Which of the following is a characteristic of a variable annuity?

Answers

Answer 1

Variable annuities involve underlying equity investments in a separate account.

A variable annuity is a type of annuity contract in which the value varies depending on the performance of an underlying portfolio of sub accounts. Subaccounts and mutual funds are conceptually equivalent, but subaccounts lack ticker symbols that investors can easily enter into a fund tracker for research purposes. Variable annuities differ from fixed annuities in that they provide a specific and guaranteed return.

The performance of an underlying portfolio of sub accounts chosen by the annuity owner determines the value of a variable annuity.Fixed annuities, on the other hand, guarantee a fixed return.Variable annuities have the potential for higher returns and income than fixed annuities, but there is also the risk that the account will lose value.

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Related Questions

What is unsupervised learning of disentangled representations?

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Disentangled representations is an unsupervised learning technique that breaks down, or disentangles, each feature into narrowly defined variables and encodes them as separate dimensions. The goal is to mimic the quick intuition process of a human, using both “high” and “low” dimension reasoning


3) In the reading, it is written: Some Congressmen argued during that Congress "should wipe off the stigma under which America labored. "This
brought Jackson again to his feet. He believed, in spite of the fashion of the day, that Negroes were better off as slaves than as freedmen, and that, as the
tax was partial, It would be the most odious tax Congress could impose." What does Jackson mean by his statement?

Answers

Jackson's statement that "the blacks were better off as being a slaves than as a freemen and tax should be partial and not being necessary" is what is being referenced.

What is tax?

Taxes are compulsory payments made by a government organization, whether local, regional, or federal, to people or businesses.

Tax revenues are used to fund a variety of government initiatives, such as Social Security and Medicare as well as public infrastructure and services like roads and schools.

Taxes are borne by whoever bears the cost of the tax in economics, whether this is the entity being taxed, such as a business, or the final users of the items produced by the business.

Taxes should be taken into consideration from an accounting standpoint, including payroll taxes, federal and state income taxes, and sales taxes.

A government typically taxes its individual and corporate inhabitants to help pay for public works and services as well as to construct and maintain the infrastructure used in a nation.

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2. Provide THREE (3) ways in which leaders can improve emotional
intelligence. You are
required to justify how each approach will improve effective team
relationships.

Answers

Ways in which leaders can improve emotional intelligence include evaluation, being motivated and focusing on social skills.

Our ability to recognise, manage, and express our emotions is known as emotional intelligence (EQ). EQ is a powerful predictor of performance and success in many facets of life and has been associated with higher levels of productivity, sales, and financial outcomes. A crucial component of emotional intelligence is self-awareness.

This begins with paying attention to your emotions and the way you respond to them, as well as other people and circumstances at work. Being aware of your advantages and disadvantages is crucial to EQ. People around you will be affected by your optimistic attitude and energy. Great leaders are driven, tenacious in the face of difficulty, and view feedback and criticism as an opportunity to grow.

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a. Explain the topic/issue addressed in the source

b. Identify the perspective of the source

a. Explain the topic/issue addressed in the source b. Identify the perspective of the source

Answers

The cartoon criticizes the UN Security Council's permanent members and their veto power, while highlighting China and Russia's human rights record. It suggests the current structure is ineffective in addressing global issues.

What is the explanation for the above response?

a. The cartoon addresses the issue of the United Nations Security Council's five permanent members: the United States, the United Kingdom, China, Russia, and France. Specifically, it highlights the use of the veto power by China and Russia, which allows them to block any resolution even if the majority of the council members agree. The cartoon also suggests that China and Russia have a history of human rights violations, indicated by their "blood-soaked hands."

b. The perspective of the cartoon appears to be critical of the current state of the United Nations Security Council, highlighting the veto power of China and Russia as problematic. The use of the term "blood-soaked hands" suggests a negative view of China and Russia's human rights records, implying that they should not be allowed to wield such power. The inclusion of the logos for the UN and the Security Council in the background suggests that the cartoonist is targeting the institutional structure of the UN rather than specific individuals or countries. Overall, the perspective of the source is critical of the current state of the UN Security Council and its ability to address global issues effectively.

