What is a good ""rule of thumb"" for how much you should save?.

Answers

Answer 1

Answer:

At least 20% of your income should go towards savings. Meanwhile, another 50% (maximum) should go toward necessities, while 30% goes toward discretionary items. This is called the 50/30/20 rule of thumb, and it provides a quick and easy way for you to budget your money.


Related Questions

Samsung’s marketing strategy focuses on developing new innovative products that are supported by strong branding and promotional campaigns. Mr. Yun initiated a new competitive strategy with the goal of developing and marketing superior products while also building an image of Samsung as a stylish, high-quality brand worthy of a premium price. The objective was to establish a unique position using technical innovation while designing more appeal to a younger generation, as well as upscale customers around the world. Yun argued that to continue to compete on price would eventually be their downfall. Samsung chose to invest heavily in technical innovation and Research and development. In order to have a competitive advantage driven by innovation, Samsung had to become a pioneer in developing new technology. During the 90’s, Sony had an advantage in consumer-electronics, but it was rooted in analogue technology. The digital world required new products and consequently, the firm shifted substantial resources into developing large-area LCDs, chipsets, and cell phones. Fast-forward to the economic crisis of 2018-2019, Samsung spent over 7 Billion dollars for nearly 6% of the unit’s revenue into research and development, and at the time more than 25% of the company’s workforce engaged in R&D. Understanding that cutting-edge technology does not always guarantee market success, Samsung also focused on product development and design. Their goal was to create products that deliver benefits that at least some segment of consumers will consider to be worth the price. Since many product benefits may be subjective – attractive styling, say, or a cool image, or maybe the quality of camera - new product development at Samsung usually involves a team of designers who collaborate closely with the firm’s engineers, manufacturing teams, and marketers. Last and certainly not least, Samsung’s marketing strategy focused on creating a promotional campaign to build Samsung’s brand image. Revamping their marketing efforts was just as critical to the success of a new competitive strategy because even the most technically sophisticated and well design products are likely to fail unless customers know they exist, can acquire them easily, and think they’re worth the money. The revamped competitive strategy and marketing programs that Samsung designed and implemented have been a huge success. The global value of Samsung’s brand increased by more than 200% from 2013 to 2018, and it took over Sony as the most valuable consumer-electronics brand.

A Marketing Information System is a highly desirable tool for market research professionals since it offers a comprehensive suite of functions. Discuss internal records as a fundamental component of this system.

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A marketing information system is a necessary tool for market research professionals, as it provides a wide range of functions. Internal records are a key component of this system.

An internal records system is the first element of a marketing information system, according to the definition. The information includes current and past data on product sales and costs, financial statements, and inventory levels, among other things.Internal records are essential to a marketing information system. The organization’s internal data can provide information on sales trends, seasonality, and fluctuations, which can be used to predict demand for future periods, such as forecasting. Internal data provides a foundation for analysis and helps in identifying problem areas that may require further research.The internal records help companies to produce more valuable information regarding customer and market demand. This helps businesses to develop more effective marketing strategies and helps them to improve their products based on customer feedback.

Furthermore, these internal records can be used to gain an insight into customers and create individualized product recommendations that are targeted at specific customers. Overall, internal records are an essential part of marketing information systems and a fundamental component of the marketing research process.

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All taxpayers can make tax payments using a direct debit from their bank account.

True
False

Answers

Answer:

false

Explanation:

1. According to this supply curve, 400 movie videos will be supplied at what price?
a. $12
b. $16
c.$14
d.$10

Answers

According to this supply curve, 400 movie videos will be supplied at what price 12 dollars.

What is a supply curve?

A supply curve is a graphical representation of the relationship between the quantity of a good or service that a producer is willing to sell and the price at which they are willing to sell it. The curve is upward sloping, which means that as the price of a good or service increases, the quantity supplied by producers will also increase.

The opposite is also true, as the price of a good or service decreases the quantity supplied by producers will decrease. It is assumed that all other factors (technology, input prices, taxes and subsidies etc.) that affect production remain constant.

