) why is it that a decrease in the discount rate does not normally lead to an increase in borrowed reserves
Answers
Because the optimal interest rate will continue to be lower than the discount rate, a reduction in the discount rate often does not result in a rise in borrowed reserves.
What do rate units mean?The ratio of 2 distinct units to a quantity of one is referred to as a unit rate. The number of miles someone drives per hour, the price of one pound of steak, and the cost of a rental car a day every day are among the standard costs we utilize on a daily basis.
How do rates and unit rates work?A ratio which thus compares two amounts of DIFFERENT types of UNITS is called a rate. If a rate is expressed as a proportion, the subject is 1 unit.
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Related Questions
With a(n) _______, the full amount of the loan is received when the contract is signed, but only the interest is paid over the life of the loan. The principal is then paid on the date that the loan is due. Question 14 options: retirement loan balloon loan line of credit installment loan
Answers
Answer:
Balloon loan
Explanation:
Balloon loan is a type of a relatively short term loan common in the commercial lending where only a portion of the principal amount , the interest is amortized over that period and the total outstanding amount , the principal is the final payment at the end of the loan period.
This makes the final payment to be significantly high compared to the other payments made over the entire loan period , hence the name balloon (inflated ) name given to it.
bmw says their cars are the ultimate driving machine. ford trucks are built ford tough. which type of differentiation do these examples represent?
Answers
Product differentiation is type of differentiation do these examples represent.
What is differentiation's overarching goal?
Enhancing competitive advantage is the primary goal of differentiation strategy implementation.
A company will often do this by assessing its advantages and disadvantages, the demands of its clients, and the total value it can deliver.
What are the three broad targeting techniques that marketers employ?
Differentiated marketing, focused marketing, and undifferentiated marketing are the three target market tactics you can use. Pick the best plan for your company by being familiar with the variations.
When compared to similarly sized competing items, a "differentiated product" can maintain its competitiveness. These are only a few typical instances of differentiated items, along with automobiles, smartphones, laptops, footwear, and probably most importantly, bottled water.
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Plz, Help quickly. In accordance with the seven core elements of an effective occupational safety and health program, what should management do to support the program effectively?
Select the 4 answer options that apply.
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Encourage employee participation by publicly punishing those who do not participate.
Only allow senior management level employees to be involved with the program evaluation, to avoid conflict.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Answers
Answer:
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Explanation:
In accordance with the seven core elements of an effective occupational safety and health program, management should follow the following to support the program effectively:
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
12.
Multiculturalism can hinder the effectiveness of sharing knowledge, skills, and experience.
A.true
B.false
Answers
Multiculturalism can hinder the effectiveness of sharing knowledge, skills, and experience is false.
In plain English, what is multiculturalism?Multiculturalism, the idea that people of other races, ethnicities, and cultures should be given special consideration for their distinctions from those of a dominant political culture.
What are a few illustrations of multiculturalism?Multicultural people—like Chinese Canadians, Turks in Germany, or Arabs in the United States—often think, perceive, act, and react to global workplace difficulties in more complex ways than monocultural people. Some multiracial people use these distinctions to their advantage in the workplace.
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How much life insurance do you need? Calculating needs - Part1 Larry and Ginny Stewart are 38 years old and have one daughter, age 9. Larry is the primary eamer, making $140,000 per year. Ginny does not currently work. The Stewarts have decided to use the needs analysis method to calculate the value of alife insurance policy that would provide for Ginny and their daughter in the event or Larry's death. Larry'and Ginny estimate that while their daughter is still living at home, monthly fiving expenses for Ginny and their child will be about s4,000 (in current dollars). After their daughter leaves for college in 9 years, Ginny will need a monthly income of $3,300 until she retires at age 65 . The 5 stewarts estimate Ginny's living expenses after 65 wil only be $2,900 a month. The life expectancy of a woman Ginny's age is 87 years, so the Stewart family calculatos that Ginny will spend about 22 years in retirement. Using this information, complete the first portion of the needs analysis worksheet to estimate their total ining expenses. Life Insurance Needs Analysis Worksheet Life Insurance Needs Analysis Worksheet In addition to these monthly expenses, other future outlays must be accounted for, Before they had a child, Ginny worked as a financial consultant, but her knowledge and skils are now somewhat outdated. Therefore, they include $40,000 for Ginny to go back to school. Additionally, Larry and Ginny want to create a college fund of $60,000 to fund their child's college education. They estimate that final expenses (funeral costs and estate taxes) will amount to $18,000. Finally, they have taken out a loan for a business venture of $32,200 and a credit card balance of $1,200, Because the Stewsirts are renters, they have no outstanding mortgage. Using this information, complete the next portion of Step i to determine the total financial resources neededi: The second half of the needs analysis worksheet is not shown on this page. To complete the worksheet and determine the value of the life insurance policy the Stewarts should purchase, they need to factor in additional Information. True on False: Larry's future salary (if he does not die) should be accounted for in the remaining portion of the form. True False
