You have a $58,500 portfolio with an anticipated return of 13.1%. The portfolio contains $24,500 and $16,700 invested in stocks, respectively. Q return = 11.85%
Do you mean invested or vested?To invest something means to devote time, energy, or money into it in order to achieve a desired outcome. Vested refers to something that is legally protected, like a person's power. Vested interest refers to a specific motivation that causes one to be biased. A vested right is unassailable, total, and everlasting.
Briefing
Investment in Q = ($63,500 - $16,900 - $24700)
Investment in Q =21900
Portfolio return = Respective return * Respective investment weight
13.3= (16900 / 63500 * 18.1%) + ( $24,700 / $63,500 * 11.3% ) + ( $21900 / $63,500 * Return on Q)
13.3 = 4.817165354 + 4.39533071% + (21900 / 63500*Return on Q)
13.3 = 9.21259843% + (21900 / 63500*Return on Q)
Return on Q = (13.3% -9.21259843%) *63500/21900
Return on Q = (4.08740157 * 2.899543379)
Return on Q = 11.85159816%
Return on Q =11.85%
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Each product item in the product mix may require a separate marketing strategy.
a. true
b. false
True, each product item in the product mix may require a separate marketing strategy.
The answer is True.
Each product item in the product mix may require a separate marketing strategy because each product item has its own unique set of target customers, competitive landscape, and marketing challenges. For example, a company that sells both smartphones and laptops may need to use different marketing strategies for each product item. The smartphone marketing strategy may focus on targeting young, tech-savvy consumers, while the laptop marketing strategy may focus on targeting business professionals.
Here are some of the reasons why each product item in the product mix may require a separate marketing strategy:
Different target markets: Each product item may have a different target market with different needs and wants. For example, a company that sells both children's clothing and adult clothing may need to use different marketing strategies for each product item. The children's clothing marketing strategy may focus on targeting parents, while the adult clothing marketing strategy may focus on targeting adults.
Different competitive landscapes: Each product item may face a different competitive landscape. For example, a company that sells both smartphones and laptops may face different competitive challenges in each market. The smartphone market is more competitive than the laptop market, so the company may need to use a more aggressive marketing strategy for smartphones.
Different marketing challenges: Each product item may face different marketing challenges. For example, a company that sells both physical products and digital products may face different marketing challenges for each product type. The physical products marketing strategy may focus on traditional marketing channels, while the digital products marketing strategy may focus on online marketing channels.
In conclusion, each product item in the product mix may require a separate marketing strategy because each product item has its own unique set of target customers, competitive landscape, and marketing challenges.
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You have obtained a job and will receive a wage of $20.00 per hour. Calculate the following:
a. Gross pay for 40-hour week
b. Federal tax deduction of 15 percent
c. State tax deduction of 3 percent
d. City tax deduction of 0.5 percent
e. FICA or Social security and Medicare tax deduction of 7.65 percent
f. Net pay after above deductions.
Determine the total amount of all taxes levied, taking into account Social Security, Medicare, and any federal and state withholdings listed on a W-4. To calculate the proportion of taxes deducted from a paycheck, divide this amount by the gross salary.
How much will federal income taxes be in 2022?
In terms of federal income tax rates and brackets, there is no change in the rates themselves from 2022 to 2023. The same seven tax rates from 2022—10%, 12%, 22%, 24%, 32%, 35%, and 37%—remain in place for 2023.
How is salary determined?
The gross pay (before tax deductions) divided by the number of pay periods in a year yields the yearly salary. For instance, a worker making $1,500 each week would make $78,000 a year (1,500 multiplied by 52).
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Betty's employees' performance is the lowest of the company. Most of Betty's employees have
been with the company less than 2 years. Those that have been with the company for more
than 2 years are visibly unhappy at the company. These results are drastically different than
most of the other teams in the company.
Do you think Betty is a good manager? List facts that support your decision
Answer: Define job performance, organizational citizenship, absenteeism, and turnover.
Explain factors associated with each type of work behavior.
