you are the cio of a large manufacturing company. a software vendor approaches you with an offer to have your company serve as a beta site for a new human resource application. what would you consider before making a decision?

Answers

Answer 1

The CIO should speak with the top HR official and inquire as to whether the human resources division would profit from a new and maybe enhanced system.

An invitation to use your business as a beta test site for a new human resources application comes from a software manufacturer. What would you think about before deciding?

The CIO must:

The highest-ranking human resources (HR) officer should be consulted to see whether the human resource division might benefit from a new or maybe enhanced system.Check to see if the HR department has any important requirements for the proposed application that are relevant to the business and are not provided in the application.Determine whether HR can afford to take a chance and use an application that hasn't been put to the test by a lot of organizations.Inquire with the HR representative about the department's capacity for locating and methodically notifying any problems with the tested application.

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Related Questions

What is TRUE about the prevalence of diversity in the modern workplace?


Diversity in the workplace has continued to increase.


Diversity in the workplace has continued to decrease.


Diversity in the workplace has shown no increase or decrease.


There is no data to track diversity in the workplace.

Answers

In summary correct option for this question is Diversity in the workplace has continued to increase.

Why is it?

There has been a growing recognition among organizations of the importance of diversity and inclusion in the workplace. With increased awareness, companies have made efforts to increase the representation of diverse individuals among their employees.

This has resulted in a trend towards increasing diversity in the workplace over the past few decades. Diversity in the workplace refers to the representation of people from different backgrounds, including race, ethnicity, gender, age, sexual orientation, religion, and more.

Having a diverse workforce can lead to many benefits, including increased creativity, innovation, and problem-solving abilities, as well as greater employee engagement and job satisfaction

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Setting the research objectives and identifying possible marketing actions are things that would be completed in which step in the marketing research approach?

Answers

Setting the research objectives and identifying possible marketing actions are both part of which step in Define the problem of marketing research approach

For better understanding let's explain what define the problem mean

Define the problem is the first step in the marketing research process

This is the step where one set research objectives to help achieving organization goal and list out all the various market actions

From the above we can therefore say that the answer Setting the research objectives and identifying possible marketing actions are both part of which step in Define the problem of marketing research approach

is correct

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Peter has developed an app that focuses on connecting potential renters with owners of unoccupied holiday houses. His current monthly profit (in hundreds of dollars) for x hundred homeowners is given by
Peter’s technical skills are limited, and he is not able to expand the capability of his app to handle more than 300 house owners per month.
(a) Calculate the maximum profit that Peter can make each month.
(b) Find the points x ≥ 0 for which the second derivative of p(x) is 0.
(c) Find the point of diminishing returns for peter’s profit function.

Answers

Peter can maximize his profit by serving 144 homeowners each month.

(a) The profit function is given by:

P(x) = 15x - 0.03x^2 - 0.0001x^3

To find the maximum profit, we need to find the critical points of the profit function. Let's differentiate the profit function to find its derivative:

P'(x) = 15 - 0.06x - 0.0003x^2

To find the critical points, we set the derivative equal to zero and solve for x:

0 = 15 - 0.06x - 0.0003x^2

Rearranging the equation, we get a quadratic equation:

0.0003x^2 + 0.06x - 15 = 0

Now, we can solve this equation using the quadratic formula:

x = (-0.06 ± sqrt(0.06^2 - 4 * 0.0003 * -15)) / (2 * 0.0003)

Simplifying further, we have:

x = (-0.06 ± sqrt(0.0036 + 0.018)) / 0.0006

x = (-0.06 ± sqrt(0.0216)) / 0.0006

x = (-0.06 ± 0.1464) / 0.0006

x = (0.0864 / 0.0006) or (-0.2064 / 0.0006)

x = 144 or -344

Since we are considering x ≥ 0, the valid solution is x = 144.

To find the points x ≥ 0 for which the second derivative of p(x) is 0, we need to find the critical points of the second derivative.

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An event organized for employers to meet with job seekers is called a _____. a. festival b. career fair c. town celebration d. job outpost Please select the best answer from the choices provided

Answers

Answer:

The right alternative is Option b (Career fair).

