what is the term used to describe the percentage of covered medical expenses paid by health insurance after the annual deductible is met?

Answer:

c. This contract is void.

Explanation:

Since in the question it is mentioned that one day Anna received a phone call from the health insurance salesman and she purchase a $400 medigap insurance policy so the contract should be void in the eyes of law as it is not valid in terms of law plus nothing is specified for whom she purchased the policy for $400

Therefore the correct option is c.

The given statement is false, because it depends on the brokerage firm. Some brokerage firms may only accept limit orders for pink sheet and bulletin board securities, while others may allow market orders as well.

Pink sheet and bulletin board securities are types of over-the-counter (OTC) stocks that are not listed on major exchanges such as the New York Stock Exchange (NYSE) or NASDAQ. These securities are often traded through alternative markets and may not be subject to the same regulatory requirements as securities listed on major exchanges.

When placing orders for OTC stocks, brokers may have different policies and restrictions on the types of orders that are accepted. For example, some brokers may only accept limit orders (orders to buy or sell a stock at a specific price or better) for OTC stocks, while others may accept market orders (orders to buy or sell a stock at the current market price) as well.

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When negative externalities exist, an unregulated market will produce too much of the good and the price will be low when compared to the efficient level of production.

This is type of externality that occurs when the production or the consumption of a good brings about extra costs for another party.

When this is the case, then it may result in one party having benefits and the other party suffering for the benefits.

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Answer:

The stakeholders of a pharmacy business include:

Customers: They are the primary stakeholders of the business. They influence the business by determining the demand for the products and services offered by the pharmacy.

Employees: They are responsible for the day-to-day operations of the business. They influence the business by their level of productivity, job satisfaction, and employee retention.

Suppliers: They supply the products and services needed to run the business. They influence the business by their ability to deliver products and services on time and at a reasonable cost.

Shareholders: They own the business and have a vested interest in its financial performance. They influence the business by providing capital and by making decisions about the direction of the business.

Government: They regulate and oversee the pharmacy industry. They influence the business by imposing regulations and laws that the pharmacy must comply with.

Competitors: They also influence the business by determining the level of competition and the prices of products and services in the market.

Community: The community in which the pharmacy is located also influences the business through public opinion and support.

Health Care Providers: They play a vital role in the pharmacy business as they prescribe the medications and influence the demand of the products and services offered by the pharmacy.

Stakeholders influence the pharmacy business by making decisions, providing support, creating competition, and setting regulations. A pharmacy must take into account the interests and needs of all of its stakeholders in order to be successful in the long term.

Explanation:

Answer:

Ya it is D

Explanation: I got it right so you should too

7.1. The direct labour cost that should have been incurred to make 20,000 units of Jogging Mate, according to the standards, is R72,000. The actual cost incurred was R73,600, resulting in a difference of R1,600.

7.2. The difference in cost can be broken down into a labour rate variance of R600 (favourable) and a labour efficiency variance of R1,000 (unfavourable).

7.3. The variable overhead rate variance for the month is R150 (unfavourable), and the variable overhead efficiency variance is R700 (favourable).

7.1. The standard labour cost for producing 20,000 units of Jogging Mate is calculated by multiplying the standard labour hours (18 minutes) by the standard labour rate per hour (R12.00) and then multiplying by the number of units (20,000). This gives us R72,000. The actual labour cost incurred in August was R73,600, resulting in a difference of R1,600, which means the actual cost exceeded the standard cost.

7.2. The labour rate variance is calculated by multiplying the difference in standard and actual labour rate (R12.00 - R12.20) by the actual labour hours worked (5,750 hours), resulting in a variance of R600 (favourable). The labour efficiency variance is calculated by multiplying the difference in standard and actual labour hours (5,750 hours - 5,833.33 hours) by the standard labour rate per hour (R12.00), resulting in a variance of R1,000 (unfavourable).

7.3. The variable overhead rate variance is calculated by multiplying the difference in budgeted and actual variable overhead rate (R4.00 - R3.80) by the actual labour hours worked (5,750 hours), resulting in a variance of R150 (unfavourable). The variable overhead efficiency variance is calculated by multiplying the difference in standard and actual labour hours (5,750 hours - 5,833.33 hours) by the variable overhead rate (R4.00), resulting in a variance of R700 (favourable).

