Why should interest earned not be a factor with your emergency fund?.
Answers
An emergency fund is a financial safety net that can help you cover unexpected expenses without having to go into debt. In order to ensure that your emergency fund is truly reliable, there are certain factors you should consider when setting it up.
One of those factors is that interest earned should not be a primary concern with your emergency fund. There are several reasons Firstly, the main purpose of an emergency fund is to have quick access to cash in case of an emergency. As such, the funds should be highly liquid and easily accessible, meaning that you can access them quickly without any penalty or loss of interest. This means that you may need to keep the money in a low-interest savings account or a money market account.
Secondly, the amount of interest earned on your emergency fund is likely to be relatively small. Emergency funds are typically kept in low-risk, low-yield accounts, which means that the interest earned is not likely to be a significant amount. However, the primary goal of your emergency fund should be to provide financial security in the event of an emergency, rather than to earn interest. This means that it's more important to focus on building a fund that can provide you with adequate coverage for unexpected expenses.Finally, the peace of mind that comes from having an emergency fund that can cover unexpected expenses is more valuable than any interest that you might earn on the money. Knowing that you have a cushion to fall back on in case of an emergency can help you sleep better at night, reduce stress, and prevent financial difficulties in the future.
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Related Questions
cant figure out the last column. help please
To earn extra money in the summer, you grow tomatoes and sell them at a local farmers' market for \( \$ 0.15 \) per pound. By adding compost to your garden, you can increase your yield as shown in the
Answers
Improved Soil Fertility: Compost is a nutrient-rich organic matter that enhances soil fertility. When incorporated into the garden soil, compost releases essential nutrients slowly over time, providing a steady supply of nourishment to plants like tomatoes. This improved fertility can result in healthier plants and potentially higher yields.
Enhanced Soil Structure: Compost helps improve soil structure by improving its ability to retain moisture, promote root growth, and provide better aeration. Well-structured soil allows the roots to access nutrients and water more efficiently, which can positively impact the growth and productivity of tomato plants.
Increased Microbial Activity: Compost contains beneficial microorganisms that contribute to the overall health of the soil. These microbes help break down organic matter, release nutrients, and suppress harmful pathogens, creating a more favorable environment for plant growth. This can potentially lead to increased yields and improved plant vigor.
Nutrient Recycling: Using compost in your garden promotes sustainable practices by recycling organic waste materials. By diverting organic materials like kitchen scraps and yard waste from landfills and converting them into compost, you contribute to reducing waste and closing the nutrient loop in your garden.
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In companies that do not use a self-imposed budgeting process, profit targets are generally set by ______
Answers
Answer: Top Manager
Explanation:
since each producer in a perfectly competitive market has no influence on market price, the demand curve for the individual firm is
Answers
In a perfectly competitive market where each producer has no influence on market price, the demand curve for the individual firm is perfectly elastic or horizontal. The firm can sell any quantity at the prevailing market price, but cannot influence the price through its individual actions.
In a perfectly competitive market, there are numerous buyers and sellers, homogeneous products, perfect information, and free entry and exit. In such a market structure, each individual producer is a price taker, meaning they have no control over the market price and must accept the prevailing price determined by market forces. As a result, the demand curve for an individual firm in a perfectly competitive market is perfectly elastic or horizontal. This means that the firm can sell any quantity of output at the prevailing market price without affecting the price itself. The individual firm can adjust its quantity of output without impacting the market price because it is small relative to the entire market.
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____________ can convey useful information to consumers
Answers
Advertising can convey useful information to consumers. Advertising serves as a powerful tool for conveying information to consumers.
Through various mediums such as television, radio, print media, online platforms, and social media, advertisers can effectively communicate valuable information about products, services, and brands to consumers.
Advertisements provide information about the features, benefits, and uses of a product or service. They can educate consumers about new products, updates to existing products, special promotions, discounts, and other relevant details. Advertisements can also inform consumers about the availability and pricing of products, helping them make informed decisions during their purchasing process.
Furthermore, advertising can convey information about the values, mission, and corporate social responsibility efforts of a company. Advertisers often use messaging and visuals to highlight the positive impact their products or services have on individuals, communities, or the environment. This type of information can influence consumers' perceptions and choices, allowing them to align their preferences with companies that share their values.