Explanation:

A Career fair seems to be a recruitment tournament wherein the prospective employers fulfill prospective candidates and in which the workforce discover something about available opportunities for prospective employers. Above fair conversations seem to be advantageous since they provide general information here about how to start writing a CV.

Other preferences are not comparable to the instance in question. So the above is the right option.

what is the note/document from the guardians/parents that the child can work

Answers

Not all students need approval from a parent or guardian to apply for a work permit and no signature is required if the minor provides

What are the 4 roles of government in the economy?

Answers

The four role of government in economy is listed as follows.

Government:

The term government refer a system of social control under which the right to make laws, and the right to enforce them, is vested in a particular group in society

Given,

Here we need to define the 4 roles of the government in economy.

Basically, the role of government in economy is includes the following actions,

(1) Establishes the legal and social framework within which the economy operates

(2) maintains competition in the marketplace,

(3) provides public goods and services,

(4) redistributes income,

(5) corrects for externalities, and

(6) Take necessary certain actions to stabilize the economy.

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How has democracy (or the lack of democracy) shaped the
development of what became the United States?

Answers

Democracy has played a crucial role in shaping the development of the United States, influencing its founding principles and political system. The lack of democracy in certain historical contexts also had significant impacts on the nation's trajectory.

Democracy has been a fundamental principle in the development of the United States. The nation's founding documents, such as the Declaration of Independence and the Constitution, reflect democratic ideals of popular sovereignty, individual rights, and representative government. These democratic principles guided the establishment of a federal system of government and shaped the structure of the three branches of power. Over the years, democracy has provided a framework for citizen participation, allowing for the election of leaders, protection of civil liberties, and the promotion of political pluralism. The United States' commitment to democracy has been a source of national identity and has influenced its foreign policy as it has sought to promote democratic values globally.However, the lack of democracy in certain historical periods has also shaped the development of the United States. For example, during the era of slavery, the institution denied basic democratic rights and freedoms to millions of African Americans. Slavery created deep divisions and tensions within the nation, leading to the American Civil War. The struggle for civil rights in the 20th century further highlighted the impact of the lack of democracy on marginalized communities. The fight for suffrage, racial equality, and gender equality has been an ongoing process that has shaped the nation's development, pushing it towards a more inclusive and participatory democracy.In summary, democracy has been a driving force in the development of the United States, providing the foundation for its political system and core values. While democracy has been a guiding principle, the lack of democracy in certain historical contexts, particularly with regard to slavery and civil rights, has also significantly shaped the nation's trajectory. The United States continues to grapple with democratic challenges and strives to create a more equitable and inclusive society.

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taylor what happened

Answers

Answer:

whos taylor?

Explanation:

i dont know anyone named taylor so...

Answer:

do fish get thristy? this is a assignment for health

In the long-run, as new firms enter a monopolistically competitive market, the demand cures for existing firms will:_________

Answers

In the lengthy run, as new corporations input a monopolistically competitive marketplace, the demand treatments for existing companies will: Shift to the left.

 Demand Call for is a financial idea that relates to a purchaser's choice to buy items and services and willingness to pay a particular charge for them. A boom in the price of an excellent carrier tends to lower the amount demanded.

Demand may be described as the quantity of a commodity that a client is ready and willing to shop for, at every viable rate, over a given period of time. essential factors of call for are quantity, capability, willingness, fees, and time period.

For instance, if a patron is hungry and buys a slice of pizza, the first slice may have the finest gain or software. With each extra slice, the purchaser will become extra happy, and the application declines. In principle, the first slice might fetch a better charge from the customer.

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An income statement: Select one: A. Reports the results of operations for a period B. Reports on the events causing a change in stockholders' equity during a period C. Presents a firm's assets, liabilities, and stockholders' equity on a given date D. Reports cash inflows and outflows during a period E. None of the above

Answers

It should be noted that an income statement A. Reports the results of operations for a period.

What is an income statement?

An income statement simply means the financial statement which shows the income and expenditure of a company.

An income statement reports the results of operations for a period. It's important to know how the company is doing financially.

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What happens when sellers compete with other sellers to meet consumer's demands, and consumers compete with other consumers to find the goods with the lowest cost and the highest quality? Multiple select question. Markets are efficient. Markets are competitive. Markets are regulated.

Answers

Answer:

Markets are competitive.

