What type of contract binds a third-party administrator to provide administrative services to an employer for a fixed fee per employee?

Answers

Answer 1

Administrative Services Only, or simply ASO, contract is the type of contract that binds a third-party administrator to provide its administrative services to an employer for a fixed fee per employee. Therefore, the option C holds true.

What is the significance of a contract?

A contract can be referred to or considered as a legal agreement between two or more parties to do or abstain from doing anything as per the terms mentioned under the document relating thereto.

Therefore, the option C holds true and states regarding the significance of a contract.

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The missing options to the incomplete question have been added below for better reference.

What type of contract binds a third-party administrator to provide administrative services to an employer for a fixed fee per employee?

A. JV contract

B. At-will contract

C. ASO contract

D. Express contract


Related Questions

Analyze and explain what profit is, and why it is important to a business.

Answers

Profit is the financial gain or benefit that a business obtains from its operations after deducting expenses and taxes. It is a key measure of a business's success and is important for several reasons.

Firstly, profit allows a business to grow and expand. When a business is profitable, it has the financial resources to invest in new technologies, research and development, and expand its operations. This growth can lead to increased market share, economies of scale, and ultimately, higher profits in the future.

Secondly, profit is important to a business because it enables it to attract and retain investors. Investors are interested in businesses that are profitable as it indicates a good return on their investment. Profitability also enhances a company's reputation and credibility in the market, making it easier to raise funds for future projects or expansion.

Furthermore, profit is vital for a business to reward its employees and stakeholders. A profitable business can offer competitive salaries and benefits to its employees, motivating them to work hard and contribute to the success of the company. Profitability also allows businesses to pay dividends to shareholders, providing them with a return on their investment.

Profit is also important to a business because it serves as a cushion during difficult times. It provides a financial buffer that can be used to cover unexpected expenses, deal with economic downturns, or invest in strategies to overcome challenges. Without profit, a business may struggle to survive during periods of financial instability.

To illustrate the importance of profit to a business, let's consider a small bakery. If the bakery generates consistent profits, it can use the funds to purchase new baking equipment, hire additional staff, and expand its product offerings. This growth can attract more customers and generate higher sales, resulting in increased profits. On the other hand, if the bakery consistently operates at a loss, it may struggle to cover its expenses, pay its employees, or invest in necessary upgrades. In extreme cases, it may be forced to close down.

In conclusion, profit is crucial to a business for several reasons. It enables growth, attracts investors, rewards employees and stakeholders, provides a financial buffer, and ultimately contributes to the long-term success and sustainability of the business.

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the national labor relations act (NLRA) governs which of the following?
A. Workplace safety
B. Minimum wage laws
C. Undocumented workers
D. Collective bargaining

Answers

Answer:

collective bargaining

The national labor relations act (NLRA) governs D. Collective bargaining

Employees who are coworkers in a company come to a consensus on certain crucial issues through collective bargaining. This may involve wage increases or a discussion between businesses and employees. The term NLRA stands for National Labour Relations Act. It is a federal legislation in the United States that typically regulates interactions between employers and employees.

In particular, it safeguards workers' freedom to participate in collective bargaining and other union-related activities and forbids employers from participating in unfair labour practices that might infringe on such freedoms. Because these topics are covered by different laws and regulations, the NLRA does not directly address workplace safety, minimum wage laws, or issues involving undocumented workers.

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is all the ways the value of a product or service is communicated.

Answers

Marketing is the Process of Communicating the Value of a Product or Service to Customers.

What does the term "marketing" mean?

For the purpose of generating, conveying, delivering, and trading offerings that are valuable to customers, clients, partners, and society at large, marketing refers to a variety of activities, institutions, and procedures.

                            Marketing, according to Wikipedia, is the continuing marketing of a company, good, or service using a variety of media to persuade a target audience to act.

What factors into a product's or service's value?

The importance of a goal that a client is trying to accomplish and the alternatives that are available to them in the market are two factors that determine the value that a product gives.

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a variance is the difference between standard and actual prices and quantities. is this statement true or false?

