What are the 3 types of savings accounts?

When a HR manager proposes a course of action to be adopted she is proposing a policy.

In Human resources, a policy is described as actions or principles that are to be adopted by an organization. Policies are very important in organizational settings because they help to influence the course of actions to be undertaken.

Policies are sets of guidelines that are adopted in order to influence decisions and outcomes. Certain procedures and protocols are followed in order to achieve a policy.

An example of a policy could be an insurance policy, non smoking policy and also internet policy.

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Answer:

D

Explanation:

Since the broker already add the brokerage's name, location, and phone number on the website to advertise the broker's office; then no need for any additional disclosures. The correct answer is option D.

A broker is an individual or firm that acts as an intermediary between a buyer and a seller; or between an investor and a securities exchange, who buys and sells goods or assets for others. A broker can also refer to the role of a firm when it acts as an agent for a customer and charges the customer a commission for its services.

There are 3 types of brokers, those are: Online brokers, a new form of digital investment which interacts with the customer on the internet; Discount brokers, a stockbroker who performs buy and sell orders at a reduced commission rate; and Full-service brokers.

Although part of your question is missing, you might be referring to this full question: A broker developed a website to advertise the broker's office with the brokerage's name, location, and phone number. What additional information does the broker need to include?

A. Name and address of the home office and the states in which the brokerage holds licenses

B. License number of the brokerage and list of current active licensees

C. Names of active licensees, addresses, and phone numbers

D. No need for any additional disclosures

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The trend toward violence in the workplace has been a growing concern. This can include incidents such as verbal or physical assault, harassment, bullying, or even acts of terrorism.

In recent years, there has been a growing concern about the trend of workplace violence. Workplace violence refers to any act or threat of physical violence, harassment, intimidation, or other harmful behavior that occurs in a work setting.

The reasons for the trend toward workplace violence are complex and multifaceted, and can include factors such as increased stress levels, workplace conflicts, societal issues, and other contributing factors.

Employers and organizations are increasingly recognizing the importance of addressing workplace violence and implementing measures to prevent and mitigate such incidents.

This includes developing policies, procedures, and training programs to create a safe and respectful work environment for all employees.

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Answer:

decreasing sinxe the 1990s

Explanation:

Answer:Planning is an important part of the work of project managers. These specialists determine what needs to be done, who will do it, how long each task will take, and how much it will cost. Based on this information, project managers develop a detailed work plan, prepare a schedule, and prepare a budget.

Explanation:

The project manager assesses the amount of work needed, analyzes the possible workload of the team, determines the timing of tasks and creates a clear plan for the project.

Answer: Advertisement is a marketing communication. It is used to promote businesses and their products. Used to promote more effectiveness in a businesses profit and their sales. May be seen in the form of commercials or billboard announcements in everyday life.

After 20 years, the retirement savings plan of the sous chef will have a value of approximately $182,590.72. Over the term of the plan, she will pay approximately $92,590.72 in interest.

To calculate the value of the investment after 20 years, we can use the formula for compound interest:

A = P(1 + r/n)^(nt)

Where:

A = the final amount

P = the initial deposit

r = the annual interest rate (expressed as a decimal)

n = the number of times the interest is compounded per year

t = the number of years

In this case, the initial deposit (P) is $350 per month, the annual interest rate (r) is 5.5% or 0.055, the interest is compounded monthly (n = 12), and the investment period (t) is 20 years.

First, we need to calculate the total number of monthly deposits:

20 years x 12 months = 240 months

Next, we substitute the values into the formula and calculate the final amount (A):

A = $350 * (1 + 0.055/12)^(12*20)

A ≈ $182,590.72

Therefore, after 20 years, the retirement savings plan of the sous chef will have a value of approximately $182,590.72.

To calculate the amount of interest paid over the term of the plan, we subtract the total amount deposited from the final amount:

Interest = A - (P * number of deposits)

Interest = $182,590.72 - ($350 * 240)

Interest ≈ $92,590.72

Therefore, over the term of the loan, the sous chef will pay approximately $92,590.72 in interest.

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Trish asks her customer, "who do you buy your supplies from now?" and it is the type of survey question.

In order to gather information about a company, commodity, or procedure, a survey is described as the act of looking at a process or questioning a predetermined sample of people. Surveys are mostly utilized to gather information by asking some people about their beliefs, actions, or knowledge.

Consumer input is gathered through customer questionnaires. They aid businesses in doing market research, measuring customer engagement, determining expectations, and gauging customer satisfaction. The responses you get will give you useful information about what inspires, intrigues, and irritates your customers.

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Answer:

2,3,1,5,4,6

Explanation:

numbers go in box

The technique of offsetting an expansion of the domestic money supply by selling foreign reserves is known as sterilization.

When a country wants to expand its domestic money supply, it typically involves increasing the amount of currency in circulation or injecting liquidity into the financial system. However, this can lead to inflationary pressures. To counteract these effects, central banks may engage in a process called sterilization.

Sterilization refers to the actions taken by a central bank to neutralize the impact of an expansionary monetary policy on the domestic money supply. One common method of sterilization is the sale of foreign reserves. In this process, the central bank sells its holdings of foreign currency or assets to absorb the excess liquidity created by the expansionary measures.

By selling foreign reserves, the central bank reduces the domestic money supply, effectively offsetting the initial expansion. This helps to maintain price stability and control inflationary pressures. Sterilization is often used when a country wants to manage its exchange rate or prevent excessive fluctuations in the domestic currency. It allows the central bank to intervene in the foreign exchange market while mitigating the potential inflationary consequences of the expanded money supply.

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Aggregate  demand for is a term utilized in macroeconomics to explain the whole call for for goods produced regionally, inclusive of client items, offerings, and aggregate call for is a dimension of the total amount of demand for Capital items.

Combination demand, but, reveals the whole sum of the market for every unmarried product and provider that an economy produces and expresses it as a total dollar fee. as an instance, a country may want to have an combination demand for goods and services same to $1B in step with year.

Mixture call for is calculated as the sum of customer spending, funding spending, authorities spending, and the distinction between exports and imports. on every occasion the sort of factors modifications and whilst aggregate demand stays steady, then there's a shift in combination call for.

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Percentage change in long-term debt from september 29, 2018, to september 28, 2019 is - 2.05%

Percentage change in long term debt = ($91,807 - $93,735)/$93,735

                                                                        = -2.05%

Percentage change in long-term debt            -2.05 %

Long-term liabilities, also known as long-term debts, are debts that a company owes to third parties that are due in full after a year. They are different from current liabilities, which a business must pay off within a year, because of this. Current liabilities and long-term liabilities both appear on the balance sheet.

A loan with a repayment term of more than one year is considered to be long-term debt. This is in contrast to debt with a shorter duration, such as short-term notes or credit lines. Equipment, vehicles, inventory, and real estate can all be purchased with longer loans. Working capital can sometimes be financed this way.

Question is incomplete .Missing parts are:

Calculate the percentage change in long-term debt from september 29, 2018, to september 28, 2019. (round your final answer to 1 decimal place. percentage decreases should be indicated by a minus sign.)

Long-term debt     September 28, 2019      September 29, 2018

                                            $91,807                       $93,735

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Answer:

i do

Explanation:

An example of an integrated renewable energy project is a hybrid power system that combines multiple renewable energy technologies, such as solar and wind, to generate electricity.

Renewable energy technologies encompass various methods of harnessing natural resources to generate energy sustainably. Some common examples include solar photovoltaic (PV) panels that convert sunlight into electricity, wind turbines that generate power from wind energy, hydroelectric systems that utilize flowing water to produce electricity, and biomass plants that convert organic waste into energy.

End users refer to the individuals, communities, or organizations that directly benefit from the use of renewable energy technologies. They can include households, businesses, schools, hospitals, and entire communities. The social value of renewable energy lies in its positive impact on society and the environment. By reducing reliance on fossil fuels and mitigating greenhouse gas emissions, renewable energy contributes to a cleaner and healthier environment.

It also promotes energy independence, creates jobs in the renewable energy sector, and enhances local economic development. Moreover, renewable energy projects often provide affordable and reliable energy access to remote or underserved communities, improving their quality of life and fostering sustainable development.

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Answer:

C). A revenue-focused bidding strategy.

Explanation:

As per the details given in the question, 'a revenue-focused bidding strategy' will most likely assist the marketer in upkeeping his needs as his key focus is to discern a particular return on his investment that he made for the monthly ad spend made by him. This automated strategy of bidding will allow him to keep track of the revenue and escalate the return. Thus, option C is the correct answer.

it is false statement that the top five cities where venture capitalists are investing their money represent 10% of the global total.

This refers to the managerial expertise provided by investors to startup firms with long-term growth potential.

However, it is false that the top five cities where venture capitalists are investing their money represent 10% of the global total.

Therefore, the statement is a false statement.

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An accomplishment statement is a way to showcase your achievements and contributions to an organization or project.

Here are two examples:

1. "Developed and implemented a new social media strategy that increased our company's online engagement by 25% over the course of six months. This led to a significant increase in brand awareness and generated more leads for our sales team to pursue."

2. "Led a cross-functional team of 10 people to launch a new product within a tight deadline. Through effective project management, we were able to deliver the product on time and within budget, resulting in a 15% increase in revenue for our department over the next quarter."

Both of these statements are specific, measurable, and highlight the impact that the person had on their team or company.

When crafting your own accomplishment statements, be sure to focus on results and quantify your achievements whenever possible.

This will help you stand out to potential employers and demonstrate your value as a professional.

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Answer:

Good luck next year. Before i go i want to give a huge thank u to, brainly, quizlet, mathaway and more because without u all i wouldn't be able to pass. THANK U!!!

The early study of management thought that became known as scientific management was founded by Frederick Winslow Taylor. Taylor, an American engineer and management consultant, is widely recognized as the pioneer of scientific management principles.

In the late 19th and early 20th centuries, Taylor observed inefficiencies and poor productivity in industrial settings. He believed that management practices at the time lacked scientific rigor and could be improved through a systematic approach. Taylor's approach emphasized the application of scientific methods to improve efficiency, productivity, and worker performance.

Taylor introduced time and motion studies to analyze work processes and identify the most efficient ways of performing tasks. He advocated for the division of labor, standardization of work procedures, and the use of monetary incentives to motivate workers.

Taylor's ideas had a significant impact on industrial management, and his work laid the foundation for modern management practices. Scientific management principles influenced subsequent management theories and approaches, including the development of concepts like work specialization, performance measurement, and process optimization.

Frederick Winslow Taylor's contributions to the early study of management thought and the establishment of scientific management have had a lasting influence on the field of management and continue to shape managerial practices to this day.

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The cash payback period for the asset is 3 years.

Payback period = Cost of Investment ÷ annual cash inflow

=174,000 / 58,000

= 3 years

What is cost of investment in accounting?

Certain investments are recorded using the cost method of accounting in a company's financial statements. When an investor holds an investment that it has little or no control over—typically described as owning less than 20% of the company—they employ this strategy.

What is yearly cash flow?

Cash circulation in and out of a business over a fiscal year is referred to as "annual cash flow" in finance.

How do you calculate annual cash flow?

To calculate your yearly cash flow, subtract your total cash inflows from your total cash outflows. If the result is positive, it indicates positive cash flow; if it is negative, it indicates negative cash flow. Using the same example, take $175,000 out and subtract $139,000 to generate $36,000 in positive annual cash flow.

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Ownership rights can be assigned So, that the tragedy of the commons be averted.

For non-excluded yet competitive products, tragedy of the commons occurs. This implies that nobody cannot be denied the opportunity to enjoy something. But when some individuals utilize a thing, it becomes less useful to other others who also want to use it. Thus, there is a tragedy propensity to consume these resources excessively in general. No one is prepared to pay for these things because they cannot be averted excluded. Degradation of the resources on common land results from overuse. The tragedy of the commons is this situation.

A cap and trade policy places a restriction on how much of a resource can be used, and the limits can be established by granting permits to do so. These licenses can be exchanged. For resources that belong to averted everyone, though, this won't work. The best policies for negative tragedy externalities are cap and trade ones.

Corrective taxes won't work since no one will be willing to pay them and because people don't have any rights to the goods.

The resource becomes excludable if ownership is transferred to tragedy corporate or governmental bodies. The definition of property rights. There are ways to prevent commons tragedy.

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The way in which decreasing your credit card balance would affect your income statement is that: D. It decreases your monthly expenses, giving you more money to spend on other things.

A credit card simply refers to a small, rectangular flat card that is issued by a financial institution to its eligible customers, in order to avail them an opportunity to purchase goods and services on credit, especially based on the agreement that this amount of money would be paid back at a specific time and interest rate.

Generally speaking, a credit card balance can be defined as the total amount of money that an individual owe his or her credit card company. This ultimately implies that, a decrease in credit card balance would cause a decrease in monthly expenses, which avails the credit card holder more money to spend on other things.

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Answer: 1. a loan from one entity electronically matched to another entity without a financial institution in the middle

2. a payday loan

3. an unsecured installment loan

4. It decreases your monthly expenses, giving you more money to spend on other things.

5. Determine or estimate the current value of everything you own.

6. Their ability to repay a loan

7. your prior record of paying your bills and paying off your debts

8. your age and gender

9. You can request one online or over the phone.

10. He should contact the credit bureau that issued the credit report, the companies that issued the seven fraudulent cards, his local police, and the federal government at identitytheft.gov.

11. -the lender that provided the incorrect information

-the credit bureau that prepared the report

12. right away

13. She won a $20 billion settlement for California homeowners whose homes were inappropriately foreclosed on.

14. The longer the term, the more you will pay in interest.

15. It will cost you less money overall.

16. A store credit card generally comes with a higher interest rate.

17. You will save money if you pay the balance off quickly.

18. -Clarifying the confusing language found on credit card applications.

-Forcing lending companies to disclose interest rates and hidden fees.

19. It banned credit card companies from raising interest rates after missed payments.

20. -a fixed annual charge for the use of a credit card

-a charge if the minimum payment is not paid by the due date

21. paying off the balance before interest can accrue

22. $30

23. Determine which card has the higher interest rate and pay the extra money to that card first.

Explanation: All these answers are correct!

True. Selling on consignment means that the item is owned by the consignor (the person who provided the item) and is being sold by the consignee (the person or business selling the item) on behalf of the consignor.

Selling on consignment refers to an arrangement between a seller and a consignor in which the seller agrees to display and sell the consignor's goods on their behalf, but the consignor retains ownership of the goods until they are sold.

In this arrangement, the seller typically takes a percentage of the sale price as a commission, while the consignor receives the remainder of the money from the sale. The consignor usually sets the price of the goods and may also provide guidelines on how they should be marketed and displayed.

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Answer:

this is true hope this helps

Explanation:

a). Without paying any premium to buy TargetCo, the earnings per share (EPS) after the merger would be approximately $3.182.

b). The earnings per share after the merger with a 20% premium cannot be determined without knowing the specific exchange ratio.

a. To calculate the earnings per share (EPS) after the merger without paying any premium to buy TargetCo, we need to compute the total earnings and the total number of shares post-merger.

Data for Your Company:

- Earnings per share (EPS) = $4.30

- Number of shares outstanding = 1.2 million

- Price per share = $38.40

Data for TargetCo:

- Earnings per share (EPS) = $2.15

- Number of shares = 1.3 million

- Price per share = $24.10

The EPS after the merger, we use the formula mentioned earlier:

EPS after the merger = (EPS TargetCo × Number of Shares of TargetCo + EPS Your Company × Number of Shares of Your Company) / Total Number of Shares Outstanding

Using the given data and formula:

Total earnings of the combined company = ($2.15 × 1.3 million) + ($4.30 × 1.2 million)

Total earnings of the combined company = $2.795 million + $5.16 million

Total earnings of the combined company = $7.955 million

Total number of shares outstanding after the merger = Number of Shares of Your Company + Number of Shares of TargetCo

Total number of shares outstanding after the merger = 1.2 million + 1.3 million

Total number of shares outstanding after the merger = 2.5 million

EPS after the merger = $7.955 million / 2.5 million

EPS after the merger ≈ $3.182

Therefore, if you pay no premium to buy TargetCo, the earnings per share after the merger would be approximately $3.182.

b. If you offer an exchange ratio that represents a 20% premium to buy TargetCo at current pre-announcement share prices, we need to calculate the new earnings per share after the merger.

Using the same formula and given data as in part a, but with a 20% premium, the calculation would yield the earnings per share after the merger with the new exchange ratio.

However, the specific exchange ratio is not provided, and the formula for calculating the new EPS after the merger with a premium requires the exact exchange ratio. Without the exchange ratio, we cannot determine the exact earnings per share after the merger with the 20% premium.

Therefore, the earnings per share after the merger with a 20% premium cannot be determined without additional information.

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Answer:

Bonds provides more opportunities and offers than stocks.

Explanation:

Direct and Indirect Remuneration (DIR) refers to a fee paid by the manufacturers to the pharmacy benefit managers (PBMs) for formulary placement and promotions. DIR fees are created to account for discounts, rebates, and other price concessions that manufacturers provide after the point of sale.

The fees are charged at the end of the year and deducted from the reimbursement paid to the pharmacy. Value-Based Payment (pay for performance) is a payment model that reimburses healthcare providers for their performance in terms of quality and efficiency of care.

It aims to improve patient care and lower healthcare costs by rewarding providers for achieving high-quality care at a lower cost. This payment model is designed to focus on improving patient outcomes while reducing healthcare costs.

Direct and indirect remuneration (DIR) and value-based payment (pay for performance) are both practices that are utilized in third-party reimbursement. These practices help to determine the reimbursement rates that healthcare providers receive for their services.

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Explanation:

In a command economy, the system is controlled by the government. A mixed economy is partly run by the government and partly as a free market economy, which is an economic system that includes no government intervention and is mainly driven by the law of supply and demand.

The other forms and methods of startup capital—the ones that don't use the money of outside investors—are collectively referred to as bootstrapping. Venture capitalists are ruthless; angel investors are kind-hearted.

Answer:

The other forms and methods of startup capital—the ones that don't use the money of outside investors—are collectively referred to as bootstrapping. True False

✓ true

Explanation:

Answer:

1. Yes

2. - privacy concerns

- may lack full details.

Explanation:

1. In this scenario the automobile auction house would need to show video evidence of his (San Rafael's) fraud activities to the investigator.

2. Privacy concerns such as how the information gotten from video surveillance is used may pose a challenge.

There's also the reality of a lack of full details. For instance, San Rafael may be deaf a disability that cannot be reflected well on a surveillance video that shows him working.