The correct choice to fill the blank is: That.
So, we will have;
Who was that man you talked to yesterday?
'That' can function as a pronoun, a determiner, and an adverb.
In this sentence provided above, 'that' functions as a determiner. It was used to reference the individual that was being talked about.
So, option B is correct.
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According to the passage, some immigrants were detained at Ellis Island for more examinations. How does the quotation from Angelo Pellegrini develop this topic?
Since the immigrants were detained at Ellis Island for more examinations. the quotation from Angelo Pellegrini that develop this topic is option D: It provides an interesting firsthand experience of an immigrant who “did get through” Ellis Island.
What took place at Ellis Island when immigrants arrived?Immigrants embarking on hazardous sea voyages were tagged with information from their ship's register upon arrival at Ellis Island, where they waited in long lines for medical and legal examinations to establish whether they were fit for admittance into the United States.
Note that At Ellis Island, 2% of immigrants were held for a special investigation (SI). Following that, detained people had a lengthy interview with inspectors and medical personnel. One percent, including suspected criminals and anarchists, were categorized and jailed for political or legal grounds.
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See full question below
According to the passage, some immigrants were detained at Ellis Island for more examinations. How does the quotation from Angelo Pellegrini develop this topic?
It provides an interesting firsthand experience of an immigrant whose sister was “indeed momentarily rejected” because she had been sick and had bloodshot eyes.
It provides an interesting firsthand experience of an immigrant who “had a few hours’ rests and a little bite to eat.”
It provides an interesting firsthand experience of an immigrant whose mother was an “indomitable spirit.”
It provides an interesting firsthand experience of an immigrant who “did get through” Ellis Island.
What are some reasons Hill gives for being a vegetarian?
Answer:
The way animals are killed and what they are out through and there own health.
Explanation:
Some reasons that Hill gives for being a vegetarian include ethical and environmental concerns. Hill argues that the meat industry is not sustainable and that it is harmful to the environment.
What are the reasons of being a vegetarian?Hill provides several reasons for being a vegetarian, including:
1. Health benefits: Vegetarian diets are associated with lower risks of heart disease, high blood pressure, type 2 diabetes, and certain types of cancer.
2. Environmental impact: A vegetarian diet has a smaller ecological footprint compared to meat-based diets, as it requires less land, water, and energy to produce plant-based foods.
3. Animal welfare: Being a vegetarian helps reduce the suffering and exploitation of animals in the meat industry.
4. Economic reasons: Vegetarian diets can be more cost-effective, as plant-based foods are generally cheaper than meat.
5. Ethical considerations: Some people choose to be vegetarian due to their beliefs about the value of all living beings and the moral responsibility to avoid causing harm to animals.
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1. Point out the nouns in the following sentences, and say whether they are common, prope
collective or abstract:
day proffever only
1. The crowd was ve
2. Always speak the truth?
3. We all love honesty.
4. The elephant has great strength..
5. Solomon was famous for his wisdom.
6. Cleanliness is next to godliness.
7. We saw a fleet of ships in the harbour.
8. The class is studying grammar.
very big. collective
abstract
9. A committee of five was appointed.
10. Jawaharlal Nehru was the first Prime Minister of India.
11. The soldiers were rewarded for their bravery.
12. Without health there is no happiness.
3. He gave me a bunch of grapes.
4. I recognised your voice at once.
5. Our team is better than theirs.
6. Wisdom is better than strength.
7. Never tell a lie.
3. I believe in his innocence.
. This room is thirty feet in length.
. What is your verdict, gentlemen of the jury?
D7
Nouns are a part of speech that denotes a person, place, thing, or idea. Common, proper, collective, and abstract are the four types of nouns. Common nouns denote a class of objects, while proper nouns refer to a particular individual, place, or thing. Collective nouns refer to a group of people, animals, or things, while abstract nouns refer to intangible ideas, emotions, or concepts. This question asked for nouns to be identified in twenty sentences and for them to be classified as common, proper, collective, or abstract.
