Do I have any college students on here willing to help me with a project? It's for my personal finance class. I'm in college but I'm a high schooler. I have to make a report on what the average college student spends. I will not be asking for bank card/account info or anything of that sort. No social security numbers or phone numbers. If you'd be willing to help me out thanks!!

Answer:

C

Explanation:

The formula for calculating present value

= FV x (1 + r)^-n

FV = Future value  

P = Present value  

R = interest rate  

N = number of years  

To answer this question, let me illustrate with some examples

Scenario 1 :

FV = $100 r = 5% n = 1 PV = $95.24

Scenario 2 : increase the time period

FV = $100 r = 5% n = 2 PV = $90.70

Scenario 3 : decrease the interest rate

FV = $100 r = 4% n = 1 PV = $96.15

Scenario 4 : decrease the future value

FV = $90 r = 5% n = 1 PV = $85.71

We can see that it is in scenario 3 that the present value increased

Answer:

He did not know that L had a succorer and got carried away to the point he was a bit careless he did not thoroughly check everything including the note pads.  

Explanation:

1. I imagine buying 100 shares of Amazon.com Inc. on January 3, 2020, when the stock price was $93.75, investing $9,375.  

Today, October 31, 2022, the stock price of Amazon.com Inc. is $102.44.

2. The real return on my investment in Amazon.com Inc was a net loss of  7.12% or $667.60.

3. The company I selected to buy its stock three years ago was Amazon.com Inc.

4. I decided on Amazon.com Inc., hoping to earn spectacular returns since it is a multinational technology company.

5. When I consider the actual return on the stock investment in Amazon.com Inc., I think it was an unwise investment.

6. The investment returned a negative real value because I realized less than I initially invested; I actually lost about $667.60 overall.

Stock investment is the purchase of shares for an ownership interest in a publicly-listed company.

The investor makes the investment with the hope that the investee will grow and perform well over some period, enabling the investor to earn some real returns (in the form of dividends and capital appreciation).

Purchase of 100 shares Jan. 3, 2020 = $9,375 (100 x $93.75)

Sales of 100 shares Oct. 31, 2022 = $10,244 (100 x $102.44)

Tax (10%) = $1,024.40 ($10,244 x 10%)

Inflation (3%) = $307.32 ($10,244 x 3%)

Administration fee on sales (2%) = $204.88 ($10,244 x 2%)

Real Returns in dollars = $8,707.40 ($10,244 - $1,024.40 - $307.32 - $204.88)

Loss on returns = $667.60 ($8,707.40 - $9,375)

Loss percentage = 7.12% ($667.60/$9,375 x 100)

Unfortunately, Amazon.com Inc. did not pay any dividends during the period of my investment, and I really lost funds to taxes, inflation, and administration fees when I sold it.

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Answer:

The Awnser Is A

Explanation:

It's the Best Awnser

The question "Who has the greatest need?" must be considered by the society when deciding for whom to produce on a potentially scarce or limited resource.

As part of an economic problem, this refers to problem of distribution of final product.

Thus, the question "Who has the greatest need?" must be considered by the society when deciding for whom to produce while deciding who to produce a potentially scarce or limited resource for.

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Answer: is

Who has the greatest need?

Explanation:

Answer:

An effective advertising message tells customers the benefits of what you have to offer.

Explanation:

The main goal of an effective advertising message is to convince the potential customer population that their product is right for them and is the best choice in the current market. This is done by telling customers the benefits of what you have to offer. If the advertisement shows customer that the product provides a needed benefit to them it will be an efficient advertisement and convince them to buy it.

In the case of a company selling equipment at a loss, three columns in a tabular analysis would include a positive number. These columns represent the following accounts: Cash, Accumulated Depreciation, and Loss on Sale of Equipment.

When equipment is sold, the company receives cash, increasing the Cash account. Accumulated Depreciation is also adjusted positively, as the accumulated depreciation related to the sold equipment is removed from the books. Finally, since the equipment was sold at a loss, there will be a positive value in the Loss on Sale of Equipment column.

The other accounts involved in the transaction, such as Equipment and Depreciation Expense, will not have a positive number in this scenario. The Equipment account is reduced by the original cost of the sold asset, and there is no depreciation expense recorded in the tabular analysis for the equipment sold.

