Answer the next question on the basis of the following consolidated balance sheet of the commercial banking system. Assume that the reserve requirement is 10%. All figures are in billions.
Assets (billions of dollars) Liabilities & Net Worth (billions of dollars)
Reserves $60 Checkable deposits $600
Securities 140 Stock shares 260
Loans 260 Property 400 Suppose the Fed wants to increase the money supply by $400 billion to drive down interest rates and stimulate the economy. Assuming that the money multiplier is operating to full effect, to accomplish the desired increase, the Fed could _____.
rev: 06_20_2018
Multiple Choice
sell $20 billion of U.S. securities to the banks
buy $20 billion of U.S. securities from the banks
sell $40 billion of U.S. securities to the banks
buy $40 billion of U.S. securities from the banks

The amount you have to save each month using sinking fund approach is $400.

Using this formula

Amount to save=Cost of car/Number of months in a year

Where:

Cost of car=$4,800

Number of months in a year=12 months

Let plug in the formula

Amount to save=$4,800/12

Amount to save=$400

Inconclusion the amount you have to save each month using sinking fund approach is $400.

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An annuity is a financial product offered by insurance companies that provides a guaranteed stream of income for a specified period of time or for the rest of your life.

Annuities are often purchased by those who want to secure a steady income in retirement and avoid the risk of running out of money. Annuities can come in different forms, such as fixed annuities, variable annuities, and indexed annuities, each with their own benefits and drawbacks. When you purchase an annuity, you make a lump-sum payment to the insurance company, and in return, the company promises to pay you a certain amount of money on a regular basis. The amount you receive depends on factors such as your age, the amount of your initial payment, and the type of annuity you choose. While annuities may not be the right choice for everyone, they can provide a reliable source of income for those who prioritize financial stability in retirement. It's important to research and compare different annuity options and consult with a financial advisor to determine if an annuity is the best fit for your retirement goals.

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Answer:

Indeed, prior to starting my commercial activities in my business, I was advised on how large entrepreneurs carried out their activities, and on the tips that they gave regarding how to manage and organize the business.

This gave me the tools to organize my business in the most effective way, avoiding common beginner mistakes when using commercial strategies that have already been tested by successful entrepreneurs.

Answer:

yuh :)

Explanation:

Answer: To verify the accuracy of his rental history

Explanation:

Based on the scenario in the question, it is it important for Christian to check the information recorded on his credit report so as to verify the accuracy of his rental history.

He has to verify his rental history so as to know if there's a mistake or if the details written are not correct. To apply for the mortgage, he needs to ensure that the details are correct.

Answer:

Crime has a significant negative impact on businesses around the world. It not only affects the business owner but also their employees and customers. The following are some of the ways in which crime impacts businesses.

Firstly, theft and burglary are common crimes that affect businesses. Thieves and burglars target businesses in the hope of making quick profits. The result is a loss of valuable and expensive equipment, inventory, and cash. Businesses can lose thousands of dollars due to theft and burglary. This loss often cannot be recovered, which affects the financial stability and profitability of the business.

Secondly, vandalism is another crime that affects businesses. Vandalism involves the destruction of property or assets and can happen for a variety of reasons, including revenge, vandalism, and theft. Such damage can be expensive to repair and can create a negative perception of the business in the eyes of its customers.

Thirdly, cybercrime is a modern type of crime that has significant effects on businesses. Many businesses now use technology for their day-to-day operations, which makes them vulnerable to cyber-attacks. Cybercriminals can attack a business's website, its payment systems, or email accounts, stealing sensitive information such as customer data, financial records, and intellectual property. Such attacks can lead to reputational damage and loss of trust, which ultimately affects the success or failure of the business.

Lastly, crime can create a sense of fear among employees and customers, which can lead to reduced sales and lower-levels of productivity. When employees are scared to come to work, they may call in sick or even quit their jobs, which makes it harder to run the business. Similarly, when customers perceive an unsafe environment, they often avoid returning to a particular business, which can also have a significant impact on the overall revenue of the business.

In conclusion, it's clear from the above that the negative impact of crime on businesses is significant. Business owners should take preventative measures to secure their premises, information, and employees, to protect the business from financial losses, reputational harm, and loss of clients. Moreover, the government must create policies to tackle crime and provide a safe environment for businesses to thrive.

Explanation:

hope i helped

Eric needs an amortization schedule to show him the impact of his extra payments.

A table that displays a mortgage's regular payments over time is called an amortization schedule. You can keep track of how much is still owed on your mortgage and determine how much goes to interest by using a mortgage amortization plan.

