Which choice BEST completes the following sentence: If you don't anticipate needing another loan any time soon, being late with your unsecured loan payments. *
Doesn't have any real consequence because there's no tangible item to repossess. Doesn't have any real consequence because your loan may have a grace period for late payments. Can have real consequences because your car or home can be repossessed. Can have real consequences because borrowing money will become much more difficult.
Answers
The choice that BEST completes the sentence is "Doesn't have any real consequence because there's no tangible item to repossess."
This is because unsecured loans, by definition, are not backed by collateral such as a car or home. Therefore, if you are late with payments on an unsecured loan, the lender cannot repossess any tangible item to make up for the loss. However, it's important to note that being consistently late with payments can still have negative consequences on your credit score and future borrowing opportunities.
Additionally, some loans may have a grace period for late payments, but this is not always the case and should not be relied on. In general, it's always best to make timely payments on all loans to maintain a good credit history and avoid potential consequences in the future. The choice that BEST completes the sentence is "Doesn't have any real consequence because there's no tangible item to repossess."
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Related Questions
What are federal income taxes?
Answers
Answer:
Federal tax is the money used by the government of a country to pay for the growth and upkeep of the country. Some look at federal tax as "rent"
Explanation:
Income taxes im the United States are imposed by the federal government and most states
Income taxes are determined by applying a tax rate, which may increases, to texable income, which is the total income less allowable deductions.
When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
Answers
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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the following financial information was taken from the books of zone health club, a small spa and fitness club: account balances as of december 31, year 2 accounts receivable $ 26,800 accounts payable 7,690 salaries payable 11,100 cash 43,400 dividends 4,600 operating expense 2,910 prepaid rent 2,500 rent expense 7,400 retained earnings 1/1/year 2 18,100 salaries expense 31,600 service revenue 75,170 supplies 340 supplies expense 2,580 common stock 17,500 unearned revenue 6,970 land 14,400 required prepare the journal entries necessary to close the temporary accounts at december 31, year 2, for zone health club. what is the balance in the retained earnings account after the closing entries are posted?
Answers
The the journal entries necessary to close the temporary accounts at December 31, year 2, for zone health club is prepared and the balance in the retained earnings account after the closing entries are posted is $44,180.
What is retained earnings?A corporation's retained earnings are the accumulated net income of the corporation that is retained by the corporation at a specific point in time, such as the end of the reporting period.
(a) The journal entries are as follows:
(i) Service revenue A/c Dr. $75,170
To retained earnings $75,170
(To record the service revenue)
(ii) Retained Earnings A/c Dr. $44,490
To Operating Expenses $2,910
To Rent expenses $7,400
To Salaries expenses $31,600
To Supplies expenses $2,580
(To record the expenses)
(iii) Retained earnings A/c Dr. $4,600
To dividends $4,600
(To record the dividends)
(b) Balance in the Retained Earnings account after the closing entries are posted:
= Beginning Retained Earnings + Revenue - Expenses - Dividends
= $18,100+ $75,170 - $44,490 - $4,600
= $44,180
Therefore, the closing entries and the balance of the retained earnings account has been calculated.
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The total cost of a job includes ______. multiple select question. applied manufacturing overhead direct materials cost direct labor cost nonmanufacturing cost actual manufacturing overhead
Answers
The total cost of a job includes applied manufacturing overhead cost.
What do you understand by the total cost ?Absolute expenses are made out of both complete fixed expenses and all out factor costs. Complete fixed costs are the amount of all reliable, non-variable costs an organization should pay. For instance, assume an organization leases office space for $10,000 each month, rents hardware for $5,000 each month, and has a $1,000 month to month service bill.
All out cost is a monetary measure that aggregates all costs paid to deliver an item, buy a speculation, or secure a piece of hardware including the underlying money expense as well as the open door cost of their decisions. TC = TVC + TFC.