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Discuss how the Spanish American War and the expansion of American territories help push the United States into becoming a world power.

Answers

Answer:

The Spanish-American War showed the United States could exert influence vis-a-vis the European Powers and that it could protect its sphere of influence in the Western Hemisphere.

Explanation:

The Spanish-American War made the United States more clearly an imperial power that could rival European imperial powers like Spain. The role that the United States played in helping Cuba to gain independence and taking possession of the Philippines and Puerto Rico were seen as an extension of America's “Manifest Destiny,” the idea that the United States almost had a moral obligation to continue expansion and to bring our economic system and political orientation towards freedoms to the world. There were however others who resisted this idea of American expansion like Andrew Carnegie, the head of an important steel corporation. Theodore Roosevelt was a war hero in the Spanish-American War and he would later become one of the most groundbreaking of American presidents who challenged long-standing conventions like the Monroe doctrine and the power of large corporate trusts.

The neuroscientific tool that is probably MOST often used in contemporary psychology is _____, in which blood flow to different areas of the brain is tracked by comparing successive scans

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fMRI is  the neuroscientific tool that is probably most often used in contemporary psychology  in which blood flow to different areas of the brain is tracked by comparing successive scans .

 The small changes in blood flow that occur with brain activity are measured by functional magnetic resonance imaging (fMRI). It can be used to determine which parts of the brain are in charge of critical functions, to assess the effects of a stroke or other disease, or to guide brain treatment. An fMRI scan is a type of MRI that demonstrates how different parts of your brain function. They allow doctors to measure blood flow in the brain without requiring surgery. An MRI scan allows doctors to examine a patient's organs, tissue, or bones, whereas an fMRI examines brain function. MRIs create a picture of the interior structures of the body, whereas fMRIs record metabolic activity over time. MRIs are used to examine various parts of the body, including brain.

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How did sugar lead to Hawaii becoming one of the most diverse places in the world?

Answers

Answer:

It attracted immigrants

Explanation:

In 1800s, sugar plantations started to opened up their operation in Hawaii. This created a lot of job opportunities that attracted a lot of people from other countries.

As a result, waves of immigrants start to consider Hawaii as their main target destination.

People from Japan, China, Philippines, African countries, and Europe started to came into Hawaii with the hope that they can obtain job opportunities. Those people intertwined with one another and mix their cultures.  As a result, they became one of the most diverse place in the world today.

How did Rome display their power

Answers

Answer: The Roman Republic became the Roman Empire in 27 BCE when Julius Caesar's adopted son, best known as Augustus, became the ruler of Rome. Augustus established an autocratic form of government, where he was the sole ruler and made all important decisions.

Explanation: Hopefully this helps you. (Pls don't report if this is wrong)

What other provisions in the constitution address legislative powers.

Answers

Answer:

makes all laws, declares war, regulates interstate and foreign commerce and controls taxing and spending policies

Explanation:

hope it's helps you..

Which of the following statements is true?
All living organisms need water.
More than 70 percent of the earth is water.
Water molecules tend to stick together.
all of the above

Answers

All of the above I think

Answer:

All of the above

Details:

-All living organisms need water

-More than 70% of earth is water

-Water molecules tend to stick together

Use the image below to answer the following question: See Attachment Based on the picture, what social problem was associated with industrialization? (1 point) Inefficient processes Lack of qualified laborers Limited technology Difficult working conditions

Use the image below to answer the following question: See Attachment Based on the picture, what social

Answers

The migration of workers, the separation of family members, long working hours, and overcrowding that result from industrialization can lead to social tension and diseases due to poor nutrition and stress. The working conditions were awful.

Answer:

D.) The difficult working conditions

Explanation:

Just took the PreTest

What are gaps in the system if autistic students were to be mainstreamed ?

Answers

There may be certain flaws in the system when mainstreaming autistic kids, which entails incorporating them into standard educational environments.

Many teachers might not receive enough guidance or training to recognise and meet the unique requirements of autistic pupils. They might be ignorant about the best teaching methods, modifications, and behavioural interventions for students with autism. Due to this gap, autistic students may not receive the proper assistance or individualised instruction in regular classroom settings. It can be hard to give autistic pupils individualised attention in regular classrooms with higher student-to-teacher ratios. Students with autism frequently gain from individualised education, modifications, and support catered to their particular strengths and challenges. Their academic development and social-emotional health may suffer from the absence of individualised attention. A lot of people find mainstream schools overwhelming.