Amortization is the process of repaying debt in a series of regular payments. Each payment has a principal portion that goes toward the loan balance and an interest portion. The amount put toward the principal increases progressively month after month as the debt amortizes. You can see how much money you pay in principal and interest over time in an amortization schedule.

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According to Jean Piaget who promoted the Theory of Cognitive Development the child goes through four important stages of mental development which include the Sensorimotor Stage.

During the sensorimotor stage, children learn through their sensors to explore their surroundings. the main goal for the sensorimotor stage is Object permanence.

The pre-operative phase is the second phase in Piaget's theory of cognitive development. This stage starts at about two years and lasts until about seven years.

During this time, children are thinking figuratively but have not yet developed mental functioning.

The pre-operative phase of development is the second phase of the cognitive theory of development.

Thus, according to this, it is false that object permanence is built near the end of the Preoperational Stage because it was built near the end of the Sensorimotor Stage. The statement given is false.

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Answer:

IT'S FALSE

Explanation:

I I took the test

your current financial health, payment history, and debt obligations before

The company has to first investigate the reason why young parents are leaving the company. This is the first step towards resolving the issues of high turnover.

If it is because of the inability to care for their kids while at work, then the company can solve this problem by:

Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.

Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.

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Answer: Unemployment, poverty, lack of conflict resolution

Explanation:

Xenophobia is a dislike that citizens of a country show to immigrants who settled in the same country. The following are three causes of xenophobia

1) Unemployment; this happens when the citizens of the country don't have the best of jobs compared to the immigrants, this may be due to how well qualified the immigrants are over them. In some cases, this immigrants study further, get more papers to get better jobs, while the some citizens may not want that.

2) Poverty; poverty is a general problem through the world. This could lead to xenophobia, especially when the citizens realize the immigrants have a better life than them.

3) lack of conflict resolution; the government should be able to resolve the slightest form of conflicts among this two parties(citizens and immigrants) because when they are not resolved from the minor issue they are, they escalate to xenophobia.

Here are a few examples of resources you may need to make a race car video game:

Game development software: To create the game itself, you will need a game engine and other development tools. Some popular game engines include Unity and Unreal Engine. You may also need tools for creating 3D models, animations, and other game assets.

A team of developers: Depending on the scope and complexity of your game, you may need to assemble a team of programmers, artists, designers, and other specialists to help create the game. If you do not have experience with creating video games, you could look for people with the required skills, such as game developers, designers, and engineers to join your team.

Funding: Developing a game can be costly, and you may need to secure funding from investors, crowdfunding, or other sources. Look for angel investors or venture capitalist that are interested in game development to fund your project, or alternatively use a crowd funding platform like Kickstarter or GoFundMe to raise money.

Marketing and promotion: Once the game is complete, you'll need to promote it to potential players. You can consider reaching out to popular gaming influencers, or approach gaming communities and platforms to showcase your game. Additionally, you can use social media platforms to create buzz around your game and generate interest from potential players.

Sponsors: Finally, you can consider approaching companies and brands related to the racing or car industry for sponsorship deals. These deals could be used to help fund your project, and in return the sponsor's brand can be featured in the game.

Keep in mind that creating a video game is a complex process and it can take a significant amount of time and resources to develop. Also, it's important to have a clear plan, including a development schedule and budget, before you begin to ensure that you stay on track and your project is successful.

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Considering the situation described the many economists believe these policies helped avert another Great Depression but exacerbated the inflation problem in the financial system.

This is because the new policies and tools used to tackle the 2007-2008 financial crisis and recession was based on Keynesian economics.

However, while Keynesian economics concentrates on regulating aggregate demand to solve or prevent economic recessions, it is considered inflationary.

This is because it is believed that these policies encourage lower tax rates and increase the national deficit to ensure there is employment.

However, with more money in circulation, many economists believed it would cause inflation and more income disparity.

Hence, in this case, it is concluded that the correct answer is Inflation.

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Answer:

Explanation: why u delete all your questions that u answered for me?

The three users of Business Plans are investors, lenders, and internal stakeholders. Investors engage with business plans to assess the potential return on investment and evaluate the feasibility of the business. Lenders use business plans to evaluate the creditworthiness of the business and determine the risk associated with providing financial assistance. Internal stakeholders, such as managers and employees, engage with business plans to align their actions with the business goals and objectives.

Investors play a crucial role in providing the for a business to start or grow. When considering investing in a business, they need to assess the potential return on investment and the overall feasibility of the venture.

A well-developed business plan provides them with a comprehensive understanding of the business model, market analysis, financial projections, and growth strategies. By engaging with the business plan, investors can make informed decisions and determine whether the business aligns with their investment criteria.