One of the important objectives of the field of organizational behavior is to understand why people behave the way they do. Which behaviors are we referring to here? We will focus on four key work behaviors: job performance, organizational citizenship behaviors, absenteeism, and turnover. Note that the first two behaviors are desirable ones, whereas the other two are often regarded as undesirable. While these four are not the only behaviors organizational behavior is concerned about, if you understand what we mean by these behaviors and the major influences over each type of behavior, you will gain more clarity about analyzing the behaviors of others in the workplace.
Explanation:
TUVW after a translation 2units left and a reflection over the y axis
The y-coordinate of each point remains the same since the transformation does not affect the y-axis.
To apply the transformation of a translation 2 units to the left and a reflection over the y-axis to the points TUVW, we can follow these steps:
First, we need to determine the coordinates of TUVW. Without any given information about these points, we cannot perform the transformation. After obtaining the coordinates of TUVW, we can apply the translation of 2 units to the left. To do this, we simply subtract 2 from the x-coordinate of each point. For example, if the coordinates of T are (3, 4), after the translation, they would become (1, 4). Next, we can apply the reflection over the y-axis. To do this, we simply negate the x-coordinate of each point. For example, if the coordinates of U after the translation are (-1, 6), after the reflection they would become (1, 6). Finally, we can write down the new coordinates of TUVW after the transformation. In summary, after a translation 2 units left and a reflection over the y-axis, the coordinates of TUVW would be:
T'(-1, y)
U'(1, y)
V'(-2, y)
W'(0, y)
the y-coordinate of each point remains the same since the transformation does not affect the y-axis.
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A student is graduating from college in six months but will need a loan in the amount of $3,725 for the last semester. the student may receive either an unsubsidized stafford loan or a plus loan. the terms of each loan are: unsubsidized stafford loan: annual interest rate of 4.65%, compounded monthly, with a balance of $3,901.95, at the time of repayment plus loan: annual interest rate of 5.65%, compounded monthly with payment deferred until graduation which loan will have a lower balance and by how much at the time of repayment?
A loan will have a lower balance and by much at the time of repayment $142.13.
What is loan?A loan is any sum of money, a piece of property, or other tangible item that is given to another party with the understanding that it will be paid back, plus interest, at a later date. A loan was the pay with interest.
Calculated the repayment of loan:
Given,
loan in the amount of $3,725
Annual interest rate of 4.65%
compounded monthly, with a balance of $3,901.95
annual interest rate of 5.65%
monthly interest rate is 4.65% ÷ 12
monthly interest rate = 0.3875%.
monthly interest rate is 5.65% ÷ 12
monthly interest rate = 0.4708%.
balance = principal x (1 + monthly interest rate)^ number of compounding periods
balance = $3,725 x \((1 + 0.003875)^6\)
balance = $3,901.95
balance = principal x (1 + monthly interest rate)^ number of compounding periods
balance = $3,725 x \((1 + 0.004708)^6\)
balance = $4,044.08
Amount of loan = $4,044.08 - $3,901.95
Amount of loan = $142.13.
As a result, the significance of the loan will have a lower balance in period of repayment is $142.13.
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Please help!! My 9th time posting this please actually help me!
Dissatisfied customers may occasionally post harsh criticism of a product or service on a company's social media site. Social media experts say that not every comment on the Web merits a response. Concisely describe the circumstances that merit a professional response to an online post. Then describe the guidelines you should follow when composing to customers online.
During the storming phase of team development, the team has just been created. True False
Frederick Taylor's goal was to find ways to improve worker motivation by making work more interesting and cha
The given statement "During the storming phase of team development, the team has just been created" is False because During the storming phase of team development, the team has moved past the initial creation stage.
In the storming phase, team members have already been introduced and have started working together. This stage is characterized by conflicts, disagreements, and power struggles as team members establish their roles, express their opinions, and vie for influence within the team.
They may challenge each other's ideas, confront differences in work styles, and navigate through interpersonal dynamics. The storming phase is a critical stage in team development, as it sets the foundation for effective collaboration.
Through open communication, negotiation, and resolution of conflicts, teams can progress to the next stage of development, norming, where they begin to establish common goals, norms, and cohesion.
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Complete Question
During the storming phase of team development, the team has just been created. True False
I got this question on my quiz a few weeks ago and was wondering if anyone could explain the best/correct answer.