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Answer:

Computerized accounting has a lot of advantages over manual accounting when rightly implemented

Explanation:

Computerized accounting is an integrated accounting system that uses program software stored on a computer or server to perform account functions. It can be a tailored or off the shelve software for that purpose.

It is easier to use , faster , and more accurate when compared to the manual accounting , which makes it  more helpful especially for small business owners that do not have a good structure in place.However , the initial set up cost  is high , and this need to be considered by small businesses before adoption. Moreover , as they come in different format , a small business may need to consult expert for the type that is mostly suitable for his business as well.

The risk premium is the additional return earned by an investor for taking on additional risk. In this case, we need to calculate the expected risk premium on a portfolio that is invested in three different stocks.

To do this, we need to know the expected return and risk of each stock, as well as the weight of each stock in the portfolio. Let's assume that the expected return and risk for each stock are as follows:

Stock A: Expected return of 9% and risk (standard deviation) of 12%
Stock B: Expected return of 7% and risk (standard deviation) of 8%
Stock C: Expected return of 5% and risk (standard deviation) of 5%

Based on the information provided in the question, the portfolio is invested 37% in Stock A, 37% in Stock B, and 26% in Stock C. To calculate the expected return of the portfolio, we need to multiply the expected return of each stock by its weight in the portfolio and then sum the results:

Expected return of portfolio = (0.37 x 9%) + (0.37 x 7%) + (0.26 x 5%) = 7.1%

To calculate the risk of the portfolio, we need to use the weighted average of the risks of each stock. This is calculated by taking the square root of the sum of the squared weights multiplied by the squared risks:

Portfolio risk = sqrt((0.37^2 x 0.12^2) + (0.37^2 x 0.08^2) + (0.26^2 x 0.05^2)) = 0.097 or 9.7%

Now that we have the expected return and risk of the portfolio, we can calculate the expected risk premium by subtracting the risk-free rate (in this case, the expected T-bill rate of 3.25%) from the expected return of the portfolio:

Expected risk premium = Expected return of portfolio - Risk-free rate = 7.1% - 3.25% = 3.85%

Therefore, the expected risk premium on the portfolio is 3.85%.

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Answer: An estimate is recorded by debiting debt expense and crediting allowance for doubtful account in the same period as the related sale.

Explanation:

The entry to record the write off a specific customer which is typically recorded later accounting period than when sales occur.

The imports of roses from Africa , South America are high year round instead of around Valentine's Day is because

(c) The spike in demand makes it profitable for producers with higher costs to enter market.

(d) Flower production in US is particularly low in February, so US-based supply is shifted leftward that month because of climate.

The high demand for roses around Valentine's Day creates a profitable market for producers in South America and Africa despite the higher costs of transportation.

They increase their supply to meet the demand.

The low production of flowers in the US during February, due to the climate, leads to a leftward shift in the US-based supply, which further increases the demand for imported roses.

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The given question is incomplete , the complete question is

Why aren't imports of roses from South America and Africa high year-round instead of just around Valentine's Day ?

Select all that apply.

(a) The government limits imported flowers except around Valentine's and Mothers' Day.

(b) None of these apply.

(c) The spike in demand makes it profitable for producers with higher costs (like transportation) to enter the market.

(d) Flower production in the US is particularly low in February, so US-based supply is shifted leftward that month because of the climate.

Answer:

The answer is D

Explanation:

companies invest to make money without using high levels of productivity

Answer:

not sure

Explanation:

i personally understand it or dont think it makes sense unless there is a situation were it could fit in

Answer:

Means paying for more customers means customers are the product..

The price at which a good can be bought or sold abroad is known as the international price or the world price. The international price of a product is determined by the global market forces of supply and demand.

It reflects the willingness of consumers and producers from different countries to buy and sell a particular product at a given point in time.

Factors that affect the international price of goods include tariffs and trade barriers, transportation costs, currency exchange rates, and global economic conditions.

For instance, tariffs and trade barriers can increase the cost of importing or exporting a product, making it more expensive than the domestic price.

