Answer:
Generally theoretical models work only in theory. E.g. perfect competition models exist in theory but no market is really a perfect competition market.
The Ricardian model or the H-O model, or other trade models make the mistake of assuming that resources can be allocated at will and almost immediately, e.g. a fisherman can immediately become an engineer and start developing apps. Or a farmer that produces corn or rye (very popular examples) can suddenly start working at a factory producing bluejeans.
In real life, it doesn't happen. Also, trade models never consider natural trade barriers and extra costs related to trade. E.g. it is not the same to sell $10,000 worth of corn (you need a very large truck) than selling $10,000 worth of jeans (all you need is a small delivery van). In real life, trade is not simple, it is actually extremely complicated.
E.g. everyone knows that manufacturing goods in America is not efficient, at best companies can be less inefficient, but no manufacturing company in America is really efficient if we compare them to foreign companies. Even people who work in manufacturing industries know this, but they want to continue working in them. They want the companies to keep producing in America and they want to keep their jobs. Not everyone in America has a college degree in computer programming, finances, is able to design robots, or is a doctor, etc.
In real life, efficient industries have to exist alongside inefficient industries, and the whole economy suffers from it. But it is unavoidable. In the long run, the economy will eventually shift resources to more efficient industries, but it takes a long time, and a lot of people and companies will be against it. E.g. every year there are less shoe manufacturers in America, and eventually sometime in the future there will be none.
What operational metric measures production efficiency?
One operational metric that measures production efficiency is the Overall Equipment Effectiveness (OEE).
OEE is a performance metric commonly used in manufacturing and production environments to assess how effectively equipment and resources are utilized to produce goods or services.
OEE combines three key factors to calculate efficiency: availability, performance, and quality. Each factor is expressed as a percentage, and the product of these percentages gives the overall OEE score.
Availability: This factor measures the actual production time of the equipment compared to the planned production time. It takes into account factors such as equipment breakdowns, scheduled maintenance, and changeovers.
Performance: This factor measures the actual production rate of the equipment compared to the maximum achievable rate. It considers factors such as speed losses, minor stoppages, and reduced efficiency during startup and shutdown periods.
Quality: This factor measures the ratio of good-quality products or outputs to the total number of products or outputs produced. It accounts for defects, rework, scrap, and other quality-related issues.
By considering all three factors, OEE provides a comprehensive measure of production efficiency, taking into account both equipment utilization and output quality. It helps identify areas of improvement and allows for benchmarking against industry standards or previous performance.
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Describe three investments
Answer: Stocks, real estate, and precious metals are all ownership investments. The buyer hopes that they will increase in value over time. Lending money is an investment. Bonds and even savings accounts are loans that earn interest over time for the investor.
Explanation:
THE FOLLOWING INFO IS AVAILABLE FOR BERLIN CORPORATION FOR THE YEAR ENDING 12/31/20. OTHER REVENUE/GAINS= 12700, OTHER EXPENSES/LOSSES=13300, COST OF GOODS SOLD= 156000SALES 592000, OPERATING EXPENSES= 186000, SALES RETURNS= 40000. PREPARE A STEP-BY-STEP INCOME STATEMENT. TAX RATE IS 30 PERCENT
Based on the information available for Berlin Corporation, the step - by - step income statement would be:
Berlin Corporation.
Income Statement
Sales Revenue $592,000
Less: Sales Return $40, 000
Net Sales $552, 000
Less : Cost of Goods sold ($156, 000)
Gross Profit $396, 000
Less Operating expenses: (186, 000)
Income from operations $210, 000
Other Revenue /Gains 12, 700
Other Expenses /Losses (13, 300) ( 600 )
Income before income taxes $209 ,400
Less: Income tax expense ($62, 820)
Net Income / (Loss) $146,580
What goes into an income statement?An income statement is the financial document that is used to find the amount of net income or loss that a company made in a certain period of time which is often a year or a quarter.
The main components of a net income statement are the revenue, the cost of goods sold, the gross profit, the operating expenses, and the net income.
To find the net income, subtract cost of goods sold and the operating expenses from the sales revenue.
In this case, you need to find the taxes to Berlin Corporation as well:
= Income before taxes x Income tax rate
= 209, 400 x 30%
= $62, 820
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Responding to an Overdraft
Introduction: Imagine that you have received an overdraft notice on your checking account. Which steps should you
take?
Set the note aside and wait until later
Settle the matter quickly
Check my records first
Contact the bank right away
Actions to Take
Actions to Avoid
1. Check my records first
1. Set the note aside and wait until later
2. Contact the bank right away
2. Ignore the notice
3. Settle the matter quickly
3. Try to pay the overdraft with another bank account
What is Overdraft Introduction?Generally, Overdraft Introduction is a type of loan that allows customers to borrow money from their bank account to cover expenses that exceed the amount of money in their account. It is essentially a short-term loan that is provided by banks and other financial institutions to cover any shortfalls in funds.
Customers typically pay interest on the borrowed amount and may be required to pay a fee for the service. Overdraft Introduction can be useful for customers who need to cover a one-off expense or who need to cover expenses when their account balance is low.
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In most countries, ________ are the major buyers of goods and services. They typically require suppliers to submit bids and often award the contract to the lowest bidder.
A) consumer packaged-goods companies
B) government organizations
C) health services vendors
D) educational institutions
E) households
Answer:
B) government organizations
Explanation:
From the question, one might be tempted to believe that households(option E) is the correct answer, but households would not require suppliers to submit bids.
The process of requesting bids and awarding contracts to the lowest bidder is peculiar to government establishments as they often required to keep expenses at the lowest minimum possible in order to stay within the budget expenditure earmarked for the year.
All in all, without any iota of doubt, option B is the most appropriate in this circumstance
the 3 hour per week that 100 million volunteers donate every year in the US is equal to how many full time worker
a. 1 million
b. 7.5 million
c. 100 million
d. 750 million
The equivalent number of full-time workers based on the 3 hours per week volunteered by 100 million volunteers in the US is approximately 144,230 full-time workers. Option C is the correct answer.
To calculate the equivalent number of full-time workers based on the 3 hours per week that 100 million volunteers donate every year in the US, we need to determine the total number of hours volunteered and divide it by the number of hours worked by a full-time worker in a year.
Let's assume a full-time worker works an average of 40 hours per week, and there are 52 weeks in a year.
Total hours volunteered per year:
3 hours per week * 100 million volunteers = 300 million hours
Total hours worked by a full-time worker per year:
40 hours per week * 52 weeks = 2,080 hours
Equivalent number of full-time workers:
300 million hours / 2,080 hours = approximately 144,230 full-time workers
Option C is the correct answer.
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the graph at right shows the situation after the u.s. removes a tariff on imports of canned tuna.
A. C.
B. A+B+C+D.
C. A.
D. B+C+D.
Which area shows the loss in producer surplus?
A. B+C+D.
B. A+B.
C. A.
D. A+B+C+D.
Which area shows the loss in government tariff revenue?
A. A.
B. C.
C. A+B+C+D.
D. B+C+D.
Which areas show the reduction in deadweight loss?
A. B+C+D.
The graph that shows the situation when the U.S. removes a tariff on imports of canned tuna shows that the gain in consumer surplus is B. A+B+C+D.
The area which shows the loss of producer surplus is C. A.
The area which shows the loss in government tariff revenue is B. C.
The area showing a reduction in deadweight loss is B+D.
What happens when a tariffs are lifted ?When a tariff is lifted, the price of the good or service usually decreases, which increases consumer surplus. Consumers are able to purchase the same goods and services for a lower price, which results in a larger consumer surplus.
The price of the good or service usually decreases, which decreases producer surplus. Producers receive a lower price for the same goods and services, which results in a smaller producer surplus.
The government no longer receives revenue from that tax. Therefore, government revenue decreases when a tariff is lifted. The market becomes more efficient as the price of the good or service decreases, this leads to a decrease in deadweight loss.
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Which of the following statements accurately describes how an event will impact supply? Choose 1 answer: Choose 1 answer: (Choice A) A An increase in costs of production will cause an increase in the supply curve (Choice B) B An increase in demand will cause an increase in supply (Choice C) C An increase in price will cause supply to increase (Choice D) D A decrease in price will cause supply to increase (Choice E) E A decrease in resource costs will cause an increase in the supply curve
The statement that accurately describes how an event will impact supply is option B An increase in demand will cause an increase in supply.
What happens when supply and demand both rise?If demand and supply both rise, more will be purchased by consumers and more will be produced by businesses. The impact on price will, however, depend on the relative amount of the two changes because consumers place a higher value on each unit while producers are willing to supply each unit at a lower price.
Therefore, With everything else remaining the same, an increase in demand will result in a rise in the equilibrium price and an increase in supply. Reduced demand will result in a drop in the equilibrium price and a reduction in supply.
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Today you earn a salary of $28,500. What will be your annual salary fifteen years from
now if you earn annual raises of 3.5 percent?
Answer:
$47.747.44
Explanation:
After 14 years, the salary will be equivalent to the future value of $28,500 at 3.5% compound interest.
The formula for calculating compound interest is as follows.
FV = PV × (1+r)n
where FV = Future Value
PV = Present Value... 28,500
r = annual interest rate.... 3.5%
n = number of periods...15
Fv = $28,500 x ( 1+ 3.5/100)15
Fv = $28,500 x ( 1+0.035)15
Fv =$28,500 x 1. 67534883
Fv =$47.747.44
Explain how utility could be used in a decision where performance is not measured by monetary value
Utility can be applied in decision-making situations where performance is not solely measured by monetary value.
Utility is a concept that can be used in decision-making scenarios where performance or outcomes are not solely measured by monetary value.
Utility refers to the satisfaction, well-being, or value that an individual derives from a particular outcome or alternative. It provides a framework for decision-makers to consider non-monetary factors and subjective preferences.
In situations where performance is not easily quantifiable in monetary terms, utility can be used to assign subjective values or preferences to different outcomes. Decision-makers can assess the potential utility or satisfaction associated with each alternative and choose the option that maximizes overall utility.
For example, let's consider a decision regarding the selection of a vacation destination. The performance in this case is not directly measured by monetary value, but rather by the level of enjoyment and personal preferences.
Utility theory can be applied by evaluating the potential utility associated with each destination based on factors such as climate, cultural experiences, outdoor activities, and personal interests. Decision-makers can assign subjective values or rankings to these factors and consider their individual utility weights.
By considering utility, decision-makers can make choices that align with their personal preferences and maximize their overall satisfaction or well-being. They may prioritize destinations that offer experiences they value the most, even if it comes at a higher cost or involves trade-offs with other factors.
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Woh Che Co. has four departments: Materials, Personnel, Manufacturing, and Packaging. In a recent month, the four departments incurred three shared indirect expenses. The amounts of these indirect expenses and the bases used to allocate them follow.
Indirect Expense Cost Allocation Base
Supervision $ 82,500 Number of employees
Utilities 50,000 Square feet occupied
Insurance 22,500 Value of assets in use
Total $ 155,000
Departmental data for the company’s recent reporting period follow.
