When the Reserve Bank sells government securities, reserves will increase and lending will contract, causing a decrease in the money supply. The correct answer is option e.
This is because banks hold reserves in proportion to their deposits, as mandated by the reserve requirement set by the central bank. When the central bank sells government securities, it is essentially taking cash out of the banking system, which reduces the amount of reserves available to banks.
As a result, banks have less money to lend, which causes a contraction in lending and a decrease in the money supply.
The correct answer is: reserves will increase and lending will contract, causing a decrease in the money supply.
The correct answer is option e.
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Complete Question
When the Reserve Bank sells government securities, the banks'Group of answer choices
a. reserve requirements will increase and lending will contract, causing a decrease in the money supply.
b. reserves will decrease and lending will contract, causing a decrease in the money supply.
c. reserves will increase and lending will expand, causing an increase in the money supply.
d. reserves/deposit ratio will increase and lending will expand, causing an increase in the money supply.
e. reserves will increase and lending will contract, causing no change in the money supply.
The main types of markets are called _____.
residential
consumer
industrial
customer
Kathy and Jake are purchasing a house and are financing $465,000. The mortgage is a 20-year
5/1 ARM at 3.5% with a 2/7 cap structure. What will the remaining balance be after the first 5 years?
a $396,038.65
b$427,354.28
c $407,836.29
d $377,238.57
Answer:
D
Explanation:
The remaining balance on a 20-year 5/1 ARM at 3.5% interest with a 2/7 cap structure after 5 years will be $377,238.57.
Pro life tip: Do NOT finance your home with an ARM mortgage.
Good luck in your studies!
the internal audit activity has concluded a fraud investigation that revealed a previously undiscovered materially adverse impact on the financial position and results of operations for 2 years on which financial statements have already been issued. the chief audit executive should immediately inform
The Chief Audit Executive should immediately inform the senior management and the fraud investigation's findings, as they reveal a materially adverse impact on the financial position and results of operations for two years.
This information is crucial for them to take appropriate corrective actions and address any potential misstatements in the issued financial statements.
Fraudulent financial reporting is defined as deliberate or careless behaviour that leads to materially false financial statements.
Financial Statements explain when someone fabricates earnings reports, balance sheets, and/or fake cash flows with the intention of misleading the people who purchase them. Most often, private profit is the driving force behind this interest.
Inaccuracies in the financial accounts may be from fraud or mistakes. The difference between fraud and mistakes is whether or not the inadvertent movement that results in the falsification of the financial accounts was done thus.
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distinguish between products tax and production tax
Answer:
Some examples of production taxes are land revenues, stamps and registration fees and tax on profession. Product taxes are paid on the actual volume of production. It is paid per unit of product. For example, excise duty, service tax, sales tax etc.
if a sales-person is working on commission and they have a very unappealing product to sell, but the commission rate is quite high, what does expectancy theory say about their likely level of motivation?
Expectancy theory predicts that a salesperson working on commission with a very unappealing product to sell but a high commission rate will likely be motivated to perform well in order to receive something they value.
What exactly is expectancy theory?Expectancy theory is a thought process that emphasizes personal preference and the selection process. An outline of the process that people go through when making decisions is given by expectancy theory. These options could include decisions for daily living, academic pursuits, or recreational activities.
These people base their decisions on expectations of how those decisions will turn out. We frequently make clothing choices based on what will make us feel comfortable and ready for the day's events. We must put on a rain jacket on a wet day. We frequently require a full breakfast when we have a busy day ahead.
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Cain Company reports net cash provided by operating activities of $35,000. It also reports the following information under “Adjustments to reconcile net income to net cash provided by operating activities” on its statement of cash flows (using the indirect method).
It can be seen from the solutions given that Cain's net income is $24,000.
Here is the solution:Net income = Net cash provided by operating activities - Adjustments
= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000
= $24,000
Therefore, Cain's net income is $24,000.
Here is a breakdown of the adjustments:
To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.
A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.
The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.
A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.
A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.
A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.
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OK I dont need an answer for this I just need help understanding what the heck the question means :
Do the businesses serve as exemplars of businesses that comply with the general rules and regulations that govern finance and marketing? Note two examples for each business.
Answer:
There are many government agencies that regulate business, such as OSHA. Businesses must comply with their rules and regulations or get fined.