Transportation costs also affect the international price of goods, as shipping expenses can add up quickly and make the product more expensive.

Currency exchange rates also play a crucial role in determining the international price of goods.

A strong domestic currency can make exports more expensive and imports cheaper, while a weak currency can make exports more competitive and attractive to foreign buyers.

In summary, the price at which a good can be bought or sold abroad is known as the international or world price.

This price is determined by global market forces and is influenced by various factors such as tariffs, transportation costs, currency exchange rates, and global economic conditions.

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Option C. The solution that would tell us the valid claim based on the money supply in the economy is that The Fed should be controlled by the people, as money supply changes should be publicly voted upon.

The total amount of money—cash, coins, and balances in bank accounts—in circulation is known as the money supply. The money supply is typically understood as a collection of secure assets that individuals, businesses, and governments can use to make payments or hold as short-term investments.

The term "money supply" refers to both the population's access to and the amount of money that can be used in a nation's economy. Bank-held demand deposits and currency are the two halves of the supply of money. Coins and paper money are the two forms of currency that are produced.

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Answer:

 The Fed is essential to a stable economy, as an unregulated money supply can spike inflation.

Explanation:

just took the test

Answer:

Is health care federal state or local?

The U.S. Department of Health and Human Services is the federal government's principal agency involved with health care services. The states cofund and administer their CHIP and Medicaid programs according to federal regulations. (goo gle)

Explanation:

hope this helps

The weighted average contribution margin, based on the information provided, is $3.5.

When a corporation produces multiple product types, figuring out the sales Break-even point or the targeted profit level is more difficult because the profit from each product differs. Therefore, utilising information on sales mix, variable costs, purchase price, and selling price, the contribution margin of each product is determined. The weighted average contribution margin is then calculated by averaging the contribution margins of all the goods.

Contribution Margin per unit for economy clippers = Sales Price - Cost Price

Contribution Margin = $6 - $4

Therefore, Contribution Margin for economy clippers = $2 per unit.

Contribution Margin per unit for high-end clippers = Sales Price - Cost Price

Contribution Margin = $15 - $8

Therefore, Contribution Margin for high-end clippers = $7 per unit.

Given Data:

Consequently, the clippers' weighted-average Contribution margin

weighted-average Contribution margin = (Contribution Margin for economy clippers * Market Share of Economy Clippers) + (Contribution Margin for high-end clippers * Market Share of high-end Clippers)

weighted-average Contribution margin = (2 * 0.7) + (7 * 0.3) = 1.4 + 2.1

Therefore, the weighted-average Contribution margin = $3.5

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When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.

This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.

To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.

Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.

Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.

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Answer:

Several studies have been carried out to examine the association between education and occupation. These studies were useful for the purpose of intervention and policy making. In this study we examined the relationship between education factor, which includes three indicators: the percentages of population who achieved (primary, secondary and tertiary) and occupation factor (CLASS1, CLASS2 and CLASS3) using fully and partially latent models. The data were collected from the information of 81 districts based on the census conducted in peninsular Malaysia in 1995. The goodness of fit indexes for assumed models were examined. We didn't find significant relationship between educational achievement and occupation factor.

Answer:

1. Credit 2. Debt 3. Bankruptcy 4. Wants 5. Needs 6. Cash 7. Impulse Buying 8. Long-term goals 9. Short-term goals 10. Budget 11. Discretionary income 12. Scarcity 13. Fixed Expenses

Explanation:

Answer:

D. Randell

Explanation:

this is because anyone can walk behind him and see his info. plus library computers dont have much security, which makes it easily accessible by hackers

Randell using a computer at a public library to view his bank account online is vulnerable to identity theft. Thus, option 'D' is the correct option.

Identity theft happens when someone commits fraud or another crime using another person's personal information—such as their name, identification number, or credit card number—without that person's consent. In 1964, the phrase "identity theft" was first used. Since that time, both the U.K. and the U.S. have statutory definitions of identity theft that include the theft of personally identifiable information.

Identity theft is the intentional exploitation of another person's identity to acquire financial advantages, access to credit, and other benefits, as well as maybe to hurt or lose another person. When someone's identity is stolen, bad things might happen to them, especially if they are wrongly accused of being the offender. In this instance, the identity thief assumes a different identity in order to disguise their own true identity.

