which two factors determine whether a firm should use personal selling, e-commerce, or a combination of the two? (check all that apply.)

An example of asset securitization is A bond backed by credit card receivables. The correct answer is a.

Asset securitization is a financial process where a pool of assets, such as loans or receivables, is converted into tradable securities. These securities represent ownership or rights to the cash flows generated by the underlying assets.

In the case of a bond backed by credit card receivables, the credit card company bundles a portfolio of credit card debts into a pool. This pool of receivables is then sold to a special purpose vehicle (SPV), which issues bonds backed by the cash flows from the credit card debts. These bonds are then sold to investors in the market.

By securitizing the credit card receivables, the credit card company can raise funds upfront by selling the bonds, while investors receive regular payments based on the cash flows generated by the credit card debts.

Options b and c, a debenture and a subordinated debenture, are types of unsecured bonds issued by companies and do not specifically relate to asset securitization.

Therefore, the correct example of asset securitization is a bond backed by credit card receivables. The correct answer is a.

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Answer:

A) HR can provide training and development activities to help employees improve.

Explanation:

In a work environment where employees prioritize personal growth, it is necessary for the human resources department to implement training and development strategies for employees.

The focus on training and organizational development allows companies to develop diagnoses, discover the potential of employees, correct errors, reorganize the work according to the potential of each employee, etc., which makes the work more satisfying, more productive because it motivates and increase employee satisfaction, in addition to being essential for the development of creativity, innovation and differentiated skills.

The best way that Caitlyn and the HR can best provide opportunities for their employees to grow is through the provision of training and development activities to help employees improve.

This question obviously tells us that the employees are less concerned about the pay they receive compared to the growth that they can attain personally.

A way that would help them to attain the growth in their job is through trainings and other development activities.

These would help them to learn new skills and also get better at their jobs.

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If bond has 2 years of maturity, then the bond's yield to maturity (YTM) is approximately 5.03%.

To calculate the yield to maturity (YTM) of a bond, we use bond's current market price, the coupon payments, the time to maturity, and the par value.

The annual "coupon-payment" is : (Coupon rate) × (Par value),

Coupon payment = 0.12 × $1100,

Coupon payment = $132,

Next, we determine total cash-flows over remaining life of bond as :

Total cash flows = Coupon payment × Number of periods + Par value

Total cash flows = $132 × 2 + $1100

Total cash flows = $264 + $1100

Total cash flows = $1364,

The "Present Value" is  = -$1243.17 (negative sign because it's an outgoing payment),

Future value = $1364

Number of periods = 2

Solve for the interest rate (yield to maturity);

Therefore, the YTM of bond is approximately 5.03%.

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The given question is incomplete, the complete question is

Consider a coupon bond that has a par value of ​$1100 and a coupon rate of 12​%. The bond is currently selling for ​$1243.17 and has 2 years to maturity. What is the​ bond's yield to maturity​(YTM)?

It totally depends on the trail and define patterns. However, the quality deviation is directly associated with precision of a procedure where low standard deviations are indicative of a high level of precision. There's not a necessary relation between variance and accuracy except that a high level of accuracy requires low standard deviations.

Precision from variance is the standard deviation is that the root of the variance. Use a calculator to search out the root, and therefore the result's the quality deviation. Report your result. Using this calculation, the precision of the dimensions are often represented by giving the mean, plus or minus the quality deviation. Standard deviation tells you ways detached the information is. it's a measure of how far each observed value is from the mean. In any distribution, about or approx. 95% of values are going to be within 2 standard deviations of the mean.

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The total projected misstatement of the firm is $92225 and it can be concluded that projected misstatement is more than the expected misstatement.

The total projected misstatement will be calculated thus:

= $3500 + ($15250/$910000 × 3000000) + (1550/70000 × 1750000

= $3500 + $50275 + $38750

= $92225

The projected misstatement is more than the expected misstatement. Therefore, there is an unacceptable risk that the true misstatement is more than the tolerable misstatement.

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One advantage of a trade school education is that there is easier access to courses and specialized knowledge.

This refers to the type of education where some technical skills are taught to students to be knowledgeable in certain tradecrafts and occupations.

Hence, we can see that based on the fact that this is post-secondary education, it gives the students the added edge of getting access to skills and specialized knowledge.

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Answer: It is less costly than attending a four-year college.

Explanation:

The bank statement is for a current account. The evidence to show that's it's a current account include:

The transaction on the bank statement that is most likely a paycheck is the automatic deposit of $2055.

The owner of the account cannot buy the $750 refrigerator because he has a balance of $240.

The from the statement indicates that the owner of the account may have already overdrawn is because the total withdrawals are -$330.57.

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Answer:

The guy above really helped got a 100 on this because of this guy thank you.