I'm currently leaning towards the last option, but I'm not sure.
Answer:
Easy it's B, this is because the rate at which we earn interest with only 1000$ does not keep up with the maintenance fee.
In B u get $1010 because of the interest after the first year,
In D u get $960 because if u get an annual interest of 2% from $1000 u get a total of $1020 but deduction from maintenance fee is $60 per year, Thus $1020-$60 = $960. Same explaination for the others as well.
Which business letter feature is found at the top of the page?
answer:
Letter head
Explanation:
typically has the companies logo at the top of the page
Nishimatsu's habit of chatting with flight attendants and working alongside them is one of the key characteristics that lead to a high-performing organization. Which is it
Answer: Being well informed
Explanation:
Customer service is the sole skill every organization should be out for. They are certain things done to clients that are outside the service but this minute things are what actually draw the client and makes them always come back for more of your services. Nishimatsu's capability to relate very well with flight attendants shows the good work the company would have emphasised in customer care.
What is the product 0.3 × 8.7? please help me
Answer:
2.61
Explanation:
1. Give short introduction of the professions in public service sector.
10108282828282828282
Describe the advantages that llc and S corporation‘s passed through entitles have relative to c-corporations
Answer:
Single-layer taxation
Explanation:
Limited liability companies and S corporations are able to pass through their income as the owner's income. "LLC and S corporations" are entities, unlike the C corporation.
Pass-through entities have a taxation advantage over non- pass-through entities. In tax computation, a pass-through entity passes its income or losses as those of its owners; hence the entity will not be subject to income tax. The business profits are treated as income to the owners, who will pay individual tax income. LLC and S corporation have only one layer of taxation.
A C corporation is subject to taxation as an independent entity. The directors have to file corporate tax returns on behalf of the business based on the company profits. The business profits are distributed to the shareholder as dividends. The shareholders have to pay tax on the dividend received as part of their income tax. The shareholders are double-taxed, as the business owners- corporate tax and as individuals - income tax. Double layer taxation.
Question 2 of 25
Compared to CDs, basic savings accounts are
interest rates.
liquid and have
A. less; higher
B. less; lower
C. more, lower
D. more; higher
Answer:
C:
Explanation:
CD's are less liquid and tie up your $$ for a certain period of time, however, extend to you a higher interest rate.
Answer: A: Less and higher
Explanation:
Good Price Year 1 Quantity of Goods Year 1 Price Year 2 Quantity of Goods Year 2 Quarts of ice cream $4.00 3 $4.00 5 Bottles of shampoo 3.00 1 3.00 2 Jars of peanut butter 2.00 3 2.00 2
Complete question :
Good Price Year 1 Quantity of Goods Year 1 Price Year 2 Quantity of Goods Year 2 Quarts of ice cream $4.00 3 $4.00 5 Bottles of shampoo 3.00 1 3.00 2 Jars of peanut butter 2.00 3 2.00 2.
What was nominal GDP in year 1? What was real GDP in year 1?What was nominal GDP in year 2? What was real GDP in year 2?