Answers

A variance is a difference between standard and actual prices and quantities. is this statement. True

amount or amount is a belonging that could exist as a large number or significance, which illustrate discontinuity and continuity. quantities may be in comparison in phrases of "greater", "much less", or "same", or through assigning a numerical price more than one of a unit of size. Mass, time, distance, warmness, and perspective are many of the familiar examples of quantitative properties. quantity is most of the fundamental lessons of things along side great, substance, change, and relation. a few portions are such through their inner nature (as range), whilst others characteristic as states (residences, dimensions, attributes) of things consisting of heavy and light, lengthy and short, vast and slim, small and fantastic, or tons and little.

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Carlita began 2014 with a taxes payable account balance of $3,000. On December 31, 2014, its taxes payable account balance is $7,000. How much did Carlita pay to the tax authorities during the year?

Answers

Answer:

$2,000

Explanation:

The computation of the amount pay to the tax authorities during the year is shown below;

Let us assume the accrued payment be $6,000

Let us assume the amount pay to the tax authorities be X

Beginning Taxes payable account balance + Accrued payment - X = Ending taxes payable account balance

$3,000 + $6,000 - X = $7,000

$9,000 - X = $7,000

So, the X is

= $9,000 - $7,000

= $2,000

hence, the amount pay to the tax authorities is $2,000

career question will mark first answer brainliest

career question will mark first answer brainliest

Answers

Answer:

B.

Explanation:

I hope that helps!!!!!!!!

B. i hope it helps.

What is a major function of the public sector

Answers

Answer:

Public sector provides many services such as; education, health and social care.

When designing a plan of action, always ______. a. Identify how success will be measured b. Make someone responsible for carrying out the plan c. Inform all employees affected by the plan d. All of the above

Answers

When designing a plan of action, always identify how success will be measured, Make someone responsible for carrying out the plan, and Inform all employees affected by the plan. The correct option is D.

Create a plan of action with specific measures to implement each change that has been suggested. The strategy should be thorough, understandable, and up-to-date. The action plan must also incorporate the knowledge and concepts you obtained when deliberating on your goals and tactics.

When designing a plan of action, it is important to consider multiple factors to ensure its effectiveness and success of implementation.

Thus, the ideal selection is option D.

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Perform online research and find a house you would like to own. Calculate the cost of utilities, services, maintenance, and insurance to buy the home.

Answers

(Answers may vary.)

I found an apartment in Chicago that I would like to rent. The monthly rent is $900, but there are other fees for me to consider as a renter. Utilities (electric, water, cable, internet access, etc.) cost $300 a month. Building services, including parking and access to the gym, cost $50 a month. Maintenance fees for the building are $25 a month. Renter’s insurance is $12. The cost of living independently in this Chicago apartment is $1,287 a month.

Explanation: edmentum sample answer

IBM expects to pay a dividend of $5 next year and expects these dividends to grow at 7% a year. The price of IBM is $90 per share. What is IBM's cost of equity capital

Answers

Based on the information given, IBM's cost of equity capital is 12.56%

Share Price = Dividend Next Year / [Cost of Equity - Growth Rate]

$90 = $5 / [R - 0.07]

$90 * {R - 0.07] = $5

{R - 0.07] = $5/$90

R - 0.07 = 0.055556

R = 0.055556 + 0.07

R = 0.125556

R = 12.56%

In conclusion, IBM's cost of equity capital is 12.56%

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Use the drop-down menus to complete the statements. inflation is a measure of how prices . disinflation occurred . the inflation rate was about in 2014. overall, prices declined .

Answers

Inflation, Disinflation, and Deflation are related economic terms, as inflation measures price increase, Disinflation is inflation at a slower rate,  and the inflation rate in 2014 was 1.5%

What are Inflation, Disinflation, and Deflation?

Inflation is the goods and services price increase, Disinflation is the same as inflation but at a slower pace, and Deflation is a decrease in the price of goods and services.

Inflation is measured by an increase in pricesDisinflation occurs when inflation occurs at a slower pace in the short run. it occurred between the years 2008 and 2009.The inflation rate in 2014 was about 1.5% in the United States. In 2009 there was a decline in inflation.

Therefore, the above option aptly describes inflation, Disinflation, and Deflation.

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Answer:

Use the drop-down menus to complete the statements.

Inflation is a measure of how prices

✔ increase

.

Disinflation occurred

✔ between 2008 and 2009

.

The inflation rate was about

✔ 1.5 percent

in 2014.

Overall, prices declined

✔ in 2009 only

.