Explanation:

Answer:

C) Having a savings account gives individuals the ability to borrow money from members in the community

A savings account definitely can help you with A and B. While D may sound a bit dramatic, a responsible savings routine and a savings account with a healthy balance can make great things happen. However, a savings account does not give you the ability to borrow money from members in the community. This is not a feature of a savings account.

Explanation:

Having a savings account gives individuals the ability to borrow money from members of the community, this is not a benefit of maintaining a savings account. Thus, Option C. is correct.

Savings accounts are a great way to set aside cash for unpredictable costs or to achieve financial objectives. The savings account is a secure location to keep the money safe and has the potential to accrue interest. Savings accounts do not, however, provide credit and do not let you borrow money from others.

All of the additional choices are advantages of having a savings account. Option A is the best choice since savings accounts can offer stability during difficult economic times. Because you can invest money from your savings account when the chance arises, option B is the best one. And Option D is accurate since savings accounts give you a financial safety net to save for long-term goals, which can help you realize your aspirations.

Therefore, the correct option is option C.

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Answer:

B is the smartest option

The correct option is B. If you know you are at risk of becoming unemployed, you should get additional education to learn new skills.

When done properly, skill development can lower unemployment and underemployment, boost productivity, and raise living standards. It makes economic sense to assist people in expanding and updating their skill sets.

Enhances communication, time management, and negotiation abilities, as well as the ability to expand one's professional network. Talent Development: Skills are something that can be learned. People can find, develop, and nurture their intrinsic talent in the preferred sector with the aid of skill training.

Fundamentally, skills development helps people to pick up new talents in order to find employment and possibly launch a lifetime career. Youth are especially vulnerable to unemployment in our country, which affects 29% of the population; 55.2% of those between the ages of 15 and 24 are jobless.

The best choice is B. If you are aware that you could lose your job, you should continue your education to pick up new skills.

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Answer:

yes education opens the door to employment as Education give us a new identity and talent which people are looking for the employment. Education can lead to success and employement.

Answer:

Dont worry about me, I just added this answer so the other person can get their brainliest  because they definetly deserve it

Answer:

The answer is Ecuador :)

Answer:

Business risk is the exposure a company or organization has to factor(s) that will lower its profits or lead it to fail. Anything that threatens a company's ability to achieve its financial goals is considered a business risk.

Explanation:

Answer:

hi r u Korean

Explanation:

I love koreans

Answer:

DOGS

Explanation:

i got it right on plato

Answer:

The answer in C. dogs

In a situation where an employee only receives a percentage of the sales made with no additional compensation given then, he is receiving a straight commission. This is true.

If an employee receives a guaranteed base salary amount and earn an undefined amount of commission based on the amount of sales he makes, then he is receiving a graduated commission. This is true.

Salary plus commission is earned as a percentage of sales that as volume of sales increases, the amount of commission also increases. This is true.

The price of a house for sale is P5,000,000. The bank requires 15% down payment. If a buyer wants to buy the house, then he needs to pay P1,125,000 as down payment is false. The amount needed to be paid will be 15% × P5,000,000 = P750,000.

A car is valued at P2,000,000 and the required down payment is P500,000. The down payment in percentage form is 25%. This is true.

A salesperson is receiving a commission of 12% on all of his sales. If he was able sell goods amounting to P50,000, his total commission is P6,000. This is true.

A salesperson is paid in installment basis. Assuming that he was able to sell a total cost of P320,000 which will be paid in installments of P5,000 monthly with a commission of 5%. At the end of the payment term, he will be able to receive a total commission of P14,000. This is false. The total commission will be:

= 5% × P5000 × (320000/5000) = P16000

Charlie is a sales engineer receiving a basic monthly compensation of P13,500 and 1% commission on all sales. He will receive P14,745.8 gross earnings for the month if he will be able to sell P124,580. This is true.

A golden bejeweled necklace was sold at P650,000 and will be paid in monthly installments of P65,000. If the salesperson gets a 3% monthly commission, then he will receive P1,950. This is true.

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The total assets for the company are $48,600

Total assets can be calculated by adding all the asset accounts of the company. In this case, the asset accounts include cash, accounts receivable, and equipment.

The given accounts and amounts on December 31 are as follows: Cash $15,200, Accounts receivable $13,700, Equipment $19,700.

To find the total assets, we add these accounts together:

Total Assets = Cash + Accounts Receivable + Equipment

Total Assets = $15,200 + $13,700 + $19,700

Total Assets = $48,600

Therefore, the total assets for the company are $48,600. Note that the other accounts such as total equity, rent expense, accounts payable, wages expense, services revenue are not used to calculate total assets.

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To edit a transaction, you can either drill down to the transaction by clicking on the displayed "x" or use the magnifying glass icon to link to the transaction and make the necessary changes.

To edit a transaction on a particular record, you can use any of the following two options:

Option 1: With the "x" displayed, drill down to the transaction and make needed corrections.