The position of the supply curve can also change depending on these factors. The supply curve is a fundamental concept in microeconomics, it is used to analyze market behavior and the determination of prices in a market.

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Which statement is the best example of the inelasticity of supply?
A. a wheat farmer must harvest his own crop when it is ripe
B. a pizza parlor makes twice as many pizzas on Saturdays than on Wednesdays
C. a grocery store expands its produce section
D. a barber shop changes it’s hours of operation

Answers

Answer:

I think the letter B.????????

Explanation:

pa brainliest nalang po kung tama

Answer:

Explanation:

The Answer is A: a wheat farmer must harvest his own crop when it is ripe

What's the importance of the formal and informal business sectors

Answers

Answer:

The informal sector represents a fundamental component of the economic structure of many developing countries.

Formal employment is government regulated, and workers are insured a wage and certain rights. Informal employment takes place in small, unregistered enterprises.

Explanation:

apple assigns the same contract rights to enzo, and then to sam. sam immediately notifies the obligor of the assignment to him; enzo never notifies the obligor. when sam notified the obligor, he did not know about the earlier assignment to enzo. sam will have the better right under the:

Answers

Sam will be in a better position to benefit from (B) English rule.

What is the English rule?According to English law, the losing party is responsible for the opposing party's legal fees. The American norm, in contrast to the English rule, requires that each party pay its own legal fees unless legislation or contract specifically allows for such assessment.The English rule is a rule that governs the calculation of attorneys' fees resulting from litigation in the fields of law and economics. According to English law, the losing party is responsible for the opposing party's legal fees.

So, in the given situation, Sam will have a better right under English rule.

Therefore, Sam will be in a better position to benefit from (B) English rule.

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The complete question is given below:
Apple assigns the same contract rights to Enzo, and then to Sam. Sam immediately notifies the obligor of the assignment to him; Enzo never notifies the obligor. When Sam notified the obligor, he did not know about the earlier assignment to Enzo. Sam will have the better right under the:

A. "American rule."

B. "English rule."

C. Restatement (Second) of Contracts.

D. common law.

Mario is a skilled jet flyer that was recently hired by Meagan who is starting an airline business that allows travelers to travel to small cities at half the price of Delta Airlines flights. Which factor of production is Mario?
A . Entrepreneurship
B . Labor
C . Capital
D . Land

Answers

Answer:

B . Labor

Explanation:

Labor refers to human efforts or contribution to the production process. Human beings provide skills, knowledge, experience, energy, and time in making products or in the provisions of services. Human beings are compensated with salaries, wages, and other benefits in exchange for labor.

Marion will be employed as a pilot. Meagan requires the skills of a person to offer services to customers. Mario will be providing labor services.

A closing is set for july 15. how will the unpaid property taxes be entered on the closing disclosure?

Answers

Unpaid property taxes will be entered as an adjustment on the closing disclosure.

How are unpaid property taxes addressed on the closing disclosure?

On closing disclosure, unpaid property taxes are typically addressed as an adjustment. This means that the amount of unpaid taxes will be calculated and credited or debited to the appropriate party involved in the transaction.

The adjustment ensures that the buyer and seller are responsible for their respective share of property taxes up to the date of closing. By including this adjustment on the closing disclosure, it allows for an accurate representation of the financial obligations associated with the property being transferred.

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How much will we end up buying?

How much will we end up buying?

Answers

I think its 500 cause yes

Barbara has $70.00 in her pocket and a $20 gift card. Which purchase will she be able to make without having to use her credit card?


A a portable radio for $65.95 and speakers for $29.99

B five books for $18.95 each

C headphones for $25.99 and eight CDs for 8.99 each

D six puzzles for $11.99 each and a board game for $15.89

edeg 2022

Answers

The answer is: six puzzles for $11.99 each and a board game for $15.89

The amount of money that Barbara has: $ 70.00

The amount of Gift Card that barbara has: $ 20.00

This mean that maximum amount of product that Barbara could purchase: $ 70 + $ 20 = $ 90

From the option above the only purchase that is not surpassing $ 90 is six puzzles for $11.99 each and a board game for $15.89

6 x $ 11. 99 = $ 71.94

1 x $ 15.89  = $. 15.89

Total purchase = $ 87.83              

When you are establishing the time frame for your research plan,
how much historical data should you be gathering?