Explanation:

Use the drop-down menus to complete the statements. inflation is a measure of how prices . disinflation

does nestle kitkat follow skimming marketing policy?

Answers

Answer:

yes

Explanation:

I think it does anyway

Answer:

Yes they do follow the skimming marketing policy

During 2019, Jacob, a 19 year old full-time student, earned $4,500 during the year and was not eligible to participate in an employer-sponsored retirement plan. The general limit for deductible contributions to an IRA during 2019 is $6,000. How much of a tax-deductible contribution can Jacob make to an IRA?

Answers

Answer:

the tax-deductible contribution would be $4,500 made to an IRA

Explanation:

The computation of the tax deductible contribution make to an IRA is as follows:

It could be the lower amount of the earned income or the general limit

The earned income is $4,500

And, the general limit is $6,000

So the lesser amount is $4,500

Therefore the tax-deductible contribution would be $4,500 made to an IRA

This investor started with $10,000 and ended up with $74,500 after 30 years, just

from the growth of that initial investment. Now, imagine they tried to use savings to

reach that same 30-year goal. If they start with $10,000, how much would they

need to save each year to have $74,500 after 30 years? Assume they don't earn

interest on savings.

would they need to save to have $74,500 after 30 years

Answers

Assuming that interest is not earned on savings, the annual saving to save  $74,500 with an initial capital of $10,000 is $2,150.

What is interest?

Interest refers to the finance charge or income that is added to a periodic saving.

The interest (simple or compounding) increases the amount of the funds at the end of its maturity period.

We can compute the compound interest using an online finance charge.

Data and Calculations:

Initial investment = $10,000

Investment balance after 30 years = $74,500

To save $74,500 with an initial capital of $10,000 without interest, the annual saving is $2,150 ($74,500 - $10,000)/30.

Thus, assuming that interest is not earned on savings, the annual saving to save  $74,500 with an initial capital of $10,000 is $2,150.

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use an optimization model to determine the best course of action for your real estate company, using the following assumptions: you wish to maximize the net present value of profit over the next eight quarters. assume 6% irr, compounding quarterly. (so 1.5% per quarter) in each neighborhood in which they open an office, they will achieve a baseline of 5.5% market penetration, and earn a 5% commission on sales. for every .1% the commission you charge decreases, your market penetration will increase by .15%, (down to a minimum penetration of 4% or a maximum of 6%) you must pay rent and utilities in each office you open each month. determine the average cost per gross square foot of commercial real estate in your neighborhood for the last year (in nyc historical). [when determining this value, you should exclude properties where gross square feet or sale price is unknown.] each month you will pay 1.5% of this for rent and utilities for each square foot of office space you rent. you must rent at least 250 square feet of office space, plus 125 for each employee you hire. you may hire up to 3 employees. each employee you hire costs a yearly salary $65,000 including benefits, and increases your market penetration by .5%. your monthly operating budget is $15,000. you may add other assumption you deem realistic so long you provide the explanation in your report.

Answers

The best course of action for the real estate company is to open offices in neighborhoods with higher market penetration and lower commercial real estate costs, hire up to 3 employees, and set commission rates to achieve maximum net present value of profit over the next 8 quarters while staying within the monthly operating budget of $15,000.

To optimize net present value of profit, the real estate company should analyze market penetration, commission rates, and real estate costs in each neighborhood to determine which locations will yield the highest profit.

The company should also hire up to 3 employees to increase market penetration while staying within the operating budget. The commission rate should be set to maximize profit while also taking into account the relationship between commission rates and market penetration.

The company should aim to rent office space in neighborhoods with low commercial real estate costs and high market penetration, and adjust the office space size to meet the minimum requirements while minimizing costs.

Finally, the company should regularly monitor and adjust its strategy to adapt to changing market conditions.

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Explain how growing personal income is related to economic conditions.

Answers

Answer:

see below

Explanation:

Personal income is the total earning an individual gets from wages, investments, bonuses, dividends, profits, or other ventures.  It is the sum of a household income. Personal income is calculated per period, usually one year.

Economic conditions refer to the prevailing state of a country or region's economy.  Economic conditions are ever-changing and are influenced by business cycles of expansions and contraction, government fiscal and monetary policies, macroeconomic factors, and global factors.  Governments and investor use indicators to tell the state of the economy

Economic conditions impact people's and business income. Government policies and global economics influence the level of economic activities. The expansion period has increased economic activities are leading to increased incomes. At contraction, business activities decline, resulting in reduced income.