Overall, advertising plays a crucial role in conveying useful information to consumers, enabling them to make informed decisions, discover new products or services, and stay updated on the offerings of various brands.
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Janice, a nurse at a hospital, is preparing a presentation for trainee nurses about guidelines for patient care. What is the purpose of her
presentation?
A. to persuade
B. to instruct
C. to entertain
D. to debate
Answers
Answer:
B
Explanation:
To teach and acknowledge the guidelines for trainee nurses to help patients in an effective way
A competitive firm maximizes profit by choosing the quantity at which.
Answers
Profit maximization can be achieved by a competitive corporation by choosing a quantity of output such that marginal revenue equals marginal cost.
How does a corporation maximize its profit?A corporation maximizes income via way of means of operating wherein marginal revenue equals marginal price. The corporation chooses quantity in order for that rate to equal marginal value so that it can maximize its profit.
Therefore, When the marginal revenue for an aggressive corporation equals the market rate, the firm maximizes its profit.
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FILL IN THE BLANK. During the year Comer, Inc., had $200,000 in goods available for sale. At the end of the accounting period it had an ending inventory of $40,000. This reveals that is had sold all but ____ worth of the available goods.
Answers
During the year Comer, Inc., had $200,000 in goods available for sale. At the end of the accounting period it had an ending inventory of $40,000. This reveals that is had sold all but $160,000. worth of the available goods.
Inventory refers to all of the items, goods, merchandise, and substances held through a commercial enterprise for promoting withinside the marketplace to earn a profit. Example: If a newspaper supplier makes use of a automobile to supply newspapers to the customers, handiest the newspaper could be taken into consideration inventory.
An accounting period is any time frame used for financial reporting. Transactions that fall within a given date range form part of the statements or reports for that accounting period. An accounting period, or reporting period, is often 12 months. There may be different accounting periods for various business tasks.
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select an express delivery firm that is active in the united states and explain how their transportation network is set up. in detail, i would like you to take a look at one shipment and analyze how the transportation company managed the delivery of the product from origin to destination.
Answers
FedEx is the express delivery company that I chose because it operates in the United States. FedEx Supply Chain manages every aspect of each product's movement while maintaining the supply chain's smooth, cost-effective, and efficient operation.
The name "FedEx" is a syllabic abbreviation of the name of the company's original air division, Federal Express, which was used from 1973 to 2000. FedEx Corporation is an American multinational conglomerate holding company focused on transportation, e-commerce, and business services based in Memphis, Tennessee. Today, FedEx is best known for FedEx Express, its air delivery service. FedEx Express was one of the first major shipping companies to offer overnight delivery as a main service. Since then, FedEx has established FedEx Ground, FedEx Office (formerly Kinko's), FedEx Supply Chain, FedEx Freight, and a number of other services through a number of subsidiaries, frequently in response to UPS, its primary rival. Through their Air Cargo Network contract, FedEx is also one of the top US government contractors and helps transport some packages for the USPS.
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Who determines the interest rate for the nation?
Answers
which of the following is provided to a plaintiff if the eeoc decides not to sue on behalf of the plaintiff? select one: a. a right-to-sue letter b. a referral letter c. a reinstatement letter d. a termination of claim letter
Answers
The plaintiff would establish a priori case of discrimination, according to the information.
What is the purpose of termination?Terminating an employee's agreement with a corporation is referred to as "termination of employment." Any reason, including an employee's choice to quit the organization, could result in their termination. For a range of reasons, including such downsizing, subpar work performances, or redundancies, employers may decide to terminate employment.
What two types of termination are there?There are two different ways that an employee's employment can be terminated: first, by the employer, and second, by the employee voluntarily leaving. Employers have the right to fire an employee for legitimate and equitable reasons.
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Which one of the following terms is defined as dividends paid expressed as a percentage of net income?
A. dividend retention ratio
B. dividend yield
C. dividend payout ratio
D. dividend portion
E. dividend section
Answers
The term defined as dividends paid expressed as a percentage of net income is C. dividend payout ratio.