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Answer:

1.) Solar photovoltaic installer - a. roof of a building

2.) Ironworker - b. outdoors at great heights

3.) Construction manager - d. field office

4.) Cement Mason - c. outdoor job site

Explanation:

please correct me if I'm wrong

Answer:

Catalogs can promote a business's brand by displaying them in high-traffic areas and distributing them in stores. Customers often have an idea of what they want to buy after looking through a catalog. But, they'll likely find other items they want to buy when they go online or to a brick-and-mortar store to order.

Explanation:

Apple is one of the largest companies in the world, and has contributed positively to the world in different fields of life. It can be said that the company has the highest standards of environmental management that contributes to the reduction of impacts caused by the company to the environment, as well as to the preservation and investments in environmental programs.

It is also correct to say that the company has revolutionized the way people communicate, with the creation of its technological devices that provided greater interaction between people, greater speed with which communication is exercised, helping in business, in the way of living, to buy and interact with the world.

The most common indicator of illegal property flipping is when a property is rapidly bought and sold at an inflated price, often involving fraudulent practices to deceive lenders and buyers.

Illegal property flipping typically involves a scheme where a property is purchased at a low price and then quickly sold at a significantly higher price, often within a short period of time. This practice often involves fraudulent activities, such as falsifying documents, inflating appraisals, or concealing property defects, to deceive lenders and buyers. The primary objective is to make a quick profit without adding any substantial value to the property. Such activities can be indicators of illegal flipping, which is considered fraudulent and can have negative consequences for all parties involved.

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Illegal property flipping often involves a sudden, unjustified surge in a property's value, often facilitated by fraudulent appraisals that inflate the property's worth.

The most common indicator of illegal property flipping is when there's a significant and unjustifiable increase in the property's value in a very short period. This usually happens when a buyer purchases a property at a low price, makes minor or no improvements, and then resells the property at a much higher price. The crucial point is the use of fraudulent appraisals thaatl inflate the property's value. Such rapid value escalation, especially without substantial improvements or justifiable market changes, is a red flag for illegal property flipping.

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When the company discontinued advertising, sales slowly began to decline and consumers gradually forgot the brand name. This illustrates the concept of carryover effects

Carryover effects is the concept illustrated in this scenario. Carryover effects refer to the impact of previous advertising on consumer attitudes and behavior that persists even after advertising has stopped. In this case, the company's previous advertising efforts created brand awareness and a positive association with the product, which helped to sustain sales even after advertising stopped. However, over time, without continued advertising efforts, the positive carryover effects gradually wore off, and sales began to decline.

Decay effects refer to the gradual weakening of the impact of advertising over time, as consumers forget or lose interest in the advertised product. Wear out effects occur when repeated exposure to the same advertising message leads to a decrease in its effectiveness. Threshold effects refer to the minimum level of advertising needed to achieve a significant impact on consumer behavior.

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Answer:  May I have the answer for this. I'm not quite sure.

Explanation:

Sentences must not run on.  Ask the question about getting the answer.  THEN in the next sentence and explain why to the teacher.

To record the provision for credit losses for the year, an adjusting journal entry is prepared. The allowance for doubtful accounts and bad debts expense accounts are affected by this entry.

a. To record the provision for credit losses for the year, an adjusting journal entry is made. The specific amounts for the bad debts expense, allowance for doubtful accounts, and the provision are not provided in the question. However, the adjusting entry will debit the bad debts expense account and credit the allowance for doubtful accounts. The bad debts expense represents the estimated amount of accounts receivable that is expected to be uncollectible, while the allowance for doubtful accounts is a contra-asset account that reflects the estimated amount of uncollectible accounts.

b. On the December 31 balance sheet, accounts receivable is reported as a current asset with its respective balance of $622,000. The allowance for doubtful accounts, which represents the estimated amount of uncollectible accounts, is presented as a deduction from accounts receivable. The specific amount of the allowance for doubtful accounts is not provided in the question. The net amount of accounts receivable, after subtracting the allowance for doubtful accounts, is calculated by deducting the allowance amount from the total accounts receivable balance. This net amount is not provided in the question.

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