Explanation:
Which of the following actions constitutes the unauthorized practice of law if performed by a real estate licensee who isn't a licensed attorney
Drafting a legal contract using legal language is what constitutes unauthorized practice of law by a person that is not a licensed attorney.
Who is a licensed attorney?This is the description that is given to a person that is licensed to act or practice the act of law in the United States. In order to do this, one must have gone through law school.
Hence the drafting of a legal practice by a person that is not a licensed attorney can be seen to be an unauthorized practice in the United States.
Without a proper law license, it is a crime to act as a legal representative in the nation. The penalty for this may lead to issues that may cause jail term for the person. Such a person is going to face both criminal and civil law.
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______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
Which set of items appears on a loan estimate? Inspection contingency, legal property description, interest rate Interest rate, estimated monthly payment, estimated cash to close Credit score, inspection contingency, prepayment penalty Recommended repairs, estimated cash to close, private sewer and well disclosure
Answer:
Interest rate, estimated monthly payment, estimated cash to close
Explanation:
A loan estimate is a document that your lender/bank gives to you after you have applied for a loan (business, personal or mortgage). It must contain relevant information regarding the loan: interest charged by the bank, length of the loan, estimated monthly payment, estimated closing costs, insurance costs, applicable taxes, etc.
The lender must give you the loan estimate in 3 business days maximum, but it doesn't mean that it has approved or rejected your loan.
QuestionWhen economists say that the demand for a product has increased, they mean that the _________________.Ademand curve for the product has shifted to the rightBprice of the product has fallen, and consequently consumers are buying more of the product.Ccost of producing the product has increasedDamount of the product that consumers are willing to purchase at various prices has increased.Medium
When economists say that the demand for a product has increased, they mean that the consumers are willing and able to purchase more at any given price.
When an economist says that the demand for a specific commodity has increased, he or she wants to explain that the consumers or buyers are willing to consume further affair at the same price position, which is farther represented by a rightward shift in the demand wind.
In economics, demand depicts the nature and geste of a consumer when he makes buying opinions in the request. The law of demand is applicable for normal goods as it describes the downcast leaning wind for a product whose volume demanded increases with the drop in the price position and vice-versa.
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all else equal, if the firm continues its production in the same economic environment, the firms accounting profits should______.
If the firm continues its production in the same economic environment, the firm's accounting profits should increase if output is high enough. The answer is d.
Investing in technology that reduces production costs can increase economic profits for a firm, as long as the revenue from the sale of goods exceeds the new, lower cost per unit.
In this case, the company managed to reduce the cost per unit from $2 to $1.85, which means that the company's profit margin per unit increased. Assuming all other factors remain constant, the company's economic profits should increase as a result of the cost reduction.
However, the actual impact on economic profits depends on the level of output. If the firm produces enough units to generate more revenue than the fixed costs, then economic profits will increase. If the firm produces too few units, it may not be able to cover its fixed costs and economic profits may decrease.
The complete question is:
A manager invests $400,000 in a technology that should reduce the overall costs of production. The company managed to reduce their cost per unit from $2 to $1.85. All else equal, if the firm continues its production in the same economic environment, the firm’s economic profits should
a. increase if output is low enough
b. decrease
c. stay the same
d. increase if output is high enough
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Can Someone please help me quickly ASAP
2. Choose a well-known company, and describe at least three qualities that you associate with that company or brand. Explain why you associate those qualities with that brand. (1-6 sentences. 3.0 points) TIP: This can be the same company you used in question 1 above, or it can be different.
Answer:
Do like Mc Donalds or Sony maybe Marvel Studios
Explanation:
those 3 companies are huge and can describe easily
Answer:
Mcdonalds this is big company they are all over the globe. They are a huge fast food chain. For a cheap and easy meal,the convenience is pretty good, granted there everywhere.
Explanation:
Which feature is used to summarize data from multiple worksheets but does not require that the data be in the same location on every worksheet?
Consolidate data from each worksheet into a single worksheet to summarize and report results from several worksheets.
What is worksheet?
A group of cells arranged into rows and columns is referred to as a "worksheet" in Excel documents.
Data consolidation makes it possible to combine the information from various worksheets into one master worksheet.
In other words, the Data Consolidation function compiles information from a number of worksheets or workbooks into a single worksheet that you can quickly update.
As a result, data consolidation is summarizing data from multiple worksheets.
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Which two sentences describe the characteristics of a corporation?
The company is treated as a separate tax entity by law.