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c. The inner most part of the earth is called,​

Answers

Answer:

It's the core

Explanation:

Youre welcome

Why do Muslims chose to read the Qur’an in the original language rather than translating it ?

Answers

Answer:

ANSWERS

Muslims regard the Qur'an as a source of guidance or road map for life, as well as being a source for knowledge about their faith and traditions. The Hadith are the Prophet Muhammad's teachings about how to live life according to the Qur'an.

Another reason that Islamic theology has always been opposed to the translation of the Qur'an is due to the very nature of the Arabic language. As translation into other languages is strictly the work of human beings, the translation process thus strips the original text of its sanctity.

harry stack sullivan argued that everyone has basic social needs that are often met through friends. which one of his identified social needs increases the most during adolescence?

Answers

Harry Sullivan argued that everyone has basic social needs that are often met through friends. According to him, the social need that increases the most during adolescence is the need for intimacy.

Sullivan argued that everyone has basic social needs that are often met through friends, and during adolescence, the need for intimacy becomes particularly important in fulfilling these social needs. This is because adolescents start forming deeper emotional connections and seek close relationships with their peers.

This need for intimacy arises as they navigate their own identity formation, explore their emotions, and seek validation and support from others.

Sullivan's theories emphasized the significance of interpersonal relationships and social interactions in shaping an individual's sense of self and well-being. He believed that satisfying the need for intimacy was crucial for healthy psychosocial development and for developing healthy interpersonal skills.

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What is a mosque in the Islamic religion?

Answers

A mosque is a place of worship

The political scenario in Malaysia has been rather instable since Tun Mahathir stepped down from his prime minister post in February 2020. One after another state government also changes hand and one after another political leaders claim that they have the majority of support among parliament members.
In a maximum of 200 words, discuss how the instability of the federal government affects businesses in the country. You can base your discussion on a particular company or industry.
Grading Criteria:
Your discussion will be graded based on the following criteria. :
• The answer specifically identifies whether the instability is an opportunity or a threat to the business/industry which the discussion is anchored on.
• The answer also explains clearly.
• Provides supporting examples on how the instability becomes an opportunity or a threat to the business/industry

Answers

The instability of the federal government in Malaysia can have significant impacts on businesses in the country, including the particular industry of tourism.

The unstable political scenario creates an environment of uncertainty and unpredictability, which can negatively affect businesses, especially those in the tourism industry. Tourism relies heavily on political stability to attract both domestic and international tourists. Fluctuating governments and leadership changes can lead to policy inconsistencies, delays in decision-making, and a lack of long-term planning.

This can hinder the growth and development of tourism-related businesses, impacting their ability to make strategic investments and attract investments from foreign entities. The perception of political instability may also deter tourists from visiting the country, leading to decreased revenue for businesses operating in the tourism sector. Thus, the instability of the federal government in Malaysia has a direct impact on the tourism industry and indirectly affects other businesses tied to it.

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what are three things that psychologists have found to be necessary for health?group of answer choicescoping with stress, regulating emotions, and controlling daily habitscoping with stress, expressing emotions, and occasionally indulging in guilty pleasuresavoiding exposure to germs, limiting interactions with other people, and spending more time on hobbiesforgiving oneself, getting enough exercise, and controlling daily habits

Answers

Coping with stress, regulating emotions, and controlling daily habits are three things that psychologists have found to be necessary for health. Here option A is the correct answer.

Coping with stress is essential for maintaining good mental and physical health. Stress can lead to negative emotions, such as anxiety and depression, and can also contribute to physical health problems like cardiovascular disease and gastrointestinal issues. Psychologists have found that effective stress management techniques, such as exercise, mindfulness, and relaxation techniques, can reduce stress and promote overall health.

Regulating emotions is also essential for health. Uncontrolled emotions can lead to negative outcomes such as anxiety, depression, and social isolation. Developing emotional regulation skills, such as mindfulness, cognitive restructuring, and emotional expression, can help individuals to better manage their emotions and improve their overall health.