Department Employees Square Feet Asset Values
Materials 27 25,000 $ 6,000
Personnel 9 5,000 1,200
Manufacturing 63 55,000 37,800
Packaging 51 15,000 15,000
Total 150 100,000 $ 60,000
1. Use this information to allocate each of the three indirect expenses across the four departments.
2. Prepare a summary table that reports the indirect expenses assigned to each of the four departments.
1. The allocation of the three indirect expenses across the four departments of Woh Checo is as follows:
Supervision Expense:
Basis = Number of Employees
Materials = $14,850 ($82,500 x 27/150)
Personnel = $4,950 ($82,500 x 9/150)
Manufacturing = $34,650 ($82,500 x 63/150)
Packaging = $28,050 ($82,500 x 51/150)
Utilities Expense:
Basis = Square Feet
Materials = $12,500 ($50,000 x 25,000/100,000)
Personnel = $2,500 ($50,000 x 5,000/100,000)
Manufacturing = $27,500 ($50,000 x 55,000/100,000)
Packaging = $7,500 ($50,000 x 15,000/100,000)
Insurance Expense:
Basis = Assets Value
Materials = $2,250 ($22,500 x 6,000/$60,000)
Personnel = $450 ($22,500 x 1,200/$60,000)
Manufacturing = $14,175 ($22,500 x 37,800/$60,000)
Packaging = $5,625 ($22,500 x 15,000/$60,000)
2. The summary table to report the assignment of the indirect expenses to the four departments is as follows:
Allocation of Indirect Expenses to the Departments:
Total Materials Personnel Manufacturing Packaging
Supervision $82,500 $14,850 $4,950 $34,650 $28,050
Utilities 50,000 12,500 2,500 27,500 7,500
Insurance 22,500 2,250 450 14,175 5,625
Total $ 155,000 $29,600 $7,900 $76,325 $41,175
Data and Calculations:
Indirect Expense Cost Allocation Base
Supervision $ 82,500 Number of employees
Utilities 50,000 Square feet occupied
Insurance 22,500 Value of assets in use
Total $ 155,000
Department Employees Square Feet Asset Values
Materials 27 25,000 $ 6,000
Personnel 9 5,000 1,200
Manufacturing 63 55,000 37,800
Packaging 51 15,000 15,000
Total 150 100,000 $ 60,000
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oligopolists are tempted to produce more thn the quantity that would maximize industry profits because when they increase output
That would maximize industry profits because when they increase output the price effect is spread across multiple firms.
Who are oligopolists?
There are just a few businesses in an oligopoly market structure, and none of them can stop the others from having a significant influence. The concentration ratio is used to determine the market share of the largest corporations.
A monopoly market has only one producer, a duopoly market has two companies, and an oligopoly market has three or more companies. Unknown is the maximum number of firms that may exist in an oligopoly, but it must be few enough for each firm's operations to significantly affect those of the others.
Oligopolies have occurred in the past in a variety of industries, including steel, oil, railroads, tires, grocery store chains, and telecommunications.
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Adidea Corp. bought 100 units at $15 each. The company then sold 30 units at $25 each, and 50 percent of the purchase was paid in cash. What amount will Adidea credit to the inventory account? A. $1,500 B. $750 C. $375 D. $45
Answer: Merchandise Inventory 7,500
Cash in bank 3,750
Accounts Payable
Explanation:
$375 amount will Adidea credit to the inventory account. Thus option C is correct.
What is a company?A company is a legal body created by a group of people to conduct and manage a multinational corporation, whether it be commercial or economic. The company's main aim is to earn a profit. Also, to make sure that they have enough finds to run the business in the near future.
The information that is provided is :
100 were purchased by Adidea Corp. for $15 a piece.
The business then sold 30 units for $25 each, with cash representing 50% of the total cost.
The total amount of commodities that are sold = 25 * 30
= 750
The Percentage that the commodity is paid in cash is 50%.
The amount that is paid in credit will be = 750 * 50 /100
= 375
Therefore, option C is the correct option.
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Explain right to be heard with examples
The right to be heard means that, depending on their age and maturity, children can be involved in decisions and issues that affect them.
What is the right to be heard?The right to be heard (including the participation of children) is a principle of child rights as defined in the United Nations Convention on the Rights of the Child. According to article 12 of the Convention, children have the right to express their views on all matters that affect them, and their views must be given due weight according to their age and maturity. This right applies equally to children's participation in social and political affairs, and to judicial and administrative proceedings. As a general principle, children's right to be heard should be addressed not only as vulnerable individuals with special protection needs, but also as informed decision makers, rights holders and active members of society. It reflects the child's notion of 'agency', The right to a hearing in article 12 is closely related to other articles of the Convention, which together form the so-called 'participation rights' of children and the recognition of children as citizens with rights holders. Emphasis on understanding.learn more about the right to be heard
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Drag each label to the correct location on the image.
Identify the features of stocks and bonds.
coupon rate
face value
closing price
maturity date
Stock
Bond
Answer:
The answer is "face value".