Answer: $21 ; $21 ; $30 ; $30
Explanation:
Given the following:
Goods, price YR 1; qty YR 1; price YR 2; qty YR 2
Quarts of ice cream; $4.00; 3; $4.00; 5
Bottles of shampoo; $3.00; 1; $3.00; 2
Jars of peanut butter; $2.00; 3; $2.00; 2
A.) Nominal GDP in year 1:
NOMINAL GDP = SUMMATION OF THE PRODUCT OF PRICE AND QUANTITY OF GOODS FOR A PARTICULAR YEAR
QUARTZ OF ICE CREAM = $4 × 3 = $12
BOTTLE OF SHAMPOO = $3 × 1 = $3
JARS OF PEANUT BUTTER = $2 × 3 = $6
NOMINAL GDP = $(12 + 3 + 6) = $21
B) REAL GDP YEAR 1
REAL GDP = SUMMATION OF THE PRODUCT OF PRICE OF BASE YEAR AND QUANTITY OF GOODS FOR A PARTICULAR YEAR
QUARTZ OF ICE CREAM = $4 × 3 = $12
BOTTLE OF SHAMPOO = $3 × 1 = $3
JARS OF PEANUT BUTTER = $2 × 3 = $6
REAL GDP = $(12 + 3 + 6) = $21
C) NOMINAL GDP YEAR 2
QUARTZ OF ICE CREAM = $4 × 5 = $20
BOTTLE OF SHAMPOO = $3 × 2 = $6
JARS OF PEANUT BUTTER = $2 × 2 = $4
NOMINAL GDP = $(20 + 6 + 4) = $30
D)REAL GDP YEAR 2
REAL GDP = SUMMATION OF THE PRODUCT OF PRICE OF BASE YEAR AND QUANTITY OF GOODS FOR A PARTICULAR YEAR
QUARTZ OF ICE CREAM = $4 × 5 = $20
BOTTLE OF SHAMPOO = $3 × 2 = $6
JARS OF PEANUT BUTTER = $2 × 2 = $4
REAL GDP = $(20 + 6 + 4) = $30
Everyone fits into only one personality type,
A.True
B.False
In a growing number of jurisdictions, when a tenant moves out of leased premises before the term of the lease expires, the landlord is required to make a reasonable attempt to lease the property to another party. Legally, this duty of landlords is called the duty:
Answer:
To mitigate damages
Explanation:
When a a tenant breaches the terms of a real estate agreement, the landlord must come in to get another tenant to occupy the space.
He is avoiding a situation where the property is to be left unoccupied for a period of time.
Mitigating damages is a way of reducing further loss when one party breaches a contract.
In the given scenario if a tenant moves out of leased premises before the term of the lease expires, the landlord is required to make a reasonable attempt to lease the property to another party.
what factor has the most impact on a person's credit score?
Answer:
The biggest factor impacting your credit is your payment history, which makes up 35% of your FICO® Score☉ . A close second is the amount of credit you're using, which accounts for 30% of your payment history.
Explanation:
what is the presumed era for the third stratum
The Presumed era of the Third Stratum is regarding the cognitive ability.
What is the 3 stratum theory?The American psychologist John Carroll introduced the three-stratum theory of cognition in 1993. It is based on a factor-analytic investigation of the association of individual-difference variables using data from more than 460 datasets, including information from psychological testing, academic performance, and competence assessments.
According to the three-stratum hypothesis, there are three categories into which individual variances in cognitive capacity may be divided: narrow, wide, and general.
Therefore, it can be concluded that Regarding cognitive capacity, the Third Stratum is assumed to have existed.
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nvestment advisors at your local bank branch office: a) Are not able to plan strongly diversified portfolios for their customers b) Must be transparent about their rates and services c) Are working solely on behalf of their customers to earn money d) Do not advise their customers on their financial goals
Answer:
b) Must be transparent about their rates and services
Explanation:
investment advisors at your local bank branch office: Must be transparent about their rates and services
John from sales has just sent you an e-mail. He needs a decision made on the Johnson account as soon as possible. You can make the decision, but you feel like you’d like to ask your boss for her advice. Unfortunately, she is in a business meeting, and the decision needs to be made very soon. You decide to take the initiative and ______.
a.
Interrupt your boss to make the decision
b.
Ask a coworker to make the decision
c.
Wait to make the decision
d.
Make the decision
Answer:
D. Make the decision
Explanation:
The decision needs to be made as soon as possible. Answers B and C both require extra time, which is not an option here. That leaves A and D as possibilities. Answer A makes the least sense of the 4 options (as it would be extremely unprofessional to interrupt a meeting), leaving D as the only reasonable choice.
She calls and asks for your advice on both an auto loan and a credit card. * 10 point
Based on what your cousin wants to accomplish financially and her current financial obligations, would you advise her to apply for both types of credit? Why or why not? Complete responses should consider:At least 2 specific pieces of advice related to each type of credit: credit cards and auto loans. The advice should consider whether the type of credit is appropriate for a young adult like her. What trade-offs will your cousin have to make based on the advice you are giving her?
I would advice my cousin to not get a credit card as she is a young adult and should not rely immediately on credit as these are associated with a lot of terms and conditions and also dependency on credit card may lead to a negative aspect in the early stages of career.