Controlling daily habits is also crucial for good health. This includes behaviors such as exercise, healthy eating, getting enough sleep, and avoiding harmful habits such as smoking and excessive alcohol consumption. These behaviors can help maintain physical health, reduce stress, and promote overall well-being.

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what can a consultant who doesn't testify earn for finding testifying experts or investigative leads?

Answers

The consultant will earn a contingency fee for finding testifying experts or investigative leads.

A contingency fee is referred to as the payment or fee given to the lawyers or experts for the legal services provided by them. The legal advisers also get an additional fee or payment if the client receives any amount of settlement from the case as a share from the settlement. The contingency fee generally only includes the normal amount charged by the expert for making the conditions in favor of the client. This type of fees are most common where the client has faced some form of personal damage to his property and the contingency fee charged during these cases ia about 50% to 60% of the settlement amount.

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this sentence describes how research in the___ helped guide the decisions made in the___

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This sentence describes how research inside the "past" helped guide the selections made inside the "present" or "future".

Research carried out within the past has the potential to tell decision-making and shape regulations, programs, and practices in the gift or future. as an instance, research on the lengthy-term consequences of smoking has led to public health campaigns and rules aimed at reducing smoking costs and improving health consequences.

In addition, research on the advantages of early childhood education has inspired public policy and investment selections associated with education. with the aid of drawing on the information and insights won through past studies, choice-makers can make greater knowledgeable and evidence-based totally selections that have a positive effect on society.

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This sentence describes how research in the past helped guide the decisions made in the future.

Research accomplished in the beyond has the capacity to inform decision-making and form regulations, programs, and practices withinside the present or future. as an instance, studies at the lengthy-time period outcomes of smoking has caused public fitness campaigns and regulations geared toward decreasing smoking fees and enhancing fitness outcomes. In addition, studies at the blessings of early adolescence training has stimulated public coverage and funding picks related to training. with the useful resource of drawing at the records and insights received thru beyond studies, choice-makers could make extra informed and evidence-primarily based totally absolutely picks which have a high quality impact on society.

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According to the map , cropland is found primarily in blank and minerals are found mainly in the blank

Answers

Answer: midwest

Explanation:

because it syas right answer

I WILL GIVE BRAINLIEST
The _____ Psalms are those in which the king of Israel is either the speaker or the focus of attention.

Lamenting

royal

historical

Answers

The answer is Royal psalms because royal psalms talks about kings

The Royal Psalms are those in which the king of Israel is either the speaker or the focus of attention. The correct option is B.

What is the purpose of the royal psalms?

The royal psalms address kings' spiritual role in Yahweh worship. Apart from that single qualification, nothing else connects the ten psalms. The king is mentioned explicitly in each of the psalms.

Royal Psalms are those in which the king of Israel is either the speaker or the focus of attention. These Psalms often celebrate the king's reign and power, offer prayers for the king's well-being and success, and express hope in God's protection and guidance for the king and his kingdom. Examples of royal Psalms include Psalm 2, Psalm 18, and Psalm 110.

Thus, the ideal selection is option B.

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_____________ is a serious breach that results in harm to clients and is therefore unethical.

Answers

A boundary violation is a serious breach that results in harm to clients and is therefore unethical.

When the best bid price for an option is less than its intrinsic value, or the amount by which it is now in the money, this is known as an exercise boundary violation (EBV).

The breaches are typically fewer than average when investors choose to sell at EBV prices, indicating that they are able to fairly avoid the biggest boundary violations. Just 12.77% of trading activity and 2.25% of transactions in the sample's in time money (ITM) options occur below the boundary price, yet this still equates to a monthly cash loss from suboptimal trades of up to $32.9 million.

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explain the significance of the treaty of tordesillas between spain and portugal

Answers

On June 7, 1494, the governments of Spain and Portugal agreed to the Treaty of Tordesillas, which divided their spheres of influence in the "New World" of the Americas.

