or use in running a business or organization. In addition, these products are purchased based on their technical features and suitability for a particular task. Consumer products: These products are designed to meet the needs and wants of individuals. They are bought by end-users for personal use, and their buying behavior is influenced by various factors such as price, quality, and availability. Furthermore, these products can be further subdivided into convenience, shopping, specialty, and unsought products. Importance of understanding this distinction Understanding the distinction between business and consumer products is critical to a company's success.
The following are some of the reasons why Marketing: Understanding the differences between business and consumer products aids in the development of a suitable marketing strategy, which is critical to a product's success. Pricing: Business and consumer products have distinct pricing strategies. Business products have higher prices since they must recover the cost of production, while consumer products have lower prices since they are bought in bulk and are intended for personal use. Channel of distribution: Business products are sold directly to other companies or through wholesalers or retailers, while consumer products are sold through retailers. In conclusion, understanding the difference between business and consumer products is critical to an organization's success. It enables them to create the right marketing strategy, set the right price, and select the most appropriate distribution channels for their products.
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choose the best word or phrase to complete each sentence
The best word or phrase to complete each sentence is option D. in. There’s no point in staying up all night if your exam is tomorrow. The correct answer is in.
What is a preposition?A preposition is a word that shows relationship between two nouns. Preposition also indicate relationship between the elements of a clause or words. Preposition also indicates position, location and direction. For examples, in, of, at, into, above, over, etc.
Therefore, in the above sentence, preposition 'in' is used to express involvement in an activity.
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There’s no point _________ staying up all night if your exam is tomorrow.
a) On
b) With
c) Of
d) In
Bond Valuation 01
GRX company has a 5 year maturity with a face value of $1000 and coupon rate is 2.4% per year. The coupon is paid semi-annually. The yield to maturity is 3.5% per year. What is the value of this bond? (Hint: since the cash flows are semi-annual, you need to adjust every input accordingly when you use time value of money formulas.)
The value of the bond is approximately $1,044.11. To calculate the bond valuation, we can use the formula for the present value of the bond's cash flows. Since the coupon payments are made semi-annually, we need to adjust the inputs accordingly.
Calculations for determining the value of the bond:
Step 1: Calculate the number of periods:
Number of periods = 5 years * 2 (semi-annual payments per year) = 10 periods
Step 2: Calculate the coupon payment per period:
Coupon payment per period = Face value * Coupon rate / Number of payments per year
Coupon payment per period = $1000 * 2.4% / 2 = $12
Step 3: Determine the yield to maturity per period:
Yield to maturity per period = Yield to maturity / Number of payments per year
Yield to maturity per period = 3.5% / 2 = 1.75%
Step 4: Calculate the present value of each coupon payment:
Present value of coupon payments = Coupon payment per period * \([1 - (1 + Yield to maturity per period)^(-Number of periods)\)] / Yield to maturity per period
Present value of coupon payments = $12 * [1 - (1 + 1.75%)^(-10)] / 1.75%
Present value of coupon payments ≈ $110.82
Step 5: Calculate the present value of the face value:
Present value of face value = Face value / \((1 + Yield to maturity per period)^N\)
N = Number of periods
Present value of face value = $1000 / (1 + 1.75%)^10
Present value of face value ≈ $933.29
Step 6: Calculate the total value of the bond:
Bond Value = Present value of coupon payments + Present value of face value
Bond Value = $110.82 + $933.29
Bond Value ≈ $1,044.11
Therefore, the value of the bond is approximately $1,044.11.
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Costs which do not vary with the amount a business produces are referred to as Group of answer choices opportunity costs. total costs. fixed costs. variable costs.
Answer:
Variable costs are a company's costs that are associated with the number of goods or services it produces. A company's variable costs increase and decrease with its production volume. When production volume goes up, the variable costs will increase. On the other hand, if the volume goes down, so too will the variable costs.
Variable costs are generally different between industries. Therefore, it's not useful to compare the variable costs of a car manufacturer and an appliance manufacturer, for example, because their product output isn't comparable. So it's better to compare the variable costs between two businesses that operate in the same industry, such as two car manufacturers.
Explanation:
hurry !
Whom does the Government and Public Administration career cluster serve?
private citizens
army and navy
government employees and the military
national security and the foreign service
Private citizens do the Government and Public Administration career cluster serve. Hence, option A is correct.
What is Public Administration?In the field of public administration, leaders collaborate with localities to advance the welfare of the public and effect change for the better. Public administration specialists are equipped to run all levels of government and nonprofit organizations.
Public administrators plan, direct, and supervise the organizations that oversee and regulate local laws and legislation. As these organizations grow to satisfy society's demands while simultaneously serving the interests and needs of the general public, public administrators act as special consultants to them.
"Legislative activities, taxation, national security, public order and safety, immigration services, foreign affairs and international assistance, and the administration of government programs" are all considered to be "exclusively governmental in nature."