Competition among sellers (producers) lowers costs and prices, and encourages producers to produce more of what consumers are willing and able to buy.

A. Explain how the above (free market competition) would be an advantage for you, the consumer.

B. Describe how an oligopoly OR monopoly could inhibit competition among businesses.

Answers

Answer:

A. Explain how the above (free market competition) would be an advantage for you, the consumer.

Free market competition is advantageous to the consumer because it promotes the supply of many goods and services, at a lower price than other market structures like oligopoly or monopoly.

In the free market, there are many firms, none have market power, and they produce goods and services that have many substitutes. This means that if a firm raises the price of a good, consumers simply flock to another firm that offers a similar product. This mechanism obliges firms to offer their goods at the market-clearing price, which is the best price for the consumer.

B. Describe how an oligopoly OR monopoly could inhibit competition among businesses.

Oligopolies ocurr when there are only a few firms in the market, and monopoly ocurrs when there is only one firm. These two market structures allow firms to charge higher prices than the market-clearing price, and to supply less quantity than the market-clearing quantity.

Besides, oligpolies and monopolies are characterized by high barriers to entry and exit, which keep potential competing firms out of market, inhibiting competition.

Now set the greenhouse gases to 100% and let the simulation run for a while. how does a maximun amount of greenhouse gas affect the temperature?

Answers

If the greenhouse gases are set to 100% and the simulation is run for a while, the maximum amount of greenhouse gas will lead to a significant increase in temperature.

This is because greenhouse gases, such as carbon dioxide and methane, trap heat in the Earth's atmosphere and prevent it from escaping into space. As the concentration of these gases increases, more heat is trapped, resulting in a rise in temperature. This can cause a range of negative effects, including more frequent and severe heatwaves, droughts, and floods, as well as the melting of polar ice caps and rising sea levels.

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On which financial statement and at what amount are accounts receivable reported?.

Answers

Balance Sheet. Accounts receivable is a current asset and is money due to the company from other entities.

type of entity that is designed to limit personal liability exposure of owners to entity's debts

Answers

The type of entity that is designed to limit personal liability exposure of owners to the entity's debts is a limited liability entity.

A limited liability entity is a legal structure that provides protection to its owners by limiting their personal liability for the entity's debts and obligations. This means that if the entity incurs debts or faces legal claims, the personal assets of the owners are generally shielded from being used to satisfy those obligations.

There are different forms of limited liability entities, such as limited liability companies (LLCs) and corporations. These entities are separate legal entities from their owners, meaning they have their own legal rights and obligations. The owners, also known as members or shareholders, typically have limited financial responsibility limited to the amount they have invested in the entity.

By choosing a limited liability entity structure, individuals can engage in business activities while minimizing the risk of personal financial loss due to the entity's debts or legal liabilities.

The complete question is:
The type of entity that is designed to limit personal liability exposure of owners to the entity's debts is a _____________.

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Your credit card has a credit limit of $1,000. Your credit card company reviews your credit line every 6 months.

Answers

The time it will take to increase the limit to $1,600 is 2.5 years, when the credit card has a credit limit of $1,000.

What is a credit card?

A credit card is a payment card issued to users or cardholders to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt that is promised to the card issuer to pay them for the amounts plus the other agreed charges. The card issuer usually a bank or credit union creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.

A credit card is different from a debit card.

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Your question was incomplete, your full question probably was:

Your credit card has a credit limit of $1,000. Your credit card company reviews your credit line every 6 months. They will not increase your credit line more than 10% each 6-month period. Assuming they increase your limit each 6-month period by 10%, how long will it take to increase your limit to $1,600?

Selling an asset for cash will leave the total value of assets unchanged. True or false?​

Answers

This is true..........

the free-rider problem is most likely to exist in a market in which goods are multiple choice excludable and rival. excludable and nonrival. nonexcludable and rival. nonexcludable and nonrival.

Answers

The free-rider problem is most likely to exist in a market in which goods are nonexcludable and rival.

What is the free-rider problem?

