Warby Parker offers customers a virtual try-on feature that allows them to see how they might look in a pair of glasses. this feature shows the effect of the technological environment on business.
Technology is the result of accumulated knowledge and the application of skills, methods, and processes used in industrial production and scientific research.
Technology is embedded in the operation of all mechanical and electronic devices, with or without detailed knowledge of their function, for the intended purpose of an organization. The technology of society consists of so-called systems.
A system works by taking input, modifying that input through what is called a process, and producing a result that achieves the system's intended purpose.
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What does it mean to live on "borrowed money"?
Answer:
Using money that you have borrowed from friends and family.
Explanation:
you decide to reduce the amount you spend eating out by $150 a month and invest the total saved at the end of each year in your retirement account. how much will the account be worth at 5% in 15 years?
The amount the retirement account is worth after 15 years is approximately $38,841.1.
Is it better to invest now or later in life?Investors have the chance to take on greater risk because they have the time to recoup if something goes wrong. People who start investing later in life are frequently by nature more careful with their financial decisions.
What are the retirement implications of the rule of four?One frequently quoted rule of thumb for retirement expenditures is the 4% rule. It's fairly simple: You add up all of your investments, and then you withdraw 4% of that total during the first year of retirement.
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Leaders encourage mentoring to assist junior Marines with which of the following? Select all that apply
Provide depth to the experience of being a Marine
Provide assistance in framing their perception of their chosen profession
Provide insight from experiences beyond their own
Leaders encourage mentoring to assist junior Marines in providing depth to the experience, framing perception, and gaining insight from others' experiences.
Mentoring is a vital component of the Marine Corps leadership program. Leaders are encouraged to provide mentorship to their junior Marines to offer guidance, support, and encouragement that can assist them in their military careers.
Leaders encourage mentoring to assist junior Marines with the following: Provide depth to the experience of being a Marine Provide assistance in framing their perception of their chosen profession Provide insight from experiences beyond their own Mentoring is a critical tool used in most professional and educational settings.
It is a process where a senior and experienced person offers guidance and advice to a junior or less experienced person. In the Marine Corps, mentoring is encouraged among leaders as it offers various benefits to the junior Marines. The benefits of mentoring include the following:
Provide depth to the experience of being a Marine Mentors offer junior Marines practical experiences and knowledge that can help them navigate their military careers.
Through regular discussions, mentors provide insights into their personal experiences, which can help junior Marines to gain a broader perspective of their chosen profession.
Provide assistance in framing their perception of their chosen profession Mentors help junior Marines to develop a better understanding of their professional identity, values, and goals.
The discussions often revolve around the standards of the Marine Corps, the leadership traits, and the expectations of junior Marines. This assists junior Marines in shaping their perception of their profession, increasing their pride, and encouraging them to remain committed to their military career.
Provide insight from experiences beyond their own Mentors provide insight and guidance based on their personal experiences in and beyond their profession. They share their experiences and the lessons they learned from difficult situations.
The mentor’s life experiences offer valuable learning opportunities for junior Marines, helping them to identify the various paths they can take to achieve their goals.
Through mentorship, junior Marines can gain a deeper appreciation of their profession, a better understanding of their role, and a sense of pride and commitment to the Marine Corps.
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Which of the following best describes how a decomposition line used to find the substitution and income effects should be drawn? a.parallel to the original budget constraint and tangent to the new indifference curve b.parallel to the new budget constraint and tangent to the new indifference curve c. parallel to the original budget constraint and tangent to the original indifference curve d.parallel to the new budget constraint and tangent to the original indifference curve
To illustrate the substitution and income effects using a decomposition line, the line should be drawn parallel to the original budget constraint and tangent to the new indifference curve.
The decomposition line is used to separate the income and substitution effects when analyzing the impact of a price change on consumer choices. It helps us understand how changes in prices affect the quantity demanded of a good. The substitution effect measures the change in quantity demanded due to the relative price change, while the income effect captures the change in quantity demanded due to the change in real income resulting from the price change.
When drawing the decomposition line, it should be parallel to the original budget constraint to isolate the substitution effect. This means that the line maintains the same slope as the original budget constraint, representing the relative price change between the two goods.
Additionally, the decomposition line should be tangent to the new indifference curve. This tangency point represents the consumer's new optimal consumption point after accounting for the price change. The tangent point ensures that the consumer maximizes utility given the new budget constraint.
Therefore, the best description of how a decomposition line used to find the substitution and income effects should be drawn is: parallel to the original budget constraint and tangent to the new indifference curve (option a).