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scenario 9.7 cranium, inc., purchases term papers from an overseas supplier under a continuous review system. the average demand for a popular model is 300 units a day with a standard deviation of 30 units a day. it costs $60 to process each order and there is a five-day lead-time. the holding cost for a paper is $0.25 per year and the company policy is to maintain a 98% service level. cranium operates 200 days per year. how much safety stock is needed to satisfy a 98% cycle-service level?
Answers
138 units of safety stock is needed to satisfy a 98% cycle-service level
To determine the safety stock needed to satisfy a 98% cycle-service level for Cranium Inc., we can follow these steps:
1. Calculate the daily demand during lead-time:
Since the lead-time is 5 days, we multiply the average daily demand (300 units) by 5.
Daily demand during lead-time = 300 units/day * 5 days = 1500 units
2. Calculate the standard deviation of demand during lead-time:
Multiply the daily standard deviation (30 units) by the square root of lead-time (5 days).
Standard deviation during lead-time = 30 units/day * √5 ≈ 67.08 units
3. Determine the service level factor (z) corresponding to the company's policy of maintaining a 98% service level. Using a standard normal distribution table, we find that z ≈ 2.05.
4. Calculate the safety stock:
Multiply the standard deviation during lead-time (67.08 units) by the service level factor (z = 2.05).
Safety stock = 67.08 units * 2.05 ≈ 137.51 units
Thus, Cranium Inc. needs a safety stock of approximately 138 units to satisfy a 98% cycle-service level under the continuous review system for the popular model term paper.
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which statement about flsa requirements for overtime pay is accurate? group of answer choices overtime must be paid whether or not the employer specifically asked or expected the employee to work the extra hours. everyone is eligible for overtime pay. time worked includes hours spent on production or sales, but not on activities such as attending required classes, cleaning up the work site, and so on. most workers paid on an hourly basis are exempt and therefore not subject to the laws governing overtime pay. the overtime rate is one and a half times the employee's hourly rate, excluding any bonuses or piece-rate payments.
Answers
Option A. The option that tells us the requirements that are needed for overtime pay is that Overtime must be paid whether or not the employer specifically asked or expected the employee to work the extra hours..
What is meant by overtime pay?The remuneration you receive for working past the regular working hours is referred to as overtime pay. For instance, if your typical workweek is 40 hours and you are qualified for overtime compensation, working 50 hours in a given week entitles you to 10 hours of overtime pay. Your weekly income and the number of hours you work determine whether you are eligible for overtime.
Numerous variables affect how overtime pay functions. Some workers might not be entitled to overtime compensation. The number of hours you put in and the amount you are paid each week both affect your eligibility. Here are some things to think about:
Comparing exempt and non-exempt workers
There are two categories for employees: exempt and non-exempt. In the United States, exempt workers are not permitted to work overtime for their employers, which prevents them from receiving overtime compensation to which they might otherwise be entitled under the Fair Labor Standards Act (FLSA). Professionals who earn at least double the local minimum wage are included in this group.
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if chris purchases a second cup of coffee at a coffee shop and they use marginal thinking, then we know that for chris...
Answers
If Chris purchases a second cup of coffee at a coffee shop and they use marginal thinking, it implies that the additional benefit Chris receives from the second cup outweighs the additional cost.
Marginal thinking is an economic concept that involves analyzing decisions at the margin, considering the incremental or additional benefits and costs of an action. In the case of Chris purchasing a second cup of coffee, the use of marginal thinking suggests that Chris weighed the benefits and costs of acquiring the additional cup and determined that the benefits outweighed the costs.
The decision to buy a second cup of coffee implies that Chris found value in the additional cup, such as enjoying the taste, satisfying a craving, or obtaining an energy boost. The perceived benefit of having a second cup surpassed the associated cost, which could include the monetary price of the coffee, the time spent obtaining it, or any other factors relevant to Chris's circumstances.
