your friend has asked you for advice in choosing the best federal student loan repayment plan for after college graduation. they told you that they have a job lined up that won't pay very much at first, but after a few years with the company their salary will increase significantly. What repayment plan would you recommend and why?
Answers
Income-Driven Repayment (IDR) Plans: These plans base the monthly loan payment on the borrower's income and family size, so they can be a good option for someone who is starting out in a low-paying job but expects their income to increase in the future. IDR plans include the Pay As You Earn (PAYE), Revised Pay As You Earn (REPAYE), and Income-Based Repayment (IBR) plans.
Graduated Repayment Plan: This plan starts with lower monthly payments that increase every two years, which can be a good option for someone who expects their income to increase over time.
Extended Repayment Plan: This plan allows the borrower to extend the repayment period of their loans, which can result in lower monthly payments but higher overall interest costs. This plan may be a good option for someone who has a lower income but expects their financial situation to improve in the future.
Your friend should also consider the pros and cons of each plan and how it will affect their overall repayment costs. They may want to consider consulting with a financial advisor or student loan counselor to determine the best repayment plan for their individual circumstances.
Related Questions
How did the building of the railroads impact Native American land?
Answers
Answer:
The railroad disrupted intertribal trade on the Plains, and thereby broke a core aspect of Cheyenne's economic life.
Explanation:
The Transcontinental Railroad dramatically altered ecosystems. For instance, it brought thousands of hunters who killed the bison Native people relied on.
Answer:
he construction of the Transcontinental Railroad had dire consequences for the native tribes of the Great Plains, forever altering the landscape and causing the disappearance of once-reliable wild game. Tribes increasingly came into conflict with the railroad as they attempted to defend their diminishing resources.
Explanation:
The sonnets of Shakespeare and Spenser can be distinguished from one another by
Answers
The sonnets of Shakespeare and Spenser can be distinguished from one another based on their themes, structures, language, and poetic styles.
Shakespeare and Spenser were both renowned poets of the Elizabethan era, and their sonnets are considered some of the most significant contributions to English literature. While they share some similarities in their poetic styles, there are several ways in which their sonnets can be distinguished from one another.
Firstly, Shakespeare's sonnets tend to be more personal and introspective, often exploring themes such as love, desire, and mortality. In contrast, Spenser's sonnets tend to be more focused on political and social issues of his time, such as the conflict between the Catholic and Protestant faiths.
Secondly, Shakespeare's sonnets typically follow the structure of three quatrains and a final couplet, while Spenser's sonnets follow a more complex structure of three quatrains and a final couplet with an interlocking rhyme scheme. Additionally, Spenser often employs elaborate metaphors and allegories in his sonnets, while Shakespeare's sonnets tend to be more straightforward and direct.
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Ok ok last one I just want to get everything out of my system so things parents dont understand part 2!
1.Times have changed since they were teenagers. They may think you know what it’s like to be a teenager. I mean, they were one at one point in time, but things have changed and have become way more complicated and that’s extremely hard for parents to understand.
2.Teenagers want more responsibility. There are a huge number of students who just want to graduate high school and move on to the next chapter in their life.
3.We lose friends throughout school. Parents always bring up that friend you probably either can’t stand anymore, or just drifted apart from. They probably bring it up all the time whether they’re asking, “How’s so and-so?” or “Why don’t you talk to this person anymore?”. Quit bringing them up! What’s done is done and most likely, that person is not going to come back into our lives.
4.We want their attention. Even though we may not show it, we want them to be there for us. Sometimes, we even crave their attention. Whether it’s us asking how our day was, or cleaning something small around the house, we don’t always want our privacy. Sometimes we want you to invade it (to a certain extent).
5. They’re not always going to be the first person we come to when something happens. We’re teenagers at this point. We have a lot going on with high school or middle school and it’s hard. They are not always going to be the first person we come running to when things get bad. We have best friends we like to go to when we have issues we need to talk about.
6.Yes we are growing up and eventually, they have to accept that. At this point in life, we are just school kids who are dying to become adults. The last thing we want to hear is our parents telling us that we don’t understand yet, or that we’re not mature enough to do that yet.
7.Just because our friends do things you guys don’t approve of, doesn’t mean we follow in their footsteps.They’re afraid if we don’t hangout with “the right crowd”, we’ll end up doing bad things. It’s understandable for a parent to worry. If we come home acting the same as before we saw that particular friend, we’re not doing anything wrong. You shouldn’t be attacking us for what we’re not doing; that’s not fair to us.
That it im done no more venting unless I have to
Answers
Answer:
I totally understand who must be feeling. I think it's tough on both ends you're a teenager and things are different it's 2020 and your parents are also trying to figure out the best way to care for you and how to give you privacy but also make sure that you're okay. I'm not a teen yet but I'm to mature for kids my age it's annoying. but they love you. and one thing Ik sometimes you just want to go to your best friend advice when something is Rong.
The more money, time, and creative energy that has been sunk into an idea, the harder it is to _________.
Answers
The statement that best completes the sentence is: "The more money, time, and creative energy that has been sunk into an idea, the harder it is to abandon."
This concept is often referred to as the "sunk cost fallacy" or "escalation of commitment." It suggests that individuals tend to continue investing in a project or idea, even if it becomes clear that it is not yielding the desired results or is unlikely to be successful. The reason behind this is the psychological reluctance to waste the resources (money, time, energy) that have already been invested.
The sunk cost fallacy can lead to irrational decision-making, as individuals prioritize past investments over the current or future potential outcomes. It becomes harder to abandon or change course because of the emotional attachment and the fear of losing what has already been invested.
Overcoming the sunk cost fallacy requires recognizing the importance of evaluating decisions based on their future prospects rather than past investments. It involves being willing to let go of unproductive or unsuccessful endeavors, even if significant resources have already been dedicated to them.
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Describe the elements of the following sets. (a) AB, (b) A', (e) A'B. (d) AUB (a) What is the description of the elements of AB? OA (colleges that have the word City and have the name of an entertainer in their name) OB (colleges that do not have the word City in their name) OC. (colleges that have the word City or have the name of an entertainer (or both) in their name) OD. (ooleges that do not have the word City and do not have the name of an entertainer in their name) (b) What is the description of A'? OA: (colleges that do not have the name of an entertainer in their name) OB (colleges that do not have the word City in their name) OC (colleges that have the name of an entertainer in their name) OD (colleges that have the word City in their name) (e) What is the description of An OA (colleges that do not have the wond City and do not have the name of an entertainer in their name) OB footleges that have the word City or have the name of an entertainer (or both) in their name) OC. (onges that have the word City and have the name of an entertainer in their name) OD. (colleges that do not have the word City and have the name of an entertainer in their name) (d) What is the description of AUST A toeges that have the word City and have the name of an entertainer in their name) COLL Let U=(all colleges), A (colleges that have the word City in their name), and B=(colleges that have the name of an entertainer in their name). Describe the elements of the following sets (a) AnB, (b) A. (e) A'B', (d) AUB (a) What is the description of the elements of AnB? OA (colleges that have the word City and have the name of an entertainer in their name) OB (colleges that do not have the word City in their name) OC. (colleges that have the word City or have the name of an entertainer (or both) in their name) OD (colleges that do not have the word City and do not have the name of an entertainer in their name) (b) What is the description of A'? OA (leges that do not have the name of an entertainer in their name) OB fooeges that do not have the word City in their name) OC (ooieges that have the name of an entertainer in their name) OD (colleges that have the word City in their name) (e) What is the description of A OA fouleges that do not have the word City and do not have the name of an entertainer in their name) OB (colleges that have the word City or have the name of an entertainer (or both) in their name) OC. (oleges that have the word City and have the name of an entertainer in their name) OD (colleges that do not have the word City and have the name of an entertainer in their name) (d) What is the description of AB OA leges that have the word City and have the name of an entertainer in their name) CD
Answers
Defining the sets and their descriptions:
U = All colleges
A = Colleges that have the word "City" in their name
B = Colleges that have the name of an entertainer in their name
Now, let's describe the elements of the given sets:
(a) AB: Colleges that have both the word "City" in their name and the name of an entertainer.