Lenders, such as banks or financial institutions, evaluate the creditworthiness of a business before extending financial assistance. A business plan allows lenders to assess the business's ability to repay the loan by examining factors such as cash flow projections, revenue streams, and collateral.

Lenders need to understand the risks associated with lending money to the business and determine the likelihood of loan default. By engaging with the business plan, lenders can make informed decisions regarding the loan amount, interest rates, and terms of repayment.

Internal stakeholders, including managers and employees, engage with business plans to gain clarity on the business's goals, strategies, and direction. A business plan serves as a roadmap that outlines the objectives, target market, competitive analysis, and operational plans. By aligning their actions with the business plan, internal stakeholders can work cohesively towards achieving the business's vision.

The business plan provides a framework for decision-making, resource allocation, and performance evaluation, ensuring that everyone is on the same page and working towards a common goal.

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Answer:

Pioneer ACO Model

Explanation:

The Pioneer ACO Model refer to the cms innovation center where it designed to support the organization with experience or the similar arrangement that could provide more coordinated care at the lower cost Since in the given situation they are eligible and shift to the large kind of payment so that the cost can be come down also it mets the benchmarks of the CMS so here the pioneer ACO model could be considered

Answer:

The demand curve is shallow, which means the elasticity of the demand for memberships is inelastic.

Explanation:

Among goods with more elastic demand, and for those with lower demand, the demand curve becomes shallower (closer to horizontal) and steefer (closer to vertical).

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The burden of developing a successful training and development strategy for his employer falls to Brooks. He should start by evaluating the organizational needs and capabilities.

A general plan to accomplish one or more long-term or overall goals in the face of uncertainty is known as a strategy. The term was first used in the 6th century C.E. in Eastern Roman terminology, and it wasn't until the 18th century that it was translated into Western vernacular languages in the sense of the "art of the general," which included several subsets of skills including military tactics, siegecraft, logistics, etc.

From that point forward, and up to the 20th century, the term "strategy" grew to mean "a comprehensive means to try to attain political aims, including the threat or actual use of force, in a dialectic of wills" in a military battle, in which both opponents interact.

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Ant Financial's mission is to "bring the world equal opportunities through building a technology-driven open ecosystem and working with other financial institutions to support the future financial needs of society."

Ant Financial's success can be attributed to its relentless focus on leveraging technology to drive innovation in the financial sector. By harnessing the power of mobile technology and digital platforms, Ant Financial has transformed traditional financial services, making them more accessible, efficient, and inclusive. Their commitment to customer-centricity has allowed them to understand and address the evolving needs of consumers and businesses, delivering tailored and convenient financial solutions.

Furthermore, Ant Financial's strategic partnerships with various financial institutions and businesses have expanded its reach and enabled it to offer a wide range of financial services, including payments, wealth management, lending, and insurance. These collaborations have facilitated the seamless integration of services and increased convenience for users.

Another key factor in Ant Financial's success is its dedication to financial inclusion. By providing affordable and accessible financial services to underserved populations, including small and micro-enterprises, Ant Financial has played a significant role in driving economic growth and empowering individuals and businesses worldwide.

Ant Financial's success can be attributed to its innovative use of technology, customer-centric approach, strategic partnerships, and commitment to financial inclusion. By leveraging technology, understanding customer needs, forging partnerships, and expanding access to financial services, Ant Financial has established itself as a leader in the industry, driving positive change and creating opportunities for individuals and businesses globally.

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Answer:

B. To deliver marketing messages

Explanation:

A public relation specialist is a professional who portrays goods and services in a good light/form to the public. This helps to create awareness and encourages the general public to buy such products.

Public relation specialist ensures that the company has a good relationship between the stakeholders, staffs and the general public thereby avoiding any type of clash.

Answer:

doctor

Explanation:

Making sure everyone is well taken care of and prescribed the right medication

Both jobs and careers can demand emotional energy, but the level of emotional energy required may vary.

A job is typically short-term and may not provide a strong sense of purpose, leading to a lower emotional investment. On the other hand, a career involves long-term goals and personal development, leading to a deeper commitment and sense of purpose, which can require a higher level of emotional energy.

Individual circumstances, job responsibilities, and personal motivations can also influence the emotional energy demanded by a job or career. Ultimately, emotional energy is an important consideration in both professional pursuits, as it impacts job satisfaction, motivation, and overall well-being.

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Here's an analysis of some typical family business employment policies and one that may not be as effective in preventing issues:

1. Clear job descriptions and responsibilities: This policy helps prevent confusion and conflict by outlining each family member's role in the business.