By employing marginal thinking, Chris evaluated the marginal benefit derived from the second cup and compared it to the marginal cost, concluding that the additional cup of coffee would enhance their overall satisfaction or meet a specific need. This decision-making approach highlights the importance of considering incremental changes and weighing the trade-offs when making choices.
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What does the Fair Credit Reporting
Act focus on?
A. The borrower's rights in regard to their credit
report.
B. The bank's ability to change customer's credit
reports.
C. The government's ability to see an individual's tax
forms.
D. The lender's rights in hiding loan information.
Answers
:) hope this helps
Something is considered a business primarily based on:
Something is considered a business primarily based on:
The functions the organization performs
The size of the office and/or staff
Having a hierarchical leadership structure
The amount of profit it generates
Question at position 2
2
1 point
Question at position 2
A business is a registered company that exchanges goods or services for money
A business is a registered company that exchanges goods or services for money
True
False
Question at position 3
3
1 point
Question at position 3
The finance team is not responsible for the overall strategy and direction of the company money.
The finance team is not responsible for the overall strategy and direction of the company money.
True
False
Question at position 4
4
1 point
Question at position 4
You’ve just found out that your business has gone hugely over budge, spending the annual budget already even though it’s only October. Which team member(s) would you need to call in to your office for a serious conversation about whether or not the established annual budget already even though it’s only October. Which team member(s) would you need to call in to your office for a serious conversation about whether or not the established annual budget was appropriate?
You’ve just found out that your business has gone hugely over budge, spending the annual budget already even though it’s only October. Which team member(s) would you need to call in to your office for a serious conversation about whether or not the established annual budget already even though it’s only October. Which team member(s) would you need to call in to your office for a serious conversation about whether or not the established annual budget was appropriate?
Marketing
Finance
Accounting
Sales
Question at position 5
5
1 point
Question at position 5
There’s a major expo event coming up where your competitors will be buying booths to show off their products. Your ____ department proposes that one of their members goes to the expo and works at the booth; the exact costs for travel, renting booth space, etc., will be reported to ____.
There’s a major expo event coming up where your competitors will be buying booths to show off their products. Your ____ department proposes that one of their members goes to the expo and works at the booth; the exact costs for travel, renting booth space, etc., will be reported to ____.
marketing; accounting
human resources; finances
management; human resources
finance; accounting
Answers
When two or more parties exchange products and services without using cash, this is known as bartering. Thus, the option is false.
What are the features of barter system?A barter is a transaction in which two or more parties exchange products or services without exchanging cash or other forms of payment like credit cards.
A straightforward idea underlies bartering: Two parties bargain to assess the relative worth of their goods and services, then offer them to one another in an equal trade. It predates the creation of actual hard cash and is the world's oldest form of trade.
Because they lack the funds or credit to purchase those items, businesses may desire to trade their goods for other goods. In its simplest form, bartering entails the exchange of one party's good or service for another party's good or service.
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If your answer is zero, enter "O". a. Under a 2017 divorce agreement, Joan is required to pay her ex-husband, Bill, $2,340 a month until their daughter is 18 years of age. At that time, the required payments are reduced to $1,638 per month 1. How much of each $2,340 payment may be deducted as alimony by Joan? 2. How much of each $2,340 payment must be included in Bill's taxable income? 3. How much would be deductible/included if the divorce agreement were dated 2019? b. Under the terms of a property settlement executed during 2018, Jane transferred property worth $577,350 to her ex-husband, Tom. The property has a tax basis to Jane of $461,880 1. How much taxable gain must be recognized by Jane at the time of the transfer? 2. What is the amount of Tom's tax basis in the property he received from Jane?
Answers
Answer:
$2,400 in 2019 are deductible as alimony.
Step-by-step explanation:
Hillary get divorced in the year = 2016
She has to pay her ex-spouse $200 per month until her son reaches 18 years of age in 7 years.