A free-rider problem occurs when the cost of delivering a benefit exceeds the benefits that any single individual would derive from it, resulting in individuals preferring not to contribute. The free-rider problem arises when people benefit from a public good without contributing to its production. A public good is a commodity that is not diminished in quantity by usage and that can be consumed by many people. Public goods are characterized by non-rivalry and non-exclusion.

Examples of public goods are national defense, streetlights, and lighthouses, among others. They are non-excludable, which means that once they are available, everyone can use them. They are non-rivalrous, which means that when one person uses them, the product is not diminished in quality or quantity.

What is the most likely market in which the free-rider problem exists?

The free-rider problem is most likely to exist in a market in which goods are nonexcludable and rivalrous. Public goods, which are characterized by non-rivalry and non-exclusion, are the ones that suffer the most from the free-rider problem. Free riders in such markets will benefit from public goods without contributing anything to their production or maintenance. This can lead to a significant underproduction of public goods if free ridership is widespread.

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What are the remedial measures of unemployment in nepal?explain​

Answers

Measures to reduce unemployment: (1) Remedial measures: (a) Labour intensive techniques; (b) Population control; (c) Remove bottlenecks in the way of working of industries; (d) Encourage self-employment; (e) Policy of decentralisation; and (f) Restructuring the educational system.

the legal doctrine of strict liability is ethically controversial because:

Answers

The legal doctrine of strict liability is ethically controversial because it requires businesses to cover losses whether they were at fault or not. No matter how cautiously a company designs its product or service, if injury arises through usage, the company is nonetheless accountable in a strict liability lawsuit.

Strict responsibility is established by a deliberate wrongdoing. An activity's high level of risk serves as a defence against the imposition of strict responsibility. The imposition of strict responsibility occurs for causes other than negligence. Any injury caused by a domestic animal is always completely the responsibility of the person who owns the animal.

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1. Explaining Why does a natural disaster (drought, flood) in an agricultural
region almost always result in higher prices for commodities and consumer
goods?

Answers

If natural disasters or flooding occur, there is not enough goods for everyone, so only those who are willing to pay more, or the rich, can buy the goods.

Pretend you are President of the United States. The Citizens and the economy of the USA need financial assistance to get back on their feet. List and describe three fiscal Policies you would initiate (describe each policy in 3 sentences):

Answers

Assuming i am the President of U.S. and the country needs a financial assistance to get back on their feet. The most likely fiscal Policies we would initiate are the:

contractionary fiscal policyexpansionary fiscal policy

What do we call a Fiscal policy?

In economics, a fiscal policy refers to a governmental decision to increase or decrease taxation and spending. Most time, a Fiscal and monetary policy are often used together to influence the economy. But the fiscal policy can affect a company’s growth, hiring ability and taxes.

We have 3 types of fiscal policy which includes a neutral, expansionary, and contractionary fiscal policy. The neutral policy is one where government takes no steps to provide economic support because it feels the economy is healthy and stable, the expansionary fiscal policy mainly involves increasing spending or cutting taxes to prevent or end a recession or depression and the contractionary fiscal policy involves cutting spending or raising taxes to slow down unsustainable economic growth.

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Briefly describe the cases that search operations in imbalanced BST
work more efficient than the balanced BST. Give an example and show
the cost (3+2)
please help! will leave a thumbs up!

Answers

Search operations in imbalanced BSTs can be more efficient than balanced BSTs when the data distribution is skewed, leading to faster average search times.

In a balanced binary search tree (BST), the tree is evenly divided, and each subtree has a similar number of nodes. This balanced structure ensures efficient search operations with an average time complexity of O(log n). However, there are cases where an imbalanced BST can outperform a balanced BST in terms of search efficiency When the data distribution in a BST is skewed, meaning one subtree has significantly more nodes than the other subtree, search operations in the larger subtree become more efficient. This is because the search path in the larger subtree is shorter and requires fewer comparisons, resulting in a faster average search time compared to the balanced BST. For example, consider a binary search tree with a large right subtree. When searching for a specific key that is present in the right subtree.

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if a customer purchases merchandise on credit and returns the defective merchandise before payment, what accounts would recognize this transaction?

Answers

Accounts receivable, sales returns and allowances would recognize this transaction based on the information provided.