1. Point out the nouns in the following sentences, and say whether they are common, proper, collective, or abstract:
1. The crowd was very big. (Collective)
2. Always speak the truth? (Abstract)
3. We all love honesty. (Abstract)
4. The elephant has great strength. (Common)
5. Solomon was famous for his wisdom. (Proper)
6. Cleanliness is next to godliness. (Abstract)
7. We saw a fleet of ships in the harbor. (Collective)
8. The class is studying grammar. (Collective)
9. A committee of five was appointed. (Collective)
10. Jawaharlal Nehru was the first Prime Minister of India. (Proper)
11. The soldiers were rewarded for their bravery. (Abstract)
12. Without health, there is no happiness. (Abstract)
13. He gave me a bunch of grapes. (Collective)
14. I recognized your voice at once. (Abstract)
15. Our team is better than theirs. (Collective)
16. Wisdom is better than strength. (Abstract)
17. Never tell a lie. (Abstract)
18. I believe in his innocence. (Abstract)
19. This room is thirty feet in length. (Abstract)
20. What is your verdict, gentlemen of the jury? (Abstract)
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can someone help me or do it for me please?
I cant do it all for you but what's one thing that keep people bonded together. For instance I would put family. What drags them apart could be fighting or arguing.
the word is an example of both a coined word and a word which has experienced meaning shift.
The English word terrific is a less well-renowned example of meaning shift.
What is meaning shift?Another common method that words change in language is through meaning shift. Again, some of these are successful, while others are not. Although the word bogus was changed from 'false' to 'cool' among young people during the 1980s, it never really caught on.
A less well-known instance of meaning shift is the English word terrific. Originally derived from the Latin fantasticus, which means "causing terror or fear," its meaning is said to have shifted sometime in the late 1800s.
Thus, terrific is an example of both a coined word and a word which has experienced meaning shift.
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Which statement best explains the significance of these lines?
A. They are important because Ferdinand describes his love for her
as being like slavery that he is willing to endure.
O
B. They are important because Ferdinand succumbed to love at first
sight.
O
C. They are important because Miranda has never been loved.
O
D. They are important because Miranda must marry a prince.
They are crucial because Ferdinand compares his devotion to her to a form of servitude that he is prepared to suffer. Option A provides the best explanation of the relevance of the excerpt.
In the extract, Ferdinand says that for her love, he will "endure this wooden enslavement." To put it another way, he is prepared to put up with slavery in order to win her affection. Furthermore, he asserts that since he is at her service, his heart and his love have become her love's slaves as a result of seeing her.
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answers should be in full sentences and well-supported with textual evidence from the text
WHAT I LEARNED FROM “The Voyage of the James Caird”
what hardships the crew faced?
what actions they took to survive?
what details about the crew?
We can see here that from “The Voyage of the James Caird”, the hardships the crew faced are:
hungerthirstextreme coldfearThe actions they took to survive were:
They hunted sealsAte sled dogsBecame creative and determined.The details of the crew is made up of Sir Ernest Shackleton and five companions.
What is “The Voyage of the James Caird”?Sir Ernest Shackleton and five companions sailed the James Caird 1,300 kilometers (800 miles) from Elephant Island in the South Shetland Islands through the Southern Ocean to South Georgia in order to rescue the main body of the Imperial Trans-Antarctic Expedition of 1914–1917, which had become stranded.
One of the greatest small-boat voyages ever undertaken, according to historians, was the crew's journey through the "Furious Fifties" in a 22.5-foot (6.9 m) ship's boat.
We see here that the crew actually faced dangers along the way. They were hungry, cold, and thirsty.
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Read the excerpt from Through The Looking-Glassby Lewis Carroll.