His son will reach of the age of 18 = 2016 + 7 = 2023
She has to pay $200 till 2023 and $120 thereafter.
Her payments are deductible as alimony in 2019 would be = $200 × 12
= $2,400
$2,400 in 2019 are deductible as alimony.
$2,400 in 2019 are deductible as alimony.
Hillary get divorced in the year = 2016
She has to pay her ex-spouse $200 per month until her son reaches 18 years of age in 7 years.
His son will reach of the age of 18 = 2016 + 7 = 2023
She has to pay $200 till 2023 and $120 thereafter.
Her payments are deductible as alimony in 2019 would be = $200 × 12 = $2,400
What is an alimony?Alimony is a legal obligation on a person to provide financial support to their spouse before or after marital separation or divorce. The obligation arises from the divorce law or family law of each country. The purpose of alimony is to limit any unfair economic effects of a divorce by providing a continuing income to a non-wage-earning or lower-wage-earning spouse.
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You are an American investor who has found an excellent opportunity to invest in Germany (the German currency is now the Euro). When you made the investment, the Euro/USD exchange rate was $1.18. Your investment did very well and earned 12.49%. At the end of your investment horizon, the exchange rate is now $1.11 Euro/USD. What is your domestic return
Answers
The formula for calculating domestic return is as follows: Domestic return = (Final value of investment in USD - Initial value of investment in USD) / Initial value of investment in USD. ($106.01 - $100) / $100 is the domestic return. Local return: 6.01% Your domestic return on investment is therefore 6.01%.
To calculate your domestic return, we need to consider both the return from your investment in Germany as well as the impact of currency exchange rate fluctuations. Let's say you initially invested $100 in Germany when the Euro/USD exchange rate was $1.18.
This means you bought €84.75 (100/1.18) worth of German assets. At the end of your investment horizon, your investment earned a return of 12.49%, which means the value of your investment increased to €95.45 (84.75*1.1249). However, the exchange rate also changed during this time period from $1.18 to $1.11 Euro/USD.
This means that when you convert your investment back into US dollars, you will receive $106.01 (95.45*1.11). Therefore, your domestic return is: Domestic return = (Final value of investment in USD - Initial value of investment in USD) / Initial value of investment in USD Domestic return = ($106.01 - $100) / $100 Domestic return = 6.01% So, your domestic return on this investment is 6.01%.
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What is an example of a need rather than a want?
OA. A car
OB. A cell phone
OC. A skateboard
OD. A meal
Answers
-
Case 1
The Johnsons Attempt to Resolve Their Credit and Cash-Flow Problems
Harry and Belinda have a substantial annual joint income-more than $125,000, in fact.
Nevertheless, they expect to experience some cash-flow deficits during the months of
November and December of the upcoming year (see Tables 3-6 and 3-7).
<
To resolve this difficulty, the couple is considering opening a credit card account and
using it exclusively for those expenditures that will cause the deficits they face. They
could also open a line of credit that would allow them to borrow money by simply going
online and having money placed in their checking account.
(a) What are the advantages and disadvantages of the Johnsons opening these
accounts?
Answers
Opening a credit card account and a line of credit can help the Johnsons to overcome their cash-flow problems. The advantages of a credit card account are that they can earn rewards points or cashback for the purchases made, and it can also help them to build a good credit score if they make timely payments. On the other hand, the disadvantages are that credit cards often have high-interest rates and if the Johnsons don't pay the balance in full each month, they could end up with a large amount of debt.
A line of credit, on the other hand, has a lower interest rate than credit cards, and it can be more flexible for borrowing money. However, the disadvantage is that it is still a form of debt, and the Johnsons will have to make regular payments towards it.
Before making a decision, the Johnsons should consider their ability to make timely payments, the interest rates, and fees associated with these accounts. They should also have a plan to pay off the balance as soon as possible to avoid accumulating debt.
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Is cereal soup or no?