Answers
1. Calculate monthly expenses for each stage: $432,000, $712,800,$763,200.
2. Add up future outlays: $40,000 + $60,000 + $18,000 + $33,400 = $151,400
3. Calculate total financial resources needed: $432,000 + $712,800 + $763,200 + $151,400 = $2,059,400
4. Larry's future salary should not be included, as it is not a financial resource if he dies.
- Daughter at home: $4,000 x 12 months x 9 years = $432,000
- Until Ginny retires: $3,300 x 12 months x (65-47) years = $712,800
- 22 years of retirement: $2,900 x 12 months x 22 years = $763,200
To calculate how much life insurance Larry and Ginny Stewart need, they should consider their living expenses, future outlays, and financial resources.
Their total living expenses are $4,000 per month while their daughter is at home, $3,300 per month until Ginny retires at 65, and $2,900 per month for 22 years of retirement.
Other future outlays include $40,000 for Ginny's education, $60,000 for their daughter's college fund, $18,000 for final expenses, and a total debt of $33,400. Larry's future salary should not be accounted for in this calculation.
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On 1 November 2021, a law firm took $1500 in advance from one of it's client, for services that are to be completed by December 31. The correct journal entry to record this transaction should be:
Answers
The correct journal entry to record the transaction of a law firm receiving $1500 in advance from a client for services to be completed by December 31, 2021, would be as follows:
Date: November 1, 2021
1. Debit: Cash (or Accounts Receivable) - $1500
2. Credit: Unearned Revenue (or Advances from Clients) - $1500
Explanation:
1. Debit: Cash (or Accounts Receivable) - This entry represents the increase in the firm's cash (or accounts receivable) due to receiving the advance payment from the client.
2. Credit: Unearned Revenue (or Advances from Clients) - This entry reflects the liability created as the firm has received the advance payment but has not yet earned the revenue. It represents the obligation to provide the services to the client.
By making this journal entry, the law firm properly records the advance payment as a liability until the services are completed and revenue is recognized.
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what are the best ways that a firm can reduce the threat of imitation? decrease network externalities. eliminate economies of scale. decrease economies of scope. increase strategic complexity and create a credible threat of retaliation.
Answers
The best way that firm can reduce threat of imitation is to eliminate the economies of scale.
What is imitation?A person imitates another's conduct by observing it and then imitating it. Another practice that results in the is imitation "Eventually, traditions emerge into our culture. Without the necessity for genetic inheritance, it enables the transmission of knowledge between people and through the generations." However, research also indicates that imitational behaviors and other social learning processes are only selected for when outnumbered or coupled with asocial learning processes: an excess of imitation and imitating individuals leads humans to collectively copy ineffective strategies and evolutionarily maladaptive behaviors, reducing flexibility to novel environmental contexts that require adaptation. According to research, social learning that imitates others slows down learning in unfamiliar contexts and in circumstances when asocial learning is more efficient and beneficial.
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Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answers
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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Trevor is a marketing professional in a small firm. He wants to promote his firm’s online shopping website. He targets only those customers in his promotional strategy who use online shopping. Which form of marketing does Trevor demonstrate?
A.
telemarketing
B.
outbound marketing
C.
social marketing
D.
inbound marketing
Answers
Inn bound marketing
Answer:
Ya it is D
Explanation: I got it right so you should too
A real estate broker pays $50 to a life insurance broker for each referral that goes to closing. This arrangement is:
Answers
Answer:
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Explanation:
A real estate broker pays $50 to a life insurance broker for each referral that goes to closing. This arrangement is illegal.
What is a broker?A broker is referred to as a middleman or agent who helps real estate property to sell in good amounts and helps to establish a deal between a property owner and the buyer.
This real estate broker will receive a commission on behalf of closing the deal, this commission will be received by the end of the deal when the exchange of property is took place between both the parties in terms of the agreement.
This arrangement between the two is illegal as they are misrepresenting things by helping each other when the real estate broker and insurance broker pay each other in closing the deal amount of $ 50 to each other.
