You have graduated from this program and have a job in Human Resources at the firm of your choice. However, you have recently been included in a conversation that is presenting you with some serious challenges.
Your CEO is living proof that a little bit of knowledge is a dangerous thing. He just read in the Globe and Mail that employee benefits cost, on average, 38 per cent of payroll. To save money, he suggests that the company fire its 2 benefits administrators, do away with all benefits, and give employees a 38 per cent pay raise.
What arguments could you provide to persuade the CEO that this is not a good idea?

Answer:

NPV = $750,598.49

Explanation:

Payback calculates the amount of time it takes to recover the amount invested in a project from it cumulative cash flows

Payback period =  amount invested / cash flow = $1,400,000 / $350,000 = 4 years

Net present value is the present value of after tax cash flows from an investment less the amount invested.  

NPV can be calculated using a financial calculator  

Cash flow in year 0 =  $-1,400,000.

Cash flow each year from year 1 to 10 =  $350,000.

I = 10%

NPV = $750,598.49

To find the NPV using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.  

3. Press compute  

A resume is brief information of a person’s education, previous experience, and qualifications to send along with job application. After the submission of the resume by the person through the mail, he should hold for at least 1 week before following up with the employer.

Correct option is C.

People should you wait for at least "2-3 days" before following up with an employer.

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Answer:

The correct answer will be c

Explanation:

please give brainlist

Answer: See explanation

Explanation:

Bonus is sum of money that is added to the wage or salary of an employee. The role of bonus to employees is vital. Firstly, bonus is given to the employees to improve their morale.

Secondly, bonus motivates employees. When, employees are given bonus, it tends to motivate and they tend to work harder.

Thirdly, bonus tends to build team collaboration. Lastly, bonus boosts productivity. As the employees are motivated, they work harder and this can help them reach their goals and boost their productivity and bring about growth of the organization.

Builds Team Collaboration. ...

Creates Friendly Competition Among Staff

Answer:

Explanation:

As a result-

(a) The mortgage amount she will borrow is $180,400

(b) Yes she can afford this mortgage

(c) Her monthly payment will be approximately $914.06

(d) Her total repayment is approximately $329,061.6

(e) The amount of interest is approximately $148,661.6

Victoria details of the transactions are;

Given,

The gross annual income Victoria earns = $124,482

The cost price of the home she is buying, C = $225,500

The amount she is making as down payment = 20%

The duration the loan she id financing the rest with, t = 30-years

The interest rate on the loan, r = 4.5%

(a) The mortgage amount she will borrow, 'P', is the cost of the home less the down payment

The down payment = 20% of the cost of the home

∴ The down payment = (20/100) × $225,500 = $45,100

∴ P = $225,500 - $45,100 = $180,400

(b) Using the 2× to 2.5× gross income rule, we have;

2 × her annual income = 2( 124,482) = 248,964

∴ 2 × her annual income > The mortgage = 180,400

  She is able to pay the mortgage.

(c) The mortgage's fixed monthly payment is as follows;

                            \(M=p\frac{r}{n} \frac{(1+\frac{r}{n})^{n*t} }{[(1+\frac{r}{n})^{n*t}-1] }\)

Where;

n = The number of periods per year = 12 monthly periods per year

\(M=180,400*\frac{0.045}{12}*} \frac{(1+\frac{0.045}{12})^{30*12} }{(1+\frac{0.045}{12})^{30*12} -1 }\) which is approximately equal to 914.060298926

Her monthly payment will be M ≈ $914.06

(d) The total repayment is given as follows;

n × t × M

∴ 12 × 30 × 914.06 = 329061.6

The total payment for the house = $329,061.6

(e) The amount of interest = The total payment - The principal loan amount

∴ The amount of interest = $329061.6 - $180,400 = $148,661.6

The mortgage amount she will borrow, P = $180,400

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The marginal revenue for each of the given production levels is as follows: When x = 3, the marginal revenue is $24,000. When x = 10, the marginal revenue is $14,000. When x = 13, the marginal revenue is $11,000.

Marginal revenue represents the change in total revenue resulting from producing and selling one additional unit.

In this case, the demand equation for handcrafted violins is given as p = 24 - x, where p is the price and x is the quantity demanded.

The marginal revenue function, R'(x), is the derivative of the revenue function with respect to x.

Taking the derivative of the demand equation gives us R'(x) = -1, which means that the marginal revenue is a constant -1 (thousand dollars) regardless of the production level.

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Answer:

Subject: Request List: Approved Reference Books for Space Exploration Article

Dear Mr. Jackson,

I am writing to request you to email me the list of approved reference books for the space exploration article. We had discussed some tentative suggestions in our previous meeting. We are a bit behind schedule with writing the article. The reference book list will be a great help to us. Thank you for your time in considering this request.