Explanation:

In the competitive market, the number of sellers competed with each other in terms of prices, quality, maximize the market share.

In the given situation, various sellers are competed with each other for meeting out the consumer demands also at the same time it offers the goods at lowest cost and highest quality so that it capture the whole market

Therefore the second option is correct

a tax that a government imposes on goods imported into the country is known as a(n):

Answers

A tax that a government imposes on goods imported into the country is known as a(n) import duty.

An import duty is a tax or tariff that is charged on goods that are imported into a country. Governments use import duties to raise revenue, protect domestic industries, and regulate trade. Import duties can be ad valorem (based on the value of the goods) or specific (based on the quantity of goods), and they can vary depending on the type of goods being imported and the country of origin. Import duties can impact the price of imported goods, making them more expensive and potentially less competitive with domestic products. As such, import duties can be a contentious issue in international trade negotiations and can impact global trade flows.

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What is missing from this goal that is preventing it from being a SMART goal?
Goal: I want to be successful right after high school by getting a job.
This goal is NOT
O Specific
0 Measurable
O Attainable
O Relevant
O Timely

Answers

Timely, you can’t get a successful job that quick right after highschool

What are the five Ws of a good press release?
Major Questions the release should answer
Types of Audiences for the release
Categories of the Media the release should cover
Five paragraph structure of the release

Answers

The main five Ws of a good press release which most journalists know that the basic format of a press release includes:

Whowhenwhatwherewhy information

Why is five Ws of a good press release important?

Investigative journalists, detectives, and researchers use the 5Ws and 1H technique as a straightforward technique to gather a comprehensive and accurate story. This method's premise is that if you can figure out the responses to these six questions, you should have a complete account of what happened. What, Why, When, Where, Who, and How are the six questions listed above.

The 5Ws and 1H framework is a remarkably straightforward but seriously powerful approach to data collection. The list is simple to remember and can be used as a guide for journalists and other researchers whenever they are frantically gathering data.

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Explanation:

The main five Ws of a good press release which most journalists know that the basic format of a press release includes:

Who

when

what

where

why information

Why is five Ws of a good press release important?

Investigative journalists, detectives, and researchers use the 5Ws and 1H technique as a straightforward technique to gather a comprehensive and accurate story. This method's premise is that if you can figure out the responses to these six questions, you should have a complete account of what happened. What, Why, When, Where, Who, and How are the six questions listed above.

The 5Ws and 1H framework is a remarkably straightforward but seriously powerful approach to data collection. The list is simple to remember and can be used as a guide for journalists and other researchers whenever they are frantically gathering data.

erry lang is unclear as to the difference between the balance sheets of a merchandising company and a manufacturing company. explain the difference to jerry.

Answers

The differ-ence in balance sheets pertains to the presentation of inventories in the current asset sect-ion. In a merchandising company, only merchandise inventory is sho-wn. In a manufacturing company, 3 inventory accounts are shown: finish-ed goods, work in process, and raw materials.

What Is a Balance Sheet?

The term balance sheet refers to a financial state-ment that reports a company's assets, liabilities, and share-holder equity at a specific point in time. Balance sheets pro-vide the basis for computing rates of return for invest-ors and evaluating a company's capital structure.

Balance sheets can be us-ed with other important financial state-ments to conduct funda-mental analysis or calculate financial ratios.

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how much of the first payment goes to interest expense and how much goes to reducing the carrying value of the loan

Answers

The first payment goes primarily to interest expense, with a small portion going to reduce the carrying value of the loan.

How much of the first payment goes to interest expense?

The first payment goes primarily to interest expense because when a loan is first taken out, the majority of the payment is interest. As the loan is paid down, the amount of interest owed each month decreases, so a larger portion of the payment goes towards the principal balance.

How much goes to reducing the carrying value of the loan?

The first payment on a loan is typically interest-heavy because the borrower has not yet had a chance to pay down the principal balance. The amount of the payment that goes towards interest expense will decrease each month as the borrower pays down the loan.

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What type of communication provides powerful analytics that allow entrepreneurs to determine the effectiveness of their communication efforts?
O A. Interior communication
О в.
OC.
Nonverbal communication
Social media communication
D. Creativity communication

Answers

An appropriate choice is option (c). Business owners can use social media communication's robust analytics to assess the success of their communication efforts.