A transaction is a pact made between a buyer and a seller to trade products, services, or financial assets for cash. The phrase is also frequently/regularly used in business accounting. In corporate accounting, this straightforward definition might present difficulties. Transactions can happen sooner or later depending on whether a corporation utilises accrual accounting or cash accounting.

Transactions in the world of accounting can be more complicated since businesses enter into contracts today that they might resolve tomorrow. You might also be aware of unpaid income or bills. Dealing with other parties might also make things more difficult.

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T/F. the new marketing communications model consists of promotional mixes that are designed to make traditional mass-media obsolete.

Answers

The statement is False. The new marketing communications model does not aim to make traditional mass-media obsolete. Instead, it emphasizes on integrating traditional mass-media with digital and social media channels.

This approach is called integrated marketing communications (IMC) and it aims to create a unified and consistent message across different media platforms to maximize the impact of marketing campaigns. The promotional mix in IMC includes a mix of advertising, personal selling, public relations, direct marketing, and digital marketing.

The goal of the new marketing communications model is to leverage the strengths of different media channels to create a seamless customer experience and achieve marketing objectives effectively.

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if there's a 3% chance of something happening when one thing happens, how do you calculate the chances when doing the thing multiple times? What does it mean "to stand up with all the dignity I could muster"? Diego said that some plants can be grown from stem cuttings, but Jay disagrees. Who do you agree with and why? Select the effects of the following scenarios on the listed employment statistics (assuming all other factors stay constant): a. An unemployed lawyer tries unsuccessfully for several months to find work in his field. He finally takes a part-time job as a waiter. U3 will (Click to select) and U6 will (Click to select) . The labor force participation rate will (Click to select) . b. A laid-off auto worker enters her 16th week of unemployment. U3 will (Click to select) and U1 will (Click to select) . c. Due to slow orders, a machinist at an appliance factory has his hours cut to 25 hours per week. U3 will (Click to select) and U6 will (Click to select) . d. After several months of unsuccessful job searches, an unemployed carpenter gives up looking for work. U3 will (Click to select) and U4 will (Click to select) e. An unemployed painter has been hunting for a job, but this month he did not actively look for work because his truck broke down. U3 will (Click to select) and U5 will (Click to select) . The labor force participation rate will (Click to select) f. A 64-year old unemployed architect wants to work until age 67, but after several months of unsuccessful job searches, she decides to retire and draw Social Security benefits. U3 will (Click to select) and the labor force participation rate will (Click to select) g. A full-time college student graduates and unsuccessfully searches for a job. 03 will (Click to select) and the labor force participation rate will (Click to select) what phase of the home visit is described by the following: documenting the visit and services provided Help please I need this asap :) Please list the possible outcomes of a strategy evaluation. Thenpropose actions that an organisation may undertake to respond tothe evaluation results Not all science is generated through _______. There are other ways of understanding natural phenomena.A. experimentationB. observationc. surveying Okay, so this is totally unschool related but I need help. I'm only 13 and I also have social anxiety but I need to make friends.... How do I do it...? ASAP!!!!!!!!!!!!!!!!!! Which of the following numbers is divisible by 2,3,5,6,9 and 10? Which two actions are part of the Scrum Master's role? Caroline needed to get her computer fixed. She took it to the repair store. The technician at the store worked on the computer for 2. 75 hours and charged her $114 for parts. The total was $320. 25. Write and solve an equation which can be used to determinexx, the cost of the labor per hour. ompound will have the strongest dipoledipole interactions between its molecules? a. cf4 b. ch3cl c. h2co d. ch3i e. co2 What you imagine the native Americans felt about the states being claimed by governments? to start a command-line session on a windows computer, you would first have to open a command-line or FILL IN THE BLANK. an advocacy organization commissions a television advertisement encouraging climate change action. the advertisement displays a series of stunning photographs of nature's beauty and asks whether such beauty is worth saving for one's children. this ad relies on the __ route to persuasion. please choose the correct answer from the following choices, and then select the submit answer button. answer choices primary central secondary peripheral What is the slope of a line with theequation y-2=-3/4(x+5)? At a restaurant, six burgers and three orders of the fries cost $19.50. What is the cost, in dollars, of two burgers and one order of fries? chloe is shown a crayon box with candles inside. chloe is then asked, what would someone else think is in the crayon box if they were seeing it for the first time? chloe replied, crayons. this best illustrates that chole has developed a: