You take $200 you had kept under your mattress and deposit it in your bank account. Suppose this $200 stays in the banking system as reserves and banks hold reserves equal to 20 percent of deposits.
The total amount of deposits in the banking system increases by _____ , and the money supply increases by _____.
The total amount of deposits in the banking system increases by 1000 , and the money supply increases by 800.
Reason:
Increase in Deposits = Money Multiplier x Deposit.
=1/Reserve Ratio x Deposit
=1/.20 x $200
= $1000
Because deposits increase by $1,000 but currency declines by $200, this means the money supply increases by $1,000−$200=$800.
Answers
The money supply increases by $800 while the total quantity of deposits in the banking system rises by $1000.
Reserve to Multiplier Ratio
=1/0.2\s= 5
Rise in banking system deposits Equals deposit "multiplier"
We subtract the initial deposits because they are part of the money supply.
Expansion of the money supply additional deposits -new deposits
=1000-200
=$800
=200*5
=$1000
Increase in Deposits = Money Multiplier x Deposit, which equals 1/Reserve Ratio x Deposit, which equals 1/.20 x $200, which is $1000.
Deposits rise by $1,000 while currency drops by $200, which results in an increase in the money supply of $1,000 + $200 = $800.
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Related Questions
What is the answer ??? 10 points
Answers
Answer:
Initial payments includes a higher amount of money being paid upfront so the amount borrowed is less.
Explanation:
A down-payment is the initial cash payments that a borrower makes when they want to borrow money to finance the purchase of an expensive good or service. The down-payment is expressed as a percentage of the total amount to be borrowed. Because the nonpayment is paid in cash, it reduces the loan amount. A down-payment reduces the lender's risk enabling them to offer loans at lower interest rates
You intend to purchase a 10 year ,10000 face value bond that pays interest of 800 every six months.If your norminal annual required rate of return is 10 percent with semi-annually compounding ,how much should you be willing to pay for this bond ? What's the current yield
Answers
Answer:
Market price = $13,738.49
Explanation:
The yield to maturity of the bond is 8% x 2 = 16%
You require a 10% return, so the present value of the bond should be:
PV of face value = $10,000 / (1 + 5%)²⁰ = $3,768.89
PV of coupon payments = $800 x 12.462 (PVIFA, 5%, 20 periods) = $9,969.60
Market price = $13,738.49
if the monopolist can engage in perfect price discrimination, what is the average revenue when 7 ties are sold
Answers
When a monopolist engages in ideal price discrimination, the marginal revenue curve lies beneath the demand curve. the demand curve and the marginal income curve are identical.
What is a flawlessly discriminating monopolist?A discriminating monopoly is a monopoly firm that fees one of a kind costs to one of a kind segments of its customer base. An on-line retailer might also charge greater expenses to customers in wealthy ZIP codes and decrease expenditures to these in poorer regions.
Is a perfectly rate discriminating monopolist efficient?The flawlessly charge discriminating monopolist will be allocatively efficient due to the fact the ultimate unit bought will have a fee equal to marginal cost.
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https://brainly.com/question/5832236#SPJ4What days are BIM classes held?
Answers
Classes take place on Mondays and Wednesdays from 4:00-6:00 pm EST, at The Plan Room located at 1815 W Broadway.
Have a Nice Day.
juju's dividend next year is expected to be 5.50. it is trading at $45 and is expected to grow at 4 percent per year. what is juju's dividend yield and capital gain?
Answers
Jujus dividend yield and the capital gain, based on the dividend per share, can be found to be:
Capital gain - $1.80Dividend yield - 12.22%How to find the dividend yield?The dividend yield can be found by the formula:
= Dividend per share / Price per share
Dividend per share = $5.50
Price per share = $45
The dividend yield is:
= 5.50 / 45
= 12.22%
The capital gain will be:
= (Selling price x ( 1 + growth rate) ) - Selling price
= ( 45 x ( 1 + 4%) ) - 45
= $1.80
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The third phase in the SDLC is planning and in this phase the analyst thoroughly studies the organization's current procedures and the information systems used to perform organizational tasks.TRUE/FALSE
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TRUE. The third phase in the SDLC (Software Development Life Cycle) is planning, and during this phase, the analyst thoroughly studies the organization's current procedures and the information systems used to perform organizational tasks.