The owners have to accept partial liability for debts.
It is possible to raise large amounts of capital by selling company stock.
The owners are known as corporators.
Answer:
The company is treated as a separate tax entity by law.
It is possible to raise large amounts of capital by selling company stock.
Explanation:
A corporation ownership structure is considered a legal person. The law recognizes a corporation as a distinct legal entity with equal business rights like a human being. The corporation has the right to engage in business activities, acquire assets, and enter into commercial contracts. At the end of a period, a corporation is expected to file tax returns.
A corporation has the advantage when it comes to raising capital. It is allowed to offers shares to investors in exchange for capital. Investors turn to shareholders(owners) when they purchase the shares of a corporation.
Consider the following model for the production of refined oil:
MPC = 100+ 0.7Q MEC = 0.39
MPB = 550 - 0.5Q MEB = 0
According to these relationships, the socially efficient output level Qe is
- 300
- 200
- 250
- 333.33
- None of these answers are correct
- 150
The socially efficient output level (Qe) in the given model for the production of refined oil is 150 units.
To determine the socially efficient output level, we need to find the quantity where the Marginal Private Cost (MPC) equals the Marginal External Cost (MEC) and the Marginal Private Benefit (MPB) equals the Marginal External Benefit (MEB).
In the given model, the MPC is represented by 100 + 0.7Q and the MEC is represented by 0.39. The MPB is represented by 550 - 0.5Q and the MEB is represented by 0 (indicating no external benefit).
Setting the MPC equal to the MEC, we have 100 + 0.7Q = 0.39, which yields Q = -300
Setting the MPB equal to the MEB, we have 550 - 0.5Q = 0, which yields Q = 1100.
Since -300 is not a valid output level, we discard it as it does not make sense in this context. Therefore, the socially efficient output level (Qe) is 150 units, as it is the quantity where the MPC equals the MEC and the MPB equals the MEB, resulting in a balance between costs and benefits in the production of refined oil.
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business do not maximise output from the given inputs
Answer:
Allocative inefficiency.
Explanation:
Factors of production can be defined as the fundamental building blocks used by individuals or business firms for the manufacturing of finished goods and services in order to meet the unending needs and requirements of their customers.
In Economics, there are four (4) main factors of production and these are;
I. Land.
II. Labor (working).
III. Capital resources.
IV. Entrepreneurship.
When these aforementioned factors of production are combined effectively and efficiently, they can be used for the manufacturing or production of goods and services to meet the unending requirements or needs of the consumers.
Basically, there are two (2) types of inefficiency associated with the production of goods and services to meet the unending requirements or needs of consumers, these includes;
1. Technical (productive) inefficiency: it occurs when a company or business firm produce goods and services that consumers do not want. This is typically as a result of the incorrect and inefficient allocation of scarce resources by a business firm or entity.
2. Allocative inefficiency: it occurs when a company or business firm do not maximise output from the given inputs such as raw materials, capital, etc. Thus, it arises when businesses fail to increase the level of their production or productivity from a number of given inputs.
Hence, when a business do not maximise output from the given inputs, it is referred to as an allocative inefficiency.
In conclusion, allocative inefficiency typically occurs when the price of a good or service isn't equal to its marginal cost i.e P ≠ MC.
Lisi Crichton operates a variety store. Her brother does custom welding and made some racks to hold videos. Lisi gave her brother $5,000 cash and did not get a bill. A similar rack was on display at a department store for $1,000. You are told to book an expense on the company financial statement for $5000. What will you book the amount for?
Answer:
$1,000
Explanation:
Fixed assets must be recorded at historic cost or purchase value. Their valuation is not affected by changes in market values, e.g. land might appreciate over time, but its historic cost will be used for accounting purposes.
In this case, Lisi doesn't have a bill to show the price of the rack, and since she paid in cash, she has no way of proving what she actually paid for it. In this case, in order to record the purchase of the rack you must use the fair market value of similar racks.
Imagine if someone could just say that they purchased things at X price but didn't get a bill, soon people would be recording buying pencils at $500 each because they are gorgeous and perfectly crafted.
HELP PLEASE!
1. Alex loves to build things and wants to study robotics. He needs to get a job over
the summer but the only one he can find is at a fast food restaurant Does taking
the job mean that Alex cannot pursue a career in robotics? Explain your answer
Answer:
He can take the job at the fast food restaurant to make money in order to pursue his career in robotics it doesnt mean he cant pursue it just he needs to make money for it first.
have led to drastic changes in the ability to gather, analyze, and access
data for research.