Answers

When establishing a research plan, the amount of historical data that should be collected depends on the nature of the research question, the scope of the project, and the timeframe under which it will be conducted.

When establishing a research plan, the amount of historical data that should be collected depends on the nature of the research question, the scope of the project, and the timeframe under which it will be conducted. If the research question is focused on a specific time period or event, then the researcher should gather as much historical data as possible related to that time period or event in order to provide a comprehensive analysis of the topic.

However, if the research question is more general or broad in scope, then the amount of historical data that needs to be collected will vary based on the available resources, time constraints, and the intended outcomes of the research project. In general, the researcher should strive to collect enough historical data to provide a thorough analysis of the topic, but not so much that the research becomes overwhelming or unmanageable. It is important to balance the amount of historical data collected with the research question, scope, and timeframe of the project in order to achieve the desired outcomes.

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Max is taking out a 5. 1% loan in order to purchase a $17,000 car. The length of the loan is five years. How much will he pay in interest?.

Answers

Max will pay $4,335 as the interest.

To calculate Max interest, we simply use the simple interest formula;

Simple interest = P × R ×T / 100

where p= principal

R = Rate

T= time (in years)

Simple Interest (S.I.) is the method of calculating the interest amount for a particular principal amount of money at some rate of interest. For example, when a person takes a loan of Rs. 5000, at a rate of 10 p.a. for two years, the person's interest for two years will be S.I. on the borrowed money.

here,

principal = 17, 000 Rate = 5. 1 and the time= 5

Simple interest =P × R ×T / 100

= 17000 × 5. 1 ×5 / 100

simple interest = 170 × 5. 1 × 5

=$4,335

Therefore the pay in interest is $4,335

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A form used between mortgage brokers, or mortgage bankers, and a home buyer that provides certain disclosures prior to the application of a mortgage is known as:_________

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A form used between mortgage brokers,  mortgage bankers, and a home buyer that provides certain disclosures prior to the application of a mortgage is known as Pre-application and Fee Agreement.

A mortgage loan, or simply a mortgage also known as a mortgage loan in civil jurisdictions, is a loan taken by a homebuyer to finance the purchase of real estate or by an existing homeowner for any purpose.

A loan that is used to raise funds in mortgage lien. Loans are "secured" to the borrower's property through a process known as mortgage origination.

This is a legal term that allows a lender to take possession of and sell (“foreclose” or “foreclose”) collateral to repay a loan if the borrower defaults or otherwise fails to comply with the terms of the loan. This means introducing a mechanism.

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what is unearned income

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Unearned income refers to income that is received without the recipient having to perform any labor or service to earn it.

This type of income is typically derived from investments, rental income, or other passive income sources, and it contrasts with earned income, which is income that is earned through work or services provided.

Examples of unearned income include interest income earned from savings accounts or bonds, dividends earned from stock investments, rental income earned from real estate properties, and royalties earned from creative works such as music or books.

In contrast to earned income, unearned income is not directly tied to the amount of labor or service provided by the recipient. Instead, it is based on the performance of the underlying investment or asset. This can make unearned income a more passive form of income, as it requires less effort to maintain than earned income.

Unearned income is subject to taxation, just like earned income, and it's essential to understand how it's taxed and reported on your tax returns to ensure compliance with applicable tax laws.

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Very early in development, snake embryos start developing limb buds, but development of limbs is quickly arrested and the limb buds dis

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Very early in snake embryo development, limb buds begin to form, but this limb development is rapidly halted, resulting in the regression or disappearance of the limb buds.

Snakes are evolutionarily derived from tetrapods (four-limbed vertebrates), and their embryos initially exhibit a similar pattern of limb development. However, during the early stages of snake embryo development, a process called limb regression occurs. This means that the development of limbs is arrested, and the limb buds, which initially start forming, undergo a process of regression or reduction in size until they eventually disappear.