As the Knight sang the last words of the ballad, he gathered up the reins, and turned his
horse's head along the road by which they had come. "You've only a few yards to go," he
said, "down the hill and over that little brook, and then you'll be a Queen-But you'll stay
and see me off first?” he added as Alice turned with an eager look in the direction to which
he pointed. “I shan't be long. You'll wait and wave your handkerchief when I get to that turn
in the road? I think it'll encourage me, you see."
“Of course I'll wait,” said Alice: “and thank you very much for coming so far--and for the
song—I liked it very much.”
“I hope so," the Knight said doubtfully: "but you didn't cry so much as I thought you
would.”
So they shook hands, and then the Knight rode slowly away into the forest, “It won't take
long to see him OFF, I expect," Alice said to herself, as she stood watching him. “There he
goes! Right on his head as usual! However, he gets on again pretty easily—that comes of
having so many things hung round the horse-"So she went on talking to herself, as she
watched the horse walking leisurely along the road, and the Knight tumbling off, first on one
side and then on the other. After the fourth or fifth tumble he reached the turn, and then she
waved her handkerchief to him, and waited till he was out of sight.
"I hope it encouraged him," she said, as she turned to run down the hill: "and now for the last
brook, and to be a Queen! How grand it sounds!”
4. What does the excerpt suggest about Lewis Carroll's feelings for the real Alice? (1 point)
OLewis Carroll is excited for Alice to grow up even though Alice is scared.
OLewis Carroll is sad about Alice growing up even though Alice is excited about it.
OLewis Carroll wants to help Alice even though Alice does not appreciate it.
Lewis Carroll wants Alice to be more independent even though Alice wants his help.
The correct response is - Olewis carrol is sad about Alice growing up even though Alice is excited about it
Who is Lewis Carroll?Lewis Carroll, a pen name for Charles Lutwidge Dodgson, was an English writer, poet, and mathematician. His best-known books are Through the Looking-Glass and Alice's Adventures in Wonderland. His skill with wordplay, logic, and fantasy was well known.
In her book The Mystery of Lewis Carroll, biographer Jenny Woolf presents evidence that Carroll was probably attracted to and sexually sought young girls throughout his adult life.
An English author and poet, Lewis Carroll. His most well-known works are the children's books Through the Looking-Glass (1871) and Alice's Adventures in Wonderland (1865), two of the most widely read novels ever written in the English language.
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Whose bedroom is this. Whoch detail from the passage indicates that the narrator realizes her father has a kindly motive for his collecting
Answer: “The account of his peddling from door to door”
Explanation: Because in the passage it describes how he went from door to door for his collecting.
The area of George's bedroom is the greatest with 15.4 sq meters.
What are the area and perimeter of a rectangle?We know the perimeter of any 2D figure is the sum of the lengths of all the sides except the circle and the area of a rectangle is the product of its length and width.
We know the area of a rectangle is (length×width).
George’s bedroom 3.5 meters by 4.4 meters,
∴ The area of George's bedroom is (3.5×4.4) sq meters.
= 15.4 sq meters.
Steven’s bedroom 3.8 meters by 3.8 meters,
∴ The area of Steven's bedroom is (3.8×3.8) sq meters.
= 14.44 sq meters.
Andy’s bedroom 3.6 meters by 4.1 meters.
∴ The area of Andy's bedroom is (3.6×4.1) sq meters.
= 14.76 sq meters.
So, the area of George's bedroom is the greatest.
Therefore, The area of George's bedroom is the greatest with 15.4 sq meters.
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references a Walt
Whitman work
uses free verse
paradox of social
injustice
uses set meter and
rhyme scheme
Excerpt
We shall not always plant while others reap
The golden increment of bursting fruit,
Not always countenance, abject and mute
That lesser men should hold their brothers
cheap;
Not everlastingly while others sleep
Shall we beguile their limbs with mellow
flute,
Not always bend to some more subtle
brute;
We were not made eternally to weep.
(From the Dark Tower by Countee Cullen)
I, too, sing America.
I am the darker brother.
They send me to eat in the kitchen
When company comes,
But I laugh,
And eat well,
And grow strong.
