The most popular way for Americans to access their bank accounts is through mobile banking.
What do you mean by account?Account is a record of debit and credit entries that covers transactions involving a specific asset (such as cash or notes receivable) or a specific person or business. Account is also a statement of transactions for a fiscal quarter that displays the balance.
Where my account on my phone?All of the phone's online accounts are controlled by the Accounts page in Settings. You can access the Accounts option in Settings under the Personal tab. This is distinct from the tab, which contains several choices for how your account works on your device.
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Question 2 0/1 pt 299 Details Find the final amount of money in an account if $7, 100 is deposited at 3% interest compounded semi- annually and the money is left for 10 years. The final amount is $ Ro
The final amount of money in the account after 10 years, with a deposit of $7,100 at 3% interest compounded semi-annually, is $Ro (unknown).
To calculate the final amount, we can use the formula for compound interest:
A = P(1 + r/n)^(nt)
Where:
A = Final amount
P = Principal amount (initial deposit)
r = Annual interest rate (in decimal form)
n = Number of times interest is compounded per year
t = Number of years
In this case, the principal amount (P) is $7,100, the annual interest rate (r) is 3% or 0.03, the interest is compounded semi-annually (n = 2), and the time period (t) is 10 years.
Plugging these values into the formula, we get:
A = 7,100(1 + 0.03/2)^(2*10)
Calculating this expression will give us the final amount $Ro.
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Which statement best describes the lesson we can learn from Lupe's experience?
It’s too much work to open a checking account.
It’s only important to track large amounts in personal records.
It’s important to keep accurate records.
It’s best to use only one document to track spending.
Answer: it’s important to keep accurate records
Explanation:
Just did it
Considering the story of Lupe, the best statement that describes the lesson we can learn from Lupe's experience is "It’s important to keep accurate records."
The story of Lupe revealed that when people from authority tend to assess and crosscheck the accounting records when performing the auditing process.
This process is to check the actual proof of the transaction and look for any inaccuracies.
Any inaccuracies found could be used as a basis to indict people for financial fraud, regardless it is an honest mistake or not.
Hence, in this case, it is concluded that the correct answer is option C. "It’s important to keep accurate records.
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nike owns equipment that cost $98,300 with accumulated depreciation of $67,200. nike asks $36,200 for the equipment but sells the equipment for $33,800. compute the amount of gain or loss on the sale.
There is a $2800 gain on the sale if Nike sells the equipment for $33,800.
Salvage value can be described as the estimated value of an asset after depreciation. It can be calculated by subtracting the accumulated depreciation from the initial cost. In this case, Nike owned the equipment that cost $98,300 with accumulated depreciation of $67,200, therefore the salvage value can be calculated as follows;
salvage value = $98,300 - $67,200 = $31,000
Now the amount of gain or loss on the sale can be calculated by subtracting the salvage value from the selling price of the equipment which in this case is $33,800, therefore;
amount of gain or loss = $33,800 - $31,000
amount of gain or loss = $2800
Therefore the amount computed on the sale is a gain of $2800.
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what suggestion has former lieutenant governor bob bullock made to help avoid further fiscal crises?
The suggestion that former Lieutenant Governor Bob Bullock has made to help avoid more fiscal crises is to expand the sales tax base
What is a fiscal crisis?This occurs when the deficit in public finances clearly exceeds 3 percent of GDP, with a negative trajectory, that is, a growing deficit over time and their ability to collect enough taxes for that spending. The governments can increase their spending by including among their responsibilities other functions, such as social programs, subsidies, guaranteed prices, and the like.
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Note that common tasks are listed toward the top, and less common tasks are listed toward the bottom. According to
O*NET, what are common tasks performed by Graphic Designers? Check all that apply.
conferring with clients
creating designs, concepts, and sample layouts
scheduling projects for clients
hiring and training new team members
determining size and arrangement of illustrative material and copy
developing graphics and layouts
Answer:
creating designs, concepts, and sample layouts
scheduling projects for clients
determining size and arrangement of illustrative material and copy
developing graphics and layouts
Answer:1,2,5,6.
Explanation:
• What makes a goal a strong goal? Why would you want to be concerned about setting strong goals?