In summary, when a company sells equipment at a loss, three columns in a tabular analysis would include a positive number: Cash, Accumulated Depreciation, and Loss on Sale of Equipment. These positive numbers reflect the cash received, removal of accumulated depreciation, and recognition of the loss on the sale.

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Answer:Umm fade out is the opposite if fade in, but it might not be correct.

Explanation:

;)

Answer:

in the primary market and usually with the assistance of an investment banker.

Explanation:

Primary markets are ones where newly issues securities are sold. When companies seek to gain capital from investors, they issue securities that can be bought buy investors in exchange for capital.

Investment bankers are usually involved in the sale of securities in the primary markets. They obtain the securities on behalf of the investors.

Primary markets are also called new issues market

Answer:

1.6%

Explanation:

A rate of return is the total gain or loss on investment. It is usually expressed in percentage form

Rate of return on the CD is the total return derived from investing in the Certificate of deposit

Rate of return = (interest earned / total amount invested ) x 100

(8/500) x 100 = 1.6%

If we are asked to calculate the real rate of return, the inflation rate would be subtracted from the interest earned

Real rate of return = \(\frac{8-2}{500}\) × 100 = 1.2%

Forward Company is issuing bonds of a par value of $37,000 that mature in 5 years and pay 6% interest every year. Interest payments are paid to bondholders semiannually on June 30th and December 31st. The amount of interest that Forward Company pays to bondholders every six months is $1,110.

The given information can be summarised as below:

Par Value = $37,000Interest rate = 6%

Maturity period = 5 years

Interest payments = Semiannually.

Interest payments dates = June 30th and December 31st

We know that the formula to calculate the bond's interest is:

Interest = (Face Value of Bond) x (Annual Interest Rate) x (Time Period)The formula for semi-annual interest payments is:

Interest = (Face Value of Bond) x (Semi-annual Interest Rate) x (Time Period)Face Value of Bond = $37,000

Semi-annual Interest Rate = (Annual Interest Rate) / 2Time Period = 0.5 years (since interest payments are made semi-annually)

Substituting the values in the formula for semi-annual interest payments, we get:

Interest = (Face Value of Bond) x (Semi-annual Interest Rate) x (Time Period) Interest = $37,000 x (0.06/2) x (0.5)

Interest = $37,000 x 0.03Interest = $1,110

Therefore, Forward Company pays $1,110 in interest every six months to bondholders if the bonds are sold at par.

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Answer:

Receipt:

As I walked out of the grocery store, I couldn't help but smile as I looked at the little piece of paper in my hand. It was a simple receipt, listing the items that I had purchased and the total amount I had paid. But to me, it represented so much more than that.

The receipt was proof that I had successfully completed my weekly shopping trip. It was a record of the money that I had spent and the food that I had purchased to feed my family. It was a reminder of the things that I had accomplished that day, and a symbol of the abundance and abundance that I had in my life.

But most of all, the receipt was a symbol of trust. It was a sign that the grocery store had trusted me to pay for my purchases, and that I had trusted them to provide me with the food that I needed. It was a small but important part of the cycle of trust and mutual support that exists between businesses and consumers.

Invoice:

As I sat at my desk, staring at the computer screen, I couldn't help but feel a sense of satisfaction. I had just finished creating an invoice for a client, and it was a work of art. It was clear, concise, and professional, and I knew that it would be well-received.

The invoice was a document that outlined the services that I had provided to my client, along with the associated costs. It was a record of the value that I had delivered, and a reminder of the hard work and dedication that had gone into the project.

But most of all, the invoice was a tool for communication. It was a way for me to let my client know exactly what they owed me for my services, and to ensure that we were both on the same page about the terms of our agreement. It was a crucial part of the business relationship, and I knew that it would be instrumental in maintaining trust and mutual respect between myself and my client.

The result in cell F 1 will give the probability of getting at least the same balance as the fixed return.

a. To estimate the mean balance after one year, we can simulate 5,000 trials using Excel's Analysis Toolpak. Here are the steps:

Open Excel and make sure the Analysis Toolpak is enabled. If not, go to File > Options > Add-Ins, select "Excel Add-ins" from the Manage dropdown, and click "Go." Check the box for "Analysis Toolpak" and click "OK."

