You need 10 million in capital for 7 years. You can choose between two debt instruments, a term loan or issuing bonds. Explain how these two instruments differ in interest and principal payments if the interest rate is 10%. (Set up the payment schedule).

Answer:

Customer service sets great businesses apart from the rest. Customers are the reason that businesses exist. Keeping those customers happy means being responsive to their needs and wants. A good customer service experience can turn a one-time customer into a lifelong repeat customer. People like to share their good experiences. Excellent customer service can turn into positive word of mouth.

Answer:

$1,070

Explanation:

As provided, the total revenue recorded in the previous quarter = $3,000

Total expenses as provided:

Rent expense = $1,000

Utilities = $300

Interest = $50

Depreciation = $200

Total = $1,550

Revenue after providing of all the expenses = $3,000 - $1,550 = $1,450

Less: Tax 40% of the amount $1,450 = $580

Net revenue = $870

Add: Depreciation = $870 + $200 = $1,070

Amount available for reinvestment = $1,070

Note: Depreciation is a non cash expense and shall be added to compute the amount available for reinvestment as that is not the cash spent.

Answer:

no

Explanation:

Answer:

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After considering all taxes, the customer's yield will be more than 4% but less than 6%.

Given that the new quotes for a 4% bond trading in the secondary market are higher than 4% which is actually a 6% basis, thus, it is expected that the customer's yield to be greater than the initial 4%. However, given that, we are looking for the customer's yield after-tax, then the net customer's yield will be less than 6%.

A state, municipality, or county may issue municipal bonds as a debt security to pay for capital projects like building roads, bridges, or schools. They can be compared to loans given to local governments by investors. Municipal bonds are particularly appealing to those in higher income tax brackets because they are frequently exempt from federal taxes and the majority of state and local taxes (for residents).

Governmental organizations can issue general obligation (GO) bonds, which are not supported by money from a particular undertaking, such a toll road. Dedicated property taxes serve as collateral for some GO bonds, while general revenues are used for others.

Principal and interest payments on a revenue bond are guaranteed by the issuer or by taxes on things like sales, petrol, hotel occupancy, or other fees. When a municipality issues bonds through a conduit, a different party pays the interest and principal.

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Long-term disability insurance costs about 60% of income which is helpful as long-term disabilities last on average about 65 years.

Insurance is referred to as a contract where an individual receives financial protection against the losses of an insurance company.

Long-term disability insurance costs approximately 60% of the income and premiums are not guaranteed and can be canceled by the employer.

Therefore, long-term disability insurance costs about 60% of income which is helpful as long-term disabilities last on average about 65 years.

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Question 1: The best definition of synthesizing information is A. You must use the most important information from several sources to create something new. This involves combining information to form a new understanding or perspective.

Question 2: The purpose of synthesizing information is B. think critically about information from many sources and use that evidence to support a claim, thesis, or larger idea that may not be stated directly (but you can show us through evidence how you came to your big, new idea).
Question 3: False. In-text citations appear within the body of the paper, not at the end.
Question 4: The purpose of a citation is A. to share the source of text evidence and where it is found so that people can see the source of your information and read more about a topic if they would like to.
Question 5: A works cited page at the end of a paper should be formatted with the following: A. be formatted in alphabetical order, be double-spaced, and use hanging indents if there is more than one line. This ensures proper organization and easy access to sources for readers.

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Answer:

Limited Liability

Explanation:

One of the disadvantages of forming a Partnership is the issue of Limited Liability.

Limited Liability means that Partners are liable for the debts of the company to the extent of their investment in a partnership arrangement.

These charges will typically cost between $2.00 and $3.50

Answer: Bank ATM fees vary based on your bank and the type of account you have. A 2017 Bankrate report found that that the average cost for withdrawing money from an out-of-network ATM reached a record $4.69 this fall. The average fee ATM operators charge also increased to $2.97

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The measure that focuses on demand and market conditions in an industry is the Herfindahl-Hirschman Index (HHI). The HHI is a commonly used measure to assess the level of market concentration in an industry.

It is calculated by squaring the market share of each firm in the industry and adding up these values. The resulting HHI value ranges from 0 to 10,000, with higher values indicating higher concentration and lower levels of competition. The HHI takes into account the market share of all firms in the industry, making it a comprehensive measure of market concentration.

This means that it provides a good indication of the level of competition in the industry and can be used to assess the impact of market conditions on the industry. Other measures such as the C4 ratio, Dansby-Willig index, and Rothschild index are also used to assess market concentration, but they do not focus specifically on demand and market conditions in the industry.

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Answer:

d. limits on global expansion

Explanation:

;p

Answer:

limits on global expansion

Explanation:

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Answer:

Net Income = $1125

Explanation:

The net income is the difference between the revenue and the total costs incurred to earn that revenue. It can be calculated as follows,

Net Income = Revenue - Total costs

The revenue in the given question can be calculated by multiplying the selling price per arrangement by the number of arrangements sold.