A strong goal is one that is specific, measurable, achievable, relevant, and time-bound. Specific goals are clear and unambiguous, while measurable goals are quantifiable, allowing progress to be tracked.
Achievable goals are realistic and within reach, while relevant goals are aligned with personal or organizational priorities. Finally, time-bound goals have a deadline or timeline attached to them, which creates a sense of urgency and accountability.
Setting strong goals is important because it helps individuals or organizations to focus their efforts and resources towards a specific objective. Strong goals also provide clarity and direction, allowing for better decision-making and prioritization. In addition, strong goals can increase motivation and commitment, as they provide a clear sense of purpose and progress.
Without strong goals, individuals or organizations may find themselves aimlessly pursuing activities that do not contribute to their overall success or growth. Strong goals provide a framework for progress and success, and can ultimately lead to more meaningful and fulfilling outcomes.
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The Finley Company plans to produce 25,000 units during July. It plans to sell 26,000 units in July. Each unit of finished product requires 2 pounds of direct material X. This direct material costs $4 per pound. The July 1 inventory of X is 2,000 pounds, and the desired July 31 inventory of X is 1,000 pounds. The cost of material X purchases in July is planned to be: Group of answer choices
The cost of the material X purchased in July should be $196,000.
The cost of material X purchased be:Material required for production (25,000 units × 2 pound per unit) 50,000 pounds
Add: Desired closing inventory 1,000 pounds
Total requirement 51,000 pounds
Less: Opening inventory - 2,000 pounds
Material to be purchased 49,000 pounds
Multiply with Cost of material $4 per pound
Total cost of purchases $196,000
Therefore we can conclude that the cost of the material X purchased in July should be $196,000.
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Which of the 4 P's focuses on communicating the value proposition?
Answer: The marketing mix is most commonly executed through the 4 P's of marketing: Price, Product, Promotion, and Place.
Explanation:
determine the present value now of an investment of $3,000 made one year from now and an additional $3,000 made two years from now if the annual discount rate is 4 percent.
The present value of the investment is $5,658.29.
The present value is the value of an investment today. It is determined by adding the sum of the discounted cash flows of the investment.
Present value of year 1 cash flows= $3000 / 1.04 = $2,884.62
Present value of year 2 cash flows=$3000 / 1.04² = $2,773.67
Sum of the discounted cash flows = $2,773.67 + $2,884.62 = $5,658.29
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Suppose a company will issue new 20-year debt with a par value of $1,000 and a coupon rate of 8%, paid annually. The issue price will be $1,000. The tax rate is 35%. If the flotation cost is 2% of the issue proceeds, then what is the after-tax cost of debt? Disregard the tax shield from the amortization of flotation costs. Round your answer to two decimal places. % What if the flotation costs were 11% of the bond issue? Round your answer to two decimal places. %
Answer:
if the flotation costs were 2%, the after-tax cost of debt is 5.10%
if the flotation costs were 11%, the after-tax cost of debt is 4.63 %
Explanation:
After-tax cost of debt = Market Interest × ( 1 - tax rate)
Calculation of the Market Interest
Hint : Use the time value of money principles
Pv = -$1,000
Pmt = $1,000 × 8 % = $80
P/yr = 1
N = 20
Fv = $1,000
YTM = ?
Using a financial calculator, the market interest is 8%
After-tax cost of debt = Market Interest × ( 1 - tax rate)
= 0.08 × (1- 0.35)
= 0.052 or 5.20 %
If Flotation cost is 2%
Net Receipts after flotation cost = Cost × ( 1 - flotation rate)
= 5.20 % × (1-0.02)
= 5.096 % or 5.10% (two decimal places)
If Flotation cost is 11%
Net Receipts after flotation cost = Cost × ( 1 - flotation rate)
= 5.20 % × (1-0.11)
= 4.628 % or 4.63 % (two decimal places)
The _____ risk has been encountered if a business has no answer to fight back against its competition.
financial
operational
compliance
strategic
When a business is unable to fight back against its competitors effectively, then a strategic risk has been encountered.
What is a strategic risk?This refers to the risk that the strategies of a business will not allow it to be competitive in the market.
When competitors come up with new processes and a business is unable to match them, this is therefore strategic risk.