In a new worksheet, enter the following formula in cell A 1: "=NORM.INV(RAND(),0.05,0.042)"

Copy cell A1 and paste it into cells A 2 to A5000 to generate 5,000 random values following a normal distribution with a mean of 5% and a standard deviation of 4.2%.

In cell B 1, calculate the mean of the generated values using the formula "=AVERAGE(A1: A 5000)".

The result in cell B 1 will give an estimate of the mean balance after one year.

b. To calculate the probability of a balance of $32,000 or more, we can use the Z-score formula and the cumulative standard normal distribution function. Here are the steps:

In cell C 1, calculate the Z-score for the desired balance using the formula "=($32,000-B 1)/0.042".

In cell D 1, calculate the probability using the cumulative standard normal distribution function "=1-NORMDIST(C1,0,1,TRUE)".

The result in cell D 1 will give the probability of a balance of $32,000 or more.

c. To compare the probability of getting at least the same balance from the mutual fund to the fixed annual return of 3% per year, we can calculate the probability of getting a balance of at least $30,900 (the same as or higher than the fixed return). Here are the steps:

In cell E 1, calculate the Z-score for the desired balance using the formula "=($30,900-B 1)/0.042".

In cell F1, calculate the probability using the cumulative standard normal distribution function "=1-NORMDIST(E1,0,1,TRUE)".

The result in cell F 1 will give the probability of getting at least the same balance as the fixed return.

Remember to round intermediate calculations to at least 4 decimal places and your final answers to 2 decimal places.

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The given statement "Setting prices higher than the competition can help create an image of quality. " is True. Setting prices higher than the competition can create a perception of higher quality, exclusivity, and value.

This is known as premium pricing, and it can attract customers who are willing to pay more for a perceived higher quality product or service. However, it is important to ensure that the higher price is justified by the actual quality of the product or service, as customers may become dissatisfied if they feel that they are not receiving value for their money.

Setting prices higher than the competition can indeed help create an image of quality. When a product or service is priced higher than its competitors, it often creates a perception of exclusivity and premium value. This perception is based on the belief that higher prices reflect higher quality, craftsmanship, or superior features.

Price is often associated with quality because consumers tend to equate higher prices with higher value and superior performance. When a product is priced higher, it may signal to customers that the brand is confident in the quality and unique attributes of its offerings. This can result in a perception that the product is worth the higher price tag.

Furthermore, higher prices can create a sense of scarcity and desirability. The limited availability of a premium-priced product can enhance its perceived value and desirability among consumers.

However, it is important to note that simply raising prices alone does not guarantee success. The product or service must live up to the quality expectations associated with the higher price.

If customers perceive that the higher price is not justified by the actual quality or value delivered, it can lead to negative customer experiences and harm the brand's reputation. Ultimately, the balance between price and perceived quality needs to be carefully managed to effectively create an image of quality.

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Answer:

A. a bar graph is the answer

Answer:

It sa

Explanation:

Leah is considered a "third-party beneficiary." A third-party beneficiary is a person who benefits from a contract between two other parties, even though they are not a direct participant in the agreement.

Leah is considered a third-party beneficiary in this scenario. A third-party beneficiary is someone who is not a party to a contract, but who stands to benefit from the contract's performance. In this case, Cheryl has asked Gabe to pay the money he owes her to Leah, who is having financial troubles.

By doing so, Cheryl has made Leah a third-party beneficiary of the contract between herself and Gabe. This means that Leah has the right to enforce the terms of the contract and receive the payment from Gabe. However, it is important to note that not all contracts create third-party beneficiaries. Whether or not a person is a third-party beneficiary depends on the intent of the parties to the contract.

In this case, Cheryl specifically requested that Gabe pay Leah, indicating that she intended for Leah to benefit from the contract's performance. Therefore, Leah can be considered a third-party beneficiary in this scenario.

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Answer:

when she became the youngest self made woman billionaire in the world

Explanation:

Answer:

Japan 183-192billon dollars per year

USA 18.4 billion dollars

UK 5.05billion dollars

A result of open competition in a free market system is higher quality goods (option D).

Competition is when there are many producers operating in a particular industry. Competition is high in purely competitive markets and low in a monopoly. This is because in a pure competition, there are many producers while there is only one producer in a monopoly.

