Banks that are not members of the Federal Reserve system are subject to
federal regulations.
A. True
B. False
Answer:
A.True
Explanation:
Hope this help ^^
The local diner hopes to increase its lunchtime business by 50 percent, even though it is already nearly 50 percent behind its goal for the quarter; this objective would be considered
Even though the business is way behind on its target, its goal can still be described as Specific and Realistic.
Specific and Realistic goalsTheses are clearly set out and articulated. Effect can be adequately measured. Can be accomplished based on existing resources.Even though the diner is behind target, increasing by 50% is not unrealistic and can be done with proper planning. The goal is also specific as it is targeted at 50%.
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what is a partnership
the government of the country of naiser issues bonds with a guarantee to make periodic interest payments on the par value. the government offers a 6.7% interest on its bonds. in this case, the percentage of interest offered by the government of naiser is called the
The percentage of interest offered by the government of Naiser on its bonds is called the coupon rate.
The coupon rate is the fixed interest rate that the issuer of a bond promises to pay to the bondholders periodically, usually semi-annually or annually, on the bond's face value or par value. In this case, the government of Naiser is offering a coupon rate of 6.7% on its bonds, which means that the bondholders will receive interest payments equal to 6.7% of the bond's face value each year until the bond matures.
Bonds are a type of debt security that governments and corporations issue to raise capital. When an entity issues bonds, it promises to pay the bondholders interest payments, known as coupon payments, at a fixed rate for a specific period, usually until the bond's maturity date. The coupon rate, which is expressed as a percentage of the bond's face value, is the interest rate that the issuer promises to pay to the bondholders.
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Why are short term and long term goals important when it comes to money? Give an example of each
Answer:
bc will need for emergency in short time and long time for collage
Explanation:
Answer:
The precision of planned statistics that relate to future activities is a benefit of short-term planning. Long-term planning may be less trustworthy due to the inaccuracy of longer-term projections.
Long-Term Financial Objectives For most people, the most important long-term financial objective is to save enough money to live comfortably.
Virtually all organizations, from small startups to huge established firms, require short-term money management. Even huge corporations with seemingly strong financial accounts have declared bankruptcy because they were unable to pay their existing obligations.
Explanation:
what are some methods someone can use to examine a resource for sponsorship?
There are several methods someone can use to examine a resource for sponsorship. These methods include:
1. Researching the company or organization: Look into their background, reputation, and previous sponsorship activities. This will give you an idea of their values and what they are looking for in a sponsorship opportunity.
2. Assessing their target audience: Make sure that the company or organization's target audience aligns with your own. This will ensure that the sponsorship will be beneficial for both parties.
3. Evaluating their marketing strategy: Look at how the company or organization markets themselves and their products or services. This will give you an idea of how they might promote the sponsorship and what kind of exposure you can expect.
4. Considering the financial aspect: Assess how much the company or organization is willing to invest in the sponsorship and what kind of return on investment they are expecting. This will help you determine if the sponsorship is financially viable for you.
5. Communicating with the company or organization: Reach out to the company or organization and discuss the potential sponsorship opportunity. This will allow you to ask any questions you may have and get a better understanding of their expectations.
By using these methods, you can effectively examine a resource for sponsorship and determine if it is a good fit for you.
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Type the correct answer in the box. Spell all words correctly.
In which closing technique does a salesperson respond to a customer's question with a counter question to close the sale?
In a __________ close, a salesperson's objective is to respond to a customer's question with a counter question that might help close
In a
the sale quickly
Answer:porcupine close
Explanation:
On page 23 of the Plato work
The Free enterprise system is:
A: Supply & Demand
B: Designed to protect consumers' best interests
C. Requires both sides of the story
D. Free of competition
Answer:
Free enterprise is the freedom of individuals and businesses to regulation. It enables individuals and businesses to create, produce, are able and willing, enterprising people produce goods and services for produce and sell goods and services. In this system, no one forces people they believe to be best for them.
Starbucks's commitment to fair trade and responsible growing practices indicates that the firm takes its ______ responsibilities seriously.
Starbucks's commitment to fair trade and responsible growing practices indicates that the firm takes its ethical or social responsibilities seriously.
Ethical or social responsibilities refer to a company's obligations to act in a morally and socially responsible manner towards various stakeholders, including employees, customers, suppliers, communities, and the environment. By actively promoting fair trade and responsible growing practices, Starbucks demonstrates its commitment to ethical business practices and sustainability. Fair trade ensures that coffee farmers receive fair compensation for their work and supports sustainable farming practices, while responsible growing practices aim to minimize the environmental impact of coffee cultivation. These initiatives reflect Starbucks's recognition of its broader responsibilities beyond profit-making and its dedication to creating a positive social and environmental impact.