Answers
Answer:
no its a candy acid
Explanation:
1. Beauty professionals are often held to higher image standards by clients because they view beauty
professionals as
a. lifestyle coaches
b. role models
c.
image experts
d. personal trainers
Answers
Explanation:
role models - they are what they see when they first walk in
When looking at a financial aid award letter, which type of aid would you have to pay back?
a) Federal work-study
b) merit scholarship
c) federal pell grant
b) Perkins loan
Answers
Answer:
There are four components you need to consider: Yearly costs, such as tuition, fees, books, room and board, travel expenses, etc. Financial aid that you don't have to pay back, such as scholarships, grants, and work-study. Financial aid that you do need to pay back, such as as federal loans.
Explanation:
I hope this helps!Targaryen Corporation has a target capital structure of 60 percent common stock, 5 percent preferred stock, and 35 percent debt. Its cost of equity is 9 percent, the cost of preferred stock is 7 percent, and the pretax cost of debt is 8 percent. The relevant tax rate is 21 percent.
a. What is the company’s WACC? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
b. What is the aftertax cost of debt? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e.g., 32.16.)
Answers
The effective cost of debt after accounting for taxes is approximately 6.32%.
To calculate the Weighted Average Cost of Capital (WACC) for Targaryen Corporation, we need to determine the cost of each component of the capital structure and their respective weights.
Given:
Target capital structure:
- Common stock: 60%
- Preferred stock: 5%
- Debt: 35%
Cost of equity (Ke): 9%
Cost of preferred stock (Kps): 7%
Pretax cost of debt (Kd): 8%
Tax rate: 21%
a. Calculating WACC:
WACC = (Ke * E/V) + (Kps * Ps/V) + (Kd * (1 - T) * D/V)
Where:
E = Market value of equity
V = Total market value of the firm (E + Ps + D)
Ps = Market value of preferred stock
D = Market value of debt
T = Tax rate
Since the market values are not provided, we cannot directly calculate the exact WACC. However, we can use the target capital structure percentages as proxies for the weights.
WACC = (0.09 * 0.60) + (0.07 * 0.05) + (0.08 * (1 - 0.21) * 0.35)
Calculating WACC:
WACC = 0.054 + 0.0035 + 0.0234 ≈ 0.0809 or 8.09%
Therefore, the company's WACC is approximately 8.09%.
b. Calculating aftertax cost of debt:
Aftertax cost of debt = Pretax cost of debt * (1 - Tax rate)
Aftertax cost of debt = 0.08 * (1 - 0.21)
Calculating aftertax cost of debt:
Aftertax cost of debt ≈ 0.08 * 0.79 ≈ 0.0632 or 6.32%
Therefore, the aftertax cost of debt is approximately 6.32%.
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If a business decides to reduce its prices once in a while on an unsystematic basis, it is using
a. psychological pricing.
b. periodic discounting.
c. everyday low pricing.
d. price skimming.
e. random discounting.
Answers
If a business decides to reduce its prices once in a while on an unsystematic basis, it is using Option E. random discounting.
Random discounting is a pricing strategy in which a company offers discounts on products or services on an unsystematic basis. This method can create a sense of urgency for customers to make a purchase, as they do not know when the next discount might be offered.
In contrast to random discounting, other pricing strategies include psychological pricing, periodic discounting, everyday low pricing, and price skimming. Psychological pricing involves setting prices in a way that appeals to customers' emotions, such as pricing a product at $9.99 instead of $10 to make it seem more affordable. Periodic discounting refers to offering discounts on a regular schedule, like seasonal sales or holiday promotions. Everyday low pricing is a strategy in which a business consistently offers low prices without running special sales or promotions.
In summary, random discounting is an unpredictable discount strategy used by businesses to create urgency and encourage customers to make a purchase. It differs from other pricing strategies like psychological pricing, periodic discounting, everyday low pricing, and price skimming, which have more predictable patterns or focus on specific aspects of consumer behavior. Therefore, the correct option is E.