/1 Too by Ianncton Hughoc)
Based on the given question, the tile that should be in the correct location about the use of figurative language to express their opinions about racial segregation is given below:
"I, Too" by Langston Hughes- references a Walt Whitman work, and uses free verse."From the Dark Tower" by Countee Cullen- the paradox of social injustice, uses a set meter and rhyme scheme, a symbol of wasted efforts.What is a Free Verse?This refers to the term that is used to describe the type of poetry that a poet uses where he does not make use of a set rhythm or rhyme and just writes as he wants.
Hence, we can see that when it comes to the content of both poems, by Walt Whitman and Countee Cullen, they both express their opinions about racial segregation
With this in mind, one can see that the correct answer has been pushed to the appropriate location.
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Which words from Passage 2 signal that the passage uses a descriptive text structure?
A. such as, for example
B. next, eventually
C. in order to, throughout
D. however, both
Tο write a descriptive text, use adjectives tο describe οbjects and peοple, and adverbs tο describe peοple's actiοns. Descriptive wοrds are such as, fοr example.
What is an example οf descriptiοn text structure?This type οf text structure features a detailed descriptiοn οf sοmething tο give the reader a mental picture. Example: A bοοk may tell all abοut whales οr describe the geοgraphy is like in a particular regiοn.
She gave a descriptive accοunt οf the jοurney. a talent fοr descriptive writing. a pοem full οf descriptive detail. The black cat was given the descriptive name “Midnight.”
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As Santiago sets out by himself, Hemingway shows various examples of how Santiago __________.
dislikes being forced to fish alone and face the loneliness of the open ocean
makes mistakes that will come back to haunt him as he battles the great fish
rejects offers of help from his fellow fishermen because he likes to work alone
understands the signals and signs of nature and the ocean environment
We can see here that as Santiago sets out by himself, Hemingway shows various examples of how Santiago: d. understands the signals and signs of nature and the ocean environment
What is an example?A specific case or illustration of something that is used to help explain or demonstrate a concept, idea, or principle is referred to as an example. It is frequently employed to create a clear understanding or representation of a specific subject or scenario. Personal experiences, case studies, research studies, and anecdotes are all good places to start for examples.
Examples help to give clarification on things. it can serve as a source of evidence.
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To deliver an effective speech, you must take the time to learn as much as you can about your
athesis
b. surroundings
C. background
d. audience
Answer: IM pretty sure its A thesis If I'm wrong someone please tell me
Answer: D
Explanation: Took the test and got it correct.
State and explain the types of paragraph patterns in a comprehension passage
Answer:
1. Narrative pattern
2. Definition pattern
3. Process pattern
4. Argument pattern
5. Cause and effect pattern
6. Compare and contrast pattern
7. Description pattern
8. Classification pattern
9. Examples pattern.
Explanation:
A paragraph is a collection of sentences that have a central idea.
A paragraph pattern has to do with the way the paragraph is arranged.
Narrative pattern has to do with writing about a central theme in a chronological order. First person pronouns like "My", "I", etc are usually used.
Definition pattern as the name suggests are paragraphs that are written to provide definition of words
Process pattern gives description or instructions on how to perform a particular task. It is usually in chronological order.
Argument pattern is written to sway opinion or to persuade readers about something.
Cause and effect pattern focuses on either a cause or effect of something. For example, when the central idea has a cause, then the supporting points will give the effects of the cause and vice versa.
Compare and contrast pattern deals with comparisons in order to show similarities.
Description pattern simply describes relationship between living and non living things.
Classification pattern simply assigns categories to its structure and is quite similar to compare and contrast.
Examples pattern is used when there is a list of facts or examples to illustrate a point.
Which sentence is written correctly?
O Zev exclaimed when he opened the door, "Welcome To My Home."
Zev exclaimed when he opened the Door, "Welcome to my home."
O Zev exclaimed when he opened the door, "Welcome to my home."
