if johnson bank has actual reserves of $200,000 and $200,000 in demand deposits with a reserve ratio is 10%, what is the amount of excess reserves

Answer:

use of modern technology

Explanation:

to make work and tallying

easy

Answer:Sales and revenue

Explanation:

This is standard business marketing

Answer: because even if there is no fire there could be an explosion, fire and gasoline WILL make an explosion. So Basically it can start with fire but soon turn into an explosion. If it's a fire DRILL then it's for practice if that actually does happen.

I will choose the second cartoon as the bank worker is willing to explain what the checking account is all about (Image of the cartoon attached)

The fees associated with a checking account are:

A checking account is known to be a a type of bank account that helps people to quickly deposit and withdraw money from their account for any of their daily expenses.

The importance of the 2nd Cartoon in understanding the costs and fees associated with your checking account is that when the cashier or bank worker have explained all that there is to known about checking account, one can know if they want to open it or not.

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(A) The free cash flow of the project is -

Year 0: -$1,950,000

Year 1: $320,000

Years 2-8: $320,000

Year 9: $166,000

(B) The NPV of the project is -$204,938.87

Year 0:

Initial investment in equipment and net working capital: -$1,950,000 ($1.3 million + $450,000)

Year 1:

Sales revenue: $4,500,000

Manufacturing costs and operating expenses: -$3,600,000 (80% of sales)

Depreciation: -$130,000 ($1.3 million / 10)

Change in net working capital: -$450,000 (10% of sales)

Cash flow: $320,000

Years 2-8:

Sales revenue: $4,500,000

Manufacturing costs and operating expenses: -$3,600,000 (80% of sales)

Depreciation: -$130,000 ($1.3 million / 10)

Change in net working capital: -$450,000 (10% of sales)

Cash flow: $320,000

Year 9:

Sales revenue: $4,500,000

Manufacturing costs and operating expenses: -$3,600,000 (80% of sales)

Depreciation: -$130,000 ($1.3 million / 10)

Change in net working capital: $0 (net working capital is not needed since the project ends)

Sale of equipment: $496,000

Cash flow: $166,000 ($320,000 - $130,000 + $496,000)

Therefore, the free cash flows of the project are:

Year 0: -$1,950,000

Year 1: $320,000

Years 2-8: $320,000

Year 9: $166,000

b. To calculate the net present value (NPV) of the project, we need to discount the free cash flows to present value using the cost of capital of 15%.

NPV = ( \(\frac{320,000 }{1.15}\)) + ( \(\frac{320,000 }{1.15^2}\)) + ... + ( \(\frac{320,000}{1.15^8}\)) + ( \(\frac{166,000}{1.15^9}\)) - 1,950,000

NPV = $204,938.87

Therefore, at a cost of capital of 15%, the NPV of the project is positive, indicating that it is a good investment for Arnold Inc.

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I need to be aware that investment options and the market conditions can change over time, and I should regularly review and adjust my investment choices as to ensure I am on the track to meet my retirement goals.

Retirement is a phase in a person's life when they choose to stop working or reduce their work hours. It is a time when people typically have reached a certain age, have accumulated enough savings or investments, and are ready to leave the workforce. Retirement can be a voluntary decision or forced due to health issues or other reasons. During retirement, individuals can pursue hobbies, travel, spend time with family and friends, and engage in leisure activities they did not have time for while working. Retirement also involves careful financial planning to ensure that one's income will be sufficient to support their lifestyle and cover expenses, such as healthcare and housing. Many people also choose to seek advice from financial planners and other professionals to help them navigate this phase of life.

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The population in 2012 would be 3,960,000. The crude net migration rate is the number of people leaving the country per 1,000 people. This means that for every 1,000 people in Puerto Rico in 2010, 10 people left the country.

What is population?
A population is the entire set of individuals, if that group is a nation or a group of people who share a characteristic. A population in statistics is the group of people from whom a statistical sample is drawn for a study. As a result, any group of people who share a characteristic can be called a population. A sample can also refer to a statistically meaningful subset of a population, rather than the entire population. As a result, a statistical analysis of a sample must document the estimated standard deviation, or standard deviation, of its overall population results. Only a population-wide analysis had no standard error.

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Answer:

its b

Explanation:

Answer: The answer is Trade creation

Explanation: I took the test

The correct answer is good credit gives you options.

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A vision outlines a firm's ultimate goal and its guiding values in broad terms.

A vision statement is a concise expression of a company's purpose and the reason it exists. It communicates the organization's values and objectives to its employees, customers, and other stakeholders. The mission statement helps guide decision-making and serves as a foundation for the development of the company's strategy, which is a more detailed plan to achieve its goals.

In contrast, a vision statement describes the desired future state of the company and its aspirations. It paints a picture of what success looks like and serves as inspiration for employees to work towards. A strategy, on the other hand, is a comprehensive plan that outlines the specific steps, actions, and resources needed to accomplish the company's mission and vision. Lastly, an imperative is a critical and urgent priority that must be addressed to ensure the success of the organization.

In summary, a vision statement outlines a firm's ultimate goal and guiding values in broad terms, while a vision statement illustrates the desired future state. A strategy provides the detailed plan for achieving these goals, and an imperative highlights crucial priorities that need immediate attention.

So, option B is the correct answer.

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Mezzanine finance is a hybrid form of financing that combines elements of debt and equity. It is often used by companies to fund expansion, acquisitions, or management buyouts.

Mezzanine financing is structured as a loan with equity-like features, such as subordination to senior debt and potential equity participation. It offers greater flexibility compared to traditional bank loans, with longer repayment terms and fewer restrictive covenants.

Mezzanine lenders provide capital to companies that may not qualify for traditional debt financing or want to avoid diluting existing equity holders. This type of financing carries higher interest rates due to the increased risk involved. Overall, mezzanine finance offers companies an attractive option for obtaining additional capital to support their growth objectives.

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➣ Extension strategies are marketing techniques that seek to improve sales to extend the life of a product before decline begins.

Answer:

Answer:

External recruiting

Explanation:

External recruitment is the evaluation made with respect to the pool of job candidates without considering the existing staff to watch whether there is skilled or qualified candidate to fill existing job vacancies. Basically it is a process of searching outside so that they could fill the vacancies of the organization

So according to the given situation Agnestorm would be engaged in the process of external recruiting

If the price is lowered but benefits stay at the same levels, then the value will increase. Value is the perception of the benefits received from a product or service in relation to its cost.

When the price is lowered, the cost of the product or service decreases, which means that the perceived value will increase. Consumers are more likely to view the product or service as a better deal and be more willing to make a purchase.

However, it is important to note that this increase in value may not be sustainable if the price decline is not matched by an increase in the benefits provided by the product or service.

If the benefits remain the same, the initial price reduction may attract consumers but may not be enough to retain them over time.

As a result, the price may eventually go up again, or the value may decrease, especially if competitors offer similar products or services with better benefits at the same or lower prices.

Overall, a lower price can be an effective way to increase the perceived value of a product or service, but it needs to be balanced with maintaining or improving the benefits offered to sustain that value over time.

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Answer:

B. economic principles affecting entire countries.

Explanation:

Macroeconomics is the part of economic studies that studies the economy of a country as a whole. In this branch of economics, the aggregate income, growth, expenditure and inflation are considered. The performance of the entire economy is measured under macroeconomics. National income, Gross domestic product, inflation and unemployment fall under the macroeconomic studies.

Answer:

economic principles affecting entire countries

Explanation:

i took the test

In recent decades, economic inequality (both income inequality and wealth inequality) has become a prominent topic in American.

The income inequality in America has been worsening over the last 40 years. The rich people have been getting richer, and the poor people have been getting poorer.

The wealthiest Americans hold a disproportionate share of the country's wealth, and the country has the highest poverty rate in the developed world.

This issue is serious and affects the country's economy, social fabric, and political system. It has become increasingly clear that addressing this issue is essential to creating a more equitable and just society.

The causes of economic inequality are multifaceted. They include factors such as globalization, technological change, and the decline of unions. Globalization has made it easier for corporations to outsource labor to countries with lower wages and weaker labor laws.

As a result, many American jobs have been lost, and wages have stagnated. Technological change has also contributed to the decline of jobs that require less education and more manual labor. The decline of unions has weakened the bargaining power of workers, leading to lower wages and fewer benefits.

Addressing economic inequality requires a multi-faceted approach. It involves creating policies that promote economic growth and job creation, such as infrastructure investment, education reform, and research and development.

Finally, addressing income inequality also requires reforming the tax code to ensure that the wealthy pay their fair share and investing in programs that help lift low-income families out of poverty.

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This is FALSE. The correct statement is "economics is the study of how efficiently goods and services are distributed within society."