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TRUE / FALSE.
the rotation of bacterial flagella is powered by atp hydrolysis.
The statement "The rotation of bacterial flagella is powered by ATP hydrolysis" is true. Bacterial flagella are whip-like appendages that allow bacteria to move and propel themselves through their environment.
The rotation of these flagella is driven by a motor protein called flagellar motor. The flagellar motor converts the chemical energy stored in ATP (adenosine triphosphate) into mechanical energy, which results in the rotation of the flagella.
ATP hydrolysis is the process by which ATP is broken down into ADP (adenosine diphosphate) and inorganic phosphate (Pi), releasing energy in the process.
The energy released from ATP hydrolysis is harnessed by the flagellar motor to power the rotation of the flagella. This ATP-driven rotation enables bacteria to navigate towards or away from different stimuli, such as light, chemicals, or favorable environments.
In conclusion, the rotation of bacterial flagella is indeed powered by ATP hydrolysis. ATP serves as the energy source that drives the flagellar motor, allowing bacteria to move and exhibit motility in their surroundings.
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Kyle has experience in tracking inventory. What company might be interested in hiring Kyle?
a city clinic offering night classes to adults
a grocery store looking for a produce manager
a city manager’s office interested in balancing the budget
a state safety agency looking for an inspector
Answer:
a grocery store looking for a produce manage
Explanation:
Inventory refers to products a business holds for sale. Tracking inventory will refer to managing inventory movement in and out of business. A grocery store will need Kyle's experience much more than the businesses. The core business of a grocery store is to sell groceries.
Because Kyle is good at tracking inventory, he will help the store maintain optimal stock levels and guard against losses due to theft and spoilage.
How is simple different from compound interest?
A. Compound interest is not paid on the principal, or initial deposit.
B. Simple interest is paid on the original deposit plus any interest.
C. Compound interest is only paid on the principal, or initial deposit.
D. Simple interest is only paid on the principal, or initial deposit.
Simple interest differs from compound interest primarily in that it is calculated using the principal sum. The principle amount and interest that has accrued over time are used to calculate compound interest, on the other hand.
What distinguishes simple interest from compound interest simple?The basis for simple interest is the principal amount of a loan or deposit. On the other hand, compound interest is calculated using both the starting principal and the interest that would be added to it each period.
What aspects of simple versus compound interest are the same?Basically, simple interest is the cost of a loan or investment. It is determined using the principal sum. The interest that is calculated on interest is known as compound interest. It is determined by the principal amount as well as the previous period's interest.
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The correct option is D, Simple interest is only paid on the principal, or initial deposit.
Simple interest is typically a predetermined percentage of the outstanding amount that is funded, lent, or distributed over a predetermined time frame.
Borrowers are required to pay duty on principal in addition to principal when present value accumulates and is then added to the accrued interest from prior periods.
What distinguishes compound interest from simple interest?Simple interest is computed on the principal, or original loan amount, of a loan. Compound interest is frequently referred to as "credit on interest" since it is calculated using both the original interest and the interest paid from previous periods.
Compound interest takes into consideration both the outstanding balance and any earlier interest that has been charged, whereas simple interest just considers the principal for calculating interest charges.
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the loan amount is $410,000 and the loan to value ratio is 75%. what is the purchase price of the property?
The purchase price of the property is $546,666.67.
The loan amount is $410,000 and the loan to value ratio is 75%. To determine the purchase price of the property, we can use the following formula:
Loan Amount = Purchase Price x Loan to Value Ratio
Rearranging the formula to solve for the purchase price, we get:
Purchase Price = Loan Amount / Loan to Value Ratio.
Substituting the given values, we get: Purchase Price = $410,000 / 0.75Purchase Price = $546,666.67
Therefore, the purchase price of the property is $546,666.67.
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The Benson Bearing Company sells Textron, Inc. a quantity of baseball bats that were stored in an independent warehouse at the time of the sale. The contract says that Textron is to pick up the bats at the warehouse. The risk of loss passes to Textron:
Answer:
at the time it receives a negotiable warehouse receipt for the bats.
Explanation:
Benson Bearing Company is selling bats to Textron inc. The bats are stored at an independent warehouse not controlled by Benson Company.