Thus, option A is correct.
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a signal: occurs when one party to a transaction has more information than the other party. is an agent trying to exploit an information advantage in a dishonest way. is an expensive action that is taken to reveal information. is an offer that conveys negative information about the product.
When an expensive action is taken to reveal information, a signal is produced.
What is information advantage means?The term "information advantage" refers to a legitimate advantage acquired through the ongoing, flexible, incisive, and resilient use of information and information systems. A firm or person with an information advantage has specialized knowledge that gives them a strategic or tactical edge in a particular situation.
What is the advantage of data and information?You will have information once you group, combine, manage, and evaluate the data. You can discover trends, connections, or fresh perspectives on how your organization operates using information. Additionally, the knowledge can assist you in developing business analytics and plans. transfers and deposits made via mobile apps on smartphones. electronic signatures that don't require printing out. Lending approvals on the fly without visiting a loan office. Automated bill payment helps clients meet their monthly responsibilities on time.
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which automobile manufacturer is known as ""the ultimate driving machine""?
The automobile manufacturer that is known as "the ultimate driving machine" is BMW.
The automobile manufacturer known as "the ultimate driving machine" is BMW. Here's a brief step-by-step explanation:
1. Identify the question: Determine which automobile manufacturer is associated with the slogan "the ultimate driving machine."
2. Recall the slogan: Recognize that this is a well-known slogan in the automotive industry.
3. Connect the slogan to the brand: Associate the slogan with BMW, a German automobile manufacturer.
4. Answer the question: BMW is the automobile manufacturer known as "the ultimate driving machine."
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Task 4 Merit task To achieve Merit, you must additionally
include in the briefing paper an analysis of the brand development
and promotion aspects of launching an effective new business
venture (AC4M1
Launching an effective new business venture requires careful consideration of brand development and promotion aspects. The main answer is yes, it is essential to analyze these factors for a successful launch.
Brand Development: Establishing a strong brand identity is crucial for a new business venture. This involves defining the brand's values, mission, and unique selling propositions.
Conducting market research to understand the target audience's needs and preferences will help shape the brand's positioning. Developing a compelling brand name, logo, and visual identity will enhance brand recognition and differentiation in the market.
Promotion: Effective promotion strategies are vital to generate awareness and attract customers. This includes creating a comprehensive marketing plan that incorporates various channels such as digital marketing, social media, advertising, public relations.
Identifying the target audience and tailoring promotional messages to their needs and interests will maximize the impact. Implementing innovative and engaging promotional campaigns will help create buzz and drive customer engagement.
Analyzing brand development and promotion aspects ensures that the new business venture can effectively communicate its value proposition, engage the target audience, and differentiate itself from competitors.
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for the current year sales are $1,400,000, current assets are $101,524, and current liabilities are $85,265. if sales are forecasted to increase 14% next year, and all current assets and current liabilities vary proportionally with sales (i.e. they are spontaneous items), what is the forecasted amount of net working capital next year?
The forecasted amount of net working capital for next year is $18,363.56.
First, let's calculate the current amount of net working capital:
Net working capital = Current assets - Current liabilities
Net working capital = $101,524 - $85,265
Net working capital = $16,259
Next, let's calculate the forecasted amount of sales for next year:
Forecasted sales = Current year sales x (1 + Sales growth rate)
Forecasted sales = $1,400,000 x (1 + 0.14)
Forecasted sales = $1,596,000
Since current assets and current liabilities are spontaneous items, they vary proportionally with sales. Therefore, the ratio of current assets to sales and the ratio of current liabilities to sales will remain constant
Let's calculate the current ratio of current assets to sales:
Current ratio of current assets to sales = Current assets / Sales
Current ratio of current assets to sales = $101,524 / $1,400,000
Current ratio of current assets to sales = 0.0725
Let's calculate the current ratio of current liabilities to sales:
Current ratio of current liabilities to sales = Current liabilities / Sales
Current ratio of current liabilities to sales = $85,265 / $1,400,000
Current ratio of current liabilities to sales = 0.0609
Now, we can use these ratios to forecast the amount of net working capital for next year:
Forecasted net working capital = Forecasted current assets - Forecasted current liabilities
Forecasted net working capital = (Forecasted sales x Current ratio of current assets to sales) - (Forecasted sales x Current ratio of current liabilities to sales)
Forecasted net working capital = ($1,596,000 x 0.0725) - ($1,596,000 x 0.0609)
Forecasted net working capital = $115,710 - $97,346.44
Forecasted net working capital = $18,363.56
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Many companies have been forced to deal with a type of online fraud that lures their employees into disclosing personal information. The employees receive an email that appears to come from the Internal Revenue Service, demanding confirmation of their Social Security numbers. The message threatens that noncompliance will mean criminal penalties. These employees are victims of ___________________.
Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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