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6. Describe at least three things a bank would consider about you when deciding whether to give you a loan. (1-3 sentences. 3.0 points)
Explanation:
Your Credit History
Your Ability To Pay The Loan
Your Cash Flow History
A contract that is designed to accumulate value over time with the intent to provide a stream of income over the lifetime of an individual is called _________.
A contract that is designed to accumulate value over time with the intent to provide a stream of income over the lifetime of an individual is called an annuity.
An annuity is a contract that accumulates value over time and is designed to provide a stream of income over the lifetime of an individual, typically used for retirement savings.
A contract that is designed to accumulate value over time with the intent to provide a stream of income over the lifetime of an individual is called an annuity.
An annuity is a financial contract between an individual and an insurance company, typically used as a retirement savings vehicle. It allows individuals to make regular payments or a lump sum contribution to the annuity, which then accumulates value over time. The accumulated funds can be invested in various financial instruments, such as stocks, bonds, or mutual funds, depending on the type of annuity.
The main purpose of an annuity is to provide a steady stream of income during retirement. Once the individual reaches a specified age or a predetermined date, they can start receiving regular payments from the annuity. These payments can be received as a fixed amount or can be variable, depending on the performance of the underlying investments.
Annuities offer several benefits, including tax-deferred growth, meaning that the earnings on the annuity are not subject to taxes until withdrawn. They can also provide a guaranteed income stream for life, which can help individuals plan for their retirement expenses.
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In the new-product development process, the __________ stage involves specifying the product features and marketing strategy along with making financial projections needed to bring it to market.
idea generation
screening and evaluation
business analysis
development
commercialization
In the new-product development process, the business analysis stage involves specifying the product features and marketing strategy along with making financial projections needed to bring it to market. So the correct answer is option c.
This stage is a critical part of the overall process, as it involves conducting a thorough analysis of the new product idea to ensure its feasibility and potential for success. This includes assessing the market demand, competition, costs, and potential revenue streams. Once the business analysis is complete, the new-product idea moves on to the screening and evaluation stage, where it is further refined and assessed for its potential to meet customer needs and achieve business objectives. Finally, the product is brought to market through the commercialization stage, which involves implementing the marketing strategy and launching the product to the target audience. Throughout the entire process, idea generation and strategy development are key components that drive the success of the new-product development effort. Hence the correct answer is option c.know more about business analysis here : https://brainly.com/question/15319536
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Assume the market interest rate is 8% per year and inflation averages 4% per year. (a) Calculate the perpetual equivalent annual worth in future dollars for years 1 through co for an income of $50,000 now and $5000 per year thereafter. (b) If the amounts had been quoted in CV dollars, what is the annual worth in future dollars?
$46,296.30 plus $62,500 equals $108,796.30 in total present value for the income stream.
Determine the annual perpetual equivalent value in future dollars for years 1 through co for an initial income of $50,000 and a yearly income of $5,000.We must first determine the present value of the income stream in order to determine the perpetual equivalent annual worth in future dollars. The following formula can be used to determine the initial $50,000 income's present value:
PV is the present value, FV is the future value, r is the interest rate, and n is the number of years. PV = FV / (1 + r) n.
So, PV = $50,000 / (1 + 0.08) ^ 1 = $46,296.30
The following formula can be used to determine the present value of the annuity of $5,000 per year:
PV equals A / r, where r is the interest rate and A is the annual sum.
So, PV = $5,000 / 0.08 = $62,500
Therefore, $46,296.30 plus $62,500 equals $108,796.30 in total present value for the income stream.
We can use the following formula to determine the perpetual equivalent annual worth in future dollars:
Where AE is the annual equivalent, PV is the present value, r is the interest rate, and n is the number of years, AE = (PV * r) / (1 - (1 + r) -n.
We can set n to infinity assuming a continuous income stream. Thus,
AE = ($108,796.30 * 0.08) / (1 - (1 + 0.08) ^ -∞)
AE = $8,703.70
As a result, $8,703.70 represents the perpetual equivalent annual worth in future dollars for years 1 through infinity.
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A mortgage lender requires a 20% down payment and is offering a 30-year loan with a 3. 5% interest rate. Which excel function can you use to calculate the maximum purchase price you can afford?.
The excel function that you can use to calculate the maximum purchase price of the loan you can afford will be PMT.
What is a loan?It should be noted that a loan simply means the sum of money that's borrowed which will be repaid usually with interest in the future.
In this case, the excel function that you can use to calculate the maximum purchase price you can afford will be PMT.
