what is the true purchasing power one year from now of $1,000 in a savings account, if it is earning 2 percent apy and inflation is 3 percent?

Answer:

Answer:

business-to- consumer (B2C)

Explanation:

Commerce is a business model which typically involves the buying and selling of goods or products at a given price.

Generally, commerce comprises of four (4) business models and these are;

1. Business to Business (B2B).

2. Consumer to Consumer (C2C).

3. Business to Government (B2G).

4. Business to Consumer (B2C).

A Business to Consumer (B2C) can be defined as a market which typically involves businesses selling their goods and services directly to the end consumers for their personal use.

Hence, the type of business that sells to the end consumer is known as business-to- consumer (B2C).

Some examples of companies that engage in the Business to Consumer (B2C) business model are; Amazon, Goo-gle, Walmart, Alibaba, Uber, LinkedIn, etc.

Yes, you will be liable for insider trading based on the misappropriation theory.

According to the misappropriation argument, anyone who trades stocks using insider information has committed securities fraud against the source of the information. A person who violates the misappropriation theory may be found guilty of insider trading in the US and sentenced accordingly.

In the 1961 SEC hearing, there was a significant initial step toward extending Section 10(b) to cover insider trading. In re Cady, no. 29. The misappropriation approach advances the public interest by extending the application of Rule 10b-5 to more conduct that arises from a fiduciary or duty similar to a fiduciary obligation.

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In this circumstance, a strategy-type plan must be created, and the following procedures must be taken to create a model business plan:

(a) Establishing an objective: The company may set a long-term goal of attracting more and more quality-conscious customers or of being the market's leader in terms of both quality and trends by the end of the first year.

(b) Choosing a specific course of action: To make their products better than those of competitors, the corporation must either spend more money, import the newest technology, or both.

(c) Allocating resources to accomplish the goals. The business must obtain authorization before importing technology, increase funding for its research and development department, and hire staff with the most recent training.

2. The typical drawbacks are:

(a) It might be extremely expensive;

(b) It takes a long time;

(c) Success is not guaranteed, and

(d) It might not work in a dynamic environment.

3. To solve these issues:

(a) Prepare a budget to implement this plan and operate within the revenue allotted in the budget.

(b) Establish a deadline for completing the plan, and then carry out the plan solely within that deadline.

(c) Thoroughly assess the environment before putting the strategy into action.

(d) Use the strategy carefully and with prudence.

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Since the applied overhead of $1,488,000 is less than the actual overhead of $1,520,000, Pate Company overallocated overhead by $32,000.

The factory overhead allocation rate is determined by dividing the estimated total factory overhead costs for the period by the estimated number of units of the allocation base for the period. This rate helps allocate factory overhead costs to products or services based on a common allocation base.

In the given scenario, let's consider Pate Company. The estimated direct labor hours for the period were 250,000, and the estimated factory overhead costs were $1,500,000. To calculate the predetermined factory overhead rate, we divide the estimated total factory overhead cost by the estimated direct labor hours:

Pate Company's predetermined factory overhead rate = Estimated total factory overhead cost / Estimated direct labor hours

= $1,500,000 / 250,000 direct labor hours

= $6 per direct labor hour

(B) Calculation of the pre-determined factory overhead allocation rate that was used, assuming that direct labor hours were used as the base:

Using the above formula, we can determine the pre-determined factory overhead allocation rate for Pate Company. Since the estimated direct labor hours were 250,000 and the estimated factory overhead costs were $1,500,000, the predetermined factory overhead rate remains the same:

Pate Company's predetermined factory overhead rate = Estimated total factory overhead cost / Estimated direct labor hours

= $1,500,000 / 250,000 direct labor hours

= $6 per direct labor hour

(C) Whether Pate Company OVER-allocated or UNDER-allocated factory overhead for the period?

To determine if Pate Company overallocated or under allocated overhead, we compare the applied overhead (calculated using the actual direct labor hours multiplied by the predetermined overhead rate) with the actual overhead costs incurred.

In this case, the total factory overhead costs incurred for the period were $1,520,000. The overhead applied can be calculated as follows:

Applied overhead = Actual direct labor hours x Predetermined overhead rate

= 248,000 direct labor hours x $6

= $1,488,000

Since the applied overhead of $1,488,000 is less than the actual overhead of $1,520,000, Pate Company overallocated overhead by $32,000.

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The interest rate for a tax-exempt bond that equates to the rate paid on a taxable bond is computed using the concept of tax-equivalent yield. The tax-equivalent yield is the interest rate on a tax-exempt bond that provides the same after-tax yield as a taxable bond.