The significance of the Treaty of Tordesillas is:

1. Division of newly discovered territories: The Treaty of Tordesillas aimed to divide the newly discovered territories of the New World between Spain and Portugal. The treaty drew an imaginary line from north to south, 370 leagues west of the Cape Verde Islands, giving Spain the rights to all lands west of the line, and Portugal the rights to all lands east of the line.

2. Expansion of European exploration: The Treaty of Tordesillas allowed Spain and Portugal to expand their exploration efforts in the New World, leading to the discovery of new territories, cultures, and resources.

3. Establishment of colonial empires: The Treaty played a significant role in the establishment of the Spanish and Portuguese colonial empires.

4. Impact on Native Americans: The division of the New World between Spain and Portugal led to the displacement, exploitation, and enslavement of native peoples, resulting in the loss of cultures, languages, and lives.

5. Influence on international law: The treaty set a precedent for future agreements that would shape the course of world history, and its impact can still be seen in modern international law.

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A scientist has a container with a substance inside. At first, the molecules in the substance move away from each other. Later, the molecules move around each other. What change did the scientist observe in the substance? Responses a Before, the substance was a liquid. Later, it was a solid. Before, the substance was a liquid. Later, it was a solid. b Before, the substance was a gas. Later, it was a liquid. Before, the substance was a gas. Later, it was a liquid. c Before, the substance was a liquid. Later, it was a gas. Before, the substance was a liquid. Later, it was a gas. d Before, the substance was a solid. Later, it was a liquid. Before, the substance was a solid. Later, it was a liquid.

Answers

The scientist researched the substance Before, the substance was a gas. Later, it was a liquid. Before, the substance was a gas. Later, it was a liquid.

What is research?

Research is a process of systematized inquiry that entails the collection of data; documentation of critical collection; and analysis and interpretation of that data/aggregation, in accordance with suitable epistemologies set by specific occupational group fields and academic discipline

Energy is either given to or removed from a substance, changing the way the particles interact with one another and causing state changes. When a substance is heated, energy is added, which makes the particles more active and causes them to vibrate, rotate, and even move more quickly.

Therefore, Thus option (A) is correct.

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what do the edaphosaurus use their back sail for?

Answers

Edaphosaurus use their back sail to maintain and keep their body temperatures and to signal their opposite sex for mating purposes.

Hope this helps.

A critique of modernization theory suggests that neocolonialism causes underdevelopment, and that poor countries stay underdeveloped because the global economic system extracts and transfers ________ to developed nations.

Answers

Neocolonialism leads to underdevelopment and poor countries continue to be underdeveloped because the global economic system removes resources from them and transfers them to rich countries.

What is Neocolonialism ?Neocolonialism refers to the economic, political, and cultural dominance of one country or region over another, without necessarily establishing formal colonial rule.Neocolonialism often involves the manipulation of a weaker country's political and economic systems, as well as the exploitation of its natural resources and labor, to the benefit of the dominant country or region.

Neocolonialism can take a variety of forms, including:

Economic domination: The dominant country or region may use its economic power to control the weaker country's markets, trade policies, and access to resources.Cultural domination: The dominant country or region may attempt to shape the weaker country's cultural values, beliefs, and practices through the media, education, and other means of cultural transmission.Political interference: The dominant country or region may interfere in the weaker country's internal politics, either by directly supporting certain political parties or by manipulating elections.

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g. What are two possible changes to environmental factors that could cause the
population in area B to experience positive population growth that would allow it
to reach the same carrying capacity as the population in area A? (1 point) 4.1.5

Answers

Answer:

Explanation:

Following are the possible changes to environmental factors that would cause a better population:

1. water availability: it is one of the basic necessities of life. everyone needs clean water free from any bacteria, on a daily basis to carry out diff work.

2, plain area:  rather than living in mountains and coastal areas, living in the plains are more preferred as the availability of goods is fine plus there are not many natural phenomena like landslides, tsunamis, and floods.

Describe the roles played by the citizens in achieving sustainable development.​

Answers

As primary agents of their development and the ultimate beneficiaries of the Sustainable Development Goals, citizens have a pivotal role to play not only in terms of the effort and action towards the achievement of the goals but also in terms of the associated monitoring of the progress towards these goals.

Why do you think the people who wrote the Constitution create different
branches of government, the executive, legislative, and judicial branch?