O A. Global trends
B. Changing consumer attitudes and behaviors
C. Privacy laws
O D. Advances in technology
Answer:
d
Explanation:
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Advances in technology have led to drastic changes in the ability to gather, analyze, and access data for research. Thus the correct option is D.
What is research?Research refers to deep investigations of the data and information available to provide credentials with facts and figures to provide results that will utilize for the new research.
By adjusting their tactics and actions, today's culture is benefiting from the quick development of digital technologies. Generating creative ideas, it aids in the rapid resolution of problems.
Since information technology radically alters the connection between people and knowledge, businesses and governments are reshaping it in order to increase productivity, increase performance, and reduce operation.
Therefore, option D is appropriate.
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According to fiedler’s contingency theory of leadership, leader behaviors are to change, and leaders perform best in intermediately favorable situations. True or false?.
According to fielder's contingency theory of leadership, leader behaviors are to change, and leaders perform best in intermediately favorable situations. False
What is fielder's contingency theory of leadership?According to Fiedler's Contingency Theory, a leader must adapt their style of leadership to the circumstances at hand in order to be successful. This model will help you discover your own leadership style, evaluate the scenario that calls for leadership, and decide if you are the best candidate.
What is the importance of Fiedler's contingency theory and path goal leadership?According to Fiedler's Contingency Theory, a leader's capacity to exert effective control over a circumstance is just as important as the style they employ. Strong leader-member relationships are essential for success. Additionally, task presentations must be made by leaders with goals and methods stated.
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When the simple regression equation y; = B2 + B2x, +u,, t=1,2,...,I is written in matrix notation, the OLS estimator is ß =(XX)" Xy. Then: Select one: A. X'X has dimension 2 x 2 and its inverse can always be found. B. X'y has dimension 2 x1 C. B^ has dimension 1x1 i.e. it is a scalar D. X'X has dimension T x T and its inverse can not always be found. E. X'y has dimension T x1
Previous question
X'y has dimension T x1 of the equation and scalar D .The correct answer is E.
In matrix notation, the simple regression equation can be written as y = Xß + u, where y is an I x 1 vector of the dependent variable, X is an I x 2 matrix of the independent variable (with the first column being all ones for the intercept), ß is a 2 x 1 vector of coefficients (including the intercept), and u is an I x 1 vector of the error term.
To estimate ß using ordinary least squares (OLS), we minimize the sum of squared residuals (SSR), which can be expressed as SSR = (y - Xß)'(y - Xß). Taking the derivative of SSR with respect to ß and setting it equal to zero yields the OLS estimator ß = (X'X)-1 X'y.
X'X is a 2 x 2 matrix that represents the sum of squares and cross-products of the independent variable. Its inverse can be found as long as it is non-singular, which requires that the columns of X are linearly independent. However, the dimension of X'X equation with scalar D is not T x T, as T is not explicitly given in the question.
X'y is a 2 x 1 matrix that represents the sum of cross-products between the independent and dependent variable. Its dimension is T x 1, where T is the number of observations.
B^ does not have dimension 1x1, as it is a vector of length 2 (including the intercept and slope coefficient).
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All natural resources used in production are classified under the resource category called.
All natural resources used in production are classified under the resource category called land.
What do you mean by land?When used in a business context, the term "land" can refer to real estate or other property that is defined by definite spatial limits and excludes buildings and other structures.
Owning land may give the titleholder access to any natural resources that are located within its bounds. According to conventional economics, land, together with capital and labour, is a component of production.
A capital gain or loss is experienced upon selling real estate. Land qualifies as a fixed asset rather than a current asset under the tax regulations of the Internal Revenue Service since it is not a depreciable asset.
Legally and economically, a piece of land is a component of some kind of production, and even while the land is not used in this form of production—for example, to produce food—it is necessary for other forms of production as well.
As a result, we can view land as a resource with no production costs. Although land use can always be altered to be more or less profitable, we are unable to increase the amount of available land.
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QUESTION 7 of 10: Which is NOT a use for market research?
a) Identifying what services customers want
Ob) Deciding what merchandise to sell
O c) Determining tax deductions
O d) Forecasting sales
Submit
Answer:
The answer would be b, determining tax deductions
Explanation:
All three of the other points are ways you can find out customers needs and wants, however tax deduction is used to figure out how much tax is owed.