(b) A': Colleges that do not have the word "City" in their name.
(e) A'B: Colleges that do not have the word "City" in their name but have the name of an entertainer.
(d) AUB: Colleges that either have the word "City" in their name or have the name of an entertainer (or both).
The additional questions:
(a) AnB: Colleges that have both the word "City" in their name and the name of an entertainer.
(b) A: Colleges that do not have the word "City" in their name.
(e) A'B': Colleges that do not have the word "City" in their name and do not have the name of an entertainer.
(d) AUB: Colleges that either have the word "City" in their name or have the name of an entertainer (or both).
(d) AB: Colleges that have both the word "City" in their name and the name of an entertainer.
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Identify which of the following is NOT a reason why the Creeks lost or gave their land to settlers in Georgia
Answers
Answer:
For most of Georgia's colonial period, Creeks outnumbered both European colonists and enslaved Africans and occupied more land than these newcomers.
Explanation:
Please answer this for me
Please don't say that the answer is in a link
Answers
Answer:
it’s d
Explanation:
because this is where they had their shipyards.
Supporters of quebec separatist movement seek sovereignty for quebec This means that they are what A.The right to self -government B.A political union with the united states C.An economic union with the rest of canada D.Quebec to serve as the political capital of canada
Answers
Answer: A.The right to self -government
Explanation:
The right to self government would be described as a group of persons demanding that they be governed on their own, which could indirectly mean they want their own country where they can government themselves and control their resources.
Supporters of quebec separatist movement seek sovereignty for quebec, this means that they are what the right to self -government. They seek to be on their own; govern and control their resources.
What body of water is indicated by #7?
Nile River
Euphrates River
Tigris River
Persian Gulf
Answers
Answer:
Euphrates River
Explanation:
Bro, if you were a source of light, would you be able to see shadows?
Answers
Answer:
I think so.
Explanation:
Here's two examples which lead me to believe yes. One, when miners wear headgear with flashlights on it, they still see shadows like any other person. The only difference is that they can choose where the shadow is percieved to be by simply adjusting the light or the way they are standing. Similarly, I believe animals like fireflies would be able to as well. I am unsure of this, but based on logic, I would have to assume the answer is yes.
Answer:
the answer is yes and no im sure you could see em from a distance but you would not be able to see your own shadow
The nation that Georgia belongs to:
Answers
Answer:
United States of America
Explanation:
fill in the blank.review: which of the following transitional phrases demonstrates logical cohesion between these two ideas? the employees could not understand how to apply their analysis to improve time-stamp efficiencies.____, no changes were made.
Answers
To fill in the blank with a transitional phrase that demonstrates logical cohesion between the two ideas: "The employees could not understand how to apply their analysis to improve time-stamp efficiencies. Consequently, no changes were made."
In this case, the transitional phrase "Consequently" effectively connects the two ideas by showing a cause and effect relationship. The employees' lack of understanding in applying their analysis to improve time-stamp efficiencies resulted in no changes being made to the process.
The use of "Consequently" in this context helps the reader grasp the logical connection between the employees' inability to understand and the lack of changes made. It highlights the fact that the employees' understanding is a critical factor in determining whether improvements can be made to the time-stamp efficiencies.
By utilizing this transitional phrase, the relationship between the two ideas is made clear, and the flow of information is easier for the reader to follow.
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What island country lies 90 miles south of the USA?
Answers
Answer:
Your answer is Cuba
Mark me as brainliest
Two well-known regions of currently active continental hot spots are ____________.
Answers
Two well-known regions of currently/presently active/mobile continental hot spots are the Afar Region is east Africa, and Yellowstone national park in north America.
On Earth, a hot spot is a place where the magma is hotter than the magma close by. It might be discovered over a mantle plume or beneath the planet's crust, its tough outer layer. Under the effect of the magma plume, the rocky crust thins and melts, which also causes widespread volcanic activity.