It is a financial calculation that calculates the payment for a loan.
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3. Describe the four different types of competition in the private enter-
prise system. In which type of competition would each of the following
businesses be likely to engage?
a. United Airlines
b. a small CrossFit gym
c. a steel mill
d. a large farm whose major crop is wheat
e. Apple
The type of competition would each of the following businesses be likely to engage - d. a large farm whose major crop is wheat.
What are the four categories of economic competition?Perfect competition, monopolistic competition, oligopoly, and monopoly are the four subtypes of economic market arrangements. Because of the following traits, the classifications are different: In situations of perfect and monopolistic competition there are many producers, few in oligopolies, and one in monopolies.
Which two kinds of rivalry are prevalent in a private enterprise system?First of all, perfect competition occurs when there are numerous buyers, identical suppliers, and goods being supplied. The second situation is a monopoly, in which a single buyer in the economy supplies goods that are not readily available elsewhere on the market.
Economic entities created by profit-driven businesspeople who use resources to produce goods and services for sale.
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6. Identify a change in technology during each of the time periods in history below that you believe improved the
way marketing activities were completed. List the example and explain how it contributed to marketing during
that time.
(a) 1900s to 1930s
(b) 1930s to 1950s
(c) 1950s to 1980s
(d) 1980s to today
Answer:
Answer:
Prior to the 1950s, the production orientation generally held true due to the growing numbers of affluent and middle class people that capitalism had created.
Say’s Law states that the “production of commodities creates, and is the one and universal cause which creates, a market for the commodities produced”.
The emphasis of firms adopting a production orientation of marketing would have been based on the theory of economies of scale, which are the cost advantages that an enterprise obtains due to expansion.
Shirley was unsure about what career to go into. Her high school counselor suggested a personal assessment to point out Shirley’s interests. The assessment revealed that Shirley is very passionate about justice and making sure that people stay safe and treat each other fairly. Shirley also enjoys physical fitness and can handle risky high-pressure situations well.
Shirley would be well suited for which career cluster. Help!!
Answer:
b
Explanation:
its that i just took the test.
A bank will not require security in the form of collateral as a guarantee the loan will be repaid.
True
False
Pleasant Hills Properties Is developing a golf course subdivision that includes 250 home lots: 100 lots are golf course lots and will sell for $94,325 each: 150 are street frontage lots and will sell for $65,450. The developer acquired the land for $1,800.000 and spent another
$1,400.000 on street and utilities improvement. Compute the amount of joint cost to be allocated to the street frontage lots using value basis
The amount of joint cost to be allocated to the street frontage lots using value basis is $1,631,563.18.
To allocate the joint cost to the street frontage lots using a value basis, we need to determine the total value of all 250 lots.
The 100 golf course lots will sell for $94,325 each, so their total value is:
100 lots x $94,325/lot = $9,432,500
The 150 street frontage lots will sell for $65,450 each, so their total value is:
150 lots x $65,450/lot = $9,817,500
Therefore, the total value of all 250 lots is:
$9,432,500 + $9,817,500 = $19,250,000
Next, we need to determine the percentage of the total value that is attributable to the street frontage lots. To do this, we divide the value of the street frontage lots by the total value of all lots:
$9,817,500 / $19,250,000 = 0.509
Therefore, the street frontage lots represent 50.9% of the total value of all lots.
Finally, we allocate the joint cost based on this percentage:
Joint cost allocated to street frontage lots = Total joint cost x Percentage attributable to street frontage lots
Joint cost allocated to street frontage lots = ($1,800,000 + $1,400,000) x 0.509
Joint cost allocated to street frontage lots = $3,200,200 x 0.509
Joint cost allocated to street frontage lots = $1,631,563.18
Therefore, the amount of joint cost to be allocated to the street frontage lots using value basis is $1,631,563.18.
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Why is it important for public corporations to comply with audits
Answer:
Explanation:
Accounting and auditing professionals serve an absolutely vital role in our capital markets. Transparent, informative and accurate financial reporting are the lifeblood of the capital markets and are essential for investors to make informed decisions as to how to allocate their capital.
What is a benefit of having a good FICO score?
A- to have more difficulty buying a house
B- to achieve revolving debt
C- to get a higher interest rate on your credit card
D- to get a lower interest rate on your credit card
if you have a higher score you can get loans easy buy stuff and you will almost always qualify for the best interest rates
so the ANSWER:D
Answer:
if you have a higher score you can get loans easy buy stuff and you will almost always qualify for the best interest rates
Explanation:
Suppose the United States can produce either 90 apples and 20 oranges or 80 apples and 30 oranges. What is the opportunity cost of producing 1 apple?