Of the contract states that Textron will pick up the bats at the warehouse, the risk of loss passes to Textron when it recieved a negotiable warehouse reciept for the bats.
This is because the warehouse is not controlled by Benson Company and issuing a warehouse reciept is equivalent to delivering the goods to Textron.
A market stall sells bread for £1 a loaf and cookies for 60p each. Yesterday 1000 loaves of bread and 2000 cookies were sold. What was the market stall's revenue?
Answer: £2200
Explanation:
From the question, we are informed that a market stall sells bread for £1 a loaf and cookies for 60p each and that 1000 loaves of bread and 2000 cookies were sold.
The market stall's revenue would be:
= 1000(£1) + 2000(60p)
= £1000 + 120000p
= £1000 + (120000/100)
= £1000 + £1200
= £2200
The revenue is £2200
Note that 100 pence = 1 pound
The report that summarizes the cash and credit card sales of a point-of-sale terminal is called:________
Answer:
That report is called a terminal summary.
what is meant by business objectives
Answer:
Business objectives are something which a business organisation wants to achieve or accomplish over a specified period of time. These may be to earn profit for its growth and development, to provide quality goods to its customers, to protect the environment, etc.
Answer:
Business objectives are something that a business organization wants to achieve or accomplish over a specified period of time.
Explanation:
These may be to earn profit for its growth and development, to provide quality goods to its customers, to protect the environment, etc.
plz plz help me with this idk the answer multi choice
Answer:
The fourth option is likely the answer
if i get 16 brainlest ill give u guys 136 points
Answer:
you get brainlyist by answering questions. not making them
Answer:
ill give u brainlest tete
Explanation:
NEED ASAP
What are the steps for properly carrying an item
Answer:
Do not twist or turn the body; instead, move your feet to turn. Your hips, shoulders, toes, and knees should stay facing the same direction. Keep the load as close to your body as possible with your elbows close to your sides. If you feel fatigued, set the load down and rest for a few minutes.
Explanation:
02:55:5
Candace saved her query for her time cards. After running the query once, she found two more pay slips and
added them to the original data table. Which best describes what will happen?
She will be prompted with an error message saying she cannot modify queries multiple times.
The data will not show up in the new query and will need to be resaved.
She will need to design a new query that includes her new numbers.
When the query is run again, the data that meets the new criteria will be retrieved.
When Candace will need to design a new query that includes her new numbers to get the desired result. Hence, Option D is the correct statement.
What do you mean by query in SQL?A request for facts or statistics from a database desk or a mixture of tables. These facts can be generated as outcomes again via way of means of Structured Query Language (SQL) or as pictorials, graphs or complicated outcomes, for example, fashion analyses from facts-mining tools. This is called as query.
Hence, Option D is the correct statement.
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Marigold Corp., a manufacturer of household paints, is preparing annual financial statements at December 31, 2020. Because of a recently proven health hazard in one of its paints, the government has clearly indicated its intention of having Marigold recall all cans of this paint sold in the last six months. The management of Marigold estimates that this recall would cost $806000. What accounting recognition, if any, should be accorded this situation
Based on U.S. GAAP principles, the accounting recognition to be recorded in a journal would be:
Date Account title Debit Credit
December 31 Loss from estimated contingency $806,000
Estimated liability from contingency $806,000
Requirements for recording a loss from ContingencyLoss must be probable.Loss amount can be reasonably estimated.The loss is probable as the government has indicated its wishes clearly. The loss amount is also reasonably estimated to be $806,000. This can therefore be recorded as the above.
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if the price of a business math text rose to $210 and this was 9% more than the original price, what was the original selling price?
With 9% price increase, the original selling price of the business is $192.66
A business sometimes need to increase the price of their products, to increase the profit margin or for other reasons.
Let:
p = original price
r = percentage of price increase
Then,
new price = original price + percentage of price increase x original price
new price = p + r. p = (1 + r) p
Data from the problem:
new price = $210
r = 9% = 0.09
Plug these parameters into the equation:
new price = (1 + r) p
210 = (1 + 0.09)p
p = 210/1.09 = 192.66
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dunne and cook signed a contract requiring cook to rebind 500 of dunne's books at $3.00 per book. later, dunne requested, in good faith, that the price be reduced to $2.70 per book. cook agreed orally to reduce the price to $2.70.under the circumstances, the oral agreement is
Under the given circumstances, the oral agreement to reduce the price per book from $3.00 to $2.70 is likely enforceable.