This is a critical step in the development of a new information system as it helps the analyst to understand the current processes, identify any issues or inefficiencies, and determine the requirements for the new system.
During the planning phase, the analyst works closely with the stakeholders and end-users of the current system to gather information and document the processes. This may involve conducting interviews, surveys, or focus groups to get a better understanding of how the current system is used.
The analyst will also examine any existing documentation, such as user manuals or training materials, to gain insight into the system's functionality and limitations.
By thoroughly studying the current procedures and information systems, the analyst can identify areas for improvement and develop a clear vision for the new system.
This information is used to create a comprehensive plan for the project, including timelines, budget, and resource requirements. Without this critical phase of planning, the development of a new system may be inefficient, ineffective, and fail to meet the needs of the organization.
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an adjustable rate mortgage with a start rate of 3.5%, an index of the 11th district cofi, a margin of 1.5%, and periodic and lifetime caps of 1/5 with semi-annual adjustments, would have a maximum interest rate of what at the end of the fourth loan year if 11th district cofi is 7.5% at that time?
Answers
9.0% is correct because the rate of interest will be lower than 10.45 %, and 9%
1/5 or .2 semi-annual increase
Semi-Annual Period Semi-Annual Increase Int. rate
1 0 5.00
2 0.2 6.00
3 0.2 7.20
4 0.2 8.64
5 0.2 10.37
6 0.2 12.44
7 0.2 14.93
or 7.5+1.5 9.00
In finance and economics, interest is charged from a borrower or deposit-taking monetary group to a lender or depositor of a quantity above reimbursement of the predominant sum (this is, the amount borrowed), at a selected charge.[1] it is distinct from a fee that the borrower may also pay the lender or some 1/3 birthday party. It is also wonderful from a dividend that is paid by using a company to its shareholders (owners) from its earnings or reserve, but no longer at a selected charge decided ahead, rather on a pro-rata foundation as a share inside the reward received by danger taking marketers while the revenue earned exceeds the full charges.
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Dawn walks into a customer's office with her sales presentation planned and immediately recognizes that the customer is upset about something. In this situation, Dawn should Dawn walks into a customer's office with her sales presentation planned and immediately recognizes that the customer is upset about something. In this situation, Dawn should:
a. maintain a happy and cheerful demeanor.
b. sit down immediately and begin the presentation.
c. All of the answers are correct.
d. say something funny in an attempt to lighten the customer's mood.
e. ask if she should come back some other time for the meeting.
Answers
On what ideology is Blake and Mouton’s Managerial/Leadership Grid based? (BLANK) theory suggests that traits are inherent, while conduct can be taught.
Answers
The Blake and Mouton’s managerial grid is based on the concern for production(tasks) and concern for people(relationships). The Great man theory suggests that traits are inherent, while conduct can be taught.
What do you mean by Blake and Mouton's managerial grid and Great Man Theory.As per the Managerial Grid, developed by Robert Blake and Jane Mouton, five different types of leadership based on their concern for the production and concern for the people are located in four quadrants.. According to the Great Man Theory leaders are born with the right traits and abilities for leading – charisma, intellect, confidence, communication skills, and social skills.
The concern for production is illustrated on the horizontal axis of the managerial grid and production became more important to the leader as his rating advances on the horizontal scale.
The Great Man Theory of Leadership emphasizes that great leaders are born, not made. These individuals come into the world possessing certain characteristics and traits not found in all people.
The Managerial grid is a useful device for identification and classification of managerial styles.
The essence of the Great Man Theory lies in the fact that those in power deserve to lead because of the traits they have been endowed with.
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For each of the roles below, write a paragraph or two supporting or opposing a tariff that is being considered to tax imported fruit. Each response should contain the following:
-What your position is
-Why you support this position
-Why others would agree with your position
-How the consumers, producers, and government will be affected by this tariff.
1. You are a farmer, growing mangoes in California. Due to a recent drought, your crop has been particularly bad this year. The Chilean mango crop, on the other hand, is particularly good this year.
2. You are the proprietor of a restaurant that specializes in tropical cuisine. You use mangoes and other tropical fruits in many of your dishes. Since the competition in the restaurant industry is stiff, you’re always competing to stay in business.
Answers
Answer:
1. You are a farmer, growing mangoes in California. Due to a recent drought, your crop has been particularly bad this year. The Chilean mango crop, on the other hand, is particularly good this year.
As a farmer I would support high import tariffs in order to increase the price of imported mangoes. If the world price of mangoes is very high, then I will be able to charge a higher price for my own production.
Since this was a very bad year for domestic mangoes, a very high price would allow me to recover some of the losses and stay in business. Several families are directly and indirectly affected by whether my business continues or not. I have employees and suppliers that would be negatively affected if I have to close my farm.
By increasing import tariffs, the government will earn higher taxes for every mango imported. The government also has the duty to protect local businesses.
2. You are the proprietor of a restaurant that specializes in tropical cuisine. You use mangoes and other tropical fruits in many of your dishes. Since the competition in the restaurant industry is stiff, you’re always competing to stay in business.
I oppose import tariffs, and if possible they should be eliminated. Import tariffs increase the price of goods, both domestic and imported, increasing my production costs and reducing my income.
Even though import tariffs might help a small amount of local businesses, it hurts society as a whole. Customers have to pay higher prices for mangoes, or any type of product, that should be purchased at much lower prices. The economic loss resulting from import tariffs and negatively affecting consumers and other businesses offsets by far any economic benefit generated by them. If such actions are taken, the domestic mango industry will be unfairly treated just like the sugar industry and a few others that hurt the entire economy and benefit only a few.
The government has the duty to do what is best for its citizens and businesses, and it cannot help a handful of businesses by hurting a very large group of other businesses and consumers. Government revenue will also decrease since steep tariffs will prevent any mangoes from being imported, reducing government revenue to zero.
Determine whether the function below represents growth or decay and the rate.* A(t)=12( 5
8
) −2t
*This question is worth four points. In order to receive full credit, you must show your work or justify your answer. This function shows a decay rate of 60.94. This function shows a decay rate of 156. This function shows a growth rate of 60.94. This function shows a decay rate of 39.06. This function shows a growth rate of 156. This function shows a growth rate of 256. This function shows a growth rate of 39.06. This function shows a decay rate of 256. This function exhibits properties of both growth and decay. This function exhibits properties of neither growth nor decay.
Answers
To determine if a function represents growth or decay, we need to check if its base is greater than 1 or less than 1. If the base is greater than 1, the function represents growth and if the base is less than 1, the function represents decay.
The given function is A(t)=12(58)−2t. We need to determine whether the function represents growth or decay and the rate. To determine if a function represents growth or decay, we need to check if its base is greater than 1 or less than 1. If the base is greater than 1, the function represents growth and if the base is less than 1, the function represents decay. Here, the base of the function is 5/8 which is less than 1. Hence, the function represents decay. Now, we need to find the decay rate. Decay rate formula is given as: Decay rate = 100% - (base)100% = (1 - base)100%We have base = 5/8Decay rate = (1 - 5/8)100% = (3/8)100% = 37.5% = 0.375We can write 0.375 in fraction form as 37.5/100Thus, the decay rate of the given function is 37.5%.Hence, the correct option is "This function shows a decay rate of 37.5%".This function exhibits properties of decay.
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Audrey, a team leader, wanted to make some changes in the seating arrangement of her team members to improve communication. She outlined a plan that she thought would suit everybody and sent it to all the members, asking them for their opinions and suggestions. This is an example of
Answers
The example of communication illustrated by Audrey is two-way communication.