Dividend payout ratio is the proportion of a company's earnings that are paid out to shareholders as dividends. It is calculated by dividing the total dividends paid by the company by its net income for the same period. The result is expressed as a percentage, which indicates the portion of earnings that the company has chosen to distribute to shareholders as dividends. The dividend payout ratio indicates the portion of earnings that a company has chosen to distribute to its shareholders as dividends instead of retaining them for reinvestment in the business. A higher dividend payout ratio indicates that the company is distributing a larger portion of its earnings to shareholders as dividends, whereas a lower ratio indicates that the company is retaining more earnings for reinvestment in the business. Investors and analysts use the dividend payout ratio as one of the measures to evaluate a company's financial health and stability. A consistently high dividend payout ratio may indicate that the company has a stable and predictable cash flow and earnings, which can be attractive to income-seeking investors. On the other hand, a low or decreasing dividend payout ratio may signal that the company is retaining earnings to fund future growth or that it is experiencing financial difficulties. It is important to note that a high dividend payout ratio may not always be sustainable in the long run, as it could limit the company's ability to invest in future growth opportunities or to weather unexpected financial challenges. Therefore, it is important to consider other financial metrics and indicators in addition to the dividend payout ratio when evaluating a company's financial health and stability.
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The items below list several e-mail practices. If the practice describes something workers should do when using e-mail for business purposes, select Do. If the practice describes something workers should not do when using e-mail for business purposes, select Don't.
include a signature.
include lots of exclamation marks to get your point across.
include the thread of previous messages.
make e-mail messages brief.
always mark messages as urgent so your e-mails will be read first.
use a relevant subject line.
use all capital letters when the message is urgent.
Answers
Answer:
do
don't
do
do
don't
do
dont
Changes to BC Labour Code
What are the potential negative impacts and who would be
impacted?
Answers
Changes to the BC Labour Code can have potential negative impacts on workers' rights, union power, workplace safety, equality, and employee morale. This can affect employees across industries, weaken collective bargaining, increase occupational risks, perpetuate inequalities, and decrease job satisfaction and well-being.
The potential negative impacts of changes to the BC Labour Code can vary depending on the specific changes implemented. However, some general potential negative impacts and affected parties could include:
Workers' rights and protections: If the changes weaken workers' rights and protections, it could lead to decreased job security, lower wages, longer working hours, reduced benefits, and limited access to collective bargaining. This would directly impact employees across various industries.Unions and collective bargaining power: If the changes limit or restrict the ability of unions to organize, negotiate collective agreements, or engage in industrial action, it can weaken the collective bargaining power of workers and hinder their ability to advocate for fair wages, better working conditions, and improved benefits.Workplace safety and health: If there are changes that result in reduced regulations or enforcement around workplace safety and health standards, it can increase the risk of injuries or occupational hazards for workers in various industries.Equality and diversity: If the changes fail to address or strengthen protections against discrimination and promote diversity and inclusion in the workplace, it can negatively impact marginalized groups and perpetuate inequalities.Employee morale and job satisfaction: Negative changes to the labor code can erode employee morale, job satisfaction, and overall well-being, leading to increased stress levels and reduced productivity.It is important to note that the specific impacts and affected parties would depend on the nature of the changes made to the BC Labour Code and how they are implemented. Detailed analysis and consultation with stakeholders would be necessary to fully assess the potential negative impacts and those who would be directly impacted.
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Maxie's Game World sold games to a customer on credit for $2,600, terms 1/10, n/30 and the cost of the games was $1,700. When recording the collection from the customer made withi n the discount period, in its cash receipts jounal, Maxie's would enter: A) S2,574 in the Cash Dr. column, $26 in the Sales Discount Dr. column and $2,600 in the Accounts Receivable Cr.column. B) $2,600 in the Cash Dr. column. $2,600 in the Sales Cr. column, and $1,700 in the Cost of Goods Sold Dr/Inventory Cr.column. C) $2,600 in the Cash Dr. column and $2,600 in the Accounts Receivable Cr.column. D) $2,600 in the Accounts Receivable Dr/Sales Cr. column and $2,600 in the Cash Cr. column E) $2,574 in the Cash Dr. column and $2,574 in the Accounts Receivable Cr.column.