Explanation:
FACE VALUE was its common characteristic of stocks and bonds.
For an inventory, that original cost of stock indicated on the certification was its face value. That facial value for securities refers to the amount paid to the owner just at the expiry date.
Its book value, as well as the factor, is the distinctive function of shares, while the factor of bonds is a discount rate, duration, or factor value.
Answer:
Stock- closing price
Bond- maturity date, coupon rate, and face value
Explanation:
Got it right on the test :)
Froya Fabrikker A/S of Bergen, Norway, is a small company that manufactures specialty heavy equipment for use in North Sea oil fields. The company uses a job-order costing system that applies manufacturing overhead cost to jobs on the basis of direct labor-hours. Its predetermined overhead rate was based on a cost formula that estimated $399,000 of manufacturing overhead for an estimated allocation base of 1,050 direct labor-hours. The following transactions took place during the year:
Raw materials purchased on account $200,000.
Raw materials used in production (all direct materials) $185,000.
Utility bills incurred on account, $70,000 (90% related to factory operations, and the remainder related to selling and administrative activities).
Accrued salary and wage costs:
Direct labor (975 hours) $230,000
Indirect labor $90,000
Selling and administrative salaries $110,000
Maintenance costs incurred on account in the factory, $54,000.
Advertising costs incurred on account, $136,000.
Depreciation was recorded for the year, $95,000 (80% related to factory equipment, and the remainder related to selling and administrative equipment).
Rental cost incurred on account, $120,000 (85% related to factory facilities, and the remainder related to selling and administrative facilities).
Manufacturing overhead cost was applied to jobs, $__________? .
Cost of goods manufactured for the year, $770,000.
Sales for the year (all on account) totaled $1,200,000. These goods cost $800,000 according to their job cost sheets.
The balances in the inventory accounts at the beginning of the year were:
Raw Materials $30,000
Work in Process $21,000
Finished Goods $60,000
Required:
a. Prepare journal entries to record the preceding transactions.
b. Post your entries to T-accounts. (Don’t forget to enter the beginning inventory balances above.)
c. Prepare a schedule of cost of goods manufactured.
d. Prepare a journal entry to close any balance in the Manufacturing Overhead account to Cost of Goods Sold.
e. Prepare a schedule of cost of goods sold.
f. Prepare an income statement for the year.
a. The preparation of the journal entries to record the preceding transactions for Froya Fabrikker A/S of Bergen, Norway is as follows:
Journal Entries:Debit Raw materials $200,000
Credit Accounts Payable $200,000
Debit Work in Process $185,000
Credit Raw materials $185,000
Debit Manufacturing overhead $63,000
Debit Selling and Admin. $7,000
Credit Utilities Payable $70,000
Debit Work in Process $230,000
Debit Manufacturing overhead $90,000
Debit Selling and administrative salaries $110,000
Credit Payroll Payable $430,000
Debit Manufacturing overhead $54,000
Credit Maintenance Expenses Payable $54,000
Debit Selling and Admin. Expenses $136,000
Credit Advertising costs Payable $136,000
Debit Manufacturing overhead $76,000
Debit Selling and Admin. Expense $19,000
Credit Depreciation Expenses $95,000
Debit Manufacturing overhead $102,000
Debit Selling and Admin. Expense $8,000
Credit Rental Expense Payable $120,000
Debit Work in process $370,500
Credit Manufacturing overhead applied $370,500
Debit Finished goods $770,000
Credit Work in Process $770,000
Debit Accounts Receivable $1,200,000
Credit Sales Revenue $1,200,000
Debit Cost of goods sold $800,000
Credit Finished goods $800,000
b. T-accounts:Raw MaterialsAccount Titles Debit Credit
Beginning Balances $30,000
Accounts Payable $200,000
Work in Process $185,000
Balance $45,000
Work in ProcessAccount Titles Debit Credit
Beginning Balances $21,000
Raw materials 185,000
Payroll Payable 230,000
Manufacturing
overhead applied 370,500
Finished Goods $770,000
Balance $36,500
Finished GoodsAccount Titles Debit Credit
Beginning Balances $60,000
Work in Process 770,000
Cost of goods sold $800,000
Balance $30,000