Answer: The opportunity cost of producing 1 apple will be 1 orange.
Explanation:
Opportunity cost is defined as the loss or cost of another alternative when another alternative is being chosen by an economic agent.
In this scenario, the opportunity cost of producing every additional apple will be 1 orange due to the fact that as there's an increase in the production of apple from 80 to 90, there'll be a reduction in the production of orange from 30 to 20.
This indicates that for the increase of 10 apples, there's a reduction of 10 oranges which implies that an increase of 1 apple brings about a reduction by 1 orange.
Willow wants to find out how much time viewers spend on the website devoted to her indie rock band and how many times they click banner ads. The best tool for finding this information is.
As Willow wants to find out how much time viewers spend on the website devoted to her indie rock band and how many times they click banner ads, the best tool for finding this information is a web analytics.
What is the use of web analytics?Basically, a web analytics means the measurement, collection, analysis, and reporting of web data to understand and optimize web usage. It is not just a process for measuring web traffic but can be used as a tool for business and market research and assess and improve website effectiveness.
The applications of web analytics also helps companies measure the results of traditional print or broadcast advertising campaigns.
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The exchange gain or loss on repatriated funds from a foreign branch is calculated by multiplying the nominal amount of the funds by: Group of answer choices the difference between the exchange rate at the beginning of the year and the exchange rate at the end of the year. the difference between the exchange rate on the date of repatriation and the exchange rate used to translate the branch's pretax income. the difference between the current exchange rate and the exchange rate at the end of the year. the difference between the exchange rate on the date of repatriation and the exchange rate at the beginning of the year.
Answer: the difference between the exchange rate on the date of repatriation and the exchange rate used to translate the branch's pretax income.
Explanation:
Repatriation simply means converting of foreign currencies into local ones. Earning of income in foreign currencies, by a comoany are typically subject to risk regarding foreign exchange which could bring about a loss.
It should be noted that the exchange gain or loss on repatriated funds from a foreign branch is calculated when the nominal amount of the funds is multiplied by the difference between the exchange rate on the date of repatriation and the exchange rate used to translate the branch's pretax income.
Harrimon Industries bonds have 4 years left to maturity. Interest is paid annually, and the bonds have a $1,000 par value and a coupon rate of 9%.
What is the yield to maturity at a current market price of
$894? Round your answer to two decimal places.
$1,147? Round your answer to two decimal places
The yield to maturity for the Harrimon Industries bonds is approximately 4.92% when the current market price is $894, and approximately 6.78% when the current market price is $1,147.
To calculate the yield to maturity (YTM) of the bonds, we can use the formula:
YTM = (Annual Interest + ((Par Value - Current Price) / Years to Maturity)) / ((Par Value + Current Price) / 2)
For the first scenario with a current market price of $894, the annual interest is $1,000 * 9% = $90. Plugging in the values, we get:
YTM = ($90 + (($1,000 - $894) / 4)) / (($1,000 + $894) / 2) = 0.0492 or 4.92%
For the second scenario with a current market price of $1,147, the annual interest is still $90. Plugging in the values, we get:
YTM = ($90 + (($1,000 - $1,147) / 4)) / (($1,000 + $1,147) / 2) = 0.0678 or 6.78%
Therefore, the yield to maturity is approximately 4.92% for a current market price of $894 and approximately 6.78% for a current market price of $1,147.
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Meeting the spending targets in this budget meant some very difficult choices. —president barack obama, 2012 budget message of the president what does it mean to make "difficult choices" when creating a federal budget? deciding how to keep interest rates on the national debt low deciding which country to borrow from to finance spending deciding how much to lend and how much to tax deciding what will be funded and what will be cut
The meaning of making "difficult choices" when creating a federal budget is: D. deciding what will be funded and what will be cut.
What is a federal budget?A federal budget refers to a financial plan that is typically used by the government for the estimation of the revenue (taxation) and expenditures (spending) of a country over a specified period of time, which is often one year.
This ultimately implies that, making "difficult choices" when creating a federal budget simply means to decide what will be funded by the government and what will be cut from the budget.
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Answer:
D
Explanation:
Twenty-five years from now, you would like to give your child $100,000. How much money must you set aside today if you can earn 7. 5 percent per year, compounded annually, on your investment?
The correct option is B. Money must you set aside today if you can earn 7. 5 percent per year, compounded annually, on your investment is 16397.91.