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whose goal is to raise revenues and market share by optimizing their products and services for local markets?
A successful localized product and services strategy aims to maximize market share and revenue by tailoring products and services to meet the needs of specific local markets.
This includes customizing product features, pricing, marketing messages, and customer service to meet the expectations of the local market. Companies can also use local customer data to create customer segmentation models and target their offerings to the right audience.
Localizing products and services helps increase customer loyalty and supports customer retention, resulting in increased revenue and market share.
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Telling customers that they only have until midnight to get sale prices is an appeal to
A. ethos.
B. logos.
C. pathos.
D. kairos.
Answer:
D. kairos.
Explanation:
Telling customers that they only have until midnight to get sale prices is an appeal to kairos.
Answer:
It's d
Explanation:
Describe the stage of product design
Answer:
Stage 1: hear from others and listen to feedback
Stage 2: Create new ideas based on that feedback
Stage 3: Create several prototypes and choose one. Then test the prototype
Stage 4: Manufacture the prototype you chose
Explanation:
Answer:
~Senpi boi here!~
I would describe the stage of product design as to create an idea to determine product's feasibility to test the product, and then launch the product for customers to buy.
(Hope this helps!)
Each of the following is an example of corporate governance except : a. Adding non-executives to the board of directors b. Properly disclosing financial information C. Ignoring shareholders' rights d. Controlling executives' salaries
Answer:
C. Ignoring shareholders' rights
Explanation:
Corporate governance refers to the way corporate companies are controlled and directed. The board of directors provides corporate governance in a company. Good corporate governance establishes a framework that protects shareholders' rights in the company.
Some of the shareholders' rights include
1. Right to vote
2. Right to transfer ownership
3. Right to dividends
4. Right to inspect corporate documents
The board of directors must ensure fair treatment of all shareholders, including the minority. The board has to put in place mechanisms that address shareholders' concerns and offers redress when their rights are violated.
Motor Works, Inc. has declared a $20,000 cash dividend to shareholders. The company has 5,000 shares of $15-par, 10% preferred stock and 10,000 shares of $20-par common stock. The preferred stock is non-cumulative. How much will the preferred and common stockholders receive on the date of payment?
Answer: $7,500 preferred stock, $12,500 common stock
Explanation:
Given that:
Total cash Dividend = $20,000
Preferred stock:
5,000 shares of $15-par, 10%
Therefore ;
preferred stock balance = number of share × price × rate
5000 × $15 × 0.1 = $7,500
Balance of common stock is therefore ;
Total cash Dividend - balance of preferred stock
$20,000 - $7,500 = $12,500
true or false: 400,000 people are seriously injured in car crashes each year.
Answer:
True
Explanation:
400,000 people are seriously injured in car crashes each year.
You are an oat farmer who decides to sell a
call with a strike price of $4.90 for a premium of
$0.25.
If the futures price ends up at $4.85 (and your cash price is
$4.50), find your net price.
To calculate the net price as an oat farmer who sold a call option, we need to consider the premium received and the difference between the strike price and the futures price.
In this scenario, the strike price of the call option is $4.90, and the premium received is $0.25. The futures price ended up at $4.85, which is lower than the strike price. However, the cash price at $4.50 is even lower than the futures price.Since the futures price is below the strike price, the call option is out of the money and will not be exercised by the buyer. Therefore, as the seller, you get to keep the premium received.The net price, in this case, would be the cash price ($4.50) plus the premium received ($0.25):Therefore, the net price as an oat farmer in this situation would be $4.75.
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what is the best way for a certifying officer to prevent pecuniary liability?
By only certifying travel documents that are legal, proper, and correct.
Write 9.58 times 10^(2) in standard notation. pls help!
its math btw
Property can be transferred within the family group by gift or at death. One motivation for preferring the gift approach is: a. To take advantage of the per donee annual exclusion. b. To shift income to higher bracket donees. c. To take advantage of the higher unified transfer tax credit available under the gift tax. d. To avoid a future decline in value of the property transferred.
Answer: a. To take advantage of the per donee annual exclusion.
Explanation:
One motivation for preferring the gift method when transferring property within the family group by gift or at death is to take advantage of the per donee annual exclusion.