Cost of goods soldAccount Titles Debit Credit
Finished goods $800,000
Under-applied o/h 14,500
Income Summary $814,500
Accounts PayableAccount Titles Debit Credit
Raw materials $200,000
Manufacturing overheadAccount Titles Debit Credit
Utilities Payable $63,000
Payroll Payable 90,000
Maintenance
Expenses Payable 54,000
Depreciation Exp. 76,000
Rental Payable 102,000
Work in Process $370,500
Cost of goods sold 14,500
Selling and Admin. ExpensesAccount Titles Debit Credit
Utilities Payable $7,000
Payroll Payable 110,000
Advertising Payable 136,000
Depreciation Exp. 19,000
Rental Payable 8,000
Income Summary $280,000
Utilities PayableAccount Titles Debit Credit
Manufacturing overhead $63,000
Selling and Admin. expenses 7,000
Payroll PayableAccount Titles Debit Credit
Work in process $230,000
Manufacturing overhead 90,000
Selling and Admin. expense 110,000
Maintenance Expenses PayableAccount Titles Debit Credit
Manufacturing overhead $54,000
Advertising costs PayableAccount Titles Debit Credit
Manufacturing overhead $136,000
Depreciation ExpensesAccount Titles Debit Credit
Accumulated Depr. $95,000
Manufacturing overhead $76,000
Selling and Admin. Expense 19,000
Rental Expense PayableAccount Titles Debit Credit
Manufacturing overhead $102,000
Selling and Admin. Expense 8,000
c. The preparation of a schedule of cost of goods manufactured is as follows:
Schedule of Cost of Goods ManufacturedBeginning Work in Process $21,000
Raw materials used 185,000
Direct labor 230,000
Manufacturing overhead applied 370,500
Ending Work in Process ($36,500)
Cost of goods manufactured $770,000
d. The preparation of a journal entry to close any balance in the Manufacturing Overhead account to Cost of Goods Sold is as follows:
Debit Cost of goods sold $14,500
Credit Manufacturing overhead $14,500
To close manufacturing overhead to Cost of Goods Sold.e. The preparation of a schedule of cost of goods sold is as follows:
Schedule of Cost of Goods Sold:Beginning Finished Goods $60,000
Cost of manufactured goods 770,000
Under-applied overhead 14,500
Ending Finished Goods ($30,000)
Cost of goods sold $814,500
f. The preparation of an income statement for the year is as follows:
Froya Fabrikker A/S of Bergen, Norway
Income StatementFor the year ended December 31,
Sales Revenue $1,200,000
Cost of goods sold 814,500
Gross profit $385,500
Selling and admin. exp. 280,000
Net income $105,500
Data and Calculations:Estimated manufactured overhead = $399,000
Estimated direct labor-hours = 1,050
Predetermined overhead rate = $380 ($399,000/1,050)
Direct labor (975 hours) $230,000
Applied overhead = $370,500 ($380 x 975)
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A major glass factory just closed because it wasn't making enough money to sustain itself. As a result, hundreds of workers lost their jobs. In addition to impacting the people who are now unemployed, what impact does this factory closure have on other businesses in the area
Answer:
They are very sad now because they liked the old factory.
Gains on the sale of long-term assets are:
A. added to operating activities.
B. added to investing activities.
C. added to financing activities.
D. subtracted from operating activities.
Gains on the sale of long-term assets are added to investing activities. Therefore, option B is correct.
When a long-term asset is sold at a gain, the cash received from the sale is classified as a cash inflow in the investing activities section. This section of the statement of cash flows includes transactions related to the sale of long-term assets, such as property, plant, and equipment, and investments in other companies.
Gains on the sale of long-term assets are considered investment-related gains and are included in this section to provide a comprehensive view of the organization's investing activities.
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NEED HELP ASAP
There 22 Question
How soon does a landlord have to return a security deposit in Florida?
Answer:
15days
Explanation:
Both socialism and communism are variations of
Answer:
both socialism and communism are variations of command economies
Both socialism and communism are variations of economic and political systems that advocate for collective ownership and control of resources and the means of production.