What is communication?
It should be noted that communication simply means the exchange of information between parties.
In this case, Audrey outlined a plan that she thought would suit everybody and sent it to all the members, asking them for their opinions and suggestions. This form of communication that is illustrated by Audrey is two-way communication.
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A(n) ________ is formed when the entering retailer pools its resources with a local retailer to form a new company in which ownership, control, and profits are shared.A) mergerB) joint ventureC) acquisitionD) strategic allianceE) takeover
Answers
A joint venture is a type of business agreement in which two or more parties agree to pool their resources and expertise to form a new company. In a joint venture, the parties involved typically share ownership, control, and profits, and work together to achieve a common goal. The answer to your question is B) joint venture.
Joint ventures can be an effective way for entering retailers to establish a presence in a new market, as they allow for the sharing of resources and risk. By partnering with a local retailer, the entering retailer can benefit from the local partner's knowledge of the market, while the local partner can benefit from the entering retailer's expertise and resources.
One example of a joint venture in the retail industry is the partnership between Walmart and Bharti Enterprises in India. Walmart, a global retailer, teamed up with Bharti Enterprises, a local conglomerate, to form a joint venture called Bharti Walmart. The joint venture allowed Walmart to enter the Indian market, while Bharti Enterprises benefited from Walmart's expertise in retail operations.
In summary, a joint venture is a type of business agreement in which two or more parties pool their resources and expertise to form a new company. This type of partnership can be beneficial for entering retailers looking to establish a presence in a new market. Option B.
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What is the marginal revenue and marginal cost for this diagram?
What type of market is this? Explain your answer
Answers
Marginal revenue :
2060120200300420560Marginal cost :
108210192640It is a Monopolistic market structure because marginal revenue is greater than the marginal cost.
Marginal Revenue is the increase in the revenue by selling one extra product in the market. It is calculated by the Change in revenue divided by the change in output.
Marginal cost is the change in cost by producing one extra unit of output. It is calculated by a change in cost divided by the change in units.
Monopolistic market structure is where there are multiple companies producing similar products in the market.Example for monopolistic structure can be a grocery store.
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Grisim Catering uses activity-based costing for its overhead costs. The company has provided the following data concerning the activity rates in its activity-based costing system: Preparing Arranging Meals Activity Cost Pools Functions Wages. $0.75 $175.00 Supplies.. $0.50 $280.00 Other expenses ...... $0.35 $130.00 The number of meals served is the measure of activity for the Preparing Meals activity cost pool. The number of functions catered is used as the activity measure for the Arranging Functions activity cost pool. Management would like to know whether the company made any money on a recent function at which 130 meals were served. The company catered the function for a fixed price of $11.00 per meal. The cost of the raw ingredients for the meals was $6.90 per meal. This cost is in addition to the costs of wages, supplies, and other expenses detailed above. For the purposes of preparing action analyses, management has assigned ease of adjustment codes to the costs as follows: wages are classified as a Yellow cost; supplies and raw ingredients as a Green cost; and other expenses as a Red cost.
Answers
To determine whether the company made any money on the recent function, we need to calculate the total cost and compare it to the revenue generated.
For the Preparing Meals activity cost pool, the activity rate is $0.75 per meal. Since 130 meals were served, the cost for preparing meals is 130 x $0.75 = $97.50.
For the Arranging Functions activity cost pool, the activity rate is $175.00 per function. Since one function was catered, the cost for arranging functions is $175.00.
The cost of raw ingredients for the meals is $6.90 per meal. Since 130 meals were served, the cost for raw ingredients is 130 x $6.90 = $897.00.
To calculate the total cost, we sum up the costs of preparing meals, arranging functions, and raw ingredients: $97.50 + $175.00 + $897.00 = $1,169.50.
The revenue generated from the function is calculated as the number of meals served multiplied by the price per meal: 130 x $11.00 = $1,430.00.