Also i would advice my cousin to get a auto loan on the condition that he is currently financially sound enough to afford the down payments associated with the auto loan and the installments should not be more than 10% of his current salary
What is a Auto loan?
Automobiles themselves are used as collateral for secured loans like auto loans. Lenders provide it for commercial vehicles, new automobiles, used cars, two wheelers (usually referred to as a two-wheeler loan), and new and used cars (generally called a Commercial Vehicle Loan).
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Exercise 7.3: Claim Denial -- Warranty Does Not Mean a New Device
Instructions: Please post Exercise 7.3: Claim Denial -- Warranty Does Not Mean a New Device here. Please revise this message as a letter. Do not list the five weaknesses.
Current date
Ms. Haley Tranquillo
501 Westhampton Way
Richmond, VA 23173
Dear Ms. Tranquillo:
This letter is being sent to you to inform you that warranty repairs or replacements are not available for damage caused by operator fault. The dot inside your smartphone indicates in bright red that the device suffered prolonged exposure to liquid. The phone also shows signs of heavy external abuse—quite rightly excluded from coverage under your protection plan.
Your phone retailer, Westhampton Wireless, at 422 Pleasant Valley Road, forwarded your device to us. Our service technician made an inspection. That’s when he discovered that your Droid had not been treated with proper caution and care. He said he had never seen such a gunky phone interior, and that without a doubt the gadget was subjected to blunt force on top of that! You are lucky that the touch screen did not crack or break and that you didn’t lose all your data irretrievably since you apparently didn’t bother to arrange for a backup. Today’s smartphones are sophisticated high-tech devices. They must be handled with utmost respect. You wouldn’t believe how many users accidentally drop their phones into the toilet.
The Peace of Mind Plan that you have purchased gets rave reviews from users. They love the protection their expensive equipment enjoys at a low monthly cost of $5.99. However, this plan plus the manufacturer’s warranty on your Droid covers only this one thing: manufacturing defects. Your warranty has expired by now, but it wouldn’t cover neglect and abuse anyway. Your Peace of Mind Plan is in effect but only covers you for theft, loss, and malfunction. It explicitly excludes liquid and physical damage. In any case, there is always a deductible of $89. We can’t replace the Droid at no charge, as you request. But we could sell you a remanufactured model, at a cost of $49 plus tax. Your other option is to purchase a new device at full retail cost. Furthermore, since you have a two-year contract, you will be eligible for an upgrade as you are nearing month 20. You could go to www.alphawireless.com to browse new calling plans and see current smartphones and perhaps order a product or service online.
Let us know what you want to do. We pride ourselves on our unparalleled customer service.
Sincerely,
The purpose of the letter is to inform Ms. Tranquillo that warranty repairs or replacements are not available for damage caused by operator fault and to provide her with options for resolving the issue.
What is the purpose of the letter sent to Ms. Haley Tranquillo regarding her damaged smartphone?The letter is informing Ms. Haley Tranquillo that warranty repairs or replacements are not available for damage caused by operator fault, specifically due to prolonged exposure to liquid and heavy external abuse.
The letter emphasizes the importance of proper caution and care when handling smartphones and highlights that the protection plan and manufacturer's warranty only cover manufacturing defects, excluding neglect and abuse.
The options provided include purchasing a remanufactured model at a cost of $49 plus tax, buying a new device at full retail cost, or exploring upgrade options as the two-year contract is nearing completion. The letter concludes by emphasizing the company's commitment to customer service.
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a form of corporation that has no more than 100 stockholders and eliminates the problem of double taxation is a(n)
A S corp is a type of corporation with no more than 100 shareholders that does away with the issue of double taxation.
What is double taxation?When taxes are imposed on the same income, assets, or financial transaction at two different times, this is known as double taxation. Taxing shareholder dividends after taxing company earnings is known as double taxation, and it can be beneficial economically. The practise of taxing the same income, asset, or financial transaction twice or more is known as double taxation. The DTA's primary goals are to allocate the right to taxation among the signatory nations, prevent disparities, guarantee the equality of taxpayers' rights and security, and stop tax evasion.