Answers

Answer:

because first to ensure a separation, they thought if they divide it, they can ensure the government is effective and the citizen right are protected and they don't want to give all over the power to one they want to give different responsibility and help each other.

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PLEASE HELP!!!!!!This is an excerpt from the website the Americas by high school student AllieDubecky:European colonization was the worst thing to ever happento indigenous populations in the Americas. But indigenouspeople should have known better than to trust Europeanexplorers. If they had put up more of a fight, perhaps theEuropean explorers would have decided not to createcolonies in the Americas.Which statement about the credibility of this source is most accurate? A ________ is another bidding firm that agrees to acquire a particular target in the place of the original bidding firm.A) golden parachuteB) greenmailC) white knightD) crown jewel Fix this sentence:she worried about finding someone to take care of the dog and provide a good home for him. Which of the following best characterizes the outcome of industrialization on people in the eighteenth and nineteenth centuries? Simplify the expression. First use the distributive property to multiply and remove parentheses.3+6(w + 4)+w.....3 + 6(w + 4) +w= I need help with this plz PLZ HELP!!!!!!In which of the following examples is potential energy changing into kinetic energy? A. A bicyclist coasts down a hill. B. A bicyclist puts on the brakes. C. A ball stops rolling. D. A ball rolls uphill. Evaluate 2x 2 for x = 0, x = 1, and x = 2. Question 1 options: A) 1, 0, 2 B) 1, 1, 2 C) 0, 1, 2 D) 1, 2, 4 Gitano Products operates a job-order costing system and applies overhead cost to jobs on the basis of direct materials used in production (not on the basis of raw materials purchased). Its predetermined overhead rate was based on a cost formula that estimated $105,600 of manufacturing overhead for an estimated allocation base of $88,000 direct material dollars to be used in production. The company has provided the following data for the just completed year:Purchase of raw materials$ 133,000Direct labor cost$ 84,000Manufacturing overhead costs:Indirect labor$ 94,900Property taxes$ 8,800Depreciation of equipment$ 16,000Maintenance$ 13,000Insurance$ 9,000Rent, building$ 37,000BeginningEndingRaw Materials$ 23,000$ 10,000Work in Process$ 47,000$ 39,000Finished Goods$ 69,000$ 56,0003. Prepare a schedule of cost of goods manufactured for the year. Assume all raw materials are used in production as direct materials. If the capital budgeting decision includes a replacement analysis, then A. a gain from the sale of the old asset will represent a tax savings inflow. B. only incremental cash flows should be considered. C. the sale price and tax savings will increase the cash inflows throughout the asset's life. D. net present value can no longer be measured in replacement analysis. Match the biomolecules to their monomers.1. proteins 2. nucleic acids3. carbohydrates4. lipidsa. amino acidsb. glycerol and fatty acidsc. nucleotidesd. monasacharidesNeed help to match each of these with corresponding number with letter. How has covid impacts college enrollment? Calculate the freezing point of a solution of 500.0 g of ethylene glycol dissovled in 500g water. Kf = 1.86 degrees C/m and Kb (which my instructor said was just extraneous info that is not used here) is 0.512 degrees C/m. Use the figure. 9 m Find the area to the nearest hundredth. Use 3.14 for T. Enter the correct answer in the box. m some help i need the answer ASAP Define gamete and zygote. What number of chromosomes does each have? The number of hours of daylight in Toronto varies sinusoidallyduring the year, as described by the equation, () = 2.81 [ 2365 ( 78)] + 12.2, where is hours of daylight and is the day of the year since January 1. Find the function that represents the instantaneous rate of change. Why is crop rotation beneficial for maintaining an appropriate nutrient supply? THIS IS MY LAST QUESTION, i beg please help!! your company has $200,000 to invest and has identified the following three investments: investment a requires an initial investment of $130,000 and has an annual rate of return of 12%. investment b requires an initial investment of $70,000 and has an annual rate of return of 16%. investment c requires an initial investment of $30,000 and has an annual rate of return of 27%. unused funds will be placed in a bank account with an annual percentage rate of 4.5%. you may invest in each of the investments only once. all the investments have a life of one year. which investment should your company invest in?