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The incomplete question is
A real estate broker pays $50 to an insurance broker for every referral that goes to closing. The insurance broker pays $50 to the real estate broker for every referral that buys insurance. This arrangement between the two is:________
Which best describes a central bank’s primary goals?
Limiting inflation and reducing unemployment.
Reducing unemployment and maintaining cash flow.
Controlling stagflation and reducing unemployment.
Managing credit and ensuring the money supplies liquidity.
Answers
Answer: A-limiting inflation and reducing unemployment
Explanation: edeg2020
The primary goal of the central bank of a country is to:
Limiting inflation and reducing unemployment.What is the central bank?The central bank is the highest bank of the country. This is the bank that is in charge of all other banks in the nation.
The bank is responsible for the control of the country's currency. They are also responsible for the supply of liquidity.
But their main function in the economy is to Limit inflation and reduce unemployment.
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Write a professional email using the following scenario:
The manager is going to a conference in another city. She would like her assistant to book the flight and hotel.
Answers
A professional email based on the given scenario would sound like the following:
To: Assistant
From: Manager
Subject: Flight and Hotel Booking for Chicago
Date: January 28, 2022
Hi,
Please book my flight and hotel reservations for the upcoming conference in Chicago from February 7, 8:00 am to February 11, 2022 (5:00 pm).
Do not forget the company's favorite airline and hotel for the bookings.
Regards,
Tony
Thus, while the email sounds professional, it may be more conversational than formal since it is a workplace request.
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true or false aham develops performance standards for appliances, such as refrigerators
Answers
The statement is true because AHAM (Association of Home Appliance Manufacturers) is an organization that develops performance standards for various household appliances, including refrigerators.
These standards ensure that appliances meet certain safety and performance requirements, and they are used by manufacturers to test and certify their products. AHAM's performance standards cover various aspects of refrigerator performance, such as energy efficiency, temperature control, and storage capacity.
The standards are updated regularly to keep up with changes in technology and consumer needs. Consumers can look for AHAM's certification mark on appliances to ensure that they meet these standards.
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a document certifying ownership of part of a corporation is a
Answers
Answer:
a document certifying ownership of part of a corporation is a stock certificate
Carter invested $3,900 in an account paying an interest rate of 3. 9% compounded daily. Assuming no deposits or withdrawals are made, how much money, to the nearest hundred dollars, would be in the account after 5 years?
Answers
$822.18 is how much earned interest so add $3,900 and you get $4,722.18
Answer: 4700
Explanation:
why is getting a large tax refund or having to pay a large tax bill at the end of the year a sign of poor planning?
Answers
Considering the financial implication, getting a large tax refund or paying a large tax bill at the end of the year is considered a sign of poor planning because you are overpaying taxes to IRS, thereby reducing your take-home paycheck.
Also, it is poor planning when you pay a large tax bill at the end of the year because there would be a risk of owing the IRS the subsequent year, which would affect your paycheck.
Typically, it is recommended that individuals should calculate their taxes very well and aim for zero refund or additional taxes owed.
Hence, in this case, it is concluded that it is poor planning to get a large tax refund or pay a large tax bill at the end of the year.
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Which component of a balance sheet includes a business’s debts, or the money that it owes to creditors for past transactions?
Answers
Answer:
liabilities.
Explanation:
A balance sheet is prepared based on the accounting equation of assets = capital + liabilities.
The liability section is where the debts of the business are recorded. Liabilities represent what the business owes to suppliers and other third parties. They are expressed in monetary value. Liabilities are further subdivided into current and long term liabilities.
how
has covid 19 affect sickle cell with hospital financial
strain
Answers
The financial strain caused by the COVID-19 pandemic has had an impact on the management and treatment of sickle cell disease in hospitals.
Hospitals have faced resource constraints, including limited staff, equipment, and funding, which can affect the quality and accessibility of care for individuals with sickle cell disease. This may lead to challenges in providing timely and comprehensive treatment, monitoring, and support services for patients with sickle cell disease, potentially impacting their overall health outcomes. The financial strain on hospitals has highlighted the need for continued investment and support in healthcare systems to ensure the provision of adequate care for individuals with chronic conditions like sickle cell disease.
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A county that did not previously have a property tax levies a property tax for $900,000 on January 1, 2020 for the budget year January 1 to December 31, 2020. The county collected $875,000 during 2020, $20,000 during January 1 through February 28, 2021, and the remaining $5,000 in June 2021. What adjustment is needed to the data reported in the governmental fund financial statements to prepare the government-wide statements
Answers
Answer: See explanation
Explanation:
The adjustment is needed to the data reported in the governmental fund financial statements to prepare the government-wide statements will be:
Deferred revenues—property taxes
5,000
Revenues—property taxes
5,000
Deferred revenue, in this case refers to the advance payments that a company receives for the goods that are to be delivered in the future.