The limb regression in snake embryos is a result of genetic and evolutionary factors. Snakes have adapted to a limbless body plan as a specialized form of locomotion for their specific ecological niches. The regression of limb buds allows for the streamlined body shape and movement required for burrowing, swimming, or slithering through narrow spaces.

The molecular and genetic mechanisms underlying limb regression in snakes are still being studied, but it is thought that the suppression or loss of specific developmental genes and regulatory factors are involved. These genetic modifications prevent the further growth and differentiation of limb tissues, resulting in the regression of limb buds.

Overall, the early development of limb buds in snake embryos followed by their rapid regression is a fascinating example of evolutionary adaptation and the modification of developmental processes to suit the unique morphological characteristics and ecological requirements of snakes as limbless reptiles.

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Poppy co. uses a periodic inventory system. beginning inventory on january 1 was understated by $30,000, and its ending inventory on december 31 was understated by $17,000. in addition, a purchase of merchandise costing $20,000 was incorrectly recorded as a $2,000 purchase. none of these errors were discovered until the next year. as a result, poppy's cost of goods sold for this year was:

Answers

If  None of these errors were discovered until the next year. As a result, Poppy's cost of goods sold for this year was: Understated by $31,000.

Cost of goods sold

Using this formula

Cost of goods sold=Beginning inventory + Incorrect entry for Merchandize Purchase - Ending inventory

Let plug in the formula

Cost of goods sold=$30,000+($20,000-$2,000)-$17,000

Cost of goods sold=$30,000+$18,000-$17,000

Cost of goods sold=$31,000 understated

Therefore Poppy's cost of goods sold for this year was: Understated by $31,000.

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an owner invests $3,000 into her company. the company would record this transaction with a debit to the

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The company would record this transaction with a debit to the Cash account.

A cash account is a type of brokerage account that requires that all transactions be payable in full on the settlement date with available cash.

When buying securities in a cash account, the investor must deposit enough cash to pay for the trade, or sell other securities on the same trading day so that cash is available to settle the buy order.Unlike margin accounts, cash accounts do not allow short selling or trading on margin.

Therefore, the correct answer is Cash account.

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My Work immersion progrom journey begins with me and setting my personal learning goals. Together with my Work immersion Coordinator and instructors,I've identified the following competencies I aim to strengthen:

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This program aims to better prepare senior high school students for college, work, or business by helping them develop life and career skills as well as attitudes, appreciation, and respect for work.

It also allows them to transition smoothly from school to work after gaining valuable experience. "Work immersion" is an important component of the DHA curriculum that involves hands-on experience or work simulation in which students can apply their competencies and acquired knowledge relevant to their track.

Work immersion allows Senior High School students to become acquainted with the workplace, simulate employment, and apply their competencies in areas of specialization or applied subjects in an actual work environment in order to prepare them for all curriculum exits.

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WHAT THREE AREAS DOES MEDICAL INFORMATICS EXAMINE

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Medical informatics examines three primary areas: data management, clinical decision support, and telemedicine. It aims to improve patient care, enhance healthcare delivery, and promote research through the effective use of health information technology.

Answer - Medical informatics examines three main areas: the use of technology in healthcare, the management of healthcare information, and the analysis of healthcare data to improve patient outcomes and healthcare practices. These areas include topics such as electronic health records,

telemedicine (Telehealth is the distribution of health-related services and information via electronic information and telecommunication technologies. It allows long-distance patient and clinician contact, care, advice, reminders, education, intervention, monitoring, and remote admissions), clinical decision support systems, data mining, and health information exchange. The goal of medical informatics is to improve the quality and efficiency of healthcare delivery through the effective use of technology and information management practices.

Health informatics is the field of science and engineering that aims at developing methods and technologies for the acquisition, processing, and study of patient data, which can come from different sources and modalities, such as electronic health records, diagnostic test results, medical scans.

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Predict: How might learning tasks that are not part of your regular job make you a more valuable employee ?