Due to the high level of competition in an industry, prices would be more likely to be low. This is because producers would want to attract more consumers by fairly pricing their goods. Also, producers would want to offer good customer service in order to retain consumers as there are many competing producers in the market. High quality goods are also a way to attract an retain customers.

A free market system is a market system where prices are set by the forces of demand and supply. There is no government regulation in this type of market.

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Answer:

C.

Explanation:

Took the test :)

Answer:

Animeat should access a flexible line of credit.

Explanation:

While it is common knowledge that businesses including those that are profitable would at one time or another have cash flow problems, yet it is pertinent for business owners and managers to always plan ahead against lack or shortage of cash flow as such could lead to total collapse of the business or customers/suppliers loss.

With regard to the above scenario, I would suggest Animeat access a flexible line of credit like invoice finance,overdraft facilities or short term business loan etc, inorder to meet up with it's food supply when the time comes. This would give the business quick access to funds/cash hence cushion the effect of cash flow problem during the predicted time.

The most important source of finance is to find the one that suit the business need and in which interest payment will be seamless so that available cash will not be depleted.

Answer:

the quantity supplies increases, just like if the price decreases the supply decreases.

The public areas of dssresources.com contains many resources that may be used as tools for understanding decision support systems. The following are the main resources available: Conferences and workshops, DSS Books, Case studies, DSS News, and DSS Links.

One important aspect of the Decision Support System in the 21st century is the ability to provide reliable and efficient data analytics. The data-driven decision-making technique has risen in popularity and is currently widely utilized in various sectors. Additionally, the Decision Support System must be equipped to handle a broad range of data sources and types.

The example of a Decision Support System can be seen in the healthcare industry. A system that monitors vital signs of a patient can be considered a Decision Support System. If a patient's heart rate exceeds or drops below a certain level, the system can send a notification to the care team. This allows the care team to provide prompt and adequate care to the patient. Additionally, data can be collected over time, which can be analyzed to determine patterns in patient behavior and disease progression.

The Decision Support System (DSS) is a computer-based information system that assists an organization's decision-making activities. It provides interactive support, directs decision-makers towards appropriate data, and aids in the solution process of unstructured and semi-structured problems. A DSS can be useful to managers who deal with planning, controlling, and decision-making of complex and uncertain situations.

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Answer:

Put money in a savings account

Explanation:

While t’s critical to pay all your bills on time, planning for your future can’t always take the back seat. When you pay yourself first, you pay yourself (usually via automatic savings) before you do any other spending. In other words, you are prioritizing your long-term financial well-being.

You may not immediately see the benefit of paying yourself first, but don't get discouraged. If a financial emergency arises, this strategy can help you weather the storm. Ultimately, paying yourself first is about putting yourself first, which helps make sure you’re prepared for whatever’s yet to come.

Answer:

Personalized marketing

Explanation:

Personalized marketing allows companies to offer people personalized content based on their interests or shopping experience.

The first P in social marketing stands for the good or conduct that the advertiser wants their target market to exhibit. This product must satisfy the demands and desires of the target market, whether it be material or intangible.

For instance, the adoption of a healthy lifestyle through stopping smoking could be the product in a social marketing effort to reduce smoking. The adoption of a regular exercise regimen could be the target of a campaign to encourage physical activity. The product or behavior's being pushed has a significant impact on how well a social marketing campaign performs. The product must be appealing to the target market, relevant to them, simple to use, and long-lasting.

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Revenues less costs, taxes, and interest equal net income (NI).NI is used to compute earnings per share. Because costs can be concealed via accounting techniques or revenues can be artificially overstated, investors should carefully examine the data used to calculate NI.

The Net Income =

Total revenue – total expenses.

Total expenses

= $448000+$96000+$71000

                   =$615000

The

net  income

=  $721000-$615000

                          =$106000

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Jane does ask for the postal or zip code connected with the credit card when you manually enter it into a patient profile. In order to add an extra degree of protection and reduce the likelihood of a rejection, Jane uses the Address Verification System, which is used across all of North America.

A fully integrated Jane Payments Terminal is provided by Jane. This entails that you may start a payment in Jane, request payment from your client using your Jane Payments Terminal (by tapping or inserting their debit or credit card), and then have the money automatically recorded in Jane.

When a patient taps, swipes, or inserts their credit card into the Jane Payments Terminal, clinics have the option of saving the information on file.

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