While written contracts are generally preferred for clarity and evidence, oral agreements can still be binding in certain situations. In this case, both parties entered into the original , and Dunne's request for a price reduction was made in good faith.
Cook's agreement to the revised price indicates their willingness to accept the new terms. However, enforceability may vary depending on applicable contract laws and any specific provisions outlined in the original contract.
It is advisable to consult with legal experts to determine the validity and enforceability of the oral agreement in this particular jurisdiction.
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Identify the prominent musical layer(s) of the timbre in this selection. Hint: Listen to Active Listening 6.1 "Devi Niye Tunai" (O Devi! With Fish-Shaped Eyes"). The song language and praises the goddess text is in the -(pg.308). The song form is the principal song form of South Indian classical music called (pg.307). The is in 3 sections. The raga is with a scale similar to the European harmonic scale. The tala (time cycle Is the most common of the South Indian time cycles. It has beats subdivided as First, there is the unchanging sound of a A single then unfolds. When the come in we can sense a strong beat. melody drone mythm (percussion all of the given answers
The prominent musical layers of the timbre in the selection "Devi Niye Tunai" include the melody, drone, and rhythm (percussion).
In the given selection, the melody is a significant musical layer. It is the main melodic line that carries the tune and is sung by the vocalist.
The melody follows the raga, which is a melodic framework or scale used in South Indian classical music. The raga in this selection is characterized by a scale similar to the European harmonic scale, infusing the melody with unique tonal characteristics.
Another prominent musical layer is the drone. A drone is a continuous, unchanging sound that serves as a backdrop for the melody. In this selection, the drone provides a constant harmonic foundation, creating a rich and resonant texture. It enhances the melodic phrases and contributes to the overall timbral quality of the music.
Additionally, the rhythm or percussion plays a significant role in the musical texture. It provides a rhythmic framework called tala, which structures the time cycle of the music.
The tala used in this selection is the most common of the South Indian time cycles. The percussion instruments, such as the mridangam or tabla, establish the rhythmic pulse and add intricate rhythmic patterns and variations to the performance.
Together, these musical layers—the melody, drone, and rhythm—contribute to the intricate and mesmerizing timbre of "Devi Niye Tunai." They work in harmony to create a rich and immersive sonic experience that showcases the beauty and complexity of South Indian classical music.
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Adele got a loan for $8,000 at 12% for 24 months.
The monthly payments are $376.80.
After 15 payments, the balance is $3222.44
1.
Adele wants to pay off her loan right now. What is the interest on the final payment?
2. If she wanted to pay off the loan right now, how much would it cost (hint: use your answer from (a) to help)?
3. What would have been the total amount she would have paid if she didn't pay it off early?
4. How much money has she already paid after 15 payments?
5. How much money was saved by paying the loan off early?
what is the definition of nationalisation and privatisation?
Answer: definition of nationalisation is transferring a company from private to government and the definition of privatization is transferring a company from public to private ownership.
Explanation: privatisation and nationalisation both are opposite from each other nationalisation is converting private companies or firms in public and in other hand privatisation is converting public companies into government.
How might a business encourage its employees to participate in a retirement investment plan?
A. By charging fines to those who do not sign up
B. By offering a limited selection of plan options
C. By charging higher transaction fees than brokers
D. By offering plans with strong returns and high fees
A business can encourage its employees to participate in a retirement investment plan by offering plans with strong returns and high fees. Hence, Option D is correct.
What is the meaning of an investment plan?Investment planning is the process of coordinating your financial objectives with your available investment capital. It is the key element of financial planning that ensures you make the most of your savings and ensures you invest money to increase its value.
A systematic investment plan is a type of investment vehicle that many mutual funds provide to investors, enabling them to make regular, small investments rather than one large one.
Offering plans with high returns and low fees is one way for a company to entice staff to join a retirement investment plan.
Therefore, Option D is correct.
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