Answers

Answer:

Success, Power, and Politics in the Workplace.

Strive to Understand and Support His Goals.

Communicate at the Right Volume.

Be Careful With the Water Cooler Conversations.

Save Her From Unwelcome Surprises.

Always Go in With a Plan.

Build Bridges Across the Organization.

Show off Your Work Without Being Obnoxious.

Explanation:

Answer:

Learning other tasks makes u more efficient your boss will begin to value u and your efforts to make his work better

If credit can be extended, then some
risk can be eliminated.
operational
compliance
strategic
financial

Answers

Answer:

financial

Explanation:

It talks about credit its financial.

If you knew nothing about your data except that it is a scale variable, which measure of central tendency would be the "safest bet"?

Answers

Answer:

Median

Explanation:

The scale variable refers to a variable in which it could be measured and contains a numerical value

In case when you dont know about the data except for scale variable so the safest bet for measuring the central tendancy should be median as it derives the mid-value of the given set of numbers

So here the median should be considered

The set of multiple companies directly linked by one or more of the upstream and downstream

Answers

The set of multiple companies directly linked by one or more of the upstream and downstream is called a supply chain. A supply chain is a network of organizations, including suppliers, manufacturers, distributors, retailers, and customers, involved in the production, distribution, and sale of a product or service.

It includes all the activities and processes needed to deliver the product or service to the end consumer. In a supply chain, each company relies on the others to fulfill their own needs and meet customer demands. The flow of goods, services, and information between these companies is essential for the smooth operation of the supply chain.

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List the basic elements of business plan

Answers

Answer:

Company Description

Market Analysis

Competitive Analysis

Marketing Plan

Sales Strategy

Explanation:

Mark me the brainliest if it helped

Apple Computer maintains company headquarters in _____.

Answers

Answer:  Cupertino

Explanation: Apple Park is located 1.2 miles east of the original Apple Campus. Apple has had a presence in Cupertino since 1977, which is why the company decided to build in the area rather than move to a cheaper, distant location. The campus is also next to a contaminated site under Superfund legislation with a groundwater plume.

What conditions would affect how much people would use your business?

The business is and Ice Cream Shop.

Answers

Answer:

restaurant

like pandemic all small restaurant is closed the business is bankcrap

Seadrill Engineering licensed software to oil-drilling firms for 5 years. In addition to providing the software, the company also provides consulting services and support to ensure smooth operation of the software. The total transaction price is $350,000. Based on standalone values, the company estimates the consulting services and support have a value of $100,000 and the software license has a value of $250,000. Assuming the performance obligations are not interdependent, the journal entry to record the transaction includes

Answers

Answer:

A credit to sales revenue for $250,000 and

A credit to unearned service revenue of $100,000

Explanation:

Based on the information given we were told that the support have a value of the amount of $100,000 and the software license has a value of the amount of $250,000 which means that in a situation where the performance obligations are not interdependent, the appropiate journal entry to record the transaction will includes:

A CREDIT to SALES REVENUE $250,000

A CREDIT to UNEARNED SERVICE REVENUE $100,000

List all the source documents in accounting

Answers

Answer:

Canceled checks.

Invoices.

Cash register receipts.

Computer-generated receipts.

Credit memo for a customer refund.

Employee time cards.

Deposit slips.

Purchase orders

Explanation:

That is all i think

John Hardley recently joined as marketing director of H2O, a water sports gear company. Though in the last five years the company has had a drastic dip in sales, ever since Hardley has joined he has turned the figures around. In addition to revamping the look of the brand, he has initiated several marketing campaigns through broadcast media to increase customer base for the company. Over the past six months, Hardley has managed to get the company to an all-time high peak of sales. Which of the following statements best describes Hardley?
A) Hardley is a low self-monitor.
B) Hardley is a narcissist.
C) Hardley scores high in Machiavellianism.
D) Hardley has a proactive personality.
E) Hardley is a low risk-taking person.

Answers

Through his latest decisions that led the H2O company to have a historic peak in sales, marketing director John Hardley is considered to have a proactive personality.