Answers
Answer:
A) S2,574 in the Cash Dr. column, $26 in the Sales Discount Dr. column and $2,600 in the Accounts Receivable Cr.column.
Explanation:
In the case when we have to record the collection from the customer within the discount period so the following journal entry should be made
Cash Dr $2,574
Sales discount Dr $26 (1% of $2,600)
To Account receivable $2,600
(Being collection is recorded)
Here the cash and sales discount is debited as it increased the assets and it reduced the sales on the other hand the account receivable is credited as it decreased the assets
Company-paid health insurance is a major benefit sought out by many employees. If coverage for a family costs $20,000 per year and your employee is paid $28,000 per year, what percentage of their total compensation is the healthcare benefit?
Answers
Answer:
~42
Explanation:
Ex. Company-paid health insurance is a major benefit sought out by many employees. If coverage for a family costs $15,000 per year and your employee is paid $40,000 per year, what percentage of their total compensation is the healthcare benefit?
SOLUTION:
$15,000 / ($15,000 + $40,000) = 0.272 x 100 = 27.2%
Problem: 20/20+28=0.416=41.6%
2. How would you up-sell your food products
Answers
Explanation:
know which items have high profit margins
offer extras
offer a specific item
be enthusiastic about the items you are suggesting
know what items to upsell at what times
dont annoy customers
mention takeout options
Answer:
To sell food you will have to advertise it first to receive customers.
Explanation:
I sell food and it was hard trying to get customers but you have to advertise for others to see and want to taste it. But also make sure to make sure it looks picture ready for pictures.
The quality certification that deals primarily with conformance to customer requirements is ISO ________; ISO ________ is concerned primarily with the organization's effect on the environment
Answers
Answer:
9000; 14000
Explanation:
The quality certification that deals primarily with conformance to customer requirements is ISO 9000 ; ISO 14,000 is concerned primarily with the organization's effect on the environment
The quality certification that deals primarily with conformance to customer requirements is ISO 9000 ; ISO 14000 is concerned primarily with the organization's effect on the environment.
What is ISO quality certification ?ISO quality certification is a seal of approval from a third party body that a company runs to one of the international standards developed and published by the International Organization for Standardization (ISO). Without the ISO quality certification, any product cannot be brought in the common market for sales to the customer. There are several labels of ISO quality certification, which deals with customer segments, product effect in environment and the sustainability of the product in market segment category.
Thus, the quality certification that deals primarily with conformance to customer requirements is ISO 9000 ; ISO 14000 is concerned primarily with the organization's effect on the environment.
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Which phrase best completes the diagram?
?
A person's credit score
gets worse.
O A. A person spends part of a credit card's credit limit.
B. A person files for bankruptcy to remove debts.
C. A person uses his or her savings to buy a new car.
D. A person pays the full balance of a credit card.
Answers
The best option for what reduces a person's credit score is B. A person files for bankruptcy to remove debts.
There are several things that can reduce a person's credit score such as:
Filing for bankruptcy to get debts wiped away Defaulting on debt Failing to pay debt interest on timeWhen a person uses bankruptcy to get rid of debt, they have essentially defaulted on their debt and so they will lose credit score points as a result.
In conclusion, filing bankruptcy causes a person's credit score to fall.
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Answer: a person files bankruptcy to remove debts
Explanation:
got it right
4. the interest is computed on the principal and also on the accumulated past interests.
a. simple annuity b. compound annuity C. simple interest d. compound interest
Answers
Answer:
d. compound interest
Explanation:
Compound interest basically means that previously earned interests will earn interests on their own. For example, you invest $100 and receive a 5% yield. At the end of year 1 you will have $105. At the end of year 2 you will have $105 x 1.05 = $110.25. The $5 in interests previously earned during year 1 will earn $0.25 interest during year 2.