An area of Earth that is located over a mantle plume is known as a hot spot. A mantle plume is a location where the magma is hotter than the nearby magma under the Earth's crust, which is a rocky outer layer. The hard crust melts and thins because to the heat from this extremely hot magma, which triggers intense volcanic activity on the Earth's surface above the plume.
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Write a paragraph of Brain development using 4 of the terms.
Neuroscience
intelligence
incidental learning
trial-and-error learning
imitation
directed learning and creativity
Answers
Answer:
I would suggest using four of the terms below:
Neuroscience
Intelligence
Imitation
Trial - And - Error Learning
Explanation:
An individual's future income potential is directly related to her:
A. All of these choices are correct.
B. level of education.
C. ability to function in a command economy.
D. specialization in economics.
Answers
Answer:
A: All of the choices are correct
Explanation:
Not only does level of education count, ability to function in a commanding economy and being specialized in the economy will give her the base to get income based off all of these traits.
Which of the following is BEST known for leading the city government of Atlanta as the first black mayor of a major Southern city?
A. Andrew Young
B. Maynard Jackson
С. Lester Maddox
D. John Sibley
Answers
Answer:
B Maynard Jackson I have a USATestPrep on it
Brain Plz
Explanation:
Adolescents and their parents are most likely to have disagreements regarding:__________
Answers
Adolescents and their parents are most likely to have disagreements regarding rules and boundaries, communication, school and academics, social life, chores and responsibilities, personal appearance, and technology and screen time.
Adolescents and their parents are most likely to have disagreements regarding various aspects of their lives, including but not limited to:
Rules and Boundaries: Adolescents frequently push limits as they take a stab at freedom, prompting conflicts with their parents over family rules, curfews, and opportunities.
Communication: Errors and miscommunication can prompt contentions among guardians and teenagers, particularly when guardians attempt to mediate or offer guidance.
School and Academics: Adolescents might contradict their parents with respect to the significance of training, grades, and future vocation plans.
Social Life: Adolescents are bound to need to invest energy with companions, while guardians might stress over their kid's well-being or academic progress.
Chores and Responsibilities: Teenagers may not concur with their parents' assumptions about family errands and obligations.
Personal Appearance: Adolescents might need to explore different avenues regarding their appearance and attire decisions, which might struggle with their parents' inclinations.
Technology and Screen Time: Adolescents often invest a lot of energy in their gadgets, which can prompt conflicts with their parents over the proper measure of screen time.
These are just a few examples, and the particular issues that cause conflicts among adolescents and their parents can differ broadly contingent upon the relational intricacies and individual characters included.
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One important scientific habit of mind is the ability to conceive of new ideas, called.
Answers
One important scientific habit of mind is the ability to conceive of new ideas, called imagination
Without any immediate input from the senses, imagination is the creation or simulation of new things, sensations, and thoughts in the mind. It is described by Stefan Szczelkun as the production of experiences in one's mind, which can be entirely made up and perhaps fantastical situations, or recreations of prior experiences, such as vivid memories with imagined adjustments. Imagination is essential to integrating experience and the learning process because it makes knowledge applicable in problem-solving.
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What is a contextual symbol?
What is a contextual symbol?
A.
a symbol that helps make a novel’s characters believable
B.
a symbol that appears in many different genres of literature
C.
a symbol that is known to many people across generations
D.
a symbol that appears specifically in a particular work of writing
Answers
Answer:
your answer is D. a symbol that appears specifically in a particular work of writing
Answer:
your answer is D i took the test
Explanation:
ideas that a person likes to spend time thinking about examples of
Answers
Answer:
love, frineds, baby animals, entertainment, happiness, movies
Explanation:
These thoughts activate seratonin flow in 50% or more of subjects
Explanation:
umm depends on ur age lol and what you like i guess me im 13 usally its fanfics, girls, memes, jokes, comics, a tv show, a favorite actor or wwe wrestler.
like I said its really what ur into that depends on what u think of but i would asume the regular stuff is reading, a person, work XD
The money supply is a curve that is typically drawn as a vertical line on the standard money supply - money demand graph used in the study of
monetary policy. In economics any supply curve that has a vertical curve means that the product or service is 100 percent controlled by an entity
that could be a government, a firm, or by an individual.