To compute the tax-equivalent yield, you can follow these steps:

1. Determine the interest rate of the tax-exempt bond. This is the rate that is advertised or offered for the bond.

2. Calculate your marginal tax rate. This is the percentage of your income that is subject to federal income tax.

For example, if your marginal tax rate is 25%, it means that you pay 25% of your taxable income in federal income tax.

3. Subtract your marginal tax rate from 100% (or 1). This gives you the percentage of your income that is not subject to federal income tax.

In the example of a 25% marginal tax rate, you would subtract 25% from 100% to get 75%.

4. Divide the interest rate of the tax-exempt bond by the percentage of your income that is not subject to federal income tax. This gives you the tax-equivalent yield.

For example, let's say the interest rate on a tax-exempt bond is 3% and your marginal tax rate is 25%. To compute the tax-equivalent yield, you would divide 3% by (1 - 0.25) or 75%. This gives you a tax-equivalent yield of 4%.

Therefore, a tax-exempt bond with an interest rate of 3% would be equivalent to a taxable bond with an interest rate of 4% for an individual with a marginal tax rate of 25%.

It's important to note that this calculation is based on federal income tax rates and does not take into account any state or local taxes that may apply.

Additionally, the tax-equivalent yield may vary for individuals with different tax brackets or tax situations.

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Demographics is most likely to create a long-term trend. Demographics is the study of the characteristics of human populations, such as age, sex, education, income, and race. The correct answer is option D.

These factors have a significant impact on consumer behavior, and thus, they can create long-term trends in the marketplace. As people age, their preferences change, and they tend to consume different products and services. For example, as the baby boomer generation has aged, there has been a trend towards products and services that cater to their needs, such as retirement communities, healthcare, and leisure activities.

Additionally, changes in education, income, and race can create new trends in consumer behavior. For example, if there is an increase in the number of people with higher education degrees, this could lead to a trend towards products and services that cater to their needs, such as high-tech gadgets, gourmet foods, and luxury vacations. Therefore, demographics is most likely to create a long-term trend. The correct answer is option D.

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There are different kinds of eatery. Starbucks new menu now includes many low-calorie and low-fat options.

They are;

Studies has shown that Low-calorie foods leads to weight loss  which can make one to slim down.

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Answer:

a

Explanation:

Answer:

4%

Explanation:

Dividend yield shows the dividends paid out annually as a percentage of the share market price.

The formula for calculating dividend yield is the annual dividend per share/market value per share.

Dividend yield = dividend/ market share price x 100

Dividend yield = 2/50 x 100

Dividend yield = 0.04 x 100

Dividend yield = 4%

Answer:

Your employee match will be 0.75 x 200

so only around $17.5

Answer:

C

Explanation:

Pharmacy management would be working with pharmacy technicians.

Pharmacy technicians are particularly professional and important individuals of the drugstore crew and paintings under the supervision of a pharmacist. they're involved in the instruction, allotting, and supply of drugs and merchandise to sufferers.

Technicians get hold of written prescription requests from patients and perform medication reconciliation. Additionally, they may additionally get hold of prescriptions sent electronically from doctors' offices, and in some states, they're permitted to process requests via phone.

They discover, dispense, percent, and label a prescribed medication for a patient this is then reviewed for accuracy by a pharmacist before allotted to the affected person.

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Answer:

“making things better, by making better things”

Explanation:

hope it helps

mark me brainliest pls

We should note that stock valuation helps to predict the future price or potential market prices for the investors to time their sales or purchase of investments. Its values the intrinsic value of the stock that shows the profitability of the business and its future market value.

In this context, let's assume we're analyzing Apple Inc. (AAPL), a technology company that designs, manufactures, and markets mobile communication and media devices, personal computers, and portable digital music players.

One key ratio valuations that investors might use to assess the value of AAPL is Price-to-earnings ratio (P/E ratio). This ratio compares the current stock price to the company's earnings per share (EPS). A high P/E ratio suggests that investors are willing to pay a premium for the stock based on its earnings potential.

To calculate the P/E ratio for AAPL, we would divide the current stock price by the company's EPS. As of 2022, AAPL had a P/E ratio of around 28, which is slightly higher than the industry average of around 24.

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Keeping the shop surroundings clean and ensuring protection requires great effort both from the seller.

Sellers need to do the following to ensure good sanitation:

However, i agree with Adler’s because the value of a product or the value its offered is more important that what its look physically.

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Answer:

The term new market can be used in 2 ways:

1) A new market is being used as a term for a new type of shop/ a new genre of market place.