Revenue = 55 * 25

Revenue = $1375

The total cost for materials needed for 25 arrangements is provided and there are no other costs.

Net Income = 1375 - 250

Net Income = $1125

Answer:

The price will increase by $44.67

Explanation:

Price of the bond now

Use following formula to calculate the price of the bond

Price of the Bond = C x [ ( 1 - ( 1 + r )^-n ) / r ] + [ F / ( 1 + r )^n ]

Where

F = Face value of the bond = $1,000

C = Coupon payment= $1,000 x 6.60% = $66  

n = Number of periods = 15 years

Market Rate = 7.4% annually

( Assumptions:

Face value of the bond is $1,000

Coupon payments ares made annually )

Placing values in the formula

Price of the Bond = $66 x [ ( 1 - ( 1 + 7.4% )^-15 ) / 7.4% ] + [ $1,000 / ( 1 + 7.4% )^15 ]

Price of the Bond = $928.94

Now calculate the price after one year

Where

F = Face value of the bond = $1,000

C = Coupon payment= $1,000 x 6.60% = $66  

n = Number of periods = 15 years - 1 = 14 years

Market Rate = 6.9% annually

( Assumptions:

Face value of the bond is $1,000

Coupon payments ares made annually )

Placing values in the formula

Price of the Bond = $66 x [ ( 1 - ( 1 + 6.9% )^-14 ) / 6.9% ] + [ $1,000 / ( 1 + 6.9% )^14 ]

Price of the Bond = $973.61

Change in price = $973.61 - $928.94 = $44.67

The portfolio beta is calculated in the same way that the anticipated return is.

Risk-and-reward in investing are highly interrelated. More potential gains on investing typically come with increased risk. Project-specific risk, industry-specific risk, competitive risk, international risk, and market risk are all examples of hazards. The term "return" refers to the profits or losses earned through trading a security. The return on investment is stated as a percentage and is thought of as a random variable that can take any value within a certain range. Several factors determine the kind of results that investors might expect from market trading .Diversification helps investors to minimize the overall risk of their portfolio while potentially limiting prospective rewards.

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Stock owned by an individual would be classified as personal property.

Personal property refers to assets that are movable and owned by an individual. It includes items such as furniture, vehicles, jewelry, and financial instruments like stocks, bonds, and mutual funds. Stock ownership represents an individual's ownership stake in a company and is considered a form of personal property. Unlike real property, which refers to land and buildings, personal property can be easily transferred, sold, or disposed of. Stocks, being intangible assets, are held in electronic or paper form and represent ownership rights and entitlements to the individual shareholder. The classification of stock as personal property allows individuals to buy, sell, and manage their investment portfolios in accordance with applicable laws and regulations.

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Answer:

c) Including milestones allows one to use several short-term achieveable tasks to achieve one long-term goal.

Explanation:

In this regard, we can relate the inclusion of milestones when defining personal performance goals to SMART goals, which is a method used to better target which actions will lead to the achievement of your goals and objectives.

SMART goals include milestones that allow you to use a variety of short-term, achievable tasks to achieve a long-term goal.

The acronym SMART stands for: Specific, Measurable, Achievable, Relevant and Time-based.

Which implies that the goals must be specific, they must be planned as clearly as possible. Measurable because they must be measured and monitored to analyze the performance of the tasks required to reach the goal. It must also be attainable, which means that the goal must be planned only if there are real possibilities to be achieved. Relevant to achieving motivation and ultimately time-based, as every goal must have a deadline for reaching it.

Answer:

c

Explanation:

Answer:

Two-way communication allows both participants to exchange ideas, they can develop a sense of mutual understanding. The result is a better relationship between them. Increase effectiveness

Effective communication depends on the proper understanding of the message by the sender and receiver.

Explanation:

Answer:

Option A

Explanation:

The complete question is

Three roads lead into a stadium's parking areas. Each road has four lanes (two in each direction) with a capacity of 1,000 vehicles/lane/hour. If 10,000 vehicles are expected for a game, how long will it take for all of them to enter the parking areas?

a) 2 hours

b) 1 hour

c) 1 hour and 40 minutes

d) 90 minutes

Solution

There are four lanes.

Capacity of one lane is equal to 1,000 vehicles/lane/hour.

Let us say that each lane will provide access to equal number of vehicles

Thus, each lane will allow 10,000/4 = 2500 vehicles per hour

Time taken by 2500 vehicles on road to reach parking is equal to 2.5 hours.

The nearest answer to this option A i.e two hours

If a driver have committed a second and third offense, they will have their license suspended for six months with other punishment.

A road traffic offense refers to any act that violated the Road traffic rule.

Some road traffic offense apportioned for a typical road traffic offense includes:

In conclusion, If a driver have committed a second and third offense, they will have their license suspended for six months with other punishment.

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Answer:

see explanation

Explanation:

Stakeholder is anyone interest in the operation of a company or affected by the decision of the company.

Each stakeholder has its own interest and this is listed below :

Customers

They expect to receive value for money out of the firm products or services.

Employees

They are looking up to management for better remuneration for their manpower.