Sincerely Yours,

Janice Collins

Head Writer

Star Communications

2563 Maple Road

Sunny City, CA 4523

Tel: (123) 456-7890

THIS IS THE EXAMPLE ANSWER!

Shane's auto-parts orders 20 tires from tough tires inc. The truck delivering the tires to Shanes is in an accident and 10 of the tires are damaged. Shane's auto-parts may inspect the tires and accept the shipment with a deduction in price. The option that represents the correct answer to the given scenario is C) May inspect the tires and accept the shipment with a deduction in price.

In case of partial or late delivery, there are different contractual remedies available to the buyer. One of the contractual remedies for the buyer in case of partial delivery is that the buyer can inspect the goods and accept the shipment with a deduction in price.Partial delivery means a situation where the seller delivers fewer goods than agreed upon in the contract or the order. In such cases, the buyer is entitled to some remedies. If the defect in the goods is not fundamental or the seller can remedy the defect, the buyer must grant the seller reasonable time to remedy the defect before asserting other remedies.

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Food trucks offer people an inexpensive way to eat without breaking the bank.

A strong social media presence can attract new customers while also retaining existing ones. An active presence on social media will let people know where your truck is every day and what food you serve, as well as expand your audience.

A food truck is a large vehicle equipped with a kitchen where food is prepared and served. They are becoming increasingly popular and are springing up all over the United States. Many entrepreneurs choose a food truck because purchasing a restaurant location is prohibitively expensive, whereas food trucks are considerably less expensive.

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Answer: Sells fish and fried potatoes at a music festival

Explanation: took the test (feb 2023)

Answer:

•New products they are considering

•their customers preferences

•their customers

Explanation:

Market research entails collecting data from potential and existing customers. Researchers have to interact with customers through questionnaires or interviews. The objective is to seek their views, perceptions, or preferences regarding the company and its products. Market research may target to find out the viability of new products or customer tastes and preferences.

Data relating to the potential employees is not gathered through market research.

Explanation:

Manuel has several options for communicating with his supplier to place regular orders for fruits and vegetables. Three potential methods include phone calls, emails, and electronic ordering systems (e.g., a dedicated supplier platform, mobile app, or EDI). We will analyze the advantages and disadvantages of each of these methods and recommend the best option for Manuel.

1. Phone calls:

Advantages:

- Direct, real-time communication with the supplier allows for immediate clarification of issues or negotiations.

- Personal interaction may help strengthen the client-supplier relationship.

- Can be executed quickly in urgent or last-minute situations.

Disadvantages:

- No written record of the conversation, potentially leading to misunderstandings or information loss.

- Requires both parties to be available at the same time.

- Longer or more complex orders might be prone to mistakes, as there is no transcript to review.

2. Emails:

Advantages:

- Provides a written record of the order, clarifying expectations and minimizing miscommunication.

- Allows for asynchronous communication, with no need to coordinate schedules.

- Ability to attach documents or images, if necessary.

Disadvantages:

- May lack the personal touch found in phone calls.

- Time-sensitive requests may not receive an immediate response.

- Emails can be lost or delayed due to spam filters, server issues, or full inboxes.

3. Electronic ordering systems (supplier platform, mobile app, EDI):

Advantages:

- Streamlines the ordering process, with consistent formats and fields.

- Real-time updates on inventory, pricing, and delivery schedules.

- Can integrate with other systems such as accounting and inventory management.

- Reduces manual data entry and hence errors.

Disadvantages:

- May require initial investments in technology or training.

- Potential issues with data privacy or platform compatibility.

- If the system crashes or experiences technical issues, orders may be delayed or lost.

Recommendation:

Based on the analysis, the best method for Manuel would be an electronic ordering system. Although it may require some initial investment and training, it provides a streamlined, efficient approach to ordering, reducing the likelihood of errors and offering real-time updates. This method will also save time, as it eliminates the need for coordination and manual data entry. Integration with other systems further supports business operations and decision-making.

While emails may offer a written record of the order, electronic ordering systems provide this advantage without the risk of delays or lost messages. Phone calls, on the other hand, may allow for personal interaction but lack the consistency, documentation, and automation that electronic systems provide. Overall, an electronic ordering system is the most effective and reliable choice for placing regular orders with the supplier.

Correct reply is A trial balance is a proof of the equality of debits and credit in a established ledger.

To take a look at the arithmetical accuracy of books of account, path stability is prepared. Both the aspects of trial stability i.e. debit and credit score need to have the equal total. This equality proves that the books are arithmetical correct. Trial stability can be organized on a ordinary intervals.

For each and every transaction, a debit is recorded with a corresponding credit. Multiple money owed can be affected by way of a single transaction, however there need to be at least two bills concerned and debits will always equal credits.