Socialism is an economic and political ideology advocating for collective ownership and democratic control of the means of production, aiming to reduce wealth inequalities and promote social welfare through government intervention and redistribution of resources.
Communism, on the other hand, is a more extreme form of socialism, envisioning a classless, stateless society where the means of production are owned collectively, and resources are distributed based on individual needs. It seeks to eliminate private property, establish a centrally planned economy, and achieve social equality through a revolutionary transition from capitalism.
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Most probably, your complete question is this:
Both socialism and communism are variations of what?
If you restate a quote in your own words but do not cite your source you can be rightfully accused of
Answer:
correct, you could be accused of plagerism
The 15-year average return for the S&P 500 from January 1973 to December 2016 (29 separate 15 year periods) was as high as a 20% average annual return and as low as a 3.7% average annual return. Additionally, the average dividend yield for the S&P is 4.11% and the average annual dividend growth rate is 6.11%.
Using this information, please compare the investment in the 5% 15-year corporate bond with a $100,000 investment in a stock with a 3.7% dividend yield (10 percent less than the S&P 500 average yield) and a 3% dividend growth rate (50 percent of the S&P 500 dividend growth rate).
The annual investment returns are as follows:
Year 1 (13.40%) Year 2 (23.37%) Year 3 26.38% Year 4 8.99%
Year 5 3.00% Year 6 13.62% Year 7 3.53% Year 8 (38.49%)
Year 9 23.45% Year 10 12.78% Year 11 0.00 Year 12 13.41%
Year 13 29.60% Year 14 11.39% Year 15 (0.73%)
The bond interest payment of 5 percent is paid annually and not reinvested. To compare accurately with the bond investment, the stock dividend will not be reinvested, but paid annually as well.
Please calculate the value of the stock account at the end of each year and the dividend income from the stock on an annual basis.
Once you have performed the calculations, please let me know if you prefer to invest in a 5% corporate bond for 15 years or the stock and why.
What is the value of the stock after year 2? Year 8? Year 11? When does the annual dividend income of the stock exceed the annual interest income of the bond?
1. The value of the stock account after Year 2 is $155,401.626.
2. The value of the stock account after Year 8 is $96,110.0674.
3. The value of the stock account after Year 11 is $96,110.0674.
4. The annual dividend income of the stock exceeds the annual interest income of the bond at the end of Year 15.
Bond interest rate: 5%
Stock dividend yield: 3.7% (10% less than S&P 500 average yield)
Stock dividend growth rate: 3% (50% of S&P 500 dividend growth rate)
We'll assume an initial investment of $100,000.
Year 1:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $100,000 + ($100,000 * 0.2337) = $123,370
1. Year 2:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $123,370 + ($123,370 * 0.2638) = $155,401.626
2. Year 8:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $155,401.626 + ($155,401.626 * (-0.3849)) = $96,110.0674
3. Year 11:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $96,110.0674 + ($96,110.0674 * 0) = $96,110.0674
4. At the end of Year 15, the dividend income of the stock exceeds the interest income of the bond.
Stock dividend income: $100,000 * 0.037 = $3,700
Bond interest income: $100,000 * 0.05 = $5,000
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You work for a municipal government in the HR department. Your supervisor has asked you to prepare a brief informational report on how to register for benefits during the open-enrollment period next month. What would you use to show new employees the process of signing up for health benefits
The best way to show your municipal government employees the benefits of health care is through an informational poster in the office and an email to each.
In most companies, there is a human resources department that is responsible for hiring employees and their well-being.
In this case, it is a benefit in the health service to which employees can enroll independently, but they do not know-how.
The best option to disseminate this information is through an informational poster that specifies the steps to register and locate it in the office because their employees will be able to see it when they go to work.
Likewise, a copy of the poster will be sent to their emails, and they can sign up for this benefit in their free time.