We have A= P(1+i)n
A= 100,000
n= 25
i= 7.5% = 0.075
=> 100,000= P(1.075)25
=>P= 16397.91
Investment refers to the act of allocating resources, such as money or time, in order to achieve a profitable return. The purpose of investment in the business is to generate profits or increase the value of the company. Business investment can take many forms, including investing in stocks, bonds, real estate, or other assets.
Investment in business is crucial for the growth and success of a company. It allows a business to expand its operations, increase its productivity, and stay competitive in the market. A well-planned and executed investment strategy can lead to increased profits and long-term growth. However, investment also carries risks, and it is important for businesses to carefully assess the potential risks and benefits of any investment opportunity.
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Complete Question:
Twenty-five years from now, you would like to give your child $100,000. How much money must you set aside today if you can earn 7. 5 percent per year, compounded annually, on your investment?
A) $15,388.19
B) $16,397.91
C) $16,817.67
D) $15,911.13
E) $17,488.37
I have a question about the number 2 pencil
The number 2 pencil is the most popular and widely used pencil out there. But if it's the best pencil, then why do they call it the number 2 pencil?
I have a business idea, I want to make a company called The number 1 pencil, but i need a partner to help me.
It's important that you know good business strategies and are responsible with money. Does anyone want to help me?
Answer:
its called the number 2 pencil because first is the worst and second is the best
Answer:
lets do it :P
Explanation:
:)
Ramirez Company installs a computerized manufacturing machine in its factory at the beginning of the year at a cost of $45,900. The machine's useful life is estimated at 10 years, or 399,000 units of product, with a $6,000 salvage value. During its second year, the machine produces 33,900 units of product.
Determine the machine's second-year depreciation and year end book value under the straight-line method
Answer:
7,980 and $37,920
Explanation:
The computation of machine's second-year depreciation and year end book value under the straight-line method is shown below:-
Depreciation
= (Purchase cost - Salvage value) ÷ Useful life
= ($45,900 - $6,000) ÷ 10
= $3,990
Now,
Depreciation for year 1 is equals to Depreciation for year 2 = $3,990
2nd year
Accumulated depreciation at the end is
= $3,990 + $3,990
= $ 7,980
Now, Book value at the end of the second year
= Purchase cost - Accumulated depreciation
= $45,900 - $7,980
= $37,920
what are the typical first and last steps in the personal selling process?
The typical first step in the personal selling process is prospecting, which involves identifying potential customers who may have a need or desire for the product or service being sold.
Prospecting can involve methods such as cold calling, networking, or using leads generated from marketing efforts. The goal is to identify potential customers who fit the target market and have a potential need for the product or service.
Prospecting: This involves identifying potential customers who may be interested in the product or service being offered. Salespeople can use various methods such as referrals, networking, and research to find prospects.
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ways in which landscape can be created .plz answer this
Answer:
finding land and making the land into wha ever yu want
Explanation:
hopes this helps
Who wants to see what i look like?
write a journal post with three things you might be able to do to go to college (or any other option you are considering after high school) without student loan debt?
Answer:
You can apply for scholarships, work in high school, and receive grants.
Explanation:
You can possibly graduate college without debt or little money owed back to a bank.
The first option is a scholarship, this money is usually only offered from a range of $500-fully paid tuition. You may have to apply to hundreds before you are granted some but they are offered from freshmen in high school all the way to almost graduating college.
Your second option is working, sophomore year is when you'd be able to get a job the earliest. Every paycheck you save about 20%, work all the way through college and you can save enough to pay for your first year, possibly second year of college. You could also work while you're a full-time student, it'd be hard work but it can be done.
Your third option, but not last is to apply for grants. This is basically free money, they differ from scholarships though. You do not have to pay grants back, and you can get sponsored by companies to pay your way through college.
Which economic system involves little government regulation or interference?.
Market economic systems involves little government regulation or interference.
What is market economic systems?This system based it concept on free markets. In this Market system, the government have just little control over their resources and little interference in the system
This economy is not involved with important segments of the economy.
Therefore, market economic systems involves little government regulation or interference.
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Consider an economy made up of 100 people who are sixteen years of age and older, 60 of whom hold jobs, 10 of whom are looking for work, and 15 of whom are retired. The number of people in the labor force is _____.
Answer:
Labor force= 70
Explanation:
Giving the following information:
Consider an economy made up of 100 people:
60 of whom hold jobs
10 of whom are looking for work
15 of whom are retired
The labor force is the number of people of age 16 or more that are working or actively looking for one.
Labor force= 60 + 10
Labor force= 70