Proactivity at work

A proactive person is one who takes responsibility for their actions, seeking to perform tasks in the best possible way, being always available to solve problems and deal with unforeseen events in a positive way.

In the workplace, proactive professionals can make all the difference, by contributing with their dedication, dynamism and adaptation to the constant changes and risks inherent to the business.

Therefore, Hardley achieved positive results in the company by demonstrating his proactivity by taking steps to restructure the company, through the renewal of the brand's visual and marketing campaigns.

The correct answer is:

D) Hardley has a proactive personality.

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both the value of hamburgers sold by a restaurant and the value of the beef it used to make these hamburgers are included in gdp.. true or false

Answers

Both the value of hamburgers sold by a restaurant and the value of the beef used to make these hamburgers are included in GDP.

Gross Domestic Product (GDP) is a measure of the total value of goods and services produced within a country's borders during a specific period. It includes the final value of all goods and services produced for consumption, investment, and government spending.

In the case of a restaurant, the value of hamburgers sold is considered a final good or service, which is included in GDP as part of the consumption component. Additionally, the value of the beef used to make these hamburgers is also included in GDP, as it represents an intermediate good, which contributes to the value added in the production process.

Therefore, both the value of hamburgers sold and the value of the beef used in their production are accounted for in GDP calculations.

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the word chronic contains the root chron. what does the root chron mean? Please help you dont have to give an explanation just the answer! the p wave and subsequent atrial contraction are evident during the blank phase of the cardiac cycle. What is the name of the relationship between 1 and 5 ?Responsesalternate interior anglesalternate exterior anglescorresponding anglesadjacent angles An estuary is an area at the mouth of a river where the river joins a sea. Estuaries contain brackish water, which is a mixture of fresh water and salt water. They are rich in nutrients and support a large number of fish species.The biodiversity of a particular estuary has decreased due to human activities such as pollution, overfishing, and construction. A scientist wants to develop a method to restore the biodiversity of this estuary. Which method should the scientist choose? A. building large concrete slabs surrounding the estuary B. introducing non-native fish by building a fish farm in the estuary C. planting buffer strips and restoring grasses along the estuary D. clearing all the trees surrounding the estuary What is the name of the piece above? A person who makes a hasty generalization isdistracting an audience with unimportant information.drawing a conclusion that makes no sense based on the evidence.making a claim based on limited evidence.O attacking people rather than ideas.Mark this and returnBiSave and ExitNextSubmit A company's total cost, in millions of dollars, is given by C(t) = 140 - 30et where t = time in years. Find the marginal cost when t = 6. 0.35 million dollars per year O 0.16 million dollars per year 0.07 million dollars per year O 0.45 million dollars per year Why are the Soviets ahead in the race to capture the V-2 rocket and Werner von Braun?They are closing in fast on his rocket production base at Peenemunde in Northern RussiaThey are closing in fast on his rocket production base at Moscow in Northern RussiaThey are closing in fast on his rocket production base at Peenemunde in Northern GermanyThey are closing in fast on his rocket production base at Moscow in Northern Germany What is the point in the solution set? Can someone help me what is the answer which method would you use to perform these reactions, grignard carboxylation or nitrile hydrolysis? BRAINLIEST 50 POINTS!!! 1. Rihanna wants to find the distance, AB, across a river. She starts at point B and walks along the edge of the river 215 ft and marks point C. Then she walks 25 ft further and marks point D. She turns 85 and walks until her final location and marks point E. Point E, point A, and point C are collinear. Find the new value when 192 is decreased by 31% the united states leads the world in energy consumption. which effect of energy use is the source of the greatest disagreement among american politicians? (2 points) PLS HELP!! Jason bought glass vases for his booth at the fair. If he bought 13 vases and the total weight was 34.97 lb, how much did each vase weigh? A. .00269 lb B. .0269 lb C. .269 lb D. 2.69 lb Please answer I am stuck on this problem Transform the following sentences into YES-NO questions. draw the lewis electron-dot structures for 2 isomers of c2h3br3. are any other isomers possible? explain. Is brainly part of the internet