• Zev exclaimed when he opened the door, "welcome to my home."
Answer the questions as shown in the picture.
Rewriting the sentences so that it shows clearly what the modifier is describing.
4. My sister fell asleep while I was putting on my pajamas.
5. My glass of milk spilled when I was laughing at the show on TV.
6. A tiny, mewing kitten caught my attention while I was walking to school.
7. Mom told me to set the table for dinner after a quick change of my clothes.
8. Megan, who is only 4 years old, taught her sister to read.
What is dangling modifier?Dangling modifier is actually known to be a phrase or even a clause that isn't clearly related to the word it is placed next to. When there is a dangling modifier, the sentence becomes somehow logically imbalanced and likely difficult to understand.
We see that the above sentences have rewritten in order to correct the dangling modifiers and make it clear for readers to understand.
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A text's introduction can give the reader information about why the author wrote the book, what material the book will cover, and the author's viewpoint.
True
False
True. The introduction of a text serves as a valuable tool for providing readers with crucial information about the author's intent, the scope of the material covered in the book, and the author's viewpoint.
It establishes a foundation that allows readers to understand the purpose and context of the work they are about to engage with.
Firstly, the introduction often offers insights into the author's motivations and objectives for writing the book. It may reveal their personal experiences, research interests, or desire to address a specific problem or topic.
This background information helps readers connect with the author's perspective and establishes a framework for interpreting the content.
Secondly, the introduction outlines the material that will be covered in the book. It may provide a roadmap of chapters, topics, or themes that readers can expect to encounter.
This overview helps readers navigate the text and prepare themselves for the forthcoming information.
Lastly, the introduction presents the author's viewpoint, which can include their stance, beliefs, or arguments on the subject matter.
By disclosing their perspective, the author invites readers to approach the material from a particular angle and encourages them to critically engage with the text.
In conclusion, the introduction of a text indeed serves the purpose of conveying the author's motivations, providing an overview of the material covered, and presenting their viewpoint.
This essential section of a book sets the stage for readers and helps them develop a comprehensive understanding of the work.
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What does Mrs. Pearce scold Higgins for doing?
1. Neglecting Pickering and being a poor host
2. swearing and bad personal habits
3. treating Liza poorly
4. not cleaning up after himself
Mrs. Pearce scold Higgins for doing :
OPTION 3. treating Liza poorly
Who was Mrs. Pearce Pygmalion ?
Mrs. Pearce is an example of the conventional, maternal, lower-class (here, socioeconomic class) speech. It is not surprising that she wants to protect the young woman because she has a different perspective on the issues facing women that is more closely tied to Eliza's starting point in life.
Higgins is being cautioned by Mrs. Pearce to leave Liza alone. If the King discovers that you are not a lady, you will be brought by the police to the Tower of London, where your head will be severed as a warning to other conceited flower girls, in all seriousness, says Higgins.
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(100 Points And Brainlyest)
Refer to the Newsela article 'A Step-by-Step Guide to the Scientific Method"
What is the meaning of variable?
• a condition that is permanent
• a condition that can change
• a type of equipment
. a type of experiment
Answer:
a condition that can change
Explanation:
i just took this test and i got 100% so yeah!
A condition that can change is the meaning of variable. Hence, option B is correct.
What is Scientific Method?Through testing and experimentation, the scientific method establishes facts in an unbiased manner. Making an observation, formulating a hypothesis, making a prediction, carrying out an experiment, and then evaluating the findings are the fundamental steps.
The idea put up is that if scientific methods are applied, the bean plant may grow anyplace. putting the theory into practice and gathering data The same dirt is used to plant four bean plants in similar pots.
A polymath who, because of his emphasis on experimental data and the reproducibility of its findings, is regarded by some as the founder of modern scientific technique.
Thus, option B is correct.
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Choose the item that describes the following statement. The face I saw in the mirror was like the face of stranger.