Social media communications are what?

A communication method based on the internet is social media. Users can converse, share knowledge, and publish content online via social media platforms. Social media describes how individuals interact with one another through the creation, sharing, and/or exchange of knowledge and ideas in online groups and networks.

What constitutes effective corporate communication?

Interaction between people is facilitated via communication. Entrepreneurs continually aim to enhance their communication skills because doing so will help them share and express their ideas clearly, as well as interact with their team, clients, and coworkers in a better way.

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Why is a brand important to a business?

Answers

good branding increases the value of a company, provides employees with direction and motivation, and makes acquiring new customers easier.

The OSHA Construction requirement of 1926.1424 to create an area to protect
workers from a Swing Radius Hazard is called:
•Rest Area Control
•Work Area Control
•Breakfast Area Control
•Parking Area Control

Answers

The OSHA Construction requirement of 1926.1424 to create an area to protect workers from a Swing Radius Hazard is called:

B. Work Area Control

What is Work Area Control?

This refers to the section of work which is specifically designed to offer security and protection to workers so that they would not have a work-related injury.

With this in mind, we can see that the OSHA Construction requirement of 1926.1424 was made to create a Work Area Control which would protect workers from a Swing Radius Hazard.

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A small business owner visits her bank to ask for a loan. The owner states that she can repay a loan at $1,000 per month for the next three years and then $2,000 per month for two years after that. If the bank is charging customers 7. 5 percent apr, how much would it be willing to lend the business owner?.

Answers

The amount bank will be willing to lend = $67,662.7

How is the amount calculated?

Present value of annuity=Monthly Payments× [1- \(\frac{1}{(1+r)^n}\) ] ÷ r

where,

Monthly payments = $1,000

r = Rate of return = 7.5% / 12 = 0.625%

n = Number of periods = 3 ×12 = 36

Present value of annuity=$1,000×1− [\(\frac{1}{(1 + 0.00625)^3^6}\) ] ÷ 0.00625

Present value of annuity=$32,147.91

Calculation of the present value of annuity for the next two years:

Present value of annuity=Monthly Payments× 1−  \(\frac{1}{(1+r)^n}\) ÷ r

where,

Monthly payments = $2,000

r = Rate of return = 7.5% / 12 = 0.625%

n = Number of periods = 2 ×12 = 24

Present value of annuity

=$2,000×1−[\(\frac{1}{(1 + 0.00625)^2^4}\) ] ÷ 0.00625

Present value of annuity=$44,444.85

Now, lets calculate the present value:

Future value = $44,444.85

Rate of interest = 7.5% / 12 = 0.625%

Number of periods = 3 * 12 = 36

Present value=Future value∗1/(1+Rate of Interest)^Number of periods

Present value=$44,444.85∗1/(1+0.00625)^36

Present value=$35,514.79

The amount bank will be will to lend = Present value of annuity for the first three years + Present value

The amount bank will be will to lend = $32,147.91 + $35,514.79

The amount bank will be will to lend = $67,662.7

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Calculate the payoff of this scenario: You flip a coin, if it is Heads, you win $134; and if it is Tails, you lose $121

Answers

The payoff of this scenario is +$13.

To calculate the payoff, subtract the amount lost from the amount won:

$134 - $121 = $13.

In this scenario, you have a 50/50 chance of winning or losing money based on the outcome of the coin flip. If the coin lands on Heads, you win $134, but if it lands on Tails, you lose $121.

Therefore, the expected value of this scenario can be calculated as follows: (0.5 x $134) + (0.5 x -$121) = $6.5.
However, the payoff is not the same as the expected value. The payoff represents the actual outcome of the scenario, whereas the expected value represents the average outcome over many repetitions of the scenario. In this case, the actual outcome is either a gain of $13 or a loss of $121, depending on the result of the coin flip.

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When using the effective interest rate method, the interest expense recognized is a constant percentage (yield) on the bond's outstanding carrying value.

Answers

When using the effective interest rate method, the interest expense recognized is a constant percentage (yield) on the bond's outstanding carrying value.