True or False
Answers
In economics any supply curve that has a vertical curve means that the product or service is 100 percent controlled by an entity that could be a government, a firm, or by an individual. The given statement is true.
What do you mean by the money supply?The entire amount of money owned by the public at a specific time is referred to as the money supply in macroeconomics. There are many ways to define "money," but common measurements often include circulation-level money and demand deposits.
On the conventional money supply-money demand graph used in the study of monetary policy, the money supply is a curve that is commonly represented as a vertical line.
Any supply curve with a vertical curve in economics indicates that the good or service is completely under the control of a person, company, or government.
Therefore, in the economics any supply curve that has a vertical curve means that the product or service is 100 percent controlled by an entity that could be a government, a firm, or by an individual. The given statement is true.
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What kind of enmities did Carthage build for its apartments?
Answers
why should Honey-Bourbon-Glazed Ham be eaten on thanksgiving instead of turkey?
Answers
Which of the following statements are examples of humanistic thought? Select all that apply.
All humans have the potential for good: People are predisposed to good
Answers
The following statements are examples of humanistic thought are: All humans have the potential for good: People are predisposed to good.
The humanistic thought is the approach that emphasizes the study of the whole person. This approach can be used in any field of study to support people's healthy development and growth. Maslow's hierarchy of needs theory is one of the best-known concepts in humanistic psychology. The concept suggests that all humans have a hierarchy of needs, and self-actualization is the ultimate goal. Self-actualization is the point at which humans have realized their full potential and achieved complete understanding.
Therefore, the humanistic thought is an optimistic approach to understand human nature that sees people as good beings who are capable of improving themselves. Among the given statements, the statement All humans have the potential for good: People are predisposed to good is an example of humanistic thought because the approach assumes that people are naturally predisposed to be good. All humans are capable of making good choices, and everyone is born with a natural desire to do what is right, according to this approach. Thus, it is concluded that this is the correct statement to be considered for humanistic thought.
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Help! Will give 25 points and brainliest.
Which of the following is a concern of environmentalists?
A. Depletion of natural resources
B. Overuse of land
C. Climate change
D. All of the above
Answers
D. All of the above are correct :D
Visit any retail store in your community and request a 20 minutes appointment to interview the owner or manager so that you can collect relevant information
Answers
An interview with a manager of a retail store would probably yield information about:
Demand for goodsMarket seasonsPrice differentiation, etc.What is a Retail Store?This refers to the type of store that sells goods to the general public from a warehouse that contains everyday items.
Hence, we can see that from an interview of a manager of a retail store, he would give useful information about the market trends, product demands, and many more.
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What are the four types of votes?
Answers
Answer: Voice vote.
Division vote. ...
Yea and Nay Vote. ...
Record Vote.
Explanation:
Describe the important functions of legislature in brief (Long answer)
Answers
Democratic legislatures are responsible for six main tasks: representation, debate, legislation, approving spending, forming governments, and oversight.
What is the main function of a legislature?The legislature is in charge of formulating general policy through the legislation of laws for the state and its citizens. The substance and procedural restrictions of the federal and state constitutions apply to the ability to enact laws.
What are the functions of state legislatures what is their most important function?There are three main purposes for state legislatures. By conducting research, creating, and approving laws, they carry out the legislative duty. Members serve as the voice of their local communities and respond to citizen requests for assistance. Finally, legislatures have a role in the executive branch's oversight.
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A veto is a check on the __________________ Branch's power
Answers
Answer:
the veto allows ye president to check the legislator by reviewing acts passed by congress and blocking measures he finds unconstitutional unjust or unwise . congress's power to override the presidents veto forms a balance between the branches on he lawmaking power.