Option 2: Go to "x" by selecting the magnifying glass icon, link to transaction, and make needed changes.

Now let's understand these two options in detail:

Option 1: With the "x" displayed, drill down to the transaction and make needed corrections.

To edit a transaction using this option, follow the steps given below:

Step 1: Locate the record that contains the transaction you want to edit.

Step 2: Next, click on the "x" on the left-hand side of the transaction line. Doing this will drill down into the transaction detail page.

Step 3: On the transaction detail page, make the needed corrections to the transaction.

Step 4: Once you are done making the changes, click on the save button to save your changes. The transaction will be updated with the new information.

Option 2: Go to "x" by selecting the magnifying glass icon, link to transaction, and make needed changes.

To edit a transaction using this option, follow the steps given below:

Step 1: Locate the record that contains the transaction you want to edit.

Step 2: Click on the magnifying glass icon on the left-hand side of the transaction line. This will open a window that displays the transaction detail page.

Step 3: On the transaction detail page, make the needed corrections to the transaction.

Step 4: Once you are done making the changes, click on the save button to save your changes. The transaction will be updated with the new information.

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Answer:

Below

Explanation:

a product recall from a manufacturer to return a product after the discovery of safety issues or product defects that might endanger the consumer or put the makers / seller at risk at legal action.

Answer:

Volunteering at a health clinic after school​

Explanation:

If Melissa plans on becoming a nurse, she should look for extracurriculars which could help support her in her future years. Volunteering at a health clinic could provide her with hands on experience opposed to cheerleading or charcoal drawing which are good for hobbies and fun activities. But if Melissa really has a passion to become a nurse she should look for extracurriculars which not only interest her but may be of benefit to her.

a) The current worth (PW) analysis may be used to decide if the project should be suggested. The present value (PV) of cash inflows is added to the PV of cash withdrawals to compute the PW.

This project's financial flows are as follows: Year 0: - $40,000 (starting investment) (initial investment) Year 1: $40,000 in sales minus $22,750 in operating expenditures minus $8,820 in depreciation minus $2,800 in interest equals $5,630. Year 2: $40,000 in sales minus $22,750 in operating expenditures minus $13,824 in depreciation minus $1,960 in interest = $1,466. Year 3: $40,000 in sales minus $22,750 in operating expenditures minus $8,352 in depreciation minus $1,080 in interest equals $7,818. Year 4: $40,000 in revenue minus $22,750 in operating expenditures minus $1,968 in depreciation minus $714 in interest equals $15,568. Year 5: $40,000 in sales minus $22,750 in operating expenditures minus $1,176 in depreciation minus $280 in interest equals $15,794. Year 6: $40,000 in revenue minus $22,750 in running expenditures minus $706 in depreciation minus $0 in interest equals $16,544 in revenue.

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To increase the money supply, the Bank of Botswana can engage in open market operations by purchasing government securities, lower the reserve requirement for banks, and reduce the discount rate. On the other hand, to decrease the money supply, it can sell government securities, increase the reserve requirement, and raise the discount rate. The specific actions taken by the Bank of Botswana would depend on the prevailing economic conditions and policy objectives.

The three tools of monetary policy are:

Open Market Operations: This involves buying or selling government securities (bonds) in the open market. When the central bank, such as the Bank of Botswana, buys government securities, it injects money into the economy, increasing the money supply. Conversely, when it sells government securities, it withdraws money from the economy, decreasing the money supply.

Reserve Requirements: Reserve requirements refer to the portion of deposits that banks are required to hold as reserves. By increasing or decreasing the reserve requirement, the central bank can influence the amount of money banks can lend. If the Bank of Botswana wants to increase the money supply, it can lower the reserve requirement, allowing banks to lend more. Conversely, if it wants to decrease the money supply, it can raise the reserve requirement, restricting banks' lending capacity.

Discount Rate: The discount rate is the interest rate at which banks can borrow funds from the central bank. By changing the discount rate, the central bank can encourage or discourage banks from borrowing. If the Bank of Botswana wants to increase the money supply, it can lower the discount rate, making it cheaper for banks to borrow. Conversely, if it wants to decrease the money supply, it can raise the discount rate, making borrowing more expensive for banks.

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Packaged Foods Inc. and other merchants that sell similar products indicate that their products are appropriately packaged and labeled. This is  an implied warranty. Thus, option C is correct.

An implied warranty is a contract law phrase used in common law jurisdictions for certain guarantees that are considered to be offered in the sale of items or real property owing to the conditions of the transaction.

In the case of the sale of products or real estate, an implicit warranty is immediately assumed, preventing a risk from being transferred to the buyer.

A written or verbal implied guarantee is typically regarded to be in force upon the purchase or sale of items.