The effective interest rate method refers to a technique for calculating the interest expense incurred on a bond. The effective interest rate method includes the interest payable to bondholders plus the premium or discount amortization as a proportion of the bond's outstanding carrying value.When a bond is issued at a discount, the interest expense will be more significant than the interest payments; when a bond is issued at a premium, the interest expense will be less significant than the interest payments. This implies that the interest rate calculated using the effective interest rate method is constantly changing throughout the term of the bond, depending on the bond's outstanding carrying value.

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when must an agent report a felony conviction to the bureau of insurance

Answers

The requirement for an agent to report a felony conviction to the Bureau of Insurance can vary depending on the specific laws and regulations of the jurisdiction in which the agent operates.

In general, it is advisable for agents to familiarize themselves with the regulations set forth by their state's insurance department or bureau.

In many cases, insurance agents are required to report felony convictions to the Bureau of Insurance promptly. This reporting obligation serves to ensure that the regulatory body is aware of any criminal activities or convictions that may impact the agent's fitness to hold an insurance license or engage in insurance-related activities.

The specific guidelines for reporting felony convictions, including the timeframe within which the report must be made, are typically outlined in the insurance regulations or statutes of the relevant jurisdiction. It is essential for agents to review these regulations carefully and adhere to the reporting requirements to maintain compliance with the law and maintain their professional standing.

To obtain accurate and up-to-date information on the reporting requirements for felony convictions, agents should consult the official website or contact the Bureau of Insurance in their jurisdiction. This will ensure they have the most accurate and relevant information regarding their reporting obligations.

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You open a new bank account at Eastside Savings. You see FDIC stickers around the bank, and the teller specifically mentions that Eastside
Savings is "FDIC Insured". A few months later, you hear on the radio that Eastside Savings is struggling to stay in business. Your savings balance
Is $500. What would happen to that money if Eastside Savings failed?

A.You could lose $250 since FDIC Insurance only covers 50% of the money you have deposited.
B.You would lose all of your money.
C.You would receive $250,000 since FDIC Insurance provides each account at the bank with $250,000 regardless of how much they
have deposited
D.You would receive all the money you have deposited at Eastside Savings since FDIC insurance covers accounts up to $250,000.

Answers

Answer:

The correct option is D. You would receive all the money you have deposited at Eastside Savings since FDIC insurance covers accounts up to $250,000.

Explanation:

Based on the information given what would happen to that money in a situation where Eastside Savings failed is that such individual would receive all the money he/she have deposited at Eastside Savings reason been that FDIC which is fully known as FEDERAL DEPOSIT INSURANCE CORPORATE insurance covers accounts up to the amount of $250,000 and Secondly Eastside Savings is "FDIC Insured".

. As a wholesaler of all kinds of paper supplies, Ajay owns a paper mart in Chawri Bazar, in Delhi. He meets the demands of the retailers by procuring different kinds of paper from different manufacturers. He extensively undertakes advertisements and other sales promotional activities for his products which in turn also helps the retailers in persuading prospective buyers. Many a times he sells goods on credit to his old customers (retailers). He is well appreciated for providing guidance to the retailers about various aspects of marketing. A) Identify the various types of services Ajay is providing to the retailers. B) Also explain any two services that he must be extending to the manufacturers as well

Answers

Answer:

A Wholesaler and Retailers

A. Various types of services Ajay is providing to the retailers are:

1. Procuring variety of papers from different manufacturers.

2. Undertaking advertisement and other sales promotional activities to the benefit of retailers.

3. Extending credit sales to retailers.

4. Providing marketing guidance to retailers.

B. Two services that Ajay is extending to the manufacturers as well are:

1. Providing wider market for manufacturers by purchasing in bulk.

2. Helps the manufacturers to distribute their goods.

Explanation:

As a wholesaler, the business acts as the middleman between the paper manufacturers and the retailers.  The wholesaler purchases paper in bulk from the manufacturers, thereby encouraging them to produce more.  He enables retailers, who are at the grassroots, to gain access to a variety of the manufacturers' products at small quantities.  He also helps in the distribution of goods.

The various types of services that Ajay is providing to retailers are selling paper from different manufacturers, carrying out advertisement and sales promotional activities to retailers.

Other activities performed by Ajay to retailers is selling merchandise on credit and marketing guidance. It also extends its services to manufacturers, such as assisting in market expansion and selling goods.