3
Tina wants to purchase new pair of shoes for 95$ and a jacket for 100$.
She has a credit card to use. What are her alternatives? *
O jacket and 100$
O shoes and jacket
credit card and 100$
none of the above
Answers
None of the options shows an alternative Tina has, a real alternative would be a credit card and cash ($190)
In economics, an alternative is an element that replaces or substitutes another. For an element to be considered an alternative it needs:
To belong to the same category or have the same function.To be possible for the user to replace the first element using the alternative.Based on this, let's analyze each of the options:
Jacket and $100: These are not alternatives because Tina wants a jacket and this product cannot be replaced with money as money will not protect Tina from cold weather.Shoes and a jacket: These are not alternatives because Tina wants the two products not only one.Credit card and $100: These would be alternatives if the total cost was $100. However, using a credit card Tina can pay for both products but using $100 she can only pay for one of the products.Therefore, the options do not present alternatives; but one valid alternative is a credit card and $190.
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highlight four reasons why a seller would prepare a proforma invoice???
Answers
Answer:
Pro forma invoices are sent to buyers ahead of a shipment or delivery of goods or services. Most pro forma invoices provide the buyer with a precise sale price. A pro forma invoice requires only enough information to allow customs to determine the duties needed from a general examination of the included goods.
Explanation:
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9.3 From the following trial balance of G Still, draw up a trading and profit and loss account for the year ended 30 September 20X9, and a balance sheet as at that date. Stock 1 October 20X8 Carriage outwards Carriage inwards Returns inwards Returns outwards Purchases Sales Salaries and wages Warehouse rent Insurance Motor expenses Office expenses Lighting and heating expenses General expenses Premises Motor vehicles Fixtures and fittings Debtors Creditors Cash at bank Drawings Capital Stock at 30 September 20X9 was £44,780. Dr £ 41,600 2,100 3,700 1,540 188,430 61,400 3,700 1,356 1,910 412 894 245 92,000 13,400 1,900 42,560 5,106 22,000 484,253 Cr £ 3,410 380,400 31,600 68,843 484,253
Answers
The trading and profit and loss account shows a loss of £221,227 for the year ended 30 September 20X9. The balance sheet indicates that the company has net assets of £81,556, which is equal to the capital invested by the owner.
Trading and Profit and Loss Account for the year ended 30 September 20X9:
Revenue:
Sales: £61,400
Less: Cost of Goods Sold:
Opening Stock: £41,600
Purchases: £188,430
Carriage Inwards: £2,100
Less: Returns Outwards: £1,540
Carriage Outwards: £3,700
Closing Stock: £44,780
Cost of Goods Sold: (£41,600 + £188,430 + £2,100 - £1,540 - £3,700 - £44,780) = £182,110
Gross Profit: (Sales - Cost of Goods Sold) = (£61,400 - £182,110) = -£120,710 (Loss)
Operating Expenses:
Salaries and Wages: £3,700
Warehouse Rent: £1,356
Insurance: £1,910
Motor Expenses: £412
Office Expenses: £894
Lighting and Heating Expenses: £245
General Expenses: £92,000
Total Operating Expenses: (£3,700 + £1,356 + £1,910 + £412 + £894 + £245 + £92,000) = £100,517
Net Profit before Interest and Taxes: (Gross Profit - Total Operating Expenses) = (-£120,710 - £100,517) = -£221,227 (Loss)
Balance Sheet as at 30 September 20X9:
Assets:
Premises: £13,400
Motor Vehicles: £1,900
Fixtures and Fittings: £42,560
Debtors: £5,106
Cash at Bank: £22,000
Total Assets: (£13,400 + £1,900 + £42,560 + £5,106 + £22,000) = £84,966
Liabilities:
Creditors: £3,410
Net Assets: (Total Assets - Creditors) = (£84,966 - £3,410) = £81,556
Capital: £81,556
The trading and profit and loss account shows a loss of £221,227 for the year ended 30 September 20X9. The balance sheet indicates that the company has net assets of £81,556, which is equal to the capital invested by the owner.
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Consider the life cycle of a product from introduction to maturity to decline. What kind of process (job shop, batch process, or line flow) would be appropriate at stage, and explain why?