To determine whether the company made money, we subtract the total cost from the revenue: $1,430.00 - $1,169.50 = $260.50.
Therefore, the company made a profit of $260.50 on the recent function.
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What market structure would the manufacturers of the cellular phones be categorize as?
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Describe how the language and the culture you grew up with, play a role in your communication styles?
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when a company invests a lot of money in a particular project, it is concerned about the amount of risk involved. in general, if the expected life of a project is longer, its potential risk is
Answers
Among the safest investing options are certificates of deposit (CDs), money market accounts, municipal bonds, and Treasury Inflation-Protected Securities (TIPS).
Which of the following best describes how risk factors into investment decisions?When investing in equities, one must take risk into account. High gains often come with little risks. An investment's potential return will increase with its level of risk. Profits are consistently assured while investing.
What is the phrase used to describe the cost levied when you spend more money than you have in your bank account?When you spend more money than you have in your bank account, you may be charged an overdraft fee. Banks normally charge roughly $35 per instance, so you may be charged numerous overdraft penalties in a single day.
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Russell United has 28,500 shares of stock outstanding and has two open seats on its board of directors. Each share of common stock is granted one vote. How many additional votes are required to guarantee a seat on the board if the company were to use straight voting rather than cumulative voting
Answers
Answer:
4,750
Explanation:
Calculation for How many additional votes are required to guarantee a seat on the board
First step is to Calculate for STRAIGHT VOTING
Using this formula
Additional Votes= ((Shares of stock outstanding/2)+1)
Let plug in the formula
Additional Votes=((28,500/2)+1)
Additional Votes=14,251
Second step is to calculate for CUMULATIVE VOTING
Using this formula
Additional Votes= ((Shares of stock outstanding/(Number of seats +1))+1)
Let plug in the formula
Additional Votes=((28,500/(2 +1))+1)
Additional Votes=9,501
Last step is to calculate How many additional votes are required
Using this formula
Additional votes =STRAIGHT VOTING additional vote-CUMULATIVE VOTING additional Votes
Let plug in the formula
Additional votes = 14,251-9,501
Additional votes = 4,750
Therefore How many additional votes are required to guarantee a seat on the board if the company were to use straight voting rather than cumulative voting is 4,750
the u.s. government agency that is responsible for regulating the process by which issuers raise capital is:
Answers
This same Securities and Exchange Commission (SEC) seems to be a federal watchdog organization in the United States tasked with policing the securities industry and safeguarding investors.
What function does an investor serve?An investor is somebody who invests money with the hope of making a profit or gaining an advantage in the future (interest). The majority of the time, the bank invests some kind of property using this assigned funds.
Why do investors buy securities?Investing is a successful approach to use your money and possibly increase your fortune. Your money may grow in value and outpace inflation if you make wise investment decisions. The force of compound and the trade-off between risk and return are the main reasons investment has a higher growth potential.
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Rachel lives and works on her father's dairy farm as a large animal veterinarian. The farm does not
employ any outside workers. One of the cows is having a difficult time delivering her calf. As Rachel approaches to help, the cow kicks wildly breaking Rachel's arm. Is Rachel covered under the OSH Act?
Yes, because Rachel's injury is job-related.
Yes, because Rachel works for her father and is not self-employed.
No, because Rachel is an immediate family member employed on her father's farm.
No, because Rachel's family farm does not employ outside workers.
Answers
Answer:
No, because Rachel's family farm does not employ outside workers
Explanation:
No, because Rachel's family farm does not employ outside workers. Under the OSH Act since Rachel's family does not employ outside workers they are not seen as an official business and therefore are not protected under the act. The workers on the farm are not seen as employees but instead family members helping one another and acting as co-owners of the farm. Therefore, the act does would not provide any coverage to Rachel in this scenario.
Why do you think a higher percentage of those over 35 years old invest in the market compared to those under 35? Help please!
Answers
Answer:
Yes I think those over 35 invest in a market compared to people not 35, because they been though school, and have more experience in the market company.