Ben quit his job as an economics professor to become a golf professional. He gave up his $30,000 salary and invested his retirement fund of $50,000 (which was earning 10 percent interest) in this venture. After all expenses, his net winnings were $35,000. Ben's economic profits were
Answers
Answer:
Economic profit = $0
Explanation:
Economic profit = Revenue - Opportunity cost
Economic profit = $35,000 - (30,000 + (10% x 50,000))
Economic profit = $35,000 - $35,000
Economic profit = $0
Economic profit can be calculated by deducting the opportunity cost from the revenue earned. Here the economic profit is $0 as Ben lost his salary of $30,000 and the interest on retirement fund just for $35,000 revenue.
The economic profit is zero.
Important information:He gave up his $30,000 salary and invested his retirement fund of $50,000 (which was earning 10 percent interest) in this venture. After all expenses, his net winnings were $35,000.
Calculation of the economic profit:Economic profit = Revenue - Opportunity cost
Economic profit = $35,000 - (30,000 + (10% x 50,000))
Economic profit = $35,000 - $35,000
Economic profit = $0
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Explain Market Segmentation
Answers
In marketing, market segmentation is the process of dividing a broad consumer or business market, normally consisting of existing and potential customers, into sub-groups of consumers based on some type of shared characteristics.
Sorry if i was not helpful
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Which investment is better stocks, bonds, or mutual funds and why?
Answers
\(\text{Hello There!}\)
\(\bold{Stocks}\) \(\text{is the act of putting money in a business and expecting to make a profit.}\)
\(\bold{Bonds}\) \(\text{are more of a safe to invest in, however, you cannot sell them for 12 months.}\)
\(\bold{Mutual\;Funds}\) \(\text{ is the act of investing in securities with other investors}\)
Mutual Funds can be a good option if you're okay with the lack of investment decisions; however, people often lose money due to the risk of securities going down in value.
\({\underline{\underline{{Stocks}}}\) are going to be your best option for short-term investments.
\({\underline{\underline{{Bonds}}}\) are going to be your best option for long-term investments.
\({\underline{\underline{{Mutual\;Funds}}}\) are going to be your best option for investing in bigger stocks.
\(\boxed{There\;isn't\;a\;"best"\;option;\;it\;depends\;on\;what\;you\;prefer.}\)
\(\rule{300}{1.0}\)
Snoopycatlover
(this is for art)
Answers
Answer:
ty
Explanation:
Answer:
what's the question?
Explanation:
I need a question to answer
All of the following allow for a monopoly to exist EXCEPT ______________.
a. geography
b. competition
c. a patent
d. government mandate
Economics
Answers
Answer:
d. government mandate economics
Explanation:
during the industrial era the government stepped in to stop wealthy monopoly companies from corruption of the government
The correct option is (d) Government mandate economics.
What does government mandate economics mean?The group of people responsible for governing the country is called the government. If some government has a mandate for carrying out any policy or task, then they somewhat get the authority to win the election or vote. Hence (d) is correct out of all options.
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Which of the following are included in expansionary monetary policy? (Select all that are correct)
A increase discount rate
B increase federal funds rate
C increase reserve requirement
D buy bonds
E decrease discount rate
F decrease reserve requirement
G decrease government expenditures
H sell bonds
Answers
Answer:
Increase in discount rates
Question 2 of 10
A business that wants to increase its productivity by hiring additional highly
qualified employees would most benefit from an investment in
Answers
Answer:
b.labor
Explanation:
Please help I'm about to fail my class and i will be grounded for life, 100 pts for it! its financial literacy
Part One–Research
Imagine you bought 100 shares of stock three years ago and are selling it today. Select a company and research its stock prices. You can start with websites like Nasdaq and Fidelity. Determine the stock's price three years ago, or the purchase price, and its price today, or the selling price.
Part Two–Determine the Real Return
Calculate the real return of your stock investment using the following information:
Purchase price of 100 shares of stock
Selling price of 100 shares of stock
10% tax rate
3% inflation rate
2% administrative fee on the selling price of the stock
Part Three–Evaluate
Analyze your research and calculations, and answer the following questions:
What company did you select to buy stock in? Why did you select the company?
Consider the real return of the stock investment. Do you consider it a wise investment? Why or why not?
Answers
1. I imagine buying 100 shares of Amazon.com Inc. on January 3, 2020, when the stock price was $93.75, investing $9,375.
Today, October 31, 2022, the stock price of Amazon.com Inc. is $102.44.