Jill hoped to buy tortilla chips at the store, but when she saw they were priced at $6 a bag she decided not to buy them because she thought the price was too high. Jill went into the store with a different idea of what the ____ of the chips should be.
Answer:
Jill hoped to buy tortilla chips at the store, but when she saw they were priced at $6 a bag she decided not to buy them because she thought the price was too high. Jill went into the store with a different idea of what the price of the chips should be.
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Identifying specific marketing activities, determining the time required to complete each activity, and organizing marketing activities into the proper sequence are examples of the steps involved in creating a(n):
Answer:
e. implementation timetable
Explanation:
This set of sequential activities can be described as an implementation schedule, which is developed in an organization with the aim of organizing tasks according to the needs of development and completion so that the objectives of a given project are achieved effectively. .
It is also necessary that the schedule is monitored and updated when necessary, according to the needs of a given project and its demands over time.
Which QuickBooks Online report answers the common business question "How much did I earn from my services and spend on expenses?"
The answer to the question that how much should be earned from my services & spend on the expenses is profit & loss.
The following information related to the profit & loss is:
The profit arises when the sales revenue is more than the expenses.The loss arises when the expenses are more than the revenue.When the revenue is equivalent to the expenses so there is no profit or not loss.Therefore we can conclude that The answer to the question that how much should be earned from my services & spend on the expenses is profit & loss.
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what should you do to successfully create constructive conflict? ensure that a manager is always present when the issue causing the conflict is being discussed punish conflict avoiders discourage dissenting opinions
A manager might encourage healthy conflict by hosting diversity events and training sessions. Additionally, acknowledging each team member's cultural differences will foster productive conflict.
dedication to resolving the dispute courtesy toward others (Listening to other team members – accepting that they think differently) transparency and integrity A brainstorming session could be an example of a creative dispute. In most cases, this results in fruitful discussion and debate. A protest against the status quo: The unique ideas of individuals who are not in decision-making roles help organisations that learn to listen to them. Inquire further about what was mentioned. Inform the discourse by adding details. Seek to understand before wanting to be understood. Communicating our objectives and interests to others and explaining the reasons behind them is one method to confront conflict productively.
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George walks in and wants to send multiple back to back transactions to the
same person after asking some "Know Your Customer" questions, you find
out the receiver sells homeopathic remedies directly to customers. They're
dirt cheap! The receiver was very thorough with the instructions for sending
the payment information, so George feels confident.
Are there any Red Flags? If so, please select all that apply:
Answer: The Sender and Receiver don't know each other
Sending money for what sounds like a too good to be true
The purpose of transaction for online goods is questionable
Explanation:
The statement "The sender & receiver don't know each other, money send for sounds like very good to be true dealing, and the motive of the transactions with respect to the online goods is considered to be questionable" is considered to be the red flag.
The sender i.e. Geroge who not even know the receiver that sells the homeopathy remedies online so this could raise a few issues but it is not to be considered very serious for red-flagged:
Since e-commerce arises each and every time that lies between non-known parties online.This is due to the dirt chape that could make it suspicious also they don't know each other so this should be considered red-flagged.
The instructions with regard to the payment do not represent any signal of reliability and truthfulness so might me the receiver is trustworthy and genuine.In the case when the homeopathy remedies do not have the licensing and permissions so it would become questionable.No one could suggest the specific brand of homeopathy as it becomes nonprofessional and non-appropriate, so the last option is not be considered.
Therefore we can conclude that The statement "The sender & receiver don't know each other, money send for sounds like very good to be true dealing, and the motive of the transactions with respect to the online goods is considered to be questionable" is considered to be the red flag.
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bond a is a par bond and bond b is a premium bond. all else equal, which bond has the higher coupon rate? a. A b. B c. A=B
Bond B, the premium bond, has a higher coupon rate compared to Bond A, the par bond.
A par bond is issued at its face value, meaning the bond's price is equal to its nominal value. In contrast, a premium bond is issued at a price higher than its face value, reflecting a higher demand or lower prevailing interest rates.
The coupon rate represents the interest payment as a percentage of the bond's face value. Since Bond B is a premium bond, it is issued at a higher price, and to maintain an attractive yield for investors, it typically offers a higher coupon rate.
Therefore, Bond B has a higher coupon rate compared to Bond A.
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