Wholesale and retail trade

They are modalities of buying and selling goods with different characteristics. The wholesaler is responsible for supplying products in large quantities to retailers, who resell such products in smaller quantities to the final consumer.

Therefore, Ajay assists in the intermediation between paper manufacturers and retailers, helping in the best conditions and strategies for the improvement of both.

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2. What is the opportunity cost of producing fifty more
croissants?

Answers

Answer:

What is the opportunity cost of producing fifty more croissants? 60 doughnuts or 20 croissants.

A 25-year, $1,000 par value bond has an 15% annual payment coupon. The bond currently sells for $905. If the yield to maturity remains at its current rate, what will the price be 5 years from now?
A977.20
B907.41
C930.11
D984.19
E906.86

Answers

The future price of the bond after 5 years will be approximately $901.49. None of the given options matches this value exactly, but the closest option is B. 907.41.

To determine the future price of the bond, we need to calculate the yield to maturity (YTM) and use it to discount the future cash flows. Given that the bond has a 15% annual payment coupon and a par value of $1,000, it means it pays $150 annually ($1,000 x 0.15).

To calculate the yield to maturity (YTM), we can use the current price of $905. The YTM is the discount rate that equates the present value of the bond's cash flows to its current price.

Using a financial calculator or Excel, we can find that the YTM for this bond is approximately 17.12%.

Now, let's calculate the future price of the bond after 5 years using the YTM:

Future price = (Future coupon payments + Future par value) / (1 + YTM)ⁿ

where:

Future coupon payments = Coupon payment x (1 + YTM)ⁿFuture par value = Par value / (1 + YTM)ⁿn = number of years

Plugging in the values:

Future coupon payments = $150 x (1 + 0.1712)^5 = $317.86

Future par value = $1,000 / (1 + 0.1712)^5 = $584.22

Future price = ($317.86 + $584.22) / (1 + 0.1712)⁵ = $901.49

Therefore, option B. 907.41 is correct.

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Company-paid health insurance is a major benefit sought out by many employees. If coverage for a family costs $20,000 per year and your employee is paid $28,000 per year, what percentage of their total compensation is the healthcare benefit?

Answers

Answer:

~42

Explanation:

Ex. Company-paid health insurance is a major benefit sought out by many employees. If coverage for a family costs $15,000 per year and your employee is paid $40,000 per year, what percentage of their total compensation is the healthcare benefit?

SOLUTION:

$15,000 / ($15,000 + $40,000) = 0.272 x 100 = 27.2%

Problem: 20/20+28=0.416=41.6%

Question 5 Zombie Berhad has the following trial balance at 31 December 2021: RM RM 7,602,504 730,600 208,000 10,712,000 4,940,000 4,680,000 936,000 988,000 520,000 629,200 1,040,000 Revenue Purchases Returns inwards Plant at cost Machinery at cost Office equipment at cost Accumulated depreciation-- Plant -- Machinery -- Office equipment Accounts payable Long-term borrowing Accounts receivable Inventory Cash and bank Administration expenses Long term borrowing interests Salaries and wages Marketing expenses Discount allowed Share capital Retained profits as at 1 Jan 2021 General Reserve Total 2,191,072 218,400 358,904 520,000 26,000 252,720 208,000 72,800 8,320,000 4,602,208 480,584 25,118,496 ...5/- 25.118.496 Additional information: • Inventory as at 31 December 2021 was RM447,200. • Provision for company tax was RM429,520. • Depreciation 20% on cost per annum based on monthly pro rata basis to all non- current assets. Share capital: RM7,800,000 ordinary shares and RM520,000 4% preference shares. • Ordinary share dividend proposed to be 6%. Long term borrowing interest where half year interest still owing. Required: Prepare Statement of Comprehensive Income and Statement of Financial Position as at 31 Dec 2021. (40 marks)

Answers

The Statement of Comprehensive Income and Statement of Financial Position for Zombie Berhad as at 31 December 2021 are as given below:

What constitutes the Statement of Comprehensive Income and Statement of Financial Position?

To prepare the Statement of Comprehensive Income and Statement of Financial Position for Zombie Berhad as at 31 December 2021, gather information from the given trial balance and additional information provided. Let's start by preparing the Statement of Comprehensive Income.