2. Formal hiring and promotion processes: Implementing objective, merit-based processes for hiring and promoting family members ensures that everyone is treated fairly and reduces potential favoritism.

3. Regular performance evaluations: Assessing each employee's performance, including family members, can identify areas for improvement and maintain a professional work environment.

4. Conflict resolution mechanisms: Having a well-defined process to resolve conflicts can help prevent misunderstandings from escalating and maintain a positive work environment.

5. Nepotism-based hiring: This policy, which involves favoring family members in hiring decisions, may not help prevent problems in employment policies.

Instead, it can lead to feelings of unfairness, resentment, and potential conflicts among employees, both within and outside the family.

In conclusion, nepotism-based hiring may not be effective in preventing problems in employment policies within family businesses, while the other mentioned policies

(clear job descriptions, formal hiring processes, regular performance evaluations, and conflict resolution mechanisms) can contribute to a more professional and conflict-free work environment.

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Using segmentation by size, small size organizations are most likely to be contacted by a field sales person visiting the organization's place of business. This is because smaller organizations typically have fewer resources and may not have dedicated purchasing or procurement departments.

As a result, they may be more receptive to a personal visit from a sales representative who can explain the benefits of a product or service and answer any questions they may have.

In contrast, larger organizations may have more formal procurement processes and may require sales representatives to go through specific channels or contacts to make a sale. They may also have more established relationships with vendors and suppliers and may be less likely to switch to a new provider.

Overall, segmentation by size can be a useful tool for sales teams looking to target organizations that are most likely to be receptive to their products or services.

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Answer:

Invasion biology deals with invasive species. If an “invasive” species is defined as a species that spreads to the detriment of economic interests and public health, however, invasion biology could not be easily distinguished from pest management and public health sciences.

Explanation:

Consequently, $338,000 is the facility's depreciable cost. The cost of an asset that can be depreciated over time is its depreciable cost.

A reduction in an asset's book value due to recognized life-to-date depreciation is referred to as accumulated depreciation. Alternatively, accelerated depreciation is a type of depreciation in which a greater amount of depreciation is recognized earlier in an asset's life. The amount of depreciation that has been taken into account as an expense on the income statement since the company acquired the asset until the balance sheet's date is represented on the balance sheet by the word "accumulated depreciation". The gross amount of the fixed asset is decreased by the accumulated depreciation, which is recorded in a counter asset account, which has a credit balance. Since it is not an asset or liability, it is not documented.

Accumulated depreciation is the total amount of depreciation costs associated with a specific asset since the asset first came into use. It is a contra-asset account, meaning it has a negative balance that cancels out the balance in the asset account it usually goes with.

Depreciable Cost = Cost - Residual Value

Depreciable Cost = $445,000 - $107,000

Depreciable Cost = $338,000

Consequently, the facility's depreciable cost is $338,000. An asset's depreciable cost is its purchase price when it can be depreciated over time.

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Answer:

Product positioning is the process of deciding and communicating how you want your market to think and feel about your product.

Explanation:

The system will create new value for the firm, beyond its costs describes the primary reason for implementing a new information system, from a business perspective. Option C is the correct answer.

A combination of software, hardware, and communication networks designed to produce, gather, and disseminate information within a company is the most basic description of an information system. These systems are made to assist in coordination, analysis, visualization, and decision-making. Option C is the correct answer.

Information systems are complementary networks and interrelated parts that gather, distribute, and otherwise make data valuable to support management's decision-making processes in the commercial sense. Since new technologies have developed, information systems have had to adapt throughout time, necessitating definitional redefinitions. Business managers and executives are expected to become intimately acquainted with corporate information systems and what they have to offer as information systems grow more pervasive in the business sector. Option C is the correct answer.

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The primary sector, in particular, needs to use resources sustainably due to its direct reliance on natural resources and the potential for negative environmental  if resources are depleted or mismanaged.

The primary sector, which includes activities like agriculture, mining, forestry, and fishing, is directly dependent on natural resources for its operations.

It relies on land, water, minerals, and other raw materials to produce goods and provide essential services. Using resources sustainably is crucial because the primary sector has the potential to significantly impact the environment and local communities.

If resources are overexploited or mismanaged, it can lead to habitat destruction, soil erosion, water pollution, and biodiversity loss. Unsustainable practices can also deplete resources, causing long-term economic harm and jeopardizing the sector's future viability.

By adopting sustainable practices such as responsible harvesting, efficient resource utilization, and conservation efforts, the primary sector can ensure the long-term availability of resources, minimize environmental damage, and contribute to the overall sustainability of the economy and society.

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