2)  A new market value(rise of market value)

Explanation:

Your Welcome

The Contract Bar Doctrine is a legal principle that restricts employees from collectively bargaining over terms and conditions of employment for a specified period of time.

The Contract Bar Doctrine would influence the negotiation of the first labor agreement by creating a fixed timeline in which negotiations can take place. This timeline would be set by the initial CBA and would limit when both parties could reopen negotiations for a new CBA.

The duration of the initial CBA will depend on the terms set in the agreement. Furthermore, this timeline would create stability in the labor relationship, as both parties would be aware of when a CBA would expire and be able to plan ahead accordingly.

The Contract Bar Doctrine also encourages an efficient process of negotiations. By limiting the timeline of when negotiations can take place, it increases the incentive for both parties to come to an agreement more quickly, rather than waiting until the expiration of the CBA.

This ensures that both parties are actively negotiating during the fixed timeline and not just waiting until the last moment to come to an agreement.

In conclusion, the Contract Bar Doctrine is a legal principle that restricts employees from bargaining collectively over terms and conditions of employment for a specified period of time. It would influence the negotiation of the first labor agreement by creating a fixed timeline in which negotiations can take place and would also encourage an efficient process of negotiations.

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Answer:

mark me as brainliest and give me 5 star

Explanation:

Generally, a secured transaction is a loan or a credit transaction in which the lender acquires a security interest in collateral owned by the borrower and is entitled to foreclose on or repossess the collateral in the event of the borrower's default. The terms of the relationship are governed by a contract or security agreement. A common example would be a consumer who purchases a car on credit. If the consumer fails to make the payments on time, the lender will take the car and resell it, applying the proceeds of the sale toward the loan. Mortgages and deeds of trust are other examples. In the United States, secured transactions in personal property are governed by Article 9 of the Uniform Commercial Code.

Answer:

Bank

Explanation:

just did it

Answer:

résumé review

Explanation:

im sure its that

Answer:

Checking Account tell me if i'm wrong

Explanation:

The expected PV of project X is about $1,227,397. Considering the startup investment required is $1,300,000, the PV is lower than the initial investment.

The expected Present Value (PV) of project X can be calculated using the formula:
PV = CF / (1 + r)^n
Where CF is the cash flow, r is the discount factor, and n is the number of years.
For project X, the expected yearly return is $200,000, the discount factor is 10%, and it lasts for 10 years. To find the PV for the entire 10-year period, we can use the formula for the present value of an annuity:
PV = CF * [(1 - (1 + r)^(-n)) / r]
PV = 200,000 * [(1 - (1 + 0.1)^(-10)) / 0.1]
PV ≈ $1,227,397
As an investor, I would not recommend investing in project X because the expected PV is less than the required startup investment, indicating that the project may not yield enough returns to justify the investment.

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The federal funds rate is a major benchmark for borrowing and lending in the US economy.

It affects the nation's economic activity, as changes in the rate will impact the amount of money people and businesses have available to spend and invest. This, in turn, affects overall economic growth and stability. As the most important reference rate used by financial institutions, it is one of the primary factors used to determine the rate of interest paid on consumer and business loans. In this way, the federal funds rate has great influence over the entire economy.

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The M1 decreases and M2 stays the same as one transfer $500 from your savings account to your checking account.

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When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.

This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.

To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.

Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.

Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.

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Recording the date, the accounts you're debiting or crediting from, and a short description of the transaction itself are all parts of keeping track of all your commercial transactions, or journalizing them.

A business transaction is journalized when it is recorded in accounting records. Maintaining records calls for commitment and knowledge, especially for accountants. Every business process is documented chronologically in a journal, commonly referred to as a Book of Original Entry.

Identifying the account as well as the type of account is the first step. Choosing whether each account increases or decreases is the second stage. The third step is to journalize the transaction. Accumulated depreciation is the entire amount of depreciation and amortisation that has been applied to an asset since it was first used.

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Explanation:

A clear example of a nation with an absolute advantage is Saudi Arabia, The ease with which it can reach its oil supplies, which greatly reduces the cost of extraction, is its absolute advantage over other nations.

Adverse possession is an involuntary property transfer in which a person acquires ownership of real property by treating the property as his or her own

Adverse possession- Adverse possession, also known as "squatter's rights," is a legal principle in Anglo-American common law that allows a person who does not have legal title to a piece of property—usually land (real property)—to acquire legal ownership through continuous possession or occupation of the property without the permission (licence) of its legal owner. Possession by a person is not detrimental if they are in possession as the legal owner's tenant or licensee.

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