Owners

They seeking a maximum return from their investment in the company. Management run the company on their behalf as stewards.

Shareholders

They also seek maximum return from their investment in the company.

Society

The community expects the company to be a good corporate citizen and improve the social factors of employment, sustainability and environmental issues

Government

The government expects the company to be tax compliant and to pay its dues on time.

Boosting morale and improving the quality of deliverables in a mobile game project can be a challenging task, but there are a few steps you can take to help like Setting clear expectations, providing necessary resources, providing timely feedback, and recognizing each one's and team's efforts.

First, you should make sure everyone has clear expectations of their roles and responsibilities. By providing clear guidance on what the team needs to do and how it should be done, you can help make sure everyone is on the same page and working towards the same goals.

Second, you should ensure that the team is given the necessary resources to complete their tasks. If the team doesn't have the necessary tools or time to complete their tasks, morale can suffer.

Third, you should strive to provide timely feedback to team members. By providing feedback as soon as possible, you can show that you value their work and encourage further improvement.

Finally, you should recognize individual and team efforts, as well as successes. Celebrating achievements, both big and small, can go a long way in boosting morale.

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The three risk factors for starting a business are uncertain business conditions, low interest rates and low liquidity.

It is essential that the entrepreneur has a broader vision and determination to overcome the initial difficulties, since every business has inherent risks that can represent barriers to the success of the business.

Therefore, it is essential that there is an alignment of objectives to the structure of the business, in addition to dedication and a strategy focused on the market.

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Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.

A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.

Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.

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Answer:

The author is trying to say that the living standards of different classes of people depend on the economic choices they make and the economy of the nations they find themselves in.

Explanation:

The topic, "Mathematics and Economic Reasoning," began by comparing the world's of two girls namely Becky and Desta. Becky who lives in America has a good and comfortable living standard. Her father works at a good law firm where he earns well enough to cater for his family. He has some savings, insurance, two cars, and a partially mortgaged house.

Desta, on the other hand, lives in a poor village in Ethiopia where her family depend on farming to survive. They have no running water, electricity, adequate healthcare, enough food, etc. The author drew these comparisons to show that the environment a person finds himself can affect his economic standard of living.

Answer:

Positive aspects of diversity is that no one is the same. Everyone is  their own person. There is no negative to diversity. It is the people themselves who think negativly of diversity often by discrimination.

Explanation:

i hope this helped and was on point and I'm sorry if it wasn't. I just stumbled on your question...

Answer:

stereotyping

Explanation:

Answer:

International trade increases the number of goods that domestic consumers can choose from, decreases the cost of those goods through increased competition, and allows domestic industries to ship their products abroad. While all of these effects seem beneficial, free trade isn't widely accepted as completely beneficial to all parties

In simplest terms, a tariff is a tax. It adds to the cost borne by consumers of imported goods and is one of several trade policies that a country can enact. Tariffs are paid to the customs authority of the country imposing the tariff. Tariffs on imports coming into the United States, for example, are collected by Customs and Border Protection, acting on behalf of the Commerce Department.6 7 In the U.K., it's HM Revenue & Customs (HMRC) that collects the money.

Answer: Making initial development private saves the government from funding all of the research.

Explanation:

A grant refers to an amount of money that is financial assistance thats given by the government or an organization to an individual or firm for a specific purpose. A grant is different from a loan as it isn't meant to be paid back.

Government award grants for the development of technologies, community projects, home insulation etc.

With regards to the question, a government – sponsored grants for the private development of new technologies may result in a lower national debt when the government makes the initial development private thereby saving the government from funding all of the research.

Job satisfaction is a complex concept that is influenced by a wide range of factors. While there are many things that can contribute to job satisfaction, there are also a number of factors that can detract from it.

These factors include things like poor work-life balance, limited opportunities for growth and development, a toxic work environment, job insecurity, unreasonable workload or job demands, lack of autonomy and control over work, lack of recognition and appreciation, and unsupportive management and leadership.

When these factors are present in the workplace, they can lead to stress, burnout, and a general feeling of dissatisfaction among employees. This can ultimately lead to decreased productivity, increased turnover, and other negative outcomes for both employees and the organization as a whole. As such, it is important for employers to work to minimize these factors and create a positive and supportive work environment that fosters job satisfaction and engagement among employees.

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Stone Realty will be hosting a meeting for the whole of the day at a predetermined location, and all of its licensees are anticipated to be there.

The assistant to the broker, who did not possess a license, remained in the office in order to manage the incoming and outgoing phone calls.

At this time, Helen Barnes from tri-state realty called looking for information on a stone listing that was now available.

Helen must be given the information that she is demanding from the assistant in order for her request to be satisfied.

There are a variety of tasks that must be completed by an unlicensed assistant broker.

In spite of this, it is essential for every broker to have a solid understanding of the differences between what a licensed assistant and an unlicensed broker are legally permitted to perform in order to stay out of legal hot water.

As a result, it is the assistant's responsibility to provide Helen with the information that she has requested.

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