A) dialogue, simile
B) dialogue, metaphor
C) monologue, simile
D) monologue, metaphor
The correct answer would be C) monologue, simile.
A monologue is when a character expresses their thoughts aloud for the audience to hear or for another character to hear. Usually, this is a revealing part.
A simile is a comparison using words such as "like" or "as".
1. The word sagacious means "wise." The related word sagacity is formed by adding the Latin suffix -ity to sagacious. Based on your knowledge of -in: choose the most likely meaning of sagacity.
Answer: Quantity of wisdom possessed
Explanation:
You included no options so the answer will be a bit general.
The Latin suffix -ity is used to describe the degree of the presence of the condition in the word that it is added to. For instance, the word profitable means the condition of making a gain from something. When the suffix -ity is added to it to make it profitability, the meaning changes to the amount of profit or gain that can be made from something.
In this case therefore, if sagacious means wise, sagacity would refer to the amount of wisdom possessed by the subject in question.
When you are reading, which type of question should you ask to find out the main idea of the text?
a Who
c. Where
b. What
d. When
Please select the best answer from the choices provided
Α
В
D
Answer:
What
Explanation:
Explain a symbol or some symbolism from a fairy tale or other famous story. For example, what do the witches represent in The Wizard of Oz?
Answer:
EVIL
Explanation:
The Symbolism is the main characters each desire a quality they believe is lacking. In The Wizard of Oz, characters like Glinda the Good Witch represent the mother archetype.
What is Symbolism?Symbolism signifies the use of representational imagery in which the writer utilizes a picture with a deeper, non-literal meaning to express complicated thoughts. Symbolism in literature is the use of a physical picture to express an abstract notion. The heart, for example, is frequently used as a symbol of love.
The major characters each crave a characteristic that they perceive is lacking. In Homer's Odyssey, for example, Odysseus bathes in olive oil, signifying Athena, the goddess attempting to save Odysseus from Poseidon.
Therefore, Characters in The Wizard of Oz such as Glinda the Good Witch symbolize the mother archetype since she watches out for Dorothy, while Toto represents the trickster because he is constantly causing difficulties.
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Critical Lens: "A work of literature must provide more than factual accuracy or vivid physical reality... it must tell us more than we already know." - E. M. Forster
Consider the quotation above and decide whether you agree or disagree with it. Then, write an essay in which you support your assessment of the quotation through analysis of one or two of the literary texts you have read. Be sure to support your argument with specific details from the literary text(s) you have chosen . Your analysis should include consideration of formal features of the text(s), such as plot, setting, theme, and characterization.
pls help (100 points)
describe both Kant's (Deontology) and Bentham's (Utilitarian) perspectives toward retributive justice.
What is Kant's view on justice?
In his writings on international relations, Kant is primarily concerned with achieving "justice" between nations. This means that instead of reading Kant as a theorist of peace or world government, we should read him as a theorist of international justice, as IR theorists usually do. His conception of justice, which equates to a legal order that respects freedom as independent or non-dominant, is broadly republican. However, he doubts the possibility of justice at the international level, including what is usually seen as a wide gap between Kantian thought and political realism. The paradox that reveals inequality is that a state is wrong to remain in lawlessness, but it is impossible to escape lawlessness as long as it remains independent. An international order cannot produce true law because there is no institution capable of creating, interpreting and enforcing it. This means that states have the right to decide their own foreign affairs. The gap between sovereignty and justice cannot be bridged as long as these ideas are defined within the state. It is not improbable. Conceptually impossible. This conclusion challenges current theories of global justice.
What is bentham view on justice?
Thus, since Bentham does not recognize individual human rights, the idea of justice is only a secondary aspect of utility. part.
Therefore, both Kant's (Deontology) and Bentham's (Utilitarian) perspectives toward retributive justice was the greater the mischief of the offence, the greater is the expense.
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To kill a mockingbird
Mr. Raymond's description of Dill, when he states that Dill won't cry when he gets a few years on him, suggests that he thinks Dill is ___.