2. The real return on my investment in Amazon.com Inc was a net loss of 7.12% or $667.60.
3. The company I selected to buy its stock three years ago was Amazon.com Inc.
4. I decided on Amazon.com Inc., hoping to earn spectacular returns since it is a multinational technology company.
5. When I consider the actual return on the stock investment in Amazon.com Inc., I think it was an unwise investment.
6. The investment returned a negative real value because I realized less than I initially invested; I actually lost about $667.60 overall.
What is the stock investment?Stock investment is the purchase of shares for an ownership interest in a publicly-listed company.
The investor makes the investment with the hope that the investee will grow and perform well over some period, enabling the investor to earn some real returns (in the form of dividends and capital appreciation).
Purchase of 100 shares Jan. 3, 2020 = $9,375 (100 x $93.75)
Sales of 100 shares Oct. 31, 2022 = $10,244 (100 x $102.44)
Tax (10%) = $1,024.40 ($10,244 x 10%)
Inflation (3%) = $307.32 ($10,244 x 3%)
Administration fee on sales (2%) = $204.88 ($10,244 x 2%)
Real Returns in dollars = $8,707.40 ($10,244 - $1,024.40 - $307.32 - $204.88)
Loss on returns = $667.60 ($8,707.40 - $9,375)
Loss percentage = 7.12% ($667.60/$9,375 x 100)
Unfortunately, Amazon.com Inc. did not pay any dividends during the period of my investment, and I really lost funds to taxes, inflation, and administration fees when I sold it.
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Why does the US import oil?
A.because it has exported too much oil
B.because it does not produce any oil
C.because it does not produce enough oil
D.because it has exported too little oil
Answers
Answer:
C. because it does not produce enough oil.
Explanation:
Although, the United States is one of the leading producers of oil, yet still import oil because it does not produce enough oil to meet the demand of its citizens. In other words, the United States consumes more than what she can produce.
Another reason is that most refineries in the United State are created basically for heavy crude whereas most of what she produce are light crude oil. The United States import the oil she is able to process while she export to other countries to complete the setup process.
The remedy to the above situation is when new refineries are built which are somewhat expensive or the existing refineries are upgraded to meet with the demand.
Answer:
D. Because it does not produce enough oil.
edg 2020.
Many companies around the globe voluntarily report their efforts in promoting environmental sustainability using the guidelines developed by the ________.
Answers
Environmental sustainability is promoted by many companies around the globe, using the guidelines developed by the Global Reporting Initiative.
What is environmental sustainability?Environmental sustainability refers to the capability of our environment to maintain all the biological systems and resources that support the living organisms on our Earth.
Environmental sustainability is important because of how much energy, food and human-made resources we use every day.
Hence, environmental sustainability is promoted using the guidelines developed by the Global Reporting Initiative.
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Tom, a customer care executive, receives an order of 25 personal computers from a customer who wants the goods to be delivered to him in two days. Tom needs to inform the customer of that there will be a delay in shipping goods in bulk in such a short span of time. In order to maintain trust, Tom should: _________
a. update the customer only when they enquire on the delay in the shipment.
b. update the customer regarding the delay as per his own convenience.
c. update the customer regularly and keep the customer informed of any further delay
d. update the customer only when he or she raises a complaint regarding non-receipt of goods.
Answers
Answer:
b. update the customer regarding the delay as per his own convenience.
Based on the given information, Tom should update the customer regarding the delay at his own convenience. Thus the correct option is B.
What is a Customer?A customer is referred to as an individual who purchases a product or service. He may or may not be the consumer. A consumer refers to a person who utilizes or consume goods and service.
In the given case, it is explained that A customer orders 25 personal computers for Tom, a customer service representative, and requests that the items be delivered to him in two days.
Now it is observed that the order is getting delayed, in order to maintain trust with the customer he should inform the client of the delay at his earliest possible opportunity to avoid any dissatisfaction among customers.
Customer satisfaction is the key to the success of any business which can be achive through better customer service. If any delay is caused it is better to inform than to create any misunderstanding or confusion for later.
Therefore, option B is appropriate.
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