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The NGC Price Guide estimates that a circulating Susan B. Anthony Coin from 1979 is worth between $1.05 and $1.35 as of February 2023. On the open market, however, flawless, uncirculated 1979 D Silver Dollars can get up to $1950.

From 1979 to 1981 and again in 1999, the US Mint produced one-dollar coins honoring Susan B. Anthony. Although they are not frequently seen in circulation, they are rather ubiquitous and reasonably priced. There are select coins, nevertheless, that are worth more than your typical $1 Susan B. Anthony coin. If you have the correct knowledge, you can find out if you possess one of these priceless coins.

The United States Mint first made the Susan B. Anthony dollar available in 1979. They had high hopes for how well this new, smaller dollar would perform as legal tender in the US. To cut annual production costs by millions of dollars, the Treasury Department sought to eliminate paper dollar notes.

Although Susan B. Anthony's dollars are not typically collected by coin collectors, their appeal is beginning to grow. With a little assistance from your preferred coin dealer, you may easily finish a collection because the mint only made the coin for four years.

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marketers use media richness and self-disclosure to classify social media.

Social media are interactive technology that make it easier to create and proportion content across virtual groups and networks, together with records, thoughts, pursuits, and different varieties of expression.Social media may additionally beautify someone's feeling of community, whether it be in individual or on line, and it could be a effective device for advocacy companies, political parties, corporations, governments, and non-income to talk.Observers have also noted a surge inside the use of social media by way of social actions as a communication and company device.

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True, robust design is a method that aims to prevent small variations in production or assembly from negatively impacting the product.

Robust design is an approach used in engineering and product development to create products that are less sensitive to variations in manufacturing or assembly processes. The goal is to design products that can consistently meet specifications and perform well, even in the presence of small variations or uncertainties.

By employing robust design principles, engineers focus on identifying and addressing potential sources of variation that could impact product performance or quality. They aim to develop products that are resilient to manufacturing variations, environmental conditions, or user factors, ensuring that the product functions as intended and maintains its performance across different situations.

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Answer:

a. reduce errors and catch any problems earlier

Explanation:

Daily inventory cycle counts allow companies to immediately identify variances in inventory and their causes. The organization can then put measures to address the problem. Detecting problems early and employing corrective measures prevent a business from incurring heavy losses as opposed to waiting until the end of a period for a stock take.

Organizations are opting for daily stock stocks for more accurate reporting, customer-friendly stock management, and early detection of inventory problems.

The issues surrounding Nick Leeson and Barings Bank were resolved through a series of actions.

Barings Bank faced financial insolvency, leading to its collapse. The Bank of England intervened to prevent a complete failure and appointed an administrator. Barings Bank was subsequently sold to the Dutch bank ING Group, which allowed for the continuation of certain operations.

Nick Leeson was arrested, convicted of fraud and forgery, and sentenced to prison. The case highlighted the need for improved risk management and stricter controls in the banking industry. It led to reforms and greater scrutiny of risk practices, internal controls, and corporate governance within financial institutions to prevent similar incidents in the future.

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In 2011, the American median household income was $60,974. Today, the wealth of the average U.S. family is about, $77,000. Hence the correct option is (c).

The average wealth of U.S. families varies widely depending on factors such as property ownership, investments, and savings. According to Federal Reserve's Survey of Consumer Finances, the median net worth of a family in the United States was around $748,800 in 2019, and the mean net worth of a family was around $1,066,800, however, it's important to note that the wealth tends to be highly concentrated among a small percentage of the population. The Federal Reserve's Survey of Consumer Finances (SCF) is a triennial survey that provides detailed information on the balance sheets, income, and demographic characteristics of U.S. households. The survey is conducted by the Federal Reserve Board and is based on a representative sample of U.S. households.

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To effectively target Generation X, it is crucial to understand and cater to their preferences. Emphasize freedom, provide personal services, avoid excessive materialism, clearly state the target audience, and focus on Generation X's unique characteristics rather than assuming a strong connection to the baby boomer culture.

As a marketing consultant, my advice for targeting Generation X would be to emphasize freedom from work and commitment, develop a personal service that appeals to time-poor consumers, avoid focusing solely on materialistic possessions, and clearly state in marketing communications that Generation X is the intended target audience.

However, I would not recommend emphasizing the baby boom culture as a primary strategy. Here's why:

Emphasize freedom from work and commitment: Generation X values work-life balance and independence. Highlighting products or services that provide convenience, flexibility, and the ability to maintain personal and professional commitments would resonate well with this generation.

Develop a personal service for time-poor consumers: Generation X is often juggling multiple responsibilities, including work, family, and personal pursuits. Offering personalized services that save time and cater to their specific needs can be highly appealing.