A)young enough to still lie to himself about the world
B)bitter enough to distrust society
C)innocent enough to still be compassionate
D)naive enough to believe his elders
Answer:
A, young enough to still lie to himself about the world
Explanation:
Provide a summary of the story “The Stone” Summarize the events in the exposition, rising action, climax, falling action, and resolution. Your written response should include 5 complete sentences. PLS HELP
The summary of the story "The Stone" by Lloyd Alexander is given as follows:
Exposition: The story opens up the exposition when a dwarf gets stuck under a log and Maibon assists him. Because of this help rendered, Maibon is given the opportunity to wish for anything he wants.
Rising Action: At this point in the story, there is an argument about the stone until Maibon gets it. He returns home to tell his wife who insists that he must get rid of the stone. He does, and his beard never grew nor did the chicken and egg.
Climax:
Maibon now attempts to throw away the stone over and over again.
Falling Action:
Maibon thereafter takes the stone to the Veggie Garden. Here he digs a hole and drops the stone therein. That didn't work. He threw down a well. This didn't work. Just as he is about to smash the stone with a heavy mallet, the Dwarf appears.
Resolution
The dwarf takes the stone away. Then his chicken starts to lay. His cow had its calf and the crops started to yield again. His baby also grew it's first tooth.
What is a summary?The summary is written entirely in your own words. An abstract simply covers the main points of the original text.
Do not include your thoughts, explanations, conclusions, or comments in the abstract. In turn, identify the main sub-claims the author makes to demonstrate the main thesis.
A good summary should be thorough, concise, clear, and self-contained. These characteristics are further explained below: The summary should be comprehensive: And the source material should be separate and list all the important topics.
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the world computer is a new term
The question is incomplete and the full version can be found online.
Answer: False
Explanation:
This is a reading comprehension question that can only be answered by reading the provided text about computers. There, we can find an explanation about the origin of the word "computer," which had been used to refer to a person that was able to carry out calculations. It was only by the end of the 19th century that the word acquired a new meaning to describe the machines built to carry out computations.
So the statement is false: the word "computer" is not a new term.
Based on details from the story, what do you know
about the setting?
A.The story happens in winter.
B.The story happens in the morning.
C. The story happens at Ana's house.
D.The story happens at Nadia's house.
Answer:
B
Explanation:
You want to buy a new car for $70,000 and the finance office at the dealership has quoted you a 12% APR loan for 50 months to buy the car. What will your monthly payments be? What is the effective annual rate on this loan? Select one: a. $1,353.2 ; 7.12% b. $1,899.33 ; 13.3% c. $1,785.89 ; 12.68% d. $1,885.55 ; 13.05% e. $1,669.77 ; 11.68%
The monthly payments will be approximately $1,785.89 and the effective annual rate on this loan is 12.68%.
To calculate the monthly payments, we can use the formula for loan payments:
Monthly Payment = (Loan Amount * Monthly Interest Rate) / (1 - (1 + Monthly Interest Rate) ^ (-Number of Months))
Plugging in the values:
Loan Amount = $70,000
APR = 12% (Annual Percentage Rate)
Monthly Interest Rate = APR / 12 = 0.12 / 12 = 0.01
Number of Months = 50
Using the formula, we can calculate the monthly payments:
Monthly Payment = ($70,000 * 0.01) / (1 - (1 + 0.01) ^ (-50))
Monthly Payment ≈ $1,669.77
To calculate the effective annual rate (EAR), we can use the formula:
EAR = (1 + (APR / n))^n - 1
Where n is the number of compounding periods per year. In this case, since the loan term is 50 months, n = 12 (assuming monthly compounding).
EAR = (1 + (0.12 / 12))^12 - 1
EAR ≈ 0.1268 or 12.68%
Therefore, the correct answer is option c: $1,785.89 ; 12.68%. Therefore, Option C is correct.
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