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Based on the details of the scenario, determine what will most likely occur. Jillian and Chase are making a contract in which Jillian ships beaver pelts to Chase, who then makes the pelts into hats to sell. A year into their contract, it becomes illegal to buy or sell beaver pelts in the U.S.
Answers
Answer: Contract is voided
Explanation:
From the question, we are informed that Jillian and Chase are making a contract in which Jillian ships beaver pelts to Chase, who will then makes the pelts into hats to sell.
We are further told that a year into their contract, it becomes illegal to buy or sell beaver pelts in the United States. Based on the scenario explained, the contact will be voided.
A void contract is referred to as a formal agreement that cannot be enforceable and is not legitimate. Since it is illegal to either purchase or sell beaver pelts, it means that the context cannot be carried out anymore and should the be void.
The average person in the United States consumes about 2.61
gallons of oil a day. If the average lifespan is 79 years, how many
people could that oil supply for life?
Answers
Given: The average person in the United States consumes about 2.61 gallons of oil a day, the average lifespan is 79 years.
Now, we have to find the number of people that could that oil supply for life.So, we can solve the question by following these steps:First, we have to calculate the total oil consumed by one person in a lifetime.Total oil consumed by one person in a day = 2.61 gallons.Total oil consumed by one person in a year = 2.61 × 365 gallons= 952.65 gallons Total oil consumed by one person in 79 years = 952.65 × 79 = 75255.35 gallons.So, one person consumes 75255.35 gallons in a lifetime.Now, we have to calculate the number of people that could that oil supply for life. To find that, we will divide the total oil supply by the oil consumed by one person.
Total oil supply = ?Number of people that could that oil supply for life = ?So,Number of people that could that oil supply for life = Total oil supply / Oil consumed by one person So, Total oil supply = Oil consumed by one person × Number of people that could that oil supply for life Number of people that could that oil supply for life = Total oil supply / Oil consumed by one person We know that the population of the US is around 331 million people.So, 75255.35 gallons is sufficient for 75255.35 / 331 = 227 people for life. Therefore, the answer is 227.
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Which entities act as sources of funding for early-stage financing of a startup?
Answers
There are several entities that act as sources of funding for the early-stage financing of a startup. These include angel investors, venture capitalists, and crowdfunding platforms.
Angel investors are typically wealthy individuals who provide funding in exchange for equity in the startup. They often have a personal interest in the industry or product that the startup is working on and can provide valuable mentorship and networking opportunities.
Venture capitalists, on the other hand, are professional investors who manage funds that are specifically geared towards investing in startups. They typically invest larger amounts of money in exchange for equity and are focused on high-growth, high-potential startups.
Finally, crowdfunding platforms allow startups to raise money from a large number of people, often in exchange for early access to products or other perks. This can be a good option for startups with a strong following or unique product offering.
In summary, there are several entities that provide funding for early-stage startups, including angel investors, venture capitalists, and crowdfunding platforms. Government grants and programs offer funding to support innovation and economic growth, often with specific eligibility criteria.
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which of the following expenses qualifies for an education credit in 2021? tuition payments. the taxpayer didn't receive scholarships, grants, or other nontaxable benefits. fees for an optional student activity. cost of student medical fees. tuition payments. the taxpayer received a nontaxable grant, which covered the entire tuition expense.
Answers
We can see here that the expenses qualifies for an education credit in 2021 is: A. Tuition payments; the taxpayer didn't receive scholarships, grants, or other nontaxable benefits.
What is an education credit?Education tax credit is actually known to be the credit given to taxpayers who pay qualified higher education expenditures for an eligible student to an eligible educational institution, such as a college or university. The American Opportunity Tax Credit (AOTC) and the Lifetime Learning Credit are the two forms of educational tax credits.
For qualifying students who have not yet finished their first four years of higher education, the American Opportunity Tax Credit (AOTC) is available.