Explanation:
Chloe, a textile designer, creates a flat fabric with a pattern that resembles the skin of a crocodile. Which design element is Chloe experimenting with?
A. undertone
B. shape
C. saturation
D. texture
Answers
Chloe, a textile designer, creates a flat fabric with a pattern that resembles the skin of a crocodile. Chloe is experimenting with texture.
Fabric is an umbrella term that includes numerous fiber-based materials, inclusive of fibers, yarns, filaments, threads, specific cloth types, and so forth. At first, the word "textiles" simplest cited woven fabric. However, weaving isn't always the only production method, many different methods were later developed to shape textile systems based on their meant use. Knitting and non-woven are different famous types of cloth manufacturing. Inside the cutting-edge world, textiles fulfill the fabric needs for flexible applications, from easy daily garb to bulletproof jackets, spacesuits, and medical doctor's gowns.
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20 points-Understanding Contracts-
Answers
Contracts are legally binding agreements between two or more parties that outline the terms and conditions of a particular transaction or relationship. Understanding contracts is essential for both individuals and businesses to ensure that they are protected from any potential risks or liabilities.
A contract typically includes the names of the parties involved, the purpose of the agreement, the duration of the contract, the terms and conditions of the agreement, and any applicable penalties or consequences for breach of contract. It is important to carefully read and understand all the terms of the contract before signing it. Contracts can be either written or oral, but it is always better to have a written contract in place to avoid any misunderstandings or disputes.
Contracts can be entered into voluntarily or by force of law, such as in the case of a court order. When drafting or entering into a contract, it is important to ensure that the terms are clear, concise, and unambiguous. Any ambiguities or uncertainties in the contract can lead to confusion and disputes down the line. It is also important to seek legal advice before signing any contract to ensure that it is fair and reasonable. A well-drafted contract can protect both parties from potential risks and liabilities and ensure a smooth and successful transaction.
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The product life cycle refers to the stages a product moves through from the time it enters the market until the time
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It's the stage by which a product move through from the time it enters the market until the time it is cleared. My own definition states that it's the length of time by which a product is introduced to consumers in the market until it has been removed
PLEASE HELP ASAP
_____ Is having the ability to roll with the punches
A. Communication
B. Leadership
C. Conflict resolution
D. Resilience
Answers
Answer:
I'm guessing the answer would be D
I don't actually know though and if it's wrong I'm sorry
Explain the difference between the common misconception people have about tax brackets and how they actually work
Answers
Answer:
Tax brackets misconception is that it defines how much tax will be paid by an individual but this is not true. It only determines the rate of tax which will be applied to the individual for his income.
Explanation:
The tax bracket is determined for an individual based on his salary. After the computation of taxable income tax brackets are selected and rate is applied which ever tax bracket falls correctly. The tax rate applied to the taxable incomes gives the tax amount which is to be paid by an individual.
QUESTION 2 of 10: Medicare is a government program funded by tax dollars to:
a) Provide health insurance to children
b) Provide health insurance to working adults
c) Provide hospital insurance for those over 65
Answers
Is debt finance the same as debt capital?
Answers
Answer:
no they are not the same hope this helps
_________ bonds are considered the riskiest of all corporate bonds and thus offer the highest interest rates.
Answers
High-yield or junk bonds are considered the riskiest of all corporate bonds and thus offer the highest interest rates.
Because the issuing corporations' credit ratings are lower than those of other corporate bonds, high-yield bonds, commonly referred to as junk bonds, have a larger default risk than other corporate bonds. High-yield bonds provide higher interest rates as a result of this heightened risk to offset the likelihood of default. High-yield bonds can be more susceptible to hazards associated with the economy and certain industries, therefore investors who want to invest in them need to be prepared to accept greater levels of risk. High-yield bonds might potentially provide investors with better returns, but it's crucial to remember that in order to reduce total risk, they should only be included in a diversified investment portfolio.
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