In reality, economics is a social science that looks at the production, distribution, and consumption of products, goods, and even services. Additionally, economics examines how we, as consumers within society, make plans and decide on our consumption.

Economics also analyzes how the following prefer to allocate or distribute resources: (1) organizations (2) companies (3) governments and (4) nations.

"Evenly" isn't the correct word for the statement. "Efficiency" is basically the right term we use to describe how effectively society uses its finite resources. We believe that the distribution of economic advantages among society's members must be efficient.

The significance of economics:

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Using demand curves, if the price of pop increases, then, the demand for pop will decrease. The Option

According to demand law , as the price of a product increases, the quantity demanded of that product will decrease. This inverse relationship between price and quantity demanded is illustrated graphically by a downward-sloping demand curve.

Therefore, if the price of pop increases, the demand for pop will decrease. This can be shown by a movement up along the demand curve, resulting in a lower quantity demanded at each price point.

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The C. Fundamental Accounting Equation. T-Accounts are a tool used in accounting to represent accounts and their balances. They are structured in the shape of a T, with the account name at the top and two columns underneath representing the debit and credit sides.

The fundamental accounting equation, which states that assets must equal liabilities plus equity, is the basis for T-Accounts. T-Accounts are used to illustrate how transactions affect the fundamental accounting equation by showing the corresponding debits and credits.

T-Accounts are a tool used in accounting to represent the general ledger accounts. They are based on the Fundamental Accounting Equation, which states that Assets = Liabilities + Owner's Equity. This equation is the foundation of the double-entry bookkeeping system, where each transaction is recorded as debits and credits in at least two accounts.

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Answer:

film commercials shes in the warehouse not the front of the company

Explanation:

Answer:

Expansionary monetary policies

Explanation:

A recession is characterized by reduced economic activities, a high unemployment rate, and low business incomes. The economy experiences a reduced demand for products and services, leading to low production and a slow economic growth rate.

In a recession like in 2020, the Fed should employ measures that will stimulate economic growth. The appropriate measures are the expansionary monetary policies. These policies seek to increase liquidity in the market, thereby increasing the aggregate demand. Expansionary monetary policies increase the money supply in the economy; they include a reduction in the reserve requirement, reduction in the discount rate, and open market purchases.

Accounts receivable and Sales receivable would be the entries in the journal for the subsequent transaction.

In your company's books, a journal entry serves as a record of a business transaction. Every transaction requires at least two journal entries in double-entry bookkeeping. A bookkeeper keeps track of all the changes that a transaction can bring about in a business by recording them in their journal.

A credit entry shows a value transfer from the account and a debit entry shows a transfer of value to the account. Each transaction presents the transfer of money from credited to debited accounts.

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Answer:

There are four components you need to consider: Yearly costs, such as tuition, fees, books, room and board, travel expenses, etc. Financial aid that you don't have to pay back, such as scholarships, grants, and work-study. Financial aid that you do need to pay back, such as as federal loans.

Explanation:

A group of insurance claims that are sent at the same time from one facility is known as a batch.

Batching claims is a common practice in the healthcare industry, especially in hospitals, clinics, and other medical facilities that process a large number of insurance claims on a regular basis. By batching claims, facilities can streamline the claims submission process, reduce errors, and ensure that all claims are submitted on time. Batching claims can also help facilities track and monitor the progress of claims and identify any issues that need to be addressed. Overall, batching claims is an important process that helps healthcare facilities manage their insurance claims efficiently and effectively.

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Welfare measures refer to measures used by the government to evaluate social welfare. Welfare measures could include consumer surplus, producer surplus, deadweight loss, and total surplus.A single-price monopoly is a market in which a single firm controls the entire market and sells at a single price.

A perfect price-discriminating monopoly is a market in which a single firm controls the entire market and charges different prices to different customers based on their willingness to pay. The price for each customer is equal to their marginal benefit.

Considering consumer surplus, a single-price monopoly will produce less of the good compared to a perfect price-discriminating monopoly. Consumers in a single-price monopoly market will experience a lower level of welfare as their surplus is reduced, while a perfect price-discriminating monopoly maximizes the consumer surplus.

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Answer:

Have your academic transcript withheld until your student debt is repaid You’ll also see your credit score impacted. Though there’s not a hard-and-fast number of points you’ll see your score drop by, Rod Griffin, director of consumer education at Experian, said the impact will be “major.”