It should be noted that the annual exclusion is referred to as the amount of money that can be transferred from one individual to another individual as a gift and in this case, a gift tax won't be charged on such gift.
During the year, John, a sole proprietor, went from Milwaukee to Alaska on business. Preceding a five-day business meeting, he spent four days vacationing at the beach. Excluding the vacation costs, his expenses for the trip are: Air fare $3,200 Lodging 900 Meals 1,400 (just meals, no entertainment value in these meals) Presuming no reimbursement, deductible expenses are: a. $3,200. b. $3,900. c. $4,800. d. $5,500. e. $0, unreimbursed business expenses are not deductible from 2018 - 2025
Answer:
c. $4,800
Explanation:
The computation of the deductible expense is shown below:
= Air fare expense + lodging expense + meals (50% deduction allowed)
= $3,200 + $900 + $700
= $4,800
We take 100% the actual expense of air fare and lodging expense and considered 50% of meals and according to this the total amount of deduction is calculated
hence, the correct option is c.
a customer of a bank is skiing at her favorite ski resort. as she is riding the ski lift, her cell phone dings with a text reminding her to pay her credit card in the next few days before the deadline. she really enjoys how her bank sends her reminders and timely messages, and this builds her loyalty to the bank. this example illustrates which unique attribute associated specifically with digital marketing?
Answer:
mobile and portable
Explanation:
This illustrates mobile and portable unique attributes associated specifically with digital marketing.
What is illustration?A decoration, interpretation, or visual explanation of a text, concept, or process is called an illustration. Illustrations are made to be integrated into print and digitally published media, including posters, flyers, magazines, books, instructional aids, animations, video games, and films
When promoting goods and services, digital marketing makes use of the Internet and other online-based technology such as desktop computers, mobile phones, and other digital media and platforms.
Therefore, Product attributes are traits or qualities that characterize a good. These qualities can be tangible,
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HELP PLSS
Question 3 (Worth 10 points)
(04.03 MC)
For prescription drug coverage with her family health care plan, Emmeline has four options:
Option A: $50 monthly premium and $20 co-pay per prescription
Option B: $70 monthly premium and $15 co-pay per prescription
Option C: $90 monthly premium and $10 co-pay per prescription
Option D: $110 monthly premium and $8 co-pay per prescription
Based on Emmaline's records, her family fills an average of two prescriptions per month. Which would be her least expensive option?
Option A
Option B
Option C
Option D
Points earned on this question: 0
Emmeline's cheapest choice would be: A monthly fee of $50 and a $20 co-pay for each medication are included. Option D. This is further explained below.
Based on Emmaline's records, her family fills an average of two prescriptions per month. Which would be her least expensive option?To answer the query, we must present Emmeline's family health insurance plan as the most cost-effective prescription medicine alternative.
To put it another way, we can see that an annual premium of $126 would be less than half of what we'd pay with a $50 monthly premium and a $20 prescription every day.
In conclusion, To put it another way, we can see that an annual premium of $126 would be less than half of what we'd spend with a monthly premium of $50 and a prescription costing $20 per day. This is because an annual premium of $126 would be less than half of the amount. Option A is the right response.
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In "The Founder," The McDonald brothers are worried about maintaining standards in their franchises. What are at least three standards that are not being met with this franchise that Ray is checking on in this scene?
which practice gives a company a sense of purpose beyond making a profit?
Conscious marketing gives a company a sense of purpose beyond making a profit.
What is conscious marketing?A customer-focused marketing strategy known as conscious marketing places its target market at the front of the priority list. Businesses conduct market research, examine consumer behavior, and pinpoint purchasing trends to create strong and creative marketing strategies to meet their customers' requests.
Businesses support the best purchasing decisions that have a big impact on their target customers' lives. With conscious marketing, they put greater emphasis on the preferences and needs of the customers.
Businesses can increase sales by prioritizing and putting their customers' needs first by using conscious marketing. However, we've highlighted a few reasons why businesses need conscious marketing in case you have any trouble comprehending the marketing.
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which criteria types are used in the problem solving process
The main criteria types used in the problem-solving process include feasibility, effectiveness, efficiency, relevance, and impact.
In problem solving, feasibility refers to the practicality and achievability of a solution within given constraints. Effectiveness relates to how well a solution solves the problem and achieves the desired outcome. Efficiency evaluates the resource utilization and cost-effectiveness of the solution. Relevance assesses the alignment of the solution with the problem at hand. Impact measures the potential consequences and benefits of the solution on various stakeholders and the overall situation. By considering these criteria, problem solvers can evaluate and compare different solutions to determine the most suitable and optimal approach to address the problem effectively and efficiently.