Statement of Comprehensive Income for the year ended 31 December 2021:

Revenue:

RM 7,602,504

Cost of Goods Sold:

Purchases RM 10,712,000

Less: Returns inwards RM 208,000

Inventory (Opening) RM 480,584

Inventory (Closing) RM 447,200

Cost of Goods Sold:

RM (10,712,000 - 208,000 - 480,584 + 447,200) = RM 10,470,616

Gross Profit:

RM (7,602,504 - 10,470,616) = (RM 2,868,112)

Expenses:

Administration expenses RM 2,191,072

Depreciation - Plant (20% x RM 4,940,000) = RM 988,000

Depreciation - Machinery (20% x RM 4,680,000) = RM 936,000

Depreciation - Office equipment (20% x RM 520,000) = RM 104,000

Long term borrowing interest = RM 218,400

Salaries and wages RM 358,904

Marketing expenses RM 252,720

Discount allowed RM 72,800

Total Expenses:

RM (2,191,072 + 988,000 + 936,000 + 104,000 + 218,400 + 358,904 + 252,720 + 72,800) = RM 5,120,896

Net Loss:

RM (2,868,112 - 5,120,896) = (RM 2,252,784)

Other Comprehensive Income:

Dividend Income (6% on RM 7,800,000) = RM 468,000

Total Comprehensive Income:

(RM 2,252,784 + RM 468,000) = (RM 1,784,784)

Next, let's prepare the Statement of Financial Position as at 31 December 2021.

Statement of Financial Position as at 31 December 2021:

Assets:

Non-Current Assets:

Plant at cost RM 4,940,000

Less: Accumulated depreciation - Plant RM 988,000

Net Plant: RM (4,940,000 - 988,000) = RM 3,952,000

Machinery at cost RM 4,680,000

Less: Accumulated depreciation - Machinery RM 936,000

Net Machinery: RM (4,680,000 - 936,000) = RM 3,744,000

Office equipment at cost RM 520,000

Less: Accumulated depreciation - Office equipment RM 104,000

Net Office equipment: RM (520,000 - 104,000) = RM 416,000

Total Non-Current Assets:

(RM 3,952,000 + RM 3,744,000 + RM 416,000) = RM 8,112,000

Current Assets:

Accounts receivable RM 629,200

Inventory RM 447,200

Cash and bank RM 252,720

Total Current Assets:

(RM 629,200 + RM 447,200 + RM 252,720) = RM 1,329,120

Total Assets:

RM (8,112,000 + 1,329,120) = RM 9,441,120

Equity and Liabilities:

Equity:

Share capital

- Ordinary shares RM 7,800,000

Share capital - Preference shares RM 520,000

Retained profits as at 1 Jan 2021 RM 4,602,208

General Reserve RM 480,584

Total Equity:

(RM 7,800,000 + RM 520,000 + RM 4,602,208 + RM 480,584) = RM 13,402,792

Liabilities:

Accounts payable RM 520,000

Long-term borrowing RM 8,320,000

Long-term borrowing interest (half year) RM 218,400

Provision for company tax RM 429,520

Total Liabilities:

(RM 520,000 + RM 8,320,000 + RM 218,400 + RM 429,520) = RM 9,488,920

Total Equity and Liabilities:

RM (13,402,792 + 9,488,920) = RM 22,891,712

Therefore, the Statement of Comprehensive Income and Statement of Financial Position for Zombie Berhad as at 31 December 2021 are as follows:

Statement of Comprehensive Income:

Net Loss: (RM 2,252,784)

Other Comprehensive Income: RM 468,000

Total Comprehensive Income: (RM 2,252,784 + RM 468,000) = (RM 1,784,784)

Statement of Financial Position:

Assets:

Non-Current Assets: RM 8,112,000

Current Assets: RM 1,329,120

Total Assets: RM 9,441,120

Equity and Liabilities:

Equity: RM 13,402,792

Liabilities: RM 9,488,920

Total Equity and Liabilities: RM 22,891,712

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What types of loans are available to consumers?

Answers

Explanation:

Credit Cards: That used fund daily transactions by customers.

Car Loans: That used fund the purchasing of a car by customers.

Private loans: Used mostly by borrowers for school funding.

Personal Loans: Being used personal usage by customers.

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