Answers
Price begins to become competitive during this stage of the product life cycle. As a result, profit margins are reduced. The four phases of a product's life cycle include introduction, growth, maturation, and marketing.
Product life cycles are used by management and marketing experts to help them decide on timetables for advertising, price points, expansion into new product markets, package changes, and other factors. During the maturity stage of the product life cycle, the product's rapid growth in sales begins to slow down, and earnings in the beginning of this stage fall. The product's most noticeable characteristic is the peaking of the sales and profit curves.
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Suppose goods A and B are substitutes for each other. We would expect the cross-price elasticity between these two goods to beA. positiveB. negativeC. either positive or negative. It depends whether A and B are normal goods or inferior goods.D. either positive or negative. It depends whetherthe current price level is on the elastic or inelastic portion of the demand curve.
Answers
Suppose goods A and B are substitutes for each other. We would expect the cross-price elasticity between these two goods to be negative. The correct answer is option b.
If goods A and B are substitutes for each other, we expect that an increase in the price of good A will lead consumers to switch to good B, resulting in an increase in the quantity demanded of good B.
This means that the cross-price elasticity of demand between goods A and B is expected to be negative. In other words, as the price of good A increases, we expect the quantity demanded of good B to increase, and vice versa.
This relationship holds regardless of whether goods A and B are normal or inferior goods, and regardless of whether the current price level is on the elastic or inelastic portion of the demand curve.
The correct answer is option b.
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When formatting your resume, it is important to ____
a. Order the content logically
b. Make the overall design appealing
c. Ensure the grammar and spelling is flawless
d. All of the above
Answers
if you're getting good traffic but not enough conversions from your ads, what should you do to improve your conversion rate?
Answers
Improve ad relevance: Optimize your ad content and design to better align with your target audience's needs and expectations. Use persuasive and compelling messaging to clearly communicate the value proposition of your product or service.
Streamline the conversion process: Simplify and optimize your landing pages and conversion funnels. Make the process easy, intuitive, and quick for users to complete the desired action. Test different approaches: Experiment with variations in ad copy, visuals, calls to action, and landing page designs. A/B testing can help identify which elements are resonating better with your audience and driving higher conversions. Enhance credibility and trust: Incorporate trust signals such as customer testimonials, reviews, trust badges, and secure payment options to instill confidence in your brand and increase conversions. Retargeting: Implement retargeting campaigns to reach users who have shown interest but haven't converted yet.
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In order to anticipate demand, advertising and promotions must be coordinated with the departments that control inventory. store managers. human resource departments. fulfillment centers. customers.
Answers
Answer:
Tayo ang para sa isat isa....di ba sinta tayo dalawa lang noon para sa isat isa ...bat di sumangayon sa ating ang panahon,
Explanation:
chorus:
siguro ngay wala ng natira sa alam....
Computers that print magazines are examples of a land b labor c capital d entrepreneurship
Answers
Answer:
Computers that print magazines are examples of capital.
this is the premium added as a compensation for the risk that an investor will not get paid in full.Component =____?
Symbol = ____?
Answers
The premium for liquidity risk, or the possibility that an investment won't get full payment, is added. Component: default risk premium Sign: DRP
What is a premium for liquidity risk?The increased return that investors anticipate for non-easily traded instruments is known as the "liquidity premium." As a result, it is difficult to sell it for a fair price in the financial market and turn the proceeds into cash. Liquidity premium and illiquidity premium are phrases that can be used interchangeably because they both refer to the same thing.
Hence, if a potential investor is considering a long-term investment, they are eligible to get an additional premium. The most popular and frequently studied investment strategy among investors is the yield curve.
Many forms of bonds, including municipal bonds, corporate bonds, and bonds (corporate bonds) with various credit ratings, such as BB Rated Corporate Bonds or AAA Corporate Bonds, can have these yield curves constructed and displayed.
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Bond P is a premium bond with a coupon rate of 9 percent. Bond D has a coupon rate of 5 percent and is currently selling at a discount. Both bonds make annual payments, have a YTM of 7 percent, and have 10 years to maturity.
a. What is the current yield for Bond P and Bond D? (Do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)
b. If interest rates remain unchanged, what is the expected capital gains yield over the next year for Bond P and Bond D?
Answers
Answer and Explanation:
The computation of the current yield for the bond P and bond D also the expected yield with related to the capital gain for the bond P and bond D should be shown in the attachment without changing the rate of interest. There are two attachments one is of final values and the other ones is of the formulas used