These criteria are crucial for making informed decisions and selecting the best course of action in problem solving, enabling individuals and organizations to identify and implement viable solutions that yield positive outcomes and drive success.
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compute the real net average annual rate of return on a $5,000 investment that will pay a $1,200 return over 6 years. you will receive some portion of that $1,200 every year, so the long run capital gains tax rate is irrelevant. your highest marginal tax rate is 30% and the actual rate of inflation over that period averages 4%. assume that you are certain to get your $5,000 back. ignore the time value of money.
The real net average annual rate of return on this $5,000 investment is $134.62.
To compute the real net average annual rate of return on a $5,000 investment that will pay a $1,200 return over 6 years, we need to take into account the tax rate and inflation rate.
First, let's calculate the after-tax return. Since your highest marginal tax rate is 30%, you will be taxed 30% on your investment return. So, $1,200 * (1 - 0.30) = $840.
Next, let's adjust for inflation. The average rate of inflation over the 6-year period is 4%. We can calculate the inflation-adjusted return by dividing the after-tax return by (1 + inflation rate). So, $840 / (1 + 0.04) = $807.69.
To determine the average annual rate of return, divide the inflation-adjusted return by the number of years. In this case, $807.69 / 6 = $134.62.
Therefore, the real net average annual rate of return on this $5,000 investment is $134.62.
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Review the table below. Highlight or circle the option for Property Damage coverage you would purchase. In the box below, explain why you chose your selection.
Helps you pay for another person's property (car, house, fence, mailbox, etc) in a car accident when you are at fault
No deductible, just pay your premium, and you are covered up to the limit
Basic
$15,000
$20
Moderate
$25,000
$45
Enhanced
$50,000
$60
I recommend selecting "Enhanced coverage", which offers $50,000 of Property Damage coverage at an annual premium cost of $60.
Why the selection is pickedAs it provides maximum coverage for property damage, I would choose this option because of its comprehensive nature - especially important if a car accident was my responsibility and damaged another party's assets.
While Basic coverage might be cheaper, $15,000 might not cover all costs related to property damage for more costly items like houses or cars. Moderate provides slightly more coverage than Basic option; while enhanced provides higher limits with minimal additional premium costs - both are worthwhile investments for added peace of mind and protection.
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During January, Ajax Co. Incurs 1,850 hours of direct labor at an hourly cost of $11.80 in producing 1,000 units of its finished product. Ajax standard labor cost per unit of output is $22 (2 hours x $11.00). Compute the total, price, and quantity labor variances for Ajax Co. For January. Identify whether the variance is favorable or unfavorable?
Answer:
Std rate per hour: 11.00
Std hours = 1000*2 =2000
Actual hours = 1850
Actual rate = 11.80
Labor cost variance = Std cost - Actual cost
Labor cost variance = (2000*11) - (1850*11.80)
Labor cost variance = 170 Unfavorable
Labor rate variance = Actual hrs (Std rate - Actual rate)
Labor rate variance = 1850 *(11-11.80)
Labor rate variance = 1480 Unfavorable
Labor qty variance = Std rate (Std hrs-Actual hrs)
Labor qty variance = 11 (2000-1850)
Labor qty variance = 1650 Favorable.
Question 9 Marks: 1 The annual cost attributable to foodborne illnesses in the United States is estimated to beChoose one answer. a. $1.2 million to $5 million per year b. $5 trillion per year c. $1 billion to $10 billion per year d. $10 billion to $80 billion per year
The annual cost attributable to foodborne illnesses in the United States is estimated to be $10 billion to $80 billion per year. thus option D is the answer.
Foodborne illnesses are a huge general well-being worry in the US. As indicated by gauges, the yearly expense owing to these sicknesses goes from $10 billion to $80 billion every year. These expenses incorporate clinical costs, lost efficiency, and the expenses of reviews and examinations.
Furthermore, episodes of foodborne sicknesses can harm the standing and monetary well-being of organizations in the food business. To resolve this issue, government offices, food makers, and shoppers all play a part to play in forestalling and relieving foodborne sicknesses. This incorporates executing and following food handling guidelines, utilizing appropriate food taking care of and stockpiling strategies, and monitoring the dangers related to eating specific food sources.
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What is your major(potential) in college?