Examples could include concierge services, online platforms that simplify tasks, or subscription services tailored to their preferences.

Avoid focusing solely on materialistic possessions: While material possessions may have some appeal, Generation X tends to value experiences and meaningful connections. Highlight the experiential benefits of products or services, such as creating memories, fostering relationships, or enabling personal growth.

Clearly state the target audience: It is important to communicate explicitly that the marketing efforts are targeted towards Generation X. This helps build a sense of identification and resonates with their unique preferences and values. Tailor the messaging, visuals, and channels to align with Generation X's communication preferences.

Avoid emphasizing the baby boom culture: While Generation X shares some cultural references and experiences with the baby boomer generation, they have their own distinct characteristics.

It is more effective to focus on Generation X's specific values, needs, and aspirations rather than assuming they primarily identify with the baby boom culture.

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Answer: Fitness trainer

Explanation:

A fitness trainer is an individual who is responsible for the sole purpose of training individuals on how they can keep their body in fit condition, either for competition reasons, for their health sake or a personal decision by them. Most fitness trainer are paid and they are professionals who have undergone training either by education or have been taught by someone to carry out such practise

Answer:

C. Professionals Support Services

Explanation:

Answer:

promotion

Explanation:

for plato

Answer:

recover from Big Dig for breach of warranty.

Explanation:

I. The given instance Arnold makes a purchase of a backhoe from Big Dog Equipment, being unaware that Credit collection company is holding a lien on the equipment.

A lien is the ability of a entity to take ownership of a property pending when a debt is repaid.

The backhoe was sold without disclosing this to Arnold. So he can recover from Big Daddy because false information about the product was provided at the time of purchase

B) in reality, risks and benefits most probably correlate positively because high risks are taken only if they promise great benefits.

In reality, risks and benefits generally correlate positively. High risks are typically undertaken when there is an expectation of substantial benefits. This is because individuals are more likely to engage in risky behavior when they perceive a higher potential payoff or reward. People are inclined to weigh the potential benefits against the associated risks, and if the benefits outweigh the risks, they are more likely to take the risk.

This positive correlation between risks and benefits is commonly observed in various contexts, such as investments, entrepreneurship, and decision-making.

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One major criticism of labor unions today is that they have become too large and are out of touch with workers’ needs. In the past, union leadership has shown a pattern of corruption and many people worry that this trend continues today. Some people argue that union activity has hurt the US economy; higher union wages have meant higher prices for consumer goods and the introduction of improved technology has been slow as unions fear it will result in fewer employees.

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Based on the information in Extract B, Fevertree Drinks plc net profit margin in 2016 is 33.6%.

This can be found by the formula:

= Net profit / Sales x 100%

Solving gives:

= 34,301,880 / 102,237,354 x 100%

= 33.6%

In conclusion, the net profit margin for Fevertree Drinks is 33.6%.

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Total interest will be 2496.4 for the money that Shawn Bixby borrowed.

The sum that is paid in monetary form for using another person's money is known as interest.

Interest expense

30,000 x 12% x 150 days/360 = 1500

Payment  deducted from the note:

3300 - 1500 = 1800

30,000 - 1800 = 28200

interest expense

28200 x 12% x 106/360 = 996.4

Deduced from the note

5300 - 996.4 = 4303.6

28200 - 4303.6 = 23896.4

Adding both the interest expense 996.4  and 1500 interest expense

996.4 + 1500 = 2496.4

The total interest will be 2496.4 which needs to be paid.

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The issuance price of the General Motors Corporation bonds is $219,226.

To determine the issuance price of General Motors Corporation's bonds with a face value of $250,000 and a coupon rate of 6 percent, maturing in five years and paying interest semiannually, given an annual market rate of interest of 8 percent, follow these steps:
1. Calculate the coupon payment: 6% of $250,000 divided by 2 (since it's semiannual) = $7,500 per period.
2. Determine the number of periods: 5 years multiplied by 2 (semiannual) = 10 periods.
3. Find the semiannual market rate: 8% divided by 2 = 4% or 0.04.

4. Determine the present value of the interest payments (PVA of annuity): Use the PVA of $1 table with 4% interest rate and 10 periods to find the appropriate factor (6.7101). Multiply this factor by the coupon payment: $7,500 x 6.7101 = $50,325.75.
5. Determine the present value of the face value (PV of lump sum): Use the PV of $1 table with 4% interest rate and 10 periods to find the appropriate factor (0.6756). Multiply this factor by the face value: $250,000 x 0.6756 = $168,900.
6. Add the present values from steps 4 and 5 to find the issuance price of the bonds: $50,325.75 + $168,900 = $219,225.75. Round this value to the nearest whole dollar: $219,226.
In conclusion, the issuance price  is $219,226.

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