Packed Foods Inc. and other merchants selling comparable items declare that their products are properly packaged and labeled. This is a guarantee that is implied. Therefore, it can be concluded that, option C is correct.

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Stephanie's typical savings rate per month is 10%, calculated as $300 (net cash flows for savings) divided by $3,000 (cash inflows) and multiplied by 100. Option 4 is correct.

Based on Stephanie's cash flow statement, her cash inflows (disposable income) are approximately $3,000 per month and her net cash flows for savings amount to $300. To calculate her typical savings rate per month, we can divide the savings amount by the cash inflows and multiply by 100:

Savings Rate = (Net Cash Flows for Savings / Cash Inflows) * 100

Using the given values, we can calculate Stephanie's savings rate as follows:

Savings Rate = ($300 / $3,000) * 100

Simplifying the calculation:

Savings Rate = 0.1 * 100 = 10%

Therefore, Stephanie's typical savings rate per month is 10%. Option 4 is correct.

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The most likely reason your colleague is unable to ll the device driver on her Windows computer could be one of the following:

1.

Compatibility: The downloaded network interface driver may not be compatible with the specific version of Windows lled on her computer. Drivers are often designed for specific operating systems or versions, and attempting to ll an incompatible driver can result in llation errors or incompatibility issues.

2. Driver Signature Enforcement: Windows has a security feature called "Driver Signature Enforcement" that ensures the authenticityand integrity of lled drivers. If the downloaded driver is not digitally signed by a trusted source, Windows may prevent its llation. In such cases, your colleague may need to disable driver signature enforcement temporarily or find a signed version of the driver.

3. Administrator Privileges: Installing certain drivers on Windows requires administrator privileges. If your colleague does not have administrative rights on her computer, she may not be able to ll or update drivers. In such cases, she may need to contact her IT department or the computer's administrator to assist with the llation.

4. Existing Driver Conflict: If there is already a network interface driver lled on the computer, it could be conflicting with the llation of the new driver. In this case, your colleague may need to unll the existing driver before attempting to ll the new one.

5. Malware or Security Software: Sometimes, security software or malware on the computer can interfere with driver llations. It's recommended to ensure that any antivirus or security software is temporarily disabled during the driver llation process.

To resolve the issue, your colleague can try the following steps:

- Verify driver compatibility with the specific version of Windows.- Ensure she has administrator privileges on her computer.

- Temporarily disable driver signature enforcement if applicable.- Unll the existing network interface driver if necessary.

- Disable security software temporarily during the llation process.

If the issue persists, it may be helpful to consult the device manufacturer's website or seek assistance from technical support for further guidance.

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If a government cannot accurately measure GDP, it can cause problems for both the government and businesses in that country. Without accurate GDP data, the government may struggle to make informed policy decisions and allocate resources effectively.

For businesses, the lack of accurate GDP measurements can affect their decision-making processes. They rely on GDP data to analyze market conditions, identify trends, and make investment decisions. Without reliable GDP information, businesses may face uncertainties regarding market size, demand, and economic stability, which can hinder their ability to make strategic decisions and expand their operations. Overall, the accurate measurement of GDP is crucial for both the government and businesses as it provides important insights into the overall economic health of a country and helps guide policy-making and business strategies.

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The company had net sales of $31,200 and ending accounts receivable of $3,000 for the current period. Its day's sales uncollected equals 35.10 days.Option (E)

To calculate the days' sales uncollected, we need to use the following formula:

Days' Sales Uncollected = (Accounts Receivable / Net Sales) x 365

Plugging in the numbers given in the question, we get:

Days' Sales Uncollected = ($3,000 / $31,200) x 365 = 35.10 days

Therefore, the answer is (E) 35.10 days. This means that on average, it takes the company 35.10 days to collect payment from its customers after making a sale.

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Answer:

The answer is wildcat strike

Explanation:

At times, employees may engage in a Wildcat strike that is, a strike without the union's consent, or a slowdown, wherein employees report to work but intentionally decrease their productivity.

Answer: See explanation

Explanation:

Personnel management can be defined as the the effective management of the employees in an organisation. The importance of personnel management to an office include:

• Personnel management helps in bringing the gap that exist between the performance of the employees and the objectives of the organisation.

• An efficient personnel management is important as it gives a company and edge over its rivals.

• A good and effective personnel management helps in the creation and the maintenance of a working environment that's harmonious.

Answer:

Financial Statements are the reports of a company which provide detailed information about company financial position. The Income statement reports the company revenues and expense for the period whereas Balance sheet reports the company assets and liabilities position.

Explanation:

The Maple Park Theaters Corp. has reported the net of $133,562 in its income statement. The company has planned for reinvesting the 80% of net income into the extension of park. The reinvestment decision is taken by the company management for the purpose of increase revenue. The decision seems to be correct as extension of park and its services will attract more people to the park and ultimately revenue will increase and so profit too.