The cost of obtaining an undergraduate, graduate, or professional degree may be deducted using the Lifetime Learning Credit.
We see here that the above answer is the correct answer.
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If a checking account has an interest rate of 1% and a government bond has an interest rate of 2%, the opportunity cost of holding the checking account as money is:
Answers
Answer:
the opportunity cost of holding the checking account as money is 1%
Explanation:
The computation of the opportunity cost of holding the checking account as money is shown below:
= Interest rate on the government bond - interest rate on checking account
= 2% - 1%
= 1%
Hence, the opportunity cost of holding the checking account as money is 1%
We simply applied the given formula so that the correct percentage could come
In providing ____,the government establishes and enforces the laws necessary for a market economy to function
Answers
Answer:
I think that's regulations
What’s the answer????
Answers
Opportunity cost is the value of your second choice, or whatever you give up to get something
Taylor gives up either the video games or the funny videos. So you can choose either one
an employee can be dismissed if their job surplus to requirements' outline why this state ment is false
Answers
traveling serial killers accounted for a majority of the victimizations.
Answers
Traveling serial killers accounting for a majority of victimizations is a common misconception perpetuated by media and sensationalized accounts.
While there have been cases of serial killers who traveled and committed multiple murders, they do not represent a majority of victimizations. In reality, the majority of crimes, including homicides, are committed by individuals known to the victims or within their own communities.
These kind of misconception degrade the image and perception in minds of common public, therefore these should be stopped.
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equilibrium in financial markets occurs at an interest rate where the quantity of loanable funds demanded is? A.greater than the quantity of loanable funds supplied.
B.less than the quantity of loanable funds supplied.
C.equal to the quantity of loanable funds supplied.
Answers
Equilibrium in financial markets occurs at an interest rate where the quantity of loanable funds demanded is less than the quantity of loanable funds supplied.
Option b is correct .
The market for loanable funds reaches equilibrium when the amounts of savings that savers give and the amounts of loans that borrowers demand are equal. The interest rate is changed to bring things into balance. Prices become stable when market supply and demand are in equilibrium. Equilibrium is the term for this. When there is an excess of a good or service, prices normally fall as demand rises.
The actual interest rate will fluctuate if there is an increase or decrease in the amount of loanable funds. The reason for this is that the equilibrium point when the amount of loanable money sought and supplied are equal has changed.
Hence , Option b is correct .
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If a $10,000 face value bond with coupon rate of 10% maturing in four year is selling for $9,000, then its yield to maturity is approximately 9.5 percent. 13.4 percent. 10.2 percent. 12.0 percent.
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The correct answer is 12.0 percent.
To calculate the yield to maturity (YTM) of a bond, we need to find the interest rate that equates the present value of the bond's cash flows (coupon payments and face value) with its current market price.
In this case, the bond has a face value of $10,000, a coupon rate of 10%, and is selling for $9,000. It matures in four years.
To find the approximate yield to maturity, we can use the trial-and-error method or financial calculators. The approximate yield to maturity for this bond is approximately 12.0 percent.
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Does assessment active mean I passed?
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You passed the employee assessment test for Walmart if your assessment is current on one of their applications. You have two years after passing the exam to take it again.
What is an assessment test?An exam or test is a form of educational assessment used to rate a test-understanding taker's of a variety of subjects as well as their aptitude, physical fitness, and knowledge of those subjects. In the form of multiple-choice, true-or-false, or short-answer questions from standardized tests, they are frequently available. Tests that measure verbal, mathematical, and logical reasoning skills and thinking are called general aptitude tests and IQ tests. A career test, personality test, and IQ test are all commonplace in assessments, as is the inclusion of a personality test. The aptitude exams follow. In contrast to assessments of your personality or IQ, these tests are primarily concerned with your abilities. Absolutely, you can still land the job.To learn more about assessment test refer to:
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