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What is a financial planner? Responses
O a person that advises you on legal matters
O a qualified investment professional who helps individuals and corporations meet their long-term financial objectives
O a person whose job it is to keep, inspect, and analyze financial accounts
O a person who often works at a financial institution and is primarily concerned with raising capital for corporations, governments, or other entities
1. What is a financial planner?
a qualified investment professional who helps individuals and corporations meet their long-term financial objectives
2. How do financial planners get paid?
on the basis of fees or commissions
3. Which of these do financial planners advise on?
investing
4. What is the role of a financial planner?
a qualified investment professional who helps individuals and corporations meet their long-term financial objectives
5. What is the CFP?
a formal certification of expertise in the areas of financial planning, taxes, insurance, estate planning, and retirement
Personal Finance- Financial Planning Quick Check4/22/2023
A guest arriving at a restaurant bows to the host instead of extending a hand. This is an example of how cultural customs and taboos can affect
A.a sense of humor
B.dietary preferences
C.greetings between people
D.preferences for amenities
This is an illustration of how 's sense of humor can be impacted by cultural taboos and norms. dietary inclinations.
Who defines culture?Language, values, conventions, behaviors, and even material possessions are all considered to be part of a culture. Culture is universal; while its specifics may vary from group to group, all civilizations create standardized, taught ways of understanding and engaging with their environment. A moral imperative that establishes what we believe to be good and wrong and implicit instructions that teach us what we should do are both provided by culture. Material culture and nonmaterial culture are two subcategories of culture. The tools and technology created by members of society are referred to as material culture.and employ. This encompasses all creations manufactured by humans, such as works of art, structures, tools, jewelry, clothing, and hairstyles. The methods of thinking (beliefs, values, and other worldviews) and behavioral patterns of a group are included in nonmaterial culture (language, gestures, and other forms of social interaction).
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Determine the missing amount:
Assets=Liabilities+owners Equity x 272000 573000
Based on the given amounts of assets and liabilities, the missing amount of Owner's equity is $301,000
How to find the equity?The Owners equity is one of the parts of the Accounting equation which is:
Assets = Liabilities + Owners Equity
The Assets in this instance is $573,000 and the Liabilities are $272,000.
The Owner's equity is the missing amount and it can be found as:
573,000 = 272,000 + Owners Equity
Owners Equity = 573,000 - 272,000
Owners Equity = $301,000
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. Define corporate-level strategy. What are the different levels of diversification firms
can pursue by using different corporate-level strategies?
Answer:
Tipos de diversificación empresarial
Explanation:
°Inversión propia. Constituye la fórmula de diversificación más seguida, puesto que supone echar mano de los recursos propios a la hora de intentar conquistar nuevos espacios productivos y clientes.
°Adquisición total o parcial de una empresa.
°Diversificación relacionada.
°Diversificación no relacionada.
As a corporation, you want to distribute money to shareholders as a dividend. If the dividend is taxed at a rate of 20% and the dividend is $1 per share, how much money will a shareholder of 10,000 shares get after-tax? a) $8,000 b) $8,250 c) $8,400 d) $9,000
Answer:
a) $8,000
Explanation:
The tax rate is 20% of the dividend. If the dividend is $1 per share, the actual tax per share is 20 percent of $1.
=20/100 x $1
=0.2 x$1
=20cents per share
A shareholder will receive $1- 20 cents as dividends per share
=80 cents or $0.80 per share.
A shareholder with 10,000 shares will get
=10,000 x $.80
=$8,000
Answer:
$8000
Explanation:
What is the definition of gross income?
Gross income refers to the total income earned by an individual, business, or entity before any deductions or expenses are subtracted.
Gross income is typically calculated on an annual basis, representing the total income earned over a specific period, usually a fiscal year. It serves as a starting point for determining taxable income, which is the amount on which taxes are assessed.
It is important to note that gross income does not account for any deductions or expenses, such as taxes, operating costs, depreciation, or other business expenses. These deductions are subtracted from the gross income to arrive at the net income or taxable income, which is the actual amount on which taxes are levied.
For individuals, gross income includes wages or salaries earned from employment, income from self-employment or freelancing, rental income, investment income, and other sources. It is reported on the individual's tax return and is used to determine their tax liability.
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