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If we are mainly looking at the role of specific international organizations when we analyze an international development, we are mainly focusing on the .............. level of analysis.
The operational analysis level can be used to understand the role of an international organization in relation to its international development.
Operational AnalysisIt is a method used to examine and measure the performance of an organizational investment in relation to cost, timing, and market performance.
Therefore, the operations analyst professional has the function of analyzing an organization's policies and procedures to recommend improvements that help achieve total quality in a company.
The correct answer is:
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Where are the industrial centers in the united states?
The major industrial centres in the united states are:-
(i) Southern New England
(ii) Mid-Atlantic States
(iii) Pittsburgh-Lake Erie Region
(iv) Detroit Industrial Region
(v) Lake Michigan Region
(vi) Southern Appalachian Region
(vii) Eastern Texas
Where are the industrial centres in the united states?
The industrial centres of the Middle West and of the Pacific coast are more recent.
The North American continent has many great industrial centres and a few industrial regions. This is partly the consequence of the widespread nature of the resources of the continent, and partly because of the late date at which industrialisation took place.
The development of transport facilities and in recent years the generation and transmission of hydroelectric power have tended to cut industry adrift from the coalfields It is now having few areas of large-scale concentration.
More modern industrial hubs can be found on the Pacific coast and in the Middle West.
There are a few industrial regions and several excellent industrial hubs on the continent of North America. The vast nature of the continent's resources and the later-than-expected timing of industrialization are both contributing factors to this.
The industry has tended to become dispersed from the coalfields due to the development of transportation infrastructure and, more recently, the generation and transmission of hydroelectric power. There are now just a few big concentrations of it.
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Entrepreneurs create new products and new production methods, which are sources of technological progress. a. True b. False
The correct answer is a. True. Entrepreneurs are individuals who identify opportunities and take the risk of starting a new venture or business.
They often create new products or services and also develop new production methods to make those products more efficient. This innovation and creativity can lead to technological progress, which can benefit society as a whole.
Entrepreneurs are individuals who identify opportunities, take risks, and create new products or services. They often introduce new production methods, which are ways of producing goods or services efficiently. These innovations, along with new products, serve as sources of technological progress, driving economic growth and development.
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$200 a month for car insurance geico is that normal?
You deposit $1000 now and you want the account to have a value as close to $8870 as possible in year 20. Assume the account earns interest at 10% per year. The year in which you must make another deposit of $1000 is
We may utilise the idea of compound interest to determine the year in which you need to make a further deposit of $1,000 to reach a target account balance of $8870 in year 20.
A = P(1 + r)^n A is the value of a future account. initial down payment, P r = periodical interest rate n = the number of cycles We can rewrite the calculation as follows if the starting deposit is $1,000, the interest rate is 10% annually, and we wish to reach an account value of $8870 in year 20: 8870 = 1000(1 + 0.10)^20 When we simplify the equation, we obtain: (1.10)^20 = 8.87 Using the 20th root from each side, we discover: 1.10 ≈ 1.455 We may now determine the year in which you must submit another. deposit: Year = 20 - 1 ≈ 19 In order to have an account value as near to $8870 as possible in year 20, you must make an additional deposit of $1,000 in year 19.
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How much should you deposit at the end of six months in an account paying 14% compounded semi-annually to receive semi-annual payments of P2,000 for the next 8 years?
The amount that you should deposit (present value) at the end of six months in an account paying 14% compounded sem-annually to receive semi-annual payments of P2,000 for the next 8 years is P18,893.30.
What is the present value?The present value is the future cash flows discounted at an interest rate to the current period.
Discounting is the opposite of compounding as the latter computes the future value while discounting computes the present value.
The present value is computed using the PV factor or an online finance calculator as follows:
N (# of periods) = 16 semiannual periods (8 years x 2)
I/Y (Interest per year) = 14%
PMT (Periodic Payment) = P-2000
FV (Future Value) = P0
Results:
PV (Present Value) = P18,893.30
Sum of all periodic withdrawals = P32,000.00 (P2,000 x 16)
Total Interest =P13,106.70
Thus, if you deposit P18,893.30 compounded at 14% in six months, you